Common use of Average Life Clause in Contracts

Average Life. 5.15 1.88 1.55 1.10 0.93 0.67 Duration: 4.08 1.69 1.41 1.02 0.87 0.63 First Prin Pay: 7/97 7/97 7/97 7/97 7/97 7/97 Last Prin Pay: 1/07 5/01 8/00 9/99 5/99 11/98 ----------------------------------------------------------------------------- A2 SENIOR Price: 99-31 Coupon: 6.5500 Original Par: 25,021,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 6.61 6.59 6.58 6.56 6.54 6.51 Average Life: 11.82 5.37 4.43 3.10 2.59 1.84 Duration: 7.96 4.37 3.71 2.71 2.30 1.68 First Prin Pay: 1/07 5/01 8/00 9/99 5/99 11/98 Last Prin Pay: 4/11 5/04 3/03 7/01 11/00 11/99 ----------------------------------------------------------------------------- A3 SENIOR Price: 99-27 Coupon: 6.7000 Original Par: 19,982,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 6.78 6.78 6.78 6.77 6.76 6.75 Average Life: 15.60 8.60 7.22 5.10 4.07 2.84 Duration: 9.36 6.31 5.52 4.17 3.45 2.51 First Prin Pay: 4/11 5/04 3/03 7/01 11/00 11/99 Last Prin Pay: 3/15 4/08 8/06 12/03 7/02 11/00 ----------------------------------------------------------------------------- This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the "Material"), is privileged and confidential, is intended for use by the addressee only, and may not be provided to any third party other than the addressee's legal, tax, financial and/or accounting advisors for the purposes of evaluating such information. Prospective investors are advised to read carefully, and should rely solely on, the final prospectus and prospectus supplement (the "Final Prospectus") related to Deutsche Financial Capital Securitization, LLC, Senior/Subordinated Pass-Through Certificates, Series 1997-I (the "DFC 97-I Certificates") in making their investment decisions. This material does not include all relevant information relating to the DFC 97-I Certificates described herein, particularly with respect to the risk and special considerations associated with an investment in DFC 97-I Certificates. All information contained herein is preliminary and it is anticipated that such information will change. Any information contained herein will be more fully described in, and will be fully superseded by the preliminary prospectus supplement and Final Prospectus. Although the information contained in the material is based on sources the Underwriters believe to be reliable, the Underwriters make no representation or warranty that such information is accurate or complete. Such information should not be viewed as projections, forecasts, predictions, or opinions with respect to value. Prior to making any investment decision, a prospective investor shall receive and fully review the Final Prospectus. NOTHING HEREIN SHOULD BE CONSIDERED AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. (Deutsche ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ logo appears here) BOND PROFILE SUMMARY ----------------------------------------------------------------------------- Percent of MHP: 0 75 100 160 200 300 ----------------------------------------------------------------------------- A4 SENIOR Price: 99-30+ Coupon: 6.9000 Original Par: 7,105,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 6.98 6.97 6.97 6.96 6.95 6.93 Average Life: 18.32 11.60 9.90 7.10 5.52 3.57 Duration: 10.08 7.73 6.94 5.43 4.44 3.06 First Prin Pay: 3/15 4/08 8/06 12/03 7/02 11/00 Last Prin Pay: 6/16 12/09 3/08 3/05 7/03 4/01 ----------------------------------------------------------------------------- A5 SENIOR Price: 99-31+ Coupon: 7.2000 Original Par: 20,813,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 7.28 7.28 7.28 7.27 7.26 7.24 Average Life: 21.11 15.17 13.37 10.00 8.04 4.71 Duration: 10.49 8.90 8.27 6.86 5.87 3.85 First Prin Pay: 6/16 12/09 3/08 3/05 7/03 4/01 Last Prin Pay: 10/20 8/15 11/13 3/10 12/07 10/03 ----------------------------------------------------------------------------- A6 SENIOR Price: 99-29 Coupon: 7.4750 Original Par: 19,867,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 7.57 7.57 7.57 7.57 7.57 7.56 Average Life: 24.76 20.66 18.97 15.43 13.19 8.93 Duration: 