RUPV RI 7LPEHU 7HQXUH LQ Zitsanzo za Migwirizano

RUPV RI 7LPEHU 7HQXUH LQ. URZQ WLPEHU FDQ RQO\ EH KDUYHVWHG XQGHU DXWKRULW\ RI WKH )RUHVW $FW. 7KH $FW VSHFLILHV 11 IRUPV RI DJUHHPHQWV:• IRUHVW OLFHQFH • FRPPXQLW\ IRUHVW DJUHHPHQW• OLFHQFH WR FXW • ZRRGORW OLFHQFH• WLPEHU VDOH OLFHQFH • WUHH IDUP OLFHQFH• WLPEHU OLFHQFH • FRPPXQLW\ VDOYDJH OLFHQFH• IUHH XVH SHUPLW • &KULVWPDV WUHH SHUPLW• URDG SHUPLW7KH ILUVW IRXU DJUHHPHQWV LQ WKH DERYH OLVW (VKRZQ LQ EROG) DUH WKH W\SHV RI WHQXUH WKDW FRXOG EH RIIHUHG WKURXJK GLUHFW LQYLWDWLRQ DQG DUH GHVFULEHG LQ PRUH GHWDLO LQ WKLV JXLGH.$OWKRXJK WKHUH DUH VHYHUDO IRUPV RI OLFHQFH WR FXW, RQO\ WKH ³IRUHVWU\ OLFHQFH WR FXW´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