Kansas City Life Variable Life Separate Account Sample Contracts

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PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS CORP ORATION And KANSAS CITY LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Massachusetts

THIS AGREEMENT, made and entered into as of the 11th day of February, 2007 by and among KANSAS CITY LIFE INSURANCE COMPANY, (hereinafter the “Company”), a Missouri corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

ISSUE AGE CONTRACT DATE 35 Sept 01, 2000
Kansas City Life Variable Life Separate Account • October 31st, 2000
FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Massachusetts

This Fund Participation Agreement (the "Agreement"), effective as of 24th day of April, 2009, is made by and among Kansas City Life Insurance Company ("Company"), JPMorgan Insurance Trust (the "Trust"), the Trust’s investment advisors, JPMorgan Investment Advisors Inc. and J. P. Morgan Investment Management Inc. (the “Advisers”), and the Trust's administrator, JPMorgan Funds Management, Inc. (the "Administrator”).

PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, KANSAS CITY LIFE INSURANCE COMPANY AND MASSACHUSETTS FINANCIAL SERVICES COMPANY
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Massachusetts

THIS AGREEMENT, made and entered into as of this 25th day of April 1995, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (the “Trust”), KANSAS CITY LIFE INSURANCE COMPANY , a Missouri corporation (the “Company”) on its own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”), and MASSACHUSETTS FINANCIAL SERVICES COMPANY, a Delaware corporation (“MFS”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Pennsylvania

This AGREEMENT is made this 22nd day of June, 1995, by and between Kansas City Life Insurance Company (the “Insurer”), a life insurance company domiciled in Missouri, on its behalf and on behalf of the segregated asset accounts of the Insurer listed on Exhibit A to this Agreement (the “Separate Accounts”); Insurance Management Series (the “Fund”), a Massachusetts business trust; and Federated Securities Corp. (the “Distributor”), a Pennsylvania corporation.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • New York

THIS AGREEMENT is made this 22 day of August, 2000, between Seligman Portfolios, Inc., an open-end management investment company organized as a Maryland Corporation (the “Fund”), Seligman Advisors, Inc., a Delaware corporation (the “Distributor”) and Kansas City Life Insurance Company, a life insurance company organized under the laws of the State of Missouri (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Account”).

Flexible Premium Adjustable Death Benefit Variable Life Insurance Contract – Nonparticipating Contract Number [3000000] Insured [John Doe] Agency [0001]
Kansas City Life Variable Life Separate Account • December 20th, 2019

Adjustable death benefit. Death Proceeds payable at death of Insured. Flexible premiums payable until prior to the death of Insured. The amount and duration of the death benefit may increase or decrease as described in this contract, depending on the investment experience of the Subaccounts. The Contract Value of this contract may increase or decrease daily depending on the investment experience of the Subaccounts. There is no guaranteed minimum Contract Value. Kansas City Life Insurance Company will pay the Proceeds of this contract according to the provisions on this and the following pages, all of which are part of this contract. This contract is a legal contract between you and Kansas City Life Insurance Company. READ YOUR CONTRACT CAREFULLY. Signed for Kansas City Life Insurance Company, a stock company, at its home office, 3520 Broadway, P.O. Box 219139, Kansas City, MO 64121-9139. Telephone: 800-821-6164. Website: www.kclife.com.

Flexible Premium Variable Life Insurance Contract - Nonparticipating Contract Number 9999999 Insured John Doe Agency 0001
Flexible Premium Variable • May 15th, 2008 • Kansas City Life Variable Life Separate Account

Adjustable death benefit. Death Proceeds payable at death of Insured. Flexible premiums payable until prior to the death of Insured. The amount and duration of the death benefit may increase or decrease as described in this contract, depending on the investment experience of the Subaccounts. The Contract Value of this contract may increase or decrease daily depending on the investment experience of the Subaccounts. There is no guaranteed minimum Contract Value. Kansas City Life Insurance Company will pay the Proceeds of this contract according to the provisions on this and the following pages, all of which are part of the contract. This contract is a legal contract between you and Kansas City Life Insurance Company. READ YOUR CONTRACT CAREFULLY. Signed for Kansas City Life Insurance Company, a stock company, at its Home Office, 3520 Broadway, PO Box 219139, Kansas City, MO 64121-9139.

