Common use of Allstate Life Insurance Clause in Contracts

Allstate Life Insurance. Company Separate Account A Allocation of Initial Purchase Payment: Allocated Amount (%) Variable Sub-account Fund Manager Sub-account A 10% Fund Manager Sub-account B 10% Fund Manager Sub-account C 10% Fund Manager Sub-account D 10% Rate Allocated Current Annual Guaranteed Amount (%) Interest Rate Through Dollar Cost Averaging Fixed Account 6 Month Transfer Period Account 15% 4.50% 11/01/2002 12 Month Transfer Period Account 15% 5.00% 05/01/2003 Standard Fixed Account 1 Year Guarantee Period Account 10% 4.50% 05/01/2003 3 Year Guarantee Period Account 10% 4.75% 05/01/2005 5 Year Guarantee Period Account 10% 5.25% 05/01/2007 Minimum Guaranteed Annual Rate Dollar Cost Averaging Fixed Account:.......................................3.00% Standard Fixed Account:....................................................3.00% Payout Start Date:...................................................May 1, 2066 Charges for the Contract on the Issue Date: Annualized Charges Administrative Expense Charge:.............................................0.35% Mortality and Expense Risk Charges: Base Contract:.....................................................1.10% Spousal Protection Rider:..........................................0.15% Enhanced Beneficiary Protection Rider A:...........................0.30% Enhanced Beneficiary Protection Rider B:...........................0.30% Earnings Protection Death Benefit Rider:...........................0.35%

Allstate Life Insurance. Company Separate Account A Allocation of Initial Purchase Payment: Allocated Amount (%) Variable Sub-account Fund Manager Sub-account A 10% Fund Manager Sub-account B 10% Fund Manager Sub-account C 10% Fund Manager Sub-account D 10% Rate Allocated Current Annual Guaranteed Amount (%) Interest Rate Through Dollar Cost Averaging Fixed Account 6 Month Transfer Period Account 155% 4.50% 11/01/2002 12 Month Transfer Period Account 155% 5.00% 05/01/2003 Standard Fixed Account 1 Year Guarantee Period Account 10% 4.50% 05/01/2003 Market Value Adjusted Fixed Account 3 Year Guarantee Period Account 10% 4.75% 05/01/2005 5 Year Guarantee Period Account 10% 5.25% 05/01/2007 7 Year Guarantee Period Account 10% 5.50% 05/01/2009 10 Year Guarantee Period Account 10% 5.75% 05/01/2012 Minimum Guaranteed Annual Rate Dollar Cost Averaging Fixed Account:.................................................................3.00% Standard Fixed Account:...........................................................................................3.00% Payout Start Date:.........................................................................................May 1, 2066 Charges for the Contract on the Issue Date: Annualized Charges Administrative Expense Charge:.........................................................................................0.35% Mortality and Expense Risk Charges: Base Contract:.....................................................1.10....................................................1.40% Spousal Protection Rider:...................................................................................0.15% Enhanced Beneficiary Protection Rider A:.....................................................0.30% Enhanced Beneficiary Protection Rider B:.....................................................0.30% Earnings Protection Death Benefit Rider:.....................................................0.35%