10.90 10.16 9.79 8.83 8.08 6.25 First Prin Pay: 10/20 8/15 11/13 3/10 12/07 10/03 Last Prin Pay: 10/22 1/19 4/17 11/13 9/11 11/07 --------------------------- To Maturity: Price: 99-29+ Bond Yield: 7.57 7.57 7.57 7.57 7.57 7.56 Average Life: 25.83 21.83 20.39 16.93 14.65 9.94 Duration: 11.05 10.37 10.07 9.20 8.50 6.64 First Prin Pay: 10/20 8/15 11/13 3/10 12/07 10/03 Last Prin Pay: 4/26 12/23 5/22 2/20 12/17 6/13 ----------------------------------------------------------------------------- This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the "Material"), is privileged and confidential, is intended for use by the addressee only, and may not be provided to any third party other than the addressee's legal, tax, financial and/or accounting advisors for the purposes of evaluating such information. Prospective investors are advised to read carefully, and should rely solely on, the final prospectus and prospectus supplement (the "Final Prospectus") related to Deutsche Financial Capital Securitization, LLC, Senior/Subordinated Pass-Through Certificates, Series 1997-I (the "DFC 97-I Certificates") in making their investment decisions. This material does not include all relevant information relating to the DFC 97-I Certificates described herein, particularly with respect to the risk and special considerations associated with an investment in DFC 97-I Certificates. All information contained herein is preliminary and it is anticipated that such information will change. Any information contained herein will be more fully described in, and will be fully superseded by the preliminary prospectus supplement and Final Prospectus. Although the information contained in the material is based on sources the Underwriters believe to be reliable, the Underwriters make no representation or warranty that such information is accurate or complete. Such information should not be viewed as projections, forecasts, predictions, or opinions with respect to value. Prior to making any investment decision, a prospective investor shall receive and fully review the Final Prospectus. NOTHING HEREIN SHOULD BE CONSIDERED AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. (Deutsche ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ logo appears here) BOND PROFILE SUMMARY ----------------------------------------------------------------------------- Percent of MHP: 0 75 100 160 200 300 ----------------------------------------------------------------------------- M AA MEZZ Price: 99-27 Coupon: 7.3750 Original Par: 12,508,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 7.48 7.47 7.47 7.47 7.47 7.47 Average Life: 20.89 15.17 13.50 10.46 9.44 7.75 Duration: 10.21 8.58 8.00 6.78 6.37 5.61 First Prin Pay: 3/12 3/05 12/03 2/02 1/02 1/02 Last Prin Pay: 10/22 1/19 4/17 11/13 9/11 11/07 --------------------------- To Maturity: Price: ▇▇-▇▇ ▇▇▇▇ ▇▇▇▇▇: 7.48 7.47 7.47 7.47 7.47 7.47 Average Life: 21.10 15.38 13.76 10.72 9.78 8.26 Duration: 10.24 8.62 8.05 6.85 6.48 5.82 First Prin Pay: 3/12 3/05 12/03 2/02 1/02 1/02 Last Prin Pay: 11/24 3/21 12/19 7/16 11/14 7/11 -----------------------------------------------------------------------------

Average Life. 5.15 1.88 1.55 1.10 0.93 0.67 Duration: 4.08 1.69 1.41 1.02 0.87 0.63 First Prin Pay: 7/97 7/97 7/97 7/97 7/97 7/97 Last Prin Pay: 1/07 5/01 8/00 9/99 5/99 11/98 ----------------------------------------------------------------------------- A2 SENIOR Price: 99-31 Coupon: 6.5500 Original Par: 25,021,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 6.61 6.59 6.58 6.56 6.54 6.51 Average Life: 11.82 5.37 4.43 3.10 2.59 1.84 Duration: 7.96 4.37 3.71 2.71 2.30 1.68 First Prin Pay: 1/07 5/01 8/00 9/99 5/99 11/98 Last Prin Pay: 4/11 5/04 3/03 7/01 11/00 11/99 ----------------------------------------------------------------------------- A3 SENIOR Price: 99-27 Coupon: 6.7000 Original Par: 19,982,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 6.78 6.78 6.78 6.77 6.76 6.75 Average Life: 15.60 8.60 7.22 5.10 4.07 2.84 Duration: 9.36 6.31 5.52 4.17 3.45 2.51 First Prin Pay: 4/11 5/04 3/03 7/01 11/00 11/99 