Credit Enhancement Agreement Sample Contracts

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION SERIES 2007-3, SUBSERIES 1 (May 3rd, 2007)

CREDIT ENHANCEMENT AGREEMENT, dated as of May 3, 2007 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of May 3, 2007 DISCOVER CARD MASTER TRUST I SERIES 2007-3, SUBSERIES 2 (May 3rd, 2007)

CREDIT ENHANCEMENT AGREEMENT, dated as of May 3, 2007 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of April 4, 2007 DISCOVER CARD MASTER TRUST I SERIES 2007-2 (April 5th, 2007)

CREDIT ENHANCEMENT AGREEMENT, dated as of April 4, 2007 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of February 28, 2007 DISCOVER CARD MASTER TRUST I SERIES 2007-1 (February 28th, 2007)

CREDIT ENHANCEMENT AGREEMENT, dated as of February 28, 2007 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Fashion House Holdings Inc – Amended and Restated Credit Enhancement Agreement (December 22nd, 2006)

This Amended and Restated Credit Enhancement Agreement (this Agreement) is dated as of December 20, 2006, by and between, on the one hand, The Fashion House Holdings, Inc., a Colorado corporation (FHH), and its wholly owned subsidiary, The Fashion House, Inc., a Delaware corporation (FHI), acting jointly and severally hereunder, and on the other hand, Westrec Capital Partners, LLC, a Delaware limited liability company (Westrec), and its controlling member, Michael M. Sachs, an individual (Sachs). This Agreement amends and restates the Credit Enhancement Agreement dated September 15, 2006 by and between FHI, FHH, Westrec and Sachs (the Original Agreement).

Fashion House Holdings Inc – Credit Enhancement Agreement (November 14th, 2006)

This Credit Enhancement Agreement (this Agreement) is dated (for identification purposes only) as of September 15, 2006, by and between on one hand The Fashion House Holdings, Inc., a Colorado corporation (FHH), and its wholly owned subsidiary, The Fashion House, Inc., a Delaware corporation (FHI), acting jointly and severally hereunder, and on the other hand, Westrec Capital Partners, LLC, a Delaware limited liability company (Westrec), and its controlling member, Michael M. Sachs, an individual (Sachs) (Guarantor).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of October 3, 2006 DISCOVER CARD MASTER TRUST I SERIES 2006-3 (October 3rd, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of October 3, 2006 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of July 27, 2006 DISCOVER CARD MASTER TRUST I SERIES 2006-2, SUBSERIES 2 (July 27th, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of July 27, 2006 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of July 27, 2006 DISCOVER CARD MASTER TRUST I SERIES 2006-2, SUBSERIES 3 (July 27th, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of July 27, 2006 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of July 27, 2006 DISCOVER CARD MASTER TRUST I SERIES 2006-2, SUBSERIES 1 (July 27th, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of July 27, 2006 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of February 28, 2006 DISCOVER CARD MASTER TRUST I SERIES 2006-1, SUBSERIES 1 (February 28th, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of February 28, 2006 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of February 28, 2006 DISCOVER CARD MASTER TRUST I SERIES 2006-1, SUBSERIES 2 (February 28th, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of February 28, 2006 among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Bank – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of [ ], 20[ ] DISCOVER CARD MASTER TRUST I SERIES 20[ ]-[ ] (February 16th, 2006)

CREDIT ENHANCEMENT AGREEMENT, dated as of [ ], 20[ ] among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of December 16, 2005 DISCOVER CARD MASTER TRUST I SERIES 2005-4, SUBSERIES 1 (December 16th, 2005)

CREDIT ENHANCEMENT AGREEMENT, dated as of December 16, 2005, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of December 16, 2005 DISCOVER CARD MASTER TRUST I SERIES 2005-4, SUBSERIES 2 (December 16th, 2005)

CREDIT ENHANCEMENT AGREEMENT, dated as of December 16, 2005, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of November 30, 2005 DISCOVER CARD MASTER TRUST I SERIES 2005-3 (November 30th, 2005)

CREDIT ENHANCEMENT AGREEMENT, dated as of November 30, 2005, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider Dated as of October 13, 2005 DISCOVER CARD MASTER TRUST I SERIES 2005-2 (October 14th, 2005)

CREDIT ENHANCEMENT AGREEMENT, dated as of October 13, 2005, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to Bank of America Illinois, formerly Continental Bank, National Association) as trustee (together with its successors and assigns as trustee, the Trustee) for Discover Card Master Trust I (the Trust), DISCOVER BANK (formerly Greenwood Trust Company) (Discover Bank) as Master Servicer, Servicer and Seller with respect to the Trust and DISCOVER RECEIVABLES FINANCING CORPORATION as cash collateral depositor (the Credit Enhancement Provider).

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider (January 19th, 2005)

CREDIT ENHANCEMENT AGREEMENT, dated as of January 18, 2005, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider (December 3rd, 2004)

CREDIT ENHANCEMENT AGREEMENT, dated as of December 2, 2004, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider (December 3rd, 2004)

CREDIT ENHANCEMENT AGREEMENT, dated as of December 2, 2004, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to

Discover Card Master Trust I – CREDIT ENHANCEMENT AGREEMENT Among as Trustee, DISCOVER BANK as Master Servicer, Servicer and Seller and DISCOVER RECEIVABLES FINANCING CORPORATION as Credit Enhancement Provider (November 5th, 2004)

CREDIT ENHANCEMENT AGREEMENT, dated as of November 3, 2004, among U.S. BANK NATIONAL ASSOCIATION (formerly First Bank National Association, successor trustee to