Caliber Home Loans, Inc. Common Stock, par value $0.0001 per share Underwriting AgreementUnderwriting Agreement • October 21st, 2020 • Caliber Home Loans, Inc. • Finance services • New York
LSF Pickens Holdings, LLC, a Delaware limited liability company (the “Selling Stockholder”), the sole stockholder of Caliber Home Loans, Inc., a Delaware corporation (the “Company”), proposes, subject to the terms and conditions stated in this agreement (this “Agreement”), to sell to the Underwriters named in Schedule I hereto (the “Underwriters”) an aggregate of [●] shares (the “Firm Shares”) and, at the election of the Underwriters, up to [●] additional shares (the “Optional Shares”) of Common Stock, par value $0.0001 per share (“Stock”), of the Company. The Firm Shares and the Optional Shares that the Underwriters elect to purchase pursuant to Section 2 hereof are herein collectively called the “Shares.”
INDEMNIFICATION AGREEMENTIndemnification Agreement • October 21st, 2020 • Caliber Home Loans, Inc. • Finance services • Delaware
This Indemnification Agreement (this “Agreement”) is entered into as of __________ by and between Caliber Home Loans, Inc., a Delaware corporation (the “Company”), and __________ (the “Indemnitee”) and shall be deemed effective upon the earliest date that the Indemnitee is duly elected or appointed as a director or officer of the Company.
REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • October 21st, 2020 • Caliber Home Loans, Inc. • Finance services • Delaware
This Registration Rights Agreement, dated as of , 2020 (this “Agreement”), is made by and among Caliber Home Loans, Inc., a Delaware corporation (the “Company”), and LSF Pickens Holdings, LLC, a Delaware limited liability company (the “Original Holder”).
MASTER REPURCHASE AGREEMENT Between: TIAA, FSB, formerly known as EverBank, as Buyer and Caliber Home Loans, Inc., as Seller Dated as of September 27, 2019Master Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This is a MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of September 27, 2019 (the “Closing Date”), by and between CALIBER HOME LOANS, a Delaware corporation (“Seller”), and TIAA, FSB, formerly known as EVERBANK, a federal savings association (“Buyer”).
Caliber Home Loans, Inc. [●]% Series A Mandatory Convertible Preferred Stock Underwriting AgreementUnderwriting Agreement • October 21st, 2020 • Caliber Home Loans, Inc. • Finance services
SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of July 5, 2019 Between: CITIBANK, N.A., as Buyer, and CALIBER HOME LOANS, INC., as SellerMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT, dated as of July 5, 2019, between Caliber Home Loans, Inc., a Delaware corporation as seller (“Seller”) and CITIBANK, N.A., a national banking association as buyer (“Buyer”, which term shall include any “Principal” as defined and provided for in Annex I), or as agent pursuant hereto (“Agent”).
MASTER REPURCHASE AGREEMENT between CALIBER HOME LOANS, INC. (“Seller”) and DEUTSCHE BANK AG NEW YORK BRANCH (“Buyer”) dated as of August 27, 2019Master Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
THIS MASTER REPURCHASE AGREEMENT (the “Agreement”) is made and entered into as of August 27, 2019, by and between Deutsche Bank AG New York Branch, a branch of a foreign banking institution (“Buyer”) and Caliber Home Loans, Inc., a Delaware corporation (“Seller”).
SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC, as administrative agent (“Administrative Agent”), CREDIT SUISSE AG, a company incorporated in Switzerland, acting through its CAYMAN ISLANDS...Master Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
EMPLOYMENT AGREEMENTEmployment Agreement • October 2nd, 2020 • Caliber Home Loans, Inc. • Finance services • Texas
This EMPLOYMENT AGREEMENT (the “Agreement”) is entered into as of the 8th day of February, 2016 between Caliber Home Loans, Inc. (the “Company”), and Sanjiv Das (the “Executive”) (each of the foregoing individually a “Party” and collectively the “Parties”).
LOAN AND SECURITY AGREEMENT Dated as of September 27, 2019 Between TIAA, FSB, formerly known as EVERBANK, as Bank and CALIBER HOME LOANS, INC., as BorrowerLoan and Security Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
THIS LOAN AND SECURITY AGREEMENT (“Agreement”) is made as of September 27, 2019 (the “ Effective Date”), by and between Caliber Home Loans, Inc., a Delaware corporation, with an address at 1525 South Belt Line Road, Coppell, Texas 75019 (“Borrower”) and TIAA, FSB, formerly known as EverBank, a federal savings association, with an address at 100 Summer Street, Suite 3232, Boston, Massachusetts 02110 (both “Bank” and “TIAA, FSB”), under the following circumstances:
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED. MORTGAGE WAREHOUSE...Mortgage Warehouse Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • Texas
MASTER REPURCHASE AGREEMENT Dated as of May 31, 2013, as Amended and Restated to and Including June 17, 2016 CALIBER HOME LOANS, INC., the Seller, MORGAN STANLEY BANK, N.A., the Buyer and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, the AgentMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
MASTER REPURCHASE AGREEMENT, dated as of May 31, 2013, as Amended and Restated to and Including June 17, 2016 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Repurchase Agreement”), by and between CALIBER HOME LOANS, INC., a Delaware corporation (the “Seller”), MORGAN STANLEY BANK, N.A., a national banking association (the “Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (together with any successor agent appointed from time to time in accordance with the terms of Section 12.09, the “Agent”) .