Last Prin Pay: 3/15 4/08 8/06 12/03 7/02 11/00 ----------------------------------------------------------------------------- This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the "Material"), The above analysis is privileged and confidential, is not intended for use by the addressee only, and may not to be provided to any third party other than the addressee's legal, tax, financial and/or accounting advisors for the purposes of evaluating such information. Prospective investors are advised to read carefully, and should rely solely on, the final a prospectus and prospectus supplement (the "Final Prospectus") related to Deutsche Financial Capital Securitization, LLC, Senior/Subordinated Pass-Through Certificates, Series 1997-I (the "DFC 97-I Certificates") in making their any investment decisions. This material does not include all relevant information relating to the DFC 97-I Certificates described herein, particularly decision with respect to the risk and special considerations associated with an investment in DFC 97-I Certificates. All information contained herein is preliminary and it is anticipated that such information will change. Any information contained herein will security should be more fully described in, and will be fully superseded made by the preliminary prospectus supplement and Final Prospectus. Although you based solely upon all of the information contained in the material is based on sources final prospectus. Under no circumstances shall the Underwriters believe information presented constitute an offer to sell or the solicitation of an offer to buy nor shall there be reliableany sale of the securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the Underwriters make no representation or warranty that securities laws of such information is accurate or completejurisdiction. Such information should The securities may not be viewed sold nor may an offer to buy be accepted prior to the delivery of a final prospectus relating to the securities. The above preliminary description of the underlying assets has been provided by the issuer and has not been independently verified by Credit Suisse First Boston. All information described above is preliminary, limited in nature and subject to completion or amendment. Credit Suisse First Boston makes no representations that the above referenced security will actually perform as projections, forecasts, predictions, or opinions with respect to value. Prior to making described in any investment decision, a prospective investor shall receive and fully review the Final Prospectus. NOTHING HEREIN SHOULD BE CONSIDERED AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO BUY ANY SECURITIESscenario presented. (Deutsche ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ CREDIT SUISSE/FIRST BOSTON logo appears here) BOND PROFILE SUMMARY ----------------------------------------------------------------------------- Percent of MHP: 0 75 100 160 200 300 ----------------------------------------------------------------------------- A4 SENIOR Price: 99-30+ Coupon: 6.9000 Original Par: 7,105,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 6.98 6.97 6.97 6.96 6.95 6.93 Average Life: 18.32 11.60 9.90 7.10 5.52 3.57 Duration: 10.08 7.73 6.94 5.43 4.44 3.06 First Prin Pay: 3/15 4/08 8/06 12/03 7/02 11/00 Last Prin Pay: 6/16 12/09 3/08 3/05 7/03 4/01 ----------------------------------------------------------------------------- A5 SENIOR Price: 99-31+ Coupon: 7.2000 Original Par: 20,813,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 7.28 7.28 7.28 7.27 7.26 7.24 Average Life: 21.11 15.17 13.37 10.00 8.04 4.71 Duration: 10.49 8.90 8.27 6.86 5.87 3.85 First Prin Pay: 6/16 12/09 3/08 3/05 7/03 4/01 Last Prin Pay: 10/20 8/15 11/13 3/10 12/07 10/03 ----------------------------------------------------------------------------- A6 SENIOR Price: 99-29 Coupon: 7.4750 Original Par: 19,867,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 7.57 7.57 7.57 7.57 7.57 7.56 Average Life: 24.76 20.66 18.97 15.43 13.19 8.93 Duration: 10.90 10.16 9.79 8.83 8.08 6.25 First Prin