Mortgage Sample Contracts

Citizens & Northern Corp – 2018 Annual Performance Incentive Award Plan - Mortgage Lenders (February 15th, 2018)
MIDAMERICAN ENERGY COMPANY 3.65% First Mortgage Bond Due 2048 (February 1st, 2018)

This global Bond is one of, and a global security which represents Bonds which are part of, the duly authorized 3.65% First Mortgage Bonds due 2048 of the Company (herein called the Bonds), issued under an Indenture dated as of September 9, 2013, as amended and supplemented (herein called the Indenture), between the Company and The Bank of New York Mellon Trust Company, N.A., as Trustee (herein called the Trustee, which term includes any successor Trustee under the Indenture), to which Indenture and all indentures supplemental thereto reference is hereby made for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Company, the Trustee and the Holders, and of the terms upon which the Bonds are, and are to be, authenticated and delivered.

Capstead Mortgage Corporation – Relative Economic Return, as Measured Against Peer Agency mREITs: A Portion of the Payout of Each Participants Total Performance Units Will Be Based on the Relative Economic Performance of the Company, as Compared With the Companys Peers Which Invest Primarily in Residential Mortgage Pass-Through Securities Issued and Guaranteed by Government-Sponsored Entities, Either Fannie Mae or Freddie Mac, or an Agency of the Federal Government, Ginnie Mae, as Selected by the Compensation Committee (Peer Agency mREITs). The Economic Performance for the Company and Each of the Peer Agency mREITs Will Be C (January 4th, 2018)
Capstead Mortgage Corporation – Capstead Mortgage Corporation 2018 Annual Incentive Compensation Program (January 4th, 2018)
Pennymac Mortgage Invest Tr – GUARANTY by PENNYMAC MORTGAGE INVESTMENT TRUST, as Guarantor Dated as of December 20, 2017 (December 27th, 2017)

This GUARANTY, dated as of December 20, 2017 (as may be amended, restated, supplemented or otherwise modified from time to time, this Guaranty), is made by PENNYMAC MORTGAGE INVESTMENT TRUST (Guarantor), in favor of PMT ISSUER TRUSTFMSR, a statutory trust organized under the laws of Delaware (the Buyer).

Morgan Stanley Capital I Trust 2017-HR2 – Starwood Mortgage Capital Llc (December 22nd, 2017)

Seller agrees to sell, and Purchaser agrees to purchase, certain mortgage loans listed on Exhibit 1 hereto (the "Mortgage Loans"), each of which is evidenced by one or more related notes or other evidence of indebtedness (each a "Mortgage Note") evidencing the indebtedness of the related obligor under the related Mortgage Loan (each a "Mortgagor"), as described herein. Purchaser will convey the Mortgage Loans to a trust (the "Issuing Entity") created pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), to be dated as of December 1, 2017, between Purchaser, as depositor (the "Depositor"), Wells Fargo Bank, National Association, as master servicer (in such capacity, the "Master Servicer"), as certificate administrator (in such capacity, the "Certificate Administrator"), as custodian (in such capacity, the "Custodian"), as certificate registrar (in such capacity, the "Certificate Registrar") and as authenticating agent (in such capacity, the "Authenticati

American Agency – December 18, 2017 Bernice Bell C/O AGNC Mortgage Management, LLC VIA ELECTRONIC MAIL Dear Bernie: (December 18th, 2017)

I am pleased to notify you regarding some changes to the terms and conditions of your employment. This letter amends the terms of your employment agreement dated December 1, 2015 and revised July 1, 2016 (collectively, the "Original Letter") and will expire if not accepted in writing prior to the close of business on December 27, 2017. Effective March 31, 2018, your title will be Senior Vice President and Chief Financial Officer of AGNC Investment Corp. and you will continue reporting to Peter Federico. Your title at AGNC Mortgage Management, LLC (the "Company") will continue to be Senior Vice President and Chief Financial Officer.

Granite Point Mortgage Trust Inc. – GRANITE POINT MORTGAGE TRUST INC. And WELLS FARGO BANK, NATIONAL ASSOCIATION (December 12th, 2017)

THIS INDENTURE between GRANITE POINT MORTGAGE TRUST INC., a Maryland corporation (hereinafter called the Company) having its principal office at 590 Madison Avenue, 38th Floor, New York, New York 10022, and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association organized under the laws of the United States, as trustee (hereinafter called the Trustee), is made and entered into as of December 12, 2017.