AMENDED AND RESTATED PARTICIPATION AGREEMENT AMONG CALAMOS® ADVISORS TRUST CALAMOS® ASSET MANAGEMENT, INC. CALAMOS® FINANCIAL SERVICES, INC. and KANSAS CITY LIFE INSURANCE COMPANY
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Massachusetts

THIS AGREEMENT, made and entered into as of this 1st day of May 1999 by and among Kansas City Life Insurance Company (hereinafter, the “Company”), a Missouri insurance company, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as an “Account” and collectively as the “Accounts”), Calamos Advisors Trust, a business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the “Fund”), Calamos Asset Management, Inc. (hereinafter the “Adviser”), an Illinois corporation, and Calamos Financial Services, Inc. (hereinafter the “Underwriter”), an Illinois corporation.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • New York

This Agreement is entered into as of the 24th day of March 1997, between KANSAS CITY LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Missouri (“Insurance Company”), and each of DREYFUS VARIABLE INVESTMENT FUND, THE DREYFUS SOCIALLY RESPONSIBLE GROWTH FUND, INC. and DREYFUS LIFE AND ANNUITY INDEX FUND, INC. (d/b/a DREYFUS STOCK INDEX FUND) (each a “Fund”).

Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. Kansas City Life Insurance Company
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The participation agreement, dated as of May 1, 2000, by and among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., and Kansas City Life Insurance Company (the “Agreement”) is hereby amended as follows:

AMENDMENT TO DISTRIBUTION AGREEMENT
Amendment to Distribution Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The Distribution Agreement which is dated October 22, 2004, by and between Kansas City Life Insurance Company (“Insurer”), on its behalf and on behalf of each Separate Account identified in Schedule 1 thereto, and Sunset Financial Services, Inc., is hereby amended as follows:

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

Pursuant to the Participation Agreement, made and entered into as of the 25th day of April 1995, by and among MFS® Variable Insurance Trustsm, Kansas City Life Insurance Company, and Massachusetts Financial Services Company, the parties hereby agree to an amended Schedule A as attached hereto.

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

This Agreement is entered into by and between Calamos Asset Management, Inc. (“Adviser”) and Kansas City Life Insurance Company (“Company’) concerning performance of certain administrative services.

Kansas City Life Insurance Company Mr. Bruce Olberding
Kansas City Life Variable Life Separate Account • April 28th, 2009
Amendment to Participation Agreement As of May 3, 2004 by and among Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Kansas City Life Insurance Company
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • California

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”) and Kansas City Life Insurance Company (“you”), on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated May 1, 2000 (the “Agreement”). The parties now desire to amend the Agreement in this amendment (the “Amendment”).

December 7, 2005 Ms. Jackie Wright Kansas City Life Insurance Co 3520 Broadway Kansas City, MO 64111-2565 Dear Ms. Jackie Wright:
Kansas City Life Variable Life Separate Account • April 28th, 2009

The purpose of this letter is to amend the Participation Agreement among Massachusetts Financial Services Company (“MFS”), MFS Variable Insurance Trust (“VIT”) and Kansas City Life Insurance Company (the “Company”), made and entered into as of April 25, 1995 (the “Agreement”). The amendments would enable VIT (i) to sell its shares to additional qualified parties, including funds-of-funds operated by certain insurance companies (“Funds-of-Funds”); and (ii) to make in-kind redemptions.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The Fund Participation Agreement dated as of March 24, 1997 among Kansas City Life Insurance Company, Dreyfus Variable Investment Fund, The Dreyfus Socially Responsible Growth Fund, Inc. and Dreyfus Life and Annuity Index Fund, Inc. (d/b/a Dreyfus Stock Index Fund) (the “Agreement”) is hereby amended as follows:

ADMINISTRATIVE AGREEMENT June 22, 1995
Administrative Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Pennsylvania

This agreement is entered into between Federated Securities Corp. (the “Distributor”) and Kansas City Life Insurance Company (the “Company”) concerning certain administration services.

Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Kansas City Life Insurance Company
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Kansas City Life Insurance Company (the “Company” or “you”), on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated May 1, 2000, as amended (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”).