Allstate Life Insurance. Company Separate Account A Allocation of Initial Purchase Payment: Allocated Amount (%) Variable Sub-account Fund Manager Sub-account A 10% Fund Manager Sub-account B 10% Fund Manager Sub-account C 10% Fund Manager Sub-account D 10% Rate Allocated Current Annual Guaranteed Amount (%) Interest Rate Through Dollar Cost Averaging Fixed Account 6 Month Transfer Period Account 155% 4.50% 11/01/2002 12 Month Transfer Period Account 155% 5.00% 05/01/2003 Standard Fixed Account 1 Year Guarantee Period Account 10% 4.50% 05/01/2003 Market Value Adjusted Fixed Account 3 Year Guarantee Period Account 10% 4.75% 05/01/2005 5 Year Guarantee Period Account 10% 5.25% 05/01/2007 7 Year Guarantee Period Account 10% 5.50% 05/01/2009 10 Year Guarantee Period Account 10% 5.75% 05/01/2012 Minimum Guaranteed Annual Rate Dollar Cost Averaging Fixed Account:.......................................3.00% Standard Fixed Account:....................................................3.00% Payout Start Date:...................................................May 1, 2066 Charges for the Contract on the Issue Date: Annualized Charges Administrative Expense Charge:.............................................0.35% Mortality and Expense Risk Charges: Base Contract:.....................................................1.10% Spousal Protection Rider:..........................................0.15% Enhanced Beneficiary Protection Rider A:...........................0.30% Enhanced Beneficiary Protection Rider B:...........................0.30% Earnings Protection Death Benefit Rider:...........................0.35%

Allstate Life Insurance. Company Separate Account A Allocation of Initial Purchase Payment: Allocated Amount (%) Variable Sub-account Fund Manager Sub-account A 10% Fund Manager Sub-account B 10% Fund Manager Sub-account C 10% Fund Manager Sub-account D 10% Rate Allocated Current Annual Guaranteed Amount (%) Interest Rate Through Dollar Cost Averaging Fixed Account 6 Month Transfer Period Account 15% 4.50% 11/01/2002 12 Month Transfer Period Account 15% 5.00% 05/01/2003 Standard Fixed Account 1 Year Guarantee Period Account 10% 4.50% 05/01/2003 3 Year Guarantee Period Account 10% 4.75% 05/01/2005 5 Year Guarantee Period Account 10% 5.25% 05/01/2007 Minimum Guaranteed Annual Rate Dollar Cost Averaging Fixed Account:........................................................................3.00% Standard Fixed Account:..................................................................................................3.00% Payout Start Date:................................................................................................May 1, 2066 Charges for the Contract on the Issue Date: Annualized Charges Administrative Expense Charge:.......................................................................................0.35% Mortality and Expense Risk Charges: Base Contract:.....................................................1.10..................................................1.40% Spousal Protection Rider:.................................................................................0.15% Enhanced Beneficiary Protection Rider A:...................................................0.30% Enhanced Beneficiary Protection Rider B:...................................................0.30% Earnings Protection Death Benefit Rider:...................................................0.35%

Allstate Life Insurance. Company Separate Account A Allocation of Initial Purchase Payment: Allocated Amount (%) Variable Sub-account Fund Manager Sub-account A 10% Fund Manager Sub-account B 10% Fund Manager Sub-account C 10% Fund Manager Sub-account D 10% Rate Allocated Current Annual Guaranteed Amount (%) Interest Rate Through Dollar Cost Averaging Fixed Account 6 Month Transfer Period Account 155% 4.50% 11/01/2002 12 Month Transfer Period Account 155% 5.00% 05/01/2003 Standard Fixed Account 1 Year Guarantee Period Account 10% 4.50% 05/01/2003 Market Value Adjusted Fixed Account 3 Year Guarantee Period Account 10% 4.75% 05/01/2005 5 Year Guarantee Period Account 10% 5.25% 05/01/2007 7 Year Guarantee Period Account 10% 5.50% 05/01/2009 10 Year Guarantee Period Account 10% 5.75% 05/01/2012 Minimum Guaranteed Annual Rate Dollar Cost Averaging Fixed Account:...........................................................................................................................3.00% Standard Fixed Account:.....................................................................................................................................................3.00% Payout Start Date:...................................................May 1, 2066 Charges for the Contract on the Issue Date: Annualized Charges Administrative Expense Charge:.............................................0.35% Mortality and Expense Risk Charges: Base Contract:.....................................................1.10% Spousal Protection Rider:..........................................0.15% Enhanced Beneficiary Protection Rider A:...........................0.30% Enhanced Beneficiary Protection Rider B:...........................0.30% Earnings Protection Death Benefit Rider:...........................0.35%