Entergy Texas Inc – OFFICER'S CERTIFICATE 10-B-8 Establishing the Form and Certain Terms of the First Mortgage Bonds, 3.45% Series Due December 1, 2027 THIS INSTRUMENT GRANTS a SECURITY INTEREST BY a UTILITY THIS INSTRUMENT CONTAINS AFTER-ACQUIRED PROPERTY PROVISIONS (November 17th, 2017)

The undersigned, STACEY M. LOUSTEAU, ASSISTANT TREASURER, an Authorized Officer of Entergy Texas, Inc., a Texas Corporation (the "Company") (all capitalized terms used herein which are not defined herein but are defined in the Indenture referred to below, shall have the meanings specified in such Indenture), pursuant to Board Resolutions dated August 29, 2008 and November 6, 2017 and Sections 201 and 301 of such Indenture, does hereby certify to THE BANK OF NEW YORK MELLON, as trustee (the "Trustee") under the Indenture, Deed of Trust and Security Agreement of the Company dated as of October 1, 2008 (the "Indenture") as of November 14, 2017, that:

Duke Energy Carolinas, LLC – Creating a Series of First and Refunding Mortgage Bonds $550,000,000 First and Refunding Mortgage Bonds, 3.70% Series Due 2047 (November 14th, 2017)

SUPPLEMENTAL INDENTURE, bearing date as of the 14th day of November, 2017, made and entered into by and between Duke Energy Carolinas, LLC, a limited liability company duly organized and existing under the laws of the State of North Carolina, hereinafter called the Company, party of the first part, and The Bank of New York Mellon Trust Company, N.A. (formerly known as The Bank of New York Trust Company, N.A.), a national banking association, having a corporate trust office at 10161 Centurion Parkway N., Jacksonville, Florida 32256, hereinafter called the Trustee, as Trustee, party of the second part. The Trustee is the successor to JPMorgan Chase Bank, N.A. (formerly known as The Chase Manhattan Bank, formerly known as Chemical Bank (successor to Morgan Guaranty Trust Company of New York)), as Trustee.

Pennymac Financial Services In – GUARANTY by PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC, as Guarantor Dated as of December 19, 2016 (November 7th, 2017)

This GUARANTY, dated as of December 19, 2016 (as may be amended, restated, supplemented or otherwise modified from time to time, this "Guaranty"), is made by Private National Mortgage Acceptance Company, LLC, a Delaware limited liability company ("Guarantor"), in favor of Credit Suisse First Boston Mortgage Capital LLC (the "Buyer").

$40,000,000 First Mortgage Bonds, 4.04% Series Due 2055 $40,000,000 First Mortgage Bonds, 4.06% Series Due 2057 $35,000,000 First Mortgage Bonds, 4.06% Series Due 2054 $20,000,000 First Mortgage Bonds, 4.07% Series Due 2055 $20,000,000 First Mortgage Bonds, 4.09% Series Due 2057 Bond Purchase Agreement Dated as of July 20, 2017 (November 2nd, 2017)

The Company will authorize the issue and sale of (i) First Mortgage Bonds, 4.04% Series due 2055 (herein referred to as the "4.04% Series due 2055 Bonds") in an aggregate principal amount of $40,000,000, to bear interest at the rate of 4.04% per annum, and to mature on July 15, 2055, (ii) First Mortgage Bonds, 4.06% Series due 2057 (herein referred to as the "4.06% Series due 2057 Bonds") in an aggregate principal amount of $40,000,000, to bear interest at the rate of 4.06% per annum, and to mature on July 15, 2057, (iii) First Mortgage Bonds, 4.06% Series due 2054 (herein referred to as the "4.06% Series due 2054 Bonds") in an aggregate principal amount of $35,000,000, to bear interest at the rate of 4.06% per annum, and to mature on October 15, 2054, (iv) First Mortgage Bonds, 4.07% Series due 2055 (herein referred to as the "4.07% Series due 2055 Bonds") in an aggregate principal amount of $20,000,000, to bear interest at the rate of 4.07% per annum, and to mature on October 1

$25,000,000 First Mortgage Bonds, Series Y, 3.64% Due July 15, 2032 $6,000,000 First Mortgage Bonds, Series Z, 3.89% Due July 15, 2037 $15,000,000 First Mortgage Bonds, Series AA, 3.90% Due January 15, 2038 $10,000,000 First Mortgage Bonds, Series BB, 4.18% Due July 15, 2047 $22,000,000 First Mortgage Bonds, Series CC, 4.22% Due July 15, 2049 $22,000,000 First Mortgage Bonds, Series DD, 4.24% Due July 15, 2050 (November 2nd, 2017)

