MEMBERS Horizon Variable Separate Account Sample Contracts

Participation Agreement as of May 1, 2016 Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. MEMBERS Life Insurance Company CUNA Brokerage Services, Inc. CONTENTS
Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • California

With respect to the following agreement(s) (altogether, the “Agreement”) (please reproduce and complete table for multiple agreements):

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FUND PARTICIPATION AGREEMENT MEMBERS Life Insurance Company Columbia Funds Variable Insurance Trust I Columbia Management Investment Advisers, LLC and Columbia Management Investment Distributors, Inc. December 15, 2015
Fund Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • Massachusetts

THIS AGREEMENT, made and entered into as of this 15 day of December, 2015, by and among MEMBERS LIFE INSURANCE COMPANY (the “Company”), an Iowa life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); COLUMBIA FUNDS VARIABLE INSURANCE TRUST I, an open-end management investment company organized under the laws of Commonwealth of Massachusetts (the “Fund”); COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC (the “Adviser”), a Minnesota limited liability company; and COLUMBIA MANAGEMENT INVESTMENT DISTRIBUTORS, INC. (the “Distributor”), a Delaware corporation.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • New York

THIS AGREEMENT is made as of September 30, 2015, between Northern Lights Variable Trust, an open-end management investment company organized as a Delaware business trust (the “Trust”), and MEMBERS Life Insurance Company, a life insurance company organized under the laws of the State of Iowa (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as the parties hereto may amend it from time to time (the “Accounts”) (individually, a “Party”, and collectively, the “Parties”).

PARTICIPATION AGREEMENT Among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and MEMBERS LIFE INSURANCE COMPANY
Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • Pennsylvania

THIS AGREEMENT, made and entered into as of the 1 day of September, 2015, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), a Pennsylvania corporation, and MEMBERS LIFE INSURANCE COMPANY (hereinafter the “Company”), an Iowa corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”).

PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II, MFS VARIABLE INSURANCE TRUST III, MEMBERS LIFE INSURANCE COMPANY AND MFS FUND DISTRIBUTORS, INC.
Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • Massachusetts

THIS AGREEMENT, made and entered into this 1st day of December 2015, and effective as of May 1, 2016, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (“Trust I”); MFS VARIABLE INSURANCE TRUST II, a Massachusetts business trust (“Trust II”); MFS VARIABLE INSURANCE TRUST III, a Delaware statutory trust (“Trust III”) (Trust I, Trust II and Trust III each referred to, individually, as the “Trust” and, collectively, as the “Trusts”); MEMBERS LIFE INSURANCE COMPANY, an Iowa corporation (the “Company”) on its own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”); and MFS Fund Distributors, Inc., a Delaware corporation (“MFD”).

PARTICIPATION AGREEMENT Among OPPENHEIMER VARIABLE ACCOUNT FUNDS, OPPENHEIMERFUNDS, INC. and
Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • New York

THIS AGREEMENT (the “Agreement”), made and entered into as of the 1st day of October, 2015 by and among MEMBERS Life Insurance Company (hereinafter the “Company”), on its own behalf and on behalf of each separate account of the Company named in Schedule 1 to this Agreement, as may be amended from time to time by mutual consent (hereinafter collectively the “Accounts”), Oppenheimer Variable Account Funds (hereinafter the “Fund”) and OppenheimerFunds, Inc. (hereinafter the “Adviser”).

PARTICIPATION AGREEMENT Among PUTNAM VARIABLE TRUST PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP And MEMBERS Life Insurance Company
Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • Massachusetts

THIS AGREEMENT, made and entered into as of this 30th day of September, 2015, among MEMBERS Life Insurance Company (the “Company”), an Iowa mutual life insurance corporation, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto, as such Schedule may be amended from time to time (each such account hereinafter referred to as the “Account”), PUTNAM VARIABLE TRUST (the “Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (the “Underwriter”), a Massachusetts limited partnership.

PARTICIPATION AGREEMENT Among and MEMBERS LIFE INSURANCE COMPANY
Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • Maryland

THIS AGREEMENT, made and entered into as of this 3rd day of November. 2015 by and among MEMBERS Life Insurance Company (hereinafter, the “Company”), an Iowa insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), and the undersigned funds, each, a corporation organized under the laws of Maryland (each hereinafter referred to as the “Fund”) and T. Rowe Price Investment Services, Inc. (hereinafter the “Underwriter”), a Maryland corporation.