Pay: 10/20 8/15 11/13 3/10 12/07 10/03 Last Prin Pay: 10/22 1/19 4/17 11/13 9/11 11/07 --------------------------- To Maturity: Price: 99-29+ Bond Yield: 7.57 7.57 7.57 7.57 7.57 7.56 Average Life: 25.83 21.83 20.39 16.93 14.65 9.94 Duration: 11.05 10.37 10.07 9.20 8.50 6.64 First Prin Pay: 10/20 8/15 11/13 3/10 12/07 10/03 Last Prin Pay: 4/26 12/23 5/22 2/20 12/17 6/13 ----------------------------------------------------------------------------- This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the "Material"), The above analysis is privileged and confidential, is not intended for use by the addressee only, and may not to be provided to any third party other than the addressee's legal, tax, financial and/or accounting advisors for the purposes of evaluating such information. Prospective investors are advised to read carefully, and should rely solely on, the final a prospectus and prospectus supplement (the "Final Prospectus") related to Deutsche Financial Capital Securitization, LLC, Senior/Subordinated Pass-Through Certificates, Series 1997-I (the "DFC 97-I Certificates") in making their any investment decisions. This material does not include all relevant information relating to the DFC 97-I Certificates described herein, particularly decision with respect to the risk and special considerations associated with an investment in DFC 97-I Certificates. All information contained herein is preliminary and it is anticipated that such information will change. Any information contained herein will security should be more fully described in, and will be fully superseded made by the preliminary prospectus supplement and Final Prospectus. Although you based solely upon all of the information contained in the material is based on sources final prospectus. Under no circumstances shall the Underwriters believe information presented constitute an offer to sell or the solicitation of an offer to buy nor shall there be reliableany sale of the securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the Underwriters make no representation or warranty that securities laws of such information is accurate or completejurisdiction. Such information should The securities may not be viewed sold nor may an offer to buy be accepted prior to the delivery of a final prospectus relating to the securities. The above preliminary description of the underlying assets has been provided by the issuer and has not been independently verified by Credit Suisse First Boston. All information described above is preliminary, limited in nature and subject to completion or amendment. Credit Suisse First Boston makes no representations that the above referenced security will actually perform as projections, forecasts, predictions, or opinions with respect to value. Prior to making described in any investment decision, a prospective investor shall receive and fully review the Final Prospectus. NOTHING HEREIN SHOULD BE CONSIDERED AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO BUY ANY SECURITIESscenario presented. (Deutsche ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ CREDIT SUISSE/FIRST BOSTON logo appears here) BOND PROFILE SUMMARY ----------------------------------------------------------------------------- Percent of MHP: 0 75 100 160 200 300 ----------------------------------------------------------------------------- M AA MEZZ Price: 99-27 Coupon: 7.3750 Original Par: 12,508,000 ----------------------------------------------------------------------------- To Call: Bond Yield: 7.48 7.47 7.47 7.47 7.47 7.47 Average Life: 20.89 15.17 13.50 10.46 9.44 7.75 Duration: 10.21 8.58 8.00 6.78 6.37 5.61 First Prin Pay: 3/12 3/05 12/03 2/02 1/02 1/02 Last Prin Pay: 10/22 1/19 4/17 11/13 9/11 11/07 --------------------------- To Maturity: Price: ▇▇-▇▇ ▇▇▇▇ ▇▇▇▇▇: 7.48 7.47 7.47 7.47 7.47 7.47 Average Life: 21.10 15.38 13.76 10.72 9.78 8.26 Duration: 10.24 8.62 8.05 6.85 6.48 5.82 First Prin Pay: 3/12 3/05 12/03 2/02 1/02 1/02 Last Prin Pay: 11/24 3/21 12/19 7/16 11/14 7/11 -----------------------------------------------------------------------------