Aqua Illinois, Inc. (successor to Consumers Illinois Water Company and formerly known as Kankakee Water Company), a corporation organized under the laws of the State of Illinois (the "Company"), agrees with the Purchaser whose name appears at the end hereof (the "Purchaser") as follows:

Morgan Stanley Bank of America Merrill Lynch Trust 2017-C34 – Starwood Mortgage Capital Llc (October 19th, 2017)

Seller agrees to sell, and Purchaser agrees to purchase, certain mortgage loans listed on Exhibit 1 hereto (the "Mortgage Loans"), each of which is evidenced by one or more related notes or other evidence of indebtedness (each a "Mortgage Note") evidencing the indebtedness of the related obligor under the related Mortgage Loan (each a "Mortgagor"), as described herein. Purchaser will convey the Mortgage Loans to a trust (the "Issuing Entity") created pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), to be dated as of October 1, 2017, between Purchaser, as depositor (the "Depositor"), Wells Fargo Bank, National Association, as master servicer (in such capacity, the "Master Servicer"), LNR Partners, LLC, as special servicer (the "Special Servicer"), Park Bridge Lender Services LLC, as operating advisor (in such capacity, the "Operating Advisor") and as asset representations reviewer (in such capacity, the "Asset Representations Reviewer"), Wilmington

Art's-Way Manufacturing Co., Inc. – Mortgage (October 2nd, 2017)

NOTICE: This Mortgage secures credit in the amount of $2,600,000.00. Loans and advances up to this amount, together with interest, are senior to indebtedness to other creditors under subsequently recorded or filed mortgages and liens.

Art's-Way Manufacturing Co., Inc. – Open - End Mortgage (October 2nd, 2017)

THIS MORTGAGE dated September 28, 2017, is made and executed between Ohio Metal Working Products/Art's-Way Inc., an Ohio Corporation, whose address is 3620 Progress St. NE, Canton, OH 44705-4437 (referred to below as "Grantor") and Bank Midwest, whose address is PO Box 136, 500 6th Street, Armstrong, IA 50514 (referred to below as "Lender").

Art's-Way Manufacturing Co., Inc. – Mortgage (October 2nd, 2017)

NOTICE: This Mortgage secures credit in the amount of $500,000.00. Loans and advances up to this amount, together with interest, are senior to indebtedness to other creditors under subsequently recorded or filed mortgages and liens.

Art's-Way Manufacturing Co., Inc. – Mortgage (October 2nd, 2017)

NOTICE: This Mortgage secures credit in the amount of $600,000.00. Loans and advances up to this amount, together with interest, are senior to indebtedness to other creditors under subsequently recorded or filed mortgages and liens.

Texas New Mexico Power Co – 3.22% First Mortgage Bonds, Due 2027, Series 2017a (August 24th, 2017)

EIGHTH SUPPLEMENTAL INDENTURE, dated as of August 24, 2017, between TEXAS-NEW MEXICO POWER COMPANY, a corporation organized and existing under the laws of the State of Texas (the "Company"), and MUFG UNION BANK, N.A. (formerly known as Union Bank, N.A.), a national banking association organized and existing under the laws of the United States (successor as trustee to The Bank of New York Mellon Trust Company, N.A.), as Trustee under the Indenture hereinafter referred to (the "Trustee").

TriLinc Global Impact Fund LLC – Equitable Mortgage Over Shares (August 11th, 2017)

TriLinc Global Impact Fund Cayman, Ltd., an exempted company incorporated with limited liability under laws of the Cayman Islands, the registered office of which is at PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands (the "Company").

Hanover Capital Mortgage Holdings, Inc. – CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC C/O Credit Suisse Securities (USA) LLC Eleven Madison Avenue, 4th Floor New York, NY 10010 (August 9th, 2017)

Reference is hereby made to that certain Master Repurchase Agreement, dated as of February 23, 2016 (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement") among Credit Suisse First Boston Mortgage Capital LLC (the "Administrative Agent"), Reverse Mortgage Solutions, Inc. (the "Seller"), RMS REO CS, LLC (the "REO Subsidiary") and Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust, not in its individual capacity, but solely as trustee for RMS CS Repo Trust 2016 (the "Transaction Subsidiary" and together with Seller and REO Subsidiary, each a "Seller Party" and collectively, the "Seller Parties"), and as assigned to Credit Suisse AG, a company incorporated under the laws of Switzerland, acting through its Cayman Islands Branch (the "Buyer"). Any capitalized term used in this side letter but not defined herein shall have the meaning assigned to such term in the Agreement.