PARTICIPATION AGREEMENT Among MEMBERS LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, PIMCO EQUITY SERIES VIT, and PIMCO INVESTMENTS LLC
Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • California

THIS AGREEMENT, dated as of the 10th day of January, 2016 by and among MEMBERS Life Insurance Company, (the “Company”), an Iowa life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to individually and collectively as the “Account”), PIMCO Variable Insurance Trust and PIMCO Equity Series VIT (each a “Fund” and together the “Funds”), each a Delaware statutory trust, and PIMCO Investments LLC (the “Underwriter”), a Delaware limited liability company.

PARTICIPATION AGREEMENT BY AND AMONG AIM VARIABLE INSURANCE FUNDS (INVESCO VARIABLE INSURANCE FUNDS), INVESCO DISTRIBUTORS, INC., MEMBERS LIFE INSURANCE COMPANY, ON BEHALF OF ITSELF AND ITS SEPARATE ACCOUNTS, AND CUNA BROKERAGE SERVICES, INC.,...
Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • Delaware

THIS AGREEMENT, made and entered into as of the 1st day of January, 2016 (“Agreement”), by and among AIM VARIABLE INSURANCE FUNDS (INVESCO VARIABLE INSURANCE FUNDS), a Delaware Trust (“AVIF (IVIF)”), INVESCO DISTRIBUTORS, INC., a Delaware corporation (“INVESCO”), MEMBERS Life Insurance Company, an Iowa life insurance company (“LIFE COMPANY”), on behalf of itself and each of its segregated asset accounts listed in Schedule A hereto, as the parties hereto may amend from time to time (each, an “Account,” and collectively, the “Accounts”); and CUNA Brokerage Services, Inc., an affiliate of LIFE COMPANY and the principal underwriter of the Contracts (“UNDERWRITER”) (collectively, the “Parties”).

AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT by and between MEMBERS Life Insurance Company (referred to as the “Company”) and CMFG Life Insurance Company (referred to as the “Reinsurer”) Effective as of February 4, 2021 AMENDED...
Coinsurance and Modified Coinsurance Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account • Iowa

THIS AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT (this “Agreement”) is effective as of February 4, 2021, by and between MEMBERS Life Insurance Company, an Iowa domiciled stock insurance company (together with its successors and permitted assigns, the “Company”), and CMFG Life Insurance Company, an Iowa domiciled stock insurance company (together with its successors and permitted assigns, the “Reinsurer”).

PARTICIPATION AGREEMENT Among THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY DISTRIBUTION, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC., and MEMBERS LIFE INSURANCE COMPANY Dated as of October 1, 2015
Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • New York

(This and related steps may occur later in the chronological process due to possible uncertainties relating to the proposals.)

THIRD AMENDMENT TO AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT
Coinsurance Agreement • April 13th, 2023 • MEMBERS Horizon Variable Separate Account

THIS THIRD AMENDMENT TO AMENDED AND RESTATED COINSURANCE and MODIFIED COINSURANCE AGREEMENT (“Amendment”) effective as of 10th, October 2022 amends the AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT effective February 4, 2021 (the “Agreement”) by and between MEMBERS LIFE INSURANCE COMPANY (the “Company”) and CMFG LIFE INSURANCE COMPANY (“Reinsurer”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • New York

THIS AGREEMENT is effective as of March 1, 2016 (the “Effective Date”), by and among BLACKROCK VARIABLE SERIES FUNDS, INC. an open-end management investment company organized as a Maryland corporation (the “Fund”), BLACKROCK INVESTMENTS, LLC (“BRIL” or the “Underwriter”), a broker-dealer registered as such under the Securities Exchange Act of 1934, as amended (the “1934 Act”), and MEMBERS LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the state of Iowa (the “Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each separate account hereinafter referred to individually as an Account” and collectively as the “Accounts”).