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.Master Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This Master Repurchase Agreement (“Agreement”) is made as of April 2, 2018, among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (“CSFB”), as administrative agent (the “Administrative Agent”), CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH (“CSCIB”), as buyer (“Buyer”), and CALIBER HOME LOANS, INC. (“Caliber”), as seller (“Seller”). Capitalized terms have the meanings specified in Sections 1.01 and 1.02.
MASTER REPURCHASE AGREEMENT among CALIBER MORTGAGE PARTICIPANT I LLC (“Seller”) and CALIBER HOME LOANS, INC. (“Guarantor”) and GOLDMAN SACHS BANK USA (“Buyer”) dated as of October 15, 2020Master Repurchase Agreement • October 21st, 2020 • Caliber Home Loans, Inc. • Finance services • New York
THIS MASTER REPURCHASE AGREEMENT (the “Agreement”) is made and entered into as of October 15, 2020, by and among Goldman Sachs Bank USA, a national banking institution (“Buyer”), Caliber Mortgage Participant I LLC, a Delaware limited liability company (“Seller”), and Caliber Home Loans, Inc., a Delaware corporation (“Guarantor”).
AMENDMENT NO. 8 to the MASTER REPURCHASE AGREEMENT Dated as of May 11, 2015, between CALIBER HOME LOANS, INC., and BARCLAYS BANK PLCMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NO. 8 (this “Amendment”) is made this 11th day of May, 2018 (the “Amendment Effective Date”), between CALIBER HOME LOANS, INC., as seller (“Seller”), BARCLAYS BANK PLC, as a purchaser and as agent (“Purchaser” or “Agent”) to the Master Repurchase Agreement, dated as of May 11, 2015, between Seller and Purchaser, as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.Master Repurchase Agreement and Securities Contract • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This Master Repurchase Agreement and Securities Contract is dated as of the Effective Date by and among the Buyer, the Seller and the Guarantor.
AMENDMENT NO. 2 TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
Amendment No. 2 to Amended and Restated Master Repurchase Agreement, dated as of December 13, 2017 (the “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and CALIBER HOME LOANS, INC. (the “Seller”).
AMENDMENT NO. 6 to the MASTER REPURCHASE AGREEMENT Dated as of May 11, 2015, among CALIBER HOME LOANS, INC., and BARCLAYS BANK PLCMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NO. 6 (this “Amendment”) is made this 18th day of January, 2018 (the “Amendment Effective Date”), among CALIBER HOME LOANS, INC., as seller (“Seller”), BARCLAYS BANK PLC, as purchaser and as agent (“Barclays” or “Agent” or the “Purchaser”), to the Master Repurchase Agreement, dated as of May 11, 2015, between Seller and Barclays as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 11 to the MASTER REPURCHASE AGREEMENT Dated as of May 11, 2015, between CALIBER HOME LOANS, INC., and BARCLAYS BANK PLCMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NO. 11 (this “Amendment”) is made this 10th day of August, 2018 (the “Amendment Effective Date”), between CALIBER HOME LOANS, INC., as seller (“Seller”), BARCLAYS BANK PLC, as a purchaser and as agent (“Purchaser” or “Agent”) to the Master Repurchase Agreement, dated as of May 11, 2015, between Seller and Purchaser, as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 9 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
Amendment No. 9 to Master Repurchase Agreement, dated as of December 9, 2019 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
LSF6 MID-SERVICER HOLDINGS, LLCCaliber Home Loans, Inc. • October 2nd, 2020 • Finance services • Texas
LSF6 Mid-Servicer Holdings, LLC, a Delaware limited liability company (the “Company”), has approved the grant to you of a long term cash incentive award opportunity (the “Award”), which may be earned and become payable as more fully described in this letter agreement (the “Agreement”).
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED. FORM OF SERVICING...Servicing and Oversight Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
THIS SERVICING AND OVERSIGHT AGREEMENT (“Agreement”), is made and effective as of [ ] (the “Effective Date”), by and between HUDSON AMERICAS L.P., a Delaware limited partnership (the “Manager”), HUDSON HOMES MANAGEMENT LLC, a Texas limited liability company (the “REO Management Vendor”), CALIBER HOME LOANS, INC., a Delaware Corporation, as servicer (the “Servicer”) and LSF[ ] MORTGAGE HOLDINGS, LLC (the “Client” and together with the Manager, the REO Management Vendor and the Servicer, the “Parties”).
AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
Amendment No. 1 to Master Repurchase Agreement, dated as of November 19, 2013 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
LOAN AND SECURITY AGREEMENT dated as of April 2, 2018 between CALIBER HOME LOANS, INC., as the Borrower, and FEDERAL HOME LOAN MORTGAGE CORPORATION, also known as FREDDIE MAC, solely in its capacity as the LenderLoan and Security Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This LOAN AND SECURITY AGREEMENT (as amended, supplemented or otherwise modified, this “Agreement”), dated as of April 2, 2018, is by and between CALIBER HOME LOANS, INC., a Delaware corporation (together with its permitted successors and assigns, the “Borrower”), and the FEDERAL HOME LOAN MORTGAGE CORPORATION, also known as FREDDIE MAC, a government-sponsored enterprise, solely in its capacity as the lender hereunder (together with its successors and permitted assigns in such capacity, the “Lender”; the Lender and the Borrower are hereinafter sometimes referred to individually as a “Party”, and collectively as the “Parties”).
BOARD MEMBER AGREEMENTBoard Member Agreement • October 2nd, 2020 • Caliber Home Loans, Inc. • Finance services
This Board Member Agreement (this “Agreement”) is made effective as of July 16th, 2019, and is between Caliber Home Loans, Inc., a Delaware corporation (the “Corporation”), and Thomas (Jeb) Hensarling (“Board Member”).
AMENDMENT NO. 13 to the MASTER REPURCHASE AGREEMENT Dated as of May 11, 2015, between CALIBER HOME LOANS, INC., and BARCLAYS BANK PLCMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NO. 13 (this “Amendment”) is made this 10th day of May, 2019 (the “Amendment Effective Date”), between CALIBER HOME LOANS, INC., as seller (“Seller”), and BARCLAYS BANK PLC, as a purchaser and as agent (“Purchaser” or “Agent”) to the Master Repurchase Agreement, dated as of May 11, 2015, between Seller and Purchaser, as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT TWO TO MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT May 22, 2019Master Repurchase Agreement and Securities Contract • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This Amendment Two (this “Amendment”) to the Repurchase Agreement (defined below), is entered into on May 22, 2019, by and between Wells Fargo Bank, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
AMENDMENT NUMBER SIX to the MASTER REPURCHASE AGREEMENT Dated as of May 31, 2013, as Amended and Restated to and Including June 17, 2016 among CALIBER HOME LOANS, INC., MORGAN STANLEY BANK. N.A. and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NUMBER SIX (this “Amendment Number Six”) is made this 28th day of February, 2019, among CALIBER HOME LOANS, INC., a Delaware corporation (“Seller”), MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for Buyer (“Agent”), to the Master Repurchase Agreement, dated as of May 31, 2013, as Amended and Restated to and including June 17, 2016, among Seller, Buyer and Agent, as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NUMBER FIVE to the SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT Dated as of July 5, 2019, between CALIBER HOME LOANS, INC., as Seller and CITIBANK, N.A., as BuyerMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NUMBER FIVE (this “Amendment Number Five”) is made this 6th day of April, 2020 between CALIBER HOME LOANS, INC. (the “Seller”) and CITIBANK, N.A. (“Buyer”), to the Second Amended and Restated Master Repurchase Agreement, dated as of July 5, 2019, between the Seller and Buyer, as such agreement may be further amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 3 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
Amendment No. 3 to Master Repurchase Agreement, dated as of November 14, 2014 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
AMENDMENT THREE TO MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT July 23, 2019Master Repurchase Agreement and Securities Contract • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This Amendment Three (this “Amendment”) to the Repurchase Agreement (defined below), is entered into on July 23, 2019, by and between Wells Fargo Bank, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
AMENDMENT ONE TO MASTER REPURCHASE AGREEMENT AND SECURITIES CONTRACT July 23, 2018Master Repurchase Agreement and Securities Contract • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This Amendment One (this “Amendment”) to the Repurchase Agreement (defined below), is entered into on July 23, 2018, by and between Wells Fargo Bank, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
AMENDMENT NUMBER NINE to the MASTER REPURCHASE AGREEMENT Dated as of May 31, 2013, as Amended and Restated to and Including June 17, 2016 among CALIBER HOME LOANS, INC., MORGAN STANLEY BANK. N.A. and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLCMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
This AMENDMENT NUMBER NINE (this “Amendment Number Nine”) is made this 22nd day of November, 2019, among CALIBER HOME LOANS, INC., a Delaware corporation (“Seller”), MORGAN STANLEY BANK, N.A., a national banking association, as buyer (“Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for Buyer (“Agent”), to the Master Repurchase Agreement, dated as of May 31, 2013, as Amended and Restated to and including June 17, 2016, among Seller, Buyer and Agent, as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.
AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
Amendment No. 6 to Master Repurchase Agreement, dated as of November 11, 2016 (this “Amendment”), by and between Bank of America, N.A. (“Buyer”) and Caliber Home Loans, Inc. (“Seller”).
AMENDMENT NO. 7 TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 7th, 2020 • Caliber Home Loans, Inc. • Finance services • New York
Amendment No. 7 to Amended and Restated Master Repurchase Agreement, dated as of September 18, 2018 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and CALIBER HOME LOANS, INC. (the “Seller”).