Amended and Restated By-Laws of Federal Agricultural Mortgage Corporation ("Farmer Mac") (August 9th, 2017)

The principal office of the Corporation shall be located in Washington, D.C. The Corporation may establish other offices in such other places, within or without the District of Columbia, as the Board of Directors or the Corporation's executive officers shall, from time to time, deem useful for the conduct of the Corporation's business.

ReTo Eco-Solutions, Inc. – Article 1 Principal Creditor's Right Secured by the Mortgage (August 4th, 2017)

1.1 The Principal Creditor's Right secured by Party B refers to creditor's right enjoyed by Party A in accordance with Fixed Asset Loans Contract (No. 22010270-2013(ChangJiang) Zi 0009, hereinafter referred to as "Principal Contract"), made and entered into on September 2, 2013, by and between Party A and REIT Environmental Building Material (ChangJiang) Co., Ltd. (hereinafter referred to as "debtor").

Impac Mortgage Holdings, Inc. – Impac Mortgage Holdings, Inc. (July 27th, 2017)
TriLinc Global Impact Fund LLC – (1) Trilinc Global Impact Fund Cayman,ltd. (2) Micro,small & Medium Enterprises Bonds S.A., Luxembourg Acting on Behalf of Its Compartment Series 88 Equitable Share Mortgage in Respect of Shares of the Companies Listed in Appendix a the Taking or Sending by Any Person of an Original of This Document Into the Cayman Islands May Give Rise to the Imposition of Cayman Islands Stamp Duty (July 10th, 2017)

TRILINC GLOBAL IMPACT FUND CAYMAN, LTD, an exempted company incorporated with limited liability under the laws of the Cayman Islands with company number 310829 and having its registered office at PO Box 309,Ugland House, Grand Cayman, KY1-1104, Cayman Islands (the "Mortgagor"); and

Pennymac Mortgage Invest Tr – 8.00% SERIES B FIXED-TO-FLOATING RATE CUMULATIVE REDEEMABLE PREFERRED SHARES OF BENEFICIAL INTEREST 8.00% SERIES B FIXED-TO-FLOATING RATE CUMULATIVE REDEEMABLE PREFERRED SHARES OF BENEFICIAL INTEREST PennyMac Mortgage Investment Trust a REAL ESTATE INVESTMENT TRUST FORMED UNDER THE LAWS OF THE STATE OF MARYLAND (June 30th, 2017)

FULLY PAID AND NONASSESSABLE SHARES OF 8.00% SERIES B FIXED-TO-FLOATING RATE CUMULATIVE REDEEMABLE PREFERRED SHARES OF BENEFICIAL INTEREST, $0.01 PAR VALUE PER SHARE, IN

Pennymac Financial Services In – Private National Mortgage Acceptance Company, Llc (June 21st, 2017)

This AMENDMENT NUMBER FOUR (this "Amendment") is made as of this 16th day of June, 2017, by and among Barclays Bank PLC (the "Purchaser" and the "Agent"), Private National Mortgage Acceptance Company, LLC (the "Guarantor") and PennyMac Loan Services, LLC (the "Seller"), and amends that certain Master Repurchase Agreement, dated as of December 4, 2015, as amended by Amendment Number One, dated as of September 29, 2016, Amendment Number Two, dated as December 2, 2016 and Amendment Number Three, dated as of May 3, 2017 (as amended, restated, supplemented or otherwise modified from time to time, the "Repurchase Agreement"), by and among the Purchaser, the Agent, the Guarantor and the Seller.

Granite Point Mortgage Trust Inc. – GRANITE POINT MORTGAGE TRUST INC. A Corporation Incorporated Under the Laws of the State of Maryland (June 15th, 2017)

THIS CERTIFIES THAT ** ** is the registered owner of ** ( )** fully paid and non-assessable shares of Common Stock, $0.01 par value per share (Common Stock), of

Granite Point Mortgage Trust Inc. – Granite Point Mortgage Trust, Inc. Director Compensation Policy (June 15th, 2017)

Effective upon the effectiveness of the registration statement for the initial public offering of Granite Point Mortgage Trust, Inc. (the Company), the independent directors of the Company shall receive the following compensation for their service as a member of the Board of Directors (the Board) of the Company:

Morgan Stanley Capital I Trust 2017-H1 – Starwood Mortgage Capital Llc (June 8th, 2017)