Amendment 1 to Participation Agreement among
Participation Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account

This amendment to the Participation Agreement dated as of August 27, 2015, as amended (the “Agreement”), is effective as of the 1st day of January, 2022, among MEMBERS Life Insurance Company (“Company”) on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an “Account” and collectively, the “Accounts”), DFA Investment Dimensions Group Inc. (“Fund”), Dimensional Fund Advisors LP (“Adviser”), and DFA Securities LLC (“DFAS”) (individually, a “Party” and collectively, the “Parties”). Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

Amendment No. 1 to Administrative Services Agreement
Administrative Services Agreement • April 13th, 2023 • MEMBERS Horizon Variable Separate Account

This Amendment to Administrative Services Agreement (“Amendment”) is entered into by and among Franklin Templeton Services, LLC, a Delaware limited liability Company (““FTS” or Fund Administrator”), Franklin Distributors, LLC, a Delaware limited liability Company (“FD, LLC”), and MEMBERS Life Insurance Company, an Iowa stock life insurance Company (the “Company”); FTS, FD, LLC and the Company are each a “Party,” and altogether the “Parties.”

SECOND AMENDMENT TO AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT
Coinsurance Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account

THIS SECOND AMENDMENT TO AMENDED AND RESTATED COINSURANCE and MODIFIED COINSURANCE AGREEMENT (“Amendment”) effective as of 23, November 2021 amends the AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT effective February 4, 2021 (the “Agreement”) by and between MEMBERS LIFE INSURANCE COMPANY (the “Company”) and CMFG LIFE INSURANCE COMPANY (“Reinsurer”).

FIRST AMENDMENT TO ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 14th, 2021 • MEMBERS Horizon Variable Separate Account

THIS FIRST AMENDMENT to the Administrative Services Agreement (“Amendment”) is entered into as of July 1, 2020, by and between MEMBERS Life Insurance Company, a life insurance company organized under the laws of the State of Iowa (the “Insurer”) and BlackRock Advisors, LLC (“BAL”).

AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT by and between MEMBERS Life Insurance Company (referred to as the “Company”) and CMFG Life Insurance Company (referred to as the “Reinsurer”) Effective as of February 4, 2021
Coinsurance and Modified Coinsurance Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account • Iowa

THIS AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT (this “Agreement”) is effective as of February 4, 2021, by and between MEMBERS Life Insurance Company, an Iowa domiciled stock insurance company (together with its successors and permitted assigns, the “Company”), and CMFG Life Insurance Company, an Iowa domiciled stock insurance company (together with its successors and permitted assigns, the “Reinsurer”).

FOURTH AMENDMENT TO AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT
Coinsurance and Modified Coinsurance Agreement • April 18th, 2024 • MEMBERS Horizon Variable Separate Account

THIS FOURTH AMENDMENT TO AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT (“Amendment”) effective April 17, 2023 amends the AMENDED AND RESTATED COINSURANCE AND MODIFIED COINSURANCE AGREEMENT effective February 4, 2021 (the “Agreement”) between MEMBERS LIFE INSURANCE COMPANY and CMFG LIFE INSURANCE COMPANY.

PARTICIPATION AGREEMENT
Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • Delaware

THIS AGREEMENT, made and entered into this 8th day of January, 2016 by and between GOLDMAN SACHS VARIABLE INSURANCE TRUST, a statutory trust formed under the laws of Delaware (the “Trust”), GOLDMAN, SACHS & CO., a New York limited partnership (the “Distributor”), and MEMBERS LIFE INSURANCE COMPANY, an Iowa life insurance company (the “Company”), on its own behalf and on behalf of each separate account of the Company identified herein.

Participation Agreement Addendum
Participation Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we,” “our,” or “us”), MEMBERS Life Insurance Company, and CUNA Brokerage Services, Inc., your distributor (collectively, the “Company” “you” or “your”), on your behalf and on behalf of certain Accounts, (individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated May 1, 2016, as amended (the “Agreement”).

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AMENDMENT 1 TO FUND PARTICIPATION AGREEMENT
Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account

MEMBERS Life Insurance Company (“Insurance Company”), the Lazard Retirement Series, Inc., ( “Fund”), Lazard Asset Management Securities LLC (“Lazard”), and CUNA Brokerage Services, Inc. (“Contract Distributor”) entered into a certain participation agreement dated November 18, 2015 (“Participation Agreement”), as may be amended. This Amendment (“Amendment”) to the Fund Participation Agreement is entered into as of January [ ], 2022, by and among the Insurance Company, on its own behalf and on behalf of each separate account of the Insurance Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Separate Accounts”), the Fund, Lazard and the Contract Distributor (collectively, the “Parties”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Participation Agreement (defined above).

