Common use of Access Code and Security Clause in Contracts

Access Code and Security. You will create your own access username and password by means of self service registration. You will be required to create or change the username and Password or the temporary user name and password sent to you via email upon your initial entry into the system. Thereafter, you can voluntarily change your user name or Password upon at any time after the login. We will be able to assign you a new password if you forgot your password, as well as your Hint Question and Answer. We recommend that you change your user name Password approximately every three (3) months at least , or even more frequently if you deem it necessary. Your user name and Password can be changed within QNB from the "My Profile -> Change Password or change user name " option. For security purposes, it is recommended that you memorize your Password and do not write it down. You are responsible for keeping your user name Password and account data confidential. You will need the username and Password to gain access to QNB. Use of the username and Password is the agreed security procedure between you and the Bank. You should keep your Username and Password confidential in order to prevent unauthorized use of QNB and possible loss to your accounts. Anyone to whom you give or disclose your Username and Password and mobile on which you will receive the one time password(OTP) to login into Internet Banking and Mobile Banking will have full access to your accounts, even if you attempt to limit that person’s authority. You are responsible for all transactions you authorize or make using the Services, including any transactions that may be unintentionally or inadvertently authorized or made, and any losses, charges, or penalties incurred as a result. In addition, except as otherwise provided in this Agreement, you are responsible for transactions by unauthorized persons using your Username and Password and delegated accounts to any other user through Internet Banking.

Access Code and Security. You will create your own access username Username and password Password by means of self self-service registration. You will be required to create or change the username Username and Password or the temporary user name and password sent to you via email upon your initial entry into the system. Thereafter, you can voluntarily change your user name or Password upon at any time after the logintime. We will be able to assign you a new password if you forgot forget your password, as well as your Hint Question and Answer. We recommend that you change your user name Password approximately every three (3) months at least least, or even more frequently if you deem it necessary. Your user name Username and Password can be changed within QNB from the "My Profile -> Mobile Banking under “More\Settings\Change Password\ or “Change Password or change user name " User Name” option. For security purposes, it is recommended that you memorize your Password and do not write it down. You are fully responsible for keeping your user name Username Password and account data confidentialconfidential )such as SMS PIN-s, debit and credit card number and card PIN-s). You will need the username Username and Password to gain access to QNB. Use of the username User Name and Password is the agreed security procedure between you and the Bank. You should keep your Username and Password confidential in order to prevent unauthorized use of QNB and possible loss to your accounts. Anyone to whom you give or disclose your Username and Password and mobile on which you will receive the one time password(OTP) SMS PIN-s to login into to QNB Mobile and Internet Banking and Mobile Banking will have full access to your accounts, even if you attempt to limit that person’s authority. You are responsible for all transactions you authorize or make using the Services, including any transactions that may be unintentionally or inadvertently authorized or made, and any losses, charges, or penalties incurred as a result. In addition, except as otherwise provided in this Agreement, you are responsible for all transactions by that incur as a result of unauthorized persons using your Username Username, Password, Fingerprint, Facial Recognition and Password and delegated accounts to SMS PIN-s, QNB shall bear no liability for the use of Services by any other user through Internet Bankingperson and shall treat all transactions as if they were done by you.