Seller agrees to sell, and Purchaser agrees to purchase, certain mortgage loans listed on Exhibit 1 hereto (the "Mortgage Loans"), each of which is evidenced by one or more related notes or other evidence of indebtedness (each a "Mortgage Note") evidencing the indebtedness of the related obligor under the related Mortgage Loan (each a "Mortgagor"), as described herein. Purchaser will convey the Mortgage Loans to a trust (the "Issuing Entity") created pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), to be dated as of June 1, 2017, between Purchaser, as depositor (the "Depositor"), Midland Loan Services, a Division of PNC Bank, National Association, as master servicer (the "Master Servicer"), LNR Partners, LLC, as special servicer (the "Special Servicer"), Trimont Real Estate Advisors, LLC, as operating advisor (in such capacity, the "Operating Advisor") and as asset representations reviewer (in such capacity, the "Asset Representations Reviewer"), a

LG&E & KU Energy LLC – LOUISVILLE GAS AND ELECTRIC COMPANY OFFICER'S CERTIFICATE (Under Sections 201 and 301 of the Indenture, Dated as of October 1, 2010) Establishing the Form and Certain Terms of the First Mortgage Bonds, Collateral Series 2017TCA (June 1st, 2017)

The undersigned Daniel K. Arbough, the Treasurer of LOUISVILLE GAS AND ELECTRIC COMPANY (the "Company"), in accordance with Sections 201 and 301 of the Indenture, dated as of October 1, 2010 (the "Original Indenture"), as amended and supplemented by various instruments including Supplemental Indenture No. 6, dated as of May 15, 2017 (as so amended and supplemented, the "Indenture"), of the Company to The Bank of New York Mellon, trustee (the "Trustee"), does hereby establish, for the Securities of Series No. 8, established in Supplemental Indenture No. 6, the terms and characteristics set forth in this Officer's Certificate (capitalized terms used herein and not defined herein having the meanings specified in the Original Indenture).

ENTERGY LOUISIANA, LLC OFFICER'S CERTIFICATE 8-B-7 Establishing the Form and Certain Terms of the Collateral Trust Mortgage Bonds, 3.12% Series Due September 1, 2027 (May 23rd, 2017)

The undersigned, Steven C. McNeal, an Authorized Officer of Entergy Louisiana, LLC, a Texas limited liability company (the "Company") (all capitalized terms used herein which are not defined herein or in Exhibit A hereto but are defined in the Indenture referred to below, shall have the meanings specified in such Indenture), pursuant to the Eighth Supplemental Indenture dated as of May 1, 2017 (the "Eighth Supplemental Indenture") and Sections 101, 104, 201, 301, 303(a), 303(e), 1303, 1602(b)(i)(B) and 1603(b)(i) of such Indenture, does hereby certify to THE BANK OF NEW YORK MELLON, as trustee (the "Trustee") under the Mortgage and Deed of Trust of the Company dated as of November 1, 2015 (as supplemented, the "Indenture") as of May 17, 2017, that:

Starwood Property Trust – FIFTH AMENDED AND RESTATED MASTER REPURCHASE AND SECURITIES CONTRACT Among STARWOOD PROPERTY MORTGAGE SUB 2, L.L.C., a Delaware Limited Liability Company and STARWOOD PROPERTY MORTGAGE SUB-2-A, L.L.C., a Delaware Limited Liability Company, as Sellers and WELLS FARGO BANK, NATIONAL ASSOCIATION, a National Banking Association, as Buyer Dated as of September 16, 2016 (May 9th, 2017)

THIS FIFTH AMENDED AND RESTATED MASTER REPURCHASE AND SECURITIES CONTRACT, dated as of September 16, 2016 (this "Agreement"), is made by and among STARWOOD PROPERTY MORTGAGE SUB-2, L.L.C. ("Seller 2"), a Delaware limited liability company, and STARWOOD PROPERTY MORTGAGE SUB-2-A, L.L.C., a Delaware limited liability company ("Seller 2-A", and together with Seller 2, individually and collectively as the context may require, "Seller"), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association ("Buyer").

Cherry Hill Mortgage Investment Corp – January 9, 2016 Freedom Mortgage Corporation (May 9th, 2017)
Pennymac Financial Services In – Private National Mortgage Acceptance Company, Llc (May 5th, 2017)

This AMENDMENT NUMBER THREE (this "Amendment") is made as of this 3rd day of May, 2017, by and among Barclays Bank PLC (the "Purchaser" and the "Agent"), Private National Mortgage Acceptance Company, LLC (the "Guarantor") and PennyMac Loan Services, LLC (the "Seller"), and amends that certain Master Repurchase Agreement, dated as of December 4, 2015, as amended by Amendment Number One, dated as of September 29, 2016 and Amendment Number Two, dated as December 2, 2016 (as amended, restated, supplemented or otherwise modified from time to time, the "Repurchase Agreement"), by and among the Purchaser, the Agent, the Guarantor and the Seller.