AMENDED AND RESTATED DISTRIBUTION AGREEMENT FOR REGISTERED ANNUITY CONTRACTS
Distribution Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • Iowa

This Amended and Restated Distribution Agreement for Registered Annuity Contracts (the “Agreement”) is made effective as of January 7, 2016 by and between MEMBERS Life Insurance Company (“MLIC”), a stock life insurance company, and CUNA Brokerage Services, Inc. (“CBSI” and, with MLIC, the “Parties”), a registered broker-dealer.

Administrative Services Agreement Franklin Templeton Services, LLC MEMBERS Life Insurance Company
MEMBERS Horizon Variable Separate Account • January 29th, 2016 • California

THIS AGREEMENT, by and between Franklin Templeton Services, LLC (the “Fund Administrator”), and MEMBERS Life Insurance Company (the “Company”), concerning certain administrative services with respect to each series (“Fund” or “Funds”) of Franklin Templeton Variable Insurance Products Trust (the “Trust”), which Funds are specified in the Participation Agreement, as may be amended from time to time, among the Company, the Trust, and Franklin Templeton Distributors, Inc. (the “Underwriter”), among others, dated May 1, 2016 (the “Participation Agreement”).

BUSINESS AGREEMENT
Business Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • New York

This Agreement is entered into as of the 25th day of February, 2016 (the “Effective Date”) by and among MEMBERS Life Insurance Company (“Insurance Company”), a life insurance company organized under the laws of the State of Iowa (on behalf of itself and certain of its separate accounts); CUNA Brokerage Services, Inc. (the “Distributor”), a corporation organized under the laws of the State of Wisconsin; American Funds Distributors, Inc. (“AFD”), a corporation organized under the laws of the State of California; and Capital Research and Management Company (“CRMC”), a corporation organized under the laws of the State of Delaware.

MARKETING AND ADMINISTRATIVE SERVICES AGREEMENT
Marketing and Administrative Services Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • Massachusetts

MEMBERS LIFE INSURANCE COMPANY (“Firm”), and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (“Distributor”) mutually agree to the arrangements set forth in this Marketing and Administrative Services Agreement (the “Agreement”) dated September 30, 2015. Firm and the Distributor are referred to collectively herein as the “Parties.”

Goldman, Sachs Asset Management, L.P. 200 West Street New York, NY 10282 January 8, 2016
The Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • Delaware

This letter sets forth the agreement (the “Agreement”) between MEMBERS Life Insurance Company (“you” or the “Company”) and the undersigned (“we” or “Goldman, Sachs Asset Management, L.P.”, or “GSAM”) concerning certain administrative services to be provided by you, with respect to the Goldman Sachs Variable Insurance Trust (the “Trust”).

PARTICIPATION AGREEMENT by and among DFA INVESTMENT DIMENSIONS GROUP INC., DIMENSIONAL FUND ADVISORS LP, DFA SECURITIES LLC and MEMBERS LIFE INSURANCE COMPANY
Participation Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • Texas

THIS AGREEMENT, made and entered into this 27th day of August 2015, by and among MEMBERS Life Insurance Company (the “Company”), on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an “Account” and collectively, the “Accounts”); DFA Investment Dimensions Group Inc. (the “Fund”); the Fund’s investment adviser, Dimensional Fund Advisors LP (the “Adviser”); and DFA Securities LLC (“DFAS”) (individually, a “Party” and collectively, the “Parties”).

FUND/SERV AND NETWORKING SUPPLEMENT TO PARTICIPATION AGREEMENT BY AND AMONG MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II, MFS VARIABLE INSURANCE TRUST III, MEMBERS LIFE INSURANCE COMPANY AND MFS FUND DISTRIBUTORS, INC.
Participation Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • New York

This Fund/SERV and Networking Supplement (the “Supplement”) to the Participation Agreement effective as of May 1, 2016 (the “Agreement”) by and among MFS Variable Insurance Trust, MFS Variable Insurance Trust II, MFS Variable Insurance Trust III (each, a “Trust” and collectively, the “Trusts”) MEMBERS Life Insurance Company (the “Company”) and MFS Fund Distributors, Inc. (“MFD”), is made and entered into effective as of May 1, 2016 and replaces all prior