Common use of Authorization and Processing Clause in Contracts

Authorization and Processing. ▪ When we receive an Internal Transfer Instruction from you, you authorize us to debit your Eligible Transfer From Account and credit those funds to the Eligible Transfer To Account you designate in your instruction. The Eligible Transfer To Account must be owned by you, or by another recipient you designate. ▪ Same-Day One-Time Internal Transfer o The Same-Day One-Time Internal Transfer feature allows you initiate a One-Time same- day transfer between your Eligible Transfer From deposit and HELOC accounts; or from your eligible Transfer From deposit account to another recipient’s Eligible Transfer To deposit account at the Bank. o Funds will be transferred immediately. ▪ Scheduled Internal Transfer o The Scheduled Internal Transfer feature allows you to schedule a One-Time or Recurring transfer between your eligible deposit accounts at the Bank. A Scheduled Internal Transfer instruction may be Future Dated for up to one-year and, if it is a Recurring instruction, it will continue until the scheduled transfer instruction end-date is reached, or you cancel the Scheduled Internal Transfer.

Authorization and Processing. ▪  When we receive an Internal Transfer Instruction from you, you authorize us to debit your Eligible Transfer From Account and credit those funds to the Eligible Transfer To Account you designate in your instruction. The Eligible Transfer To Account must be owned by you, or by another recipient you designate. ▪  Same-Day One-Time Internal Transfer o The Same-Day One-Time Internal Transfer feature allows you initiate a One-Time same- same-day transfer between your Eligible Transfer From deposit and HELOC accounts; or from your eligible Transfer From deposit account to another recipient’s Eligible Transfer To deposit account at the Bank. o Funds will be transferred immediately. ▪  Scheduled Internal Transfer o The Scheduled Internal Transfer feature allows you to schedule a One-Time or Recurring transfer between your eligible deposit accounts at the Bank. A Scheduled Internal Transfer instruction may be Future Dated for up to one-year and, if it is a Recurring instruction, it will continue until the scheduled transfer instruction end-end- date is reached, or you cancel the Scheduled Internal Transfer.

Authorization and Processing. ▪ When we receive an Internal Transfer Instruction from you, you authorize us to debit your Eligible Transfer From Account and credit those funds to the Eligible Transfer To Account you designate in your instruction. The Eligible Transfer To Account must be owned by you, or by another recipient you designate. ▪ Same-Day One-Time Internal Transfer o The Same-Day One-Time Internal Transfer feature allows you initiate a One-Time same- same-day transfer between your Eligible Transfer From deposit and HELOC accounts; or from your eligible Transfer From deposit account to another recipient’s Eligible Transfer To deposit account at the Bank. o Funds will be transferred immediately. ▪ Scheduled Internal Transfer o The Scheduled Internal Transfer feature allows you to schedule a One-Time or Recurring transfer between your eligible deposit accounts at the Bank. A Scheduled Internal Transfer instruction may be Future Dated for up to one-year and, if it is a Recurring instruction, it will continue until the scheduled transfer instruction end-end- date is reached, or you cancel the Scheduled Internal Transfer.

Authorization and Processing. ▪  When we receive an Internal Transfer Instruction from you, you authorize us to debit your Eligible Transfer From Account and credit those funds to the Eligible Transfer To Account you designate in your instruction. The Eligible Transfer To Account must be owned by you, or by another recipient you designate. ▪  Same-Day One-Time Internal Transfer o The Same-Day One-Time Internal Transfer feature allows you initiate a One-Time same- day transfer between your Eligible Transfer From deposit and HELOC accounts; or from your eligible Transfer From deposit account to another recipient’s Eligible Transfer To deposit account at the Bank. o Funds will be transferred immediately. ▪  Scheduled Internal Transfer o The Scheduled Internal Transfer feature allows you to schedule a One-Time or Recurring transfer between your eligible deposit accounts at the Bank. A Scheduled Internal Transfer instruction may be Future Dated for up to one-year and, if it is a Recurring instruction, it will continue until the scheduled transfer instruction end-date is reached, or you cancel the Scheduled Internal Transfer.

Authorization and Processing. ▪ When we receive an Internal Transfer Instruction from you, you authorize us to debit your Eligible Transfer From Account and credit those funds to the Eligible Transfer To Account you designate in your instruction. The Eligible Transfer To Account must be owned by you, or by another recipient you designate. ▪ Same-Day One-Time Internal Transfer o The Same-Day One-Time Internal Transfer feature allows you initiate a One-Time same- same-day transfer between from your Eligible Transfer From deposit and HELOC accounts; account, to your own or from your eligible Transfer From deposit account to another recipient’s Eligible Transfer To deposit account at the Bank. o Funds will be transferred immediately. ▪ Scheduled Internal Transfer o The Scheduled Internal Transfer feature allows you to schedule a One-Time or Recurring transfer between your eligible deposit Eligible accounts at the Bank. A Scheduled Internal Transfer instruction may be Future Futured Dated for up to one-year and, if it is a Recurring instruction, it will continue until the scheduled transfer instruction end-date is reached, or you cancel the Scheduled Internal Transfer.

Authorization and Processing. ▪  When we receive an Internal Transfer Instruction from you, you authorize us to debit your Eligible Transfer From Account and credit those funds to the Eligible Transfer To Account you designate in your instruction. The Eligible Transfer To Account must be owned by you, or by another recipient you designate. ▪  Same-Day One-Time Internal Transfer o The Same-Day One-Time Internal Transfer feature allows you initiate a One-Time same- same-day transfer between from your Eligible Transfer From deposit and HELOC accounts; accounts to your own or from your eligible Transfer From deposit account to another recipient’s Eligible Transfer To deposit account at the Bank. o Funds will be transferred immediately. ▪  Scheduled Internal Transfer o The Scheduled Internal Transfer feature allows you to schedule a One-Time or Recurring transfer between your eligible deposit accounts at the Bank. A Scheduled Internal Transfer instruction may be Future Dated for up to one-year and, if it is a Recurring instruction, it will continue until the scheduled transfer instruction end-end- date is reached, or you cancel the Scheduled Internal Transfer.