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SUPPLEMENTAL PAYMENT AGREEMENT
Supplemental Payment Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • New York

This Agreement is made effective April 24, 2009 by and between Kansas City Life Insurance Company (the “Company”) and JPMorgan Investment Advisors Inc. (“JPMIA”) and J.P. Morgan Investment Management Inc. (“JPMIM”).

PARTICIPATION AGREEMENT BY AND AMONG AIM VARIABLE INSURANCE FUNDS, INC., A I M DISTRIBUTORS, INC. KANSAS CITY LIFE INSURANCE COMPANY, ON BEHALF OF ITSELF AND ITS SEPARATE ACCOUNTS, AND SUNSET FINANCIAL SERVICES, INC.
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Maryland

THIS AGREEMENT, made and entered into as of the 1st day of August, 2000 (“Agreement”), by and among AIM Variable Insurance Funds, a Delaware Trust (“AVIF”), A I M Distributors, Inc., a Delaware corporation (“AIM”), Kansas City Life Insurance Company, a Missouri life insurance company (“LIFE COMPANY”), on behalf of itself and each of its segregated asset accounts listed in Schedule A hereto, as the parties hereto may amend from time to time (each, an “Account,” and collectively, the “Accounts”); and Sunset Financial Services, Inc., an affiliate of LIFE COMPANY and the principal underwriter of the Contracts (“UNDERWRITER”) (collectively, the “Parties”).

DISTRIBUTION AGREEMENT
Distribution Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • Missouri

AGREEMENT dated as of October 22, 2004 by and between KANSAS CITY LIFE INSURANCE COMPANY (“Insurer”), a Missouri insurance company, on its behalf and on behalf of each separate account identified in Schedule 1 hereto, and SUNSET FINANCIAL SERVICES, INC. (“Distributor”), a Washington corporation.

SHAREHOLDER SERVICING AGREEMENT
Shareholder Servicing Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account • New York

SHAREHOLDER SERVICING AGREEMENT, dated as of August 22, 2000 between Seligman Advisors, Inc. (“Seligman Advisors”) and [Participating Insurance Company] (the “Company”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The Participation Agreement (the “Agreement”), dated August 1, 2000, by and among AIM Variable Insurance Funds, a Delaware trust, A I M Distributors, Inc., a Delaware corporation, Kansas City Life Insurance Company, a Missouri life insurance company, and Sunset Financial Services, Inc., is hereby amended as follows:

Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. Kansas City Life Insurance Company
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The participation agreement, dated as of May 1, 2000, by and among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Kansas City Life Insurance Company (the “Agreement”) is hereby amended as follows:

FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

This is an amendment to that certain Participation Agreement, of even date herewith, by and among the Variable Insurance Products Funds identified below, Fidelity Distributors Corporation and Kansas City Life Insurance Company. For good and valuable consideration, the receipt and sufficiency of which is acknowledged by all parties, the Participation Agreement is hereby amended as follows:

Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. Kansas City Life Insurance Company
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The participation agreement, dated as of May 1, 2000, by and among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Kansas City Life Insurance Company (the “Agreement”) is hereby amended as follows:

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The Participation Agreement dated June 22, 1995, by and between Kansas City Life Insurance Company, Insurance Management Series, and Federated Securities Corp., (“the Agreement”) is hereby amended as follows:

AMENDMENT NO. 1 TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

THIS AMENDMENT NO. 1 TO FUN I PARTICIPATION AGREEMENT (“Amendment”) is made as of this 9th day of April, 1999, by and between KANSAS CITY LIFE INSURANCE COMPANY (the “Company”), AMERICAN CENTURY VARIABLE PORTFOLIOS, INC. (the “Issuer”) and the investment advisor of the Issuer, AMERICAN CENTURY INVESTMENT MANAGEMENT, INC. (“ACIM”).

AMENDMENT NO. 2 TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The Participation Agreement dated May 1, 1995, by and between Kansas City Life Insurance Company, American Century Variable Portfolios, Inc., and American Century Investment Management, Inc. (“ACIM”), (“the Agreement”) is hereby amended as follows:

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15 A141 • October 31st, 2000 • Kansas City Life Variable Life Separate Account
Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. Kansas City Life Insurance Company
Participation Agreement • April 28th, 2009 • Kansas City Life Variable Life Separate Account

The participation agreement, dated as of May 1, 2000, by and among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Kansas City Life Insurance Company (the “Agreement”) is hereby amended as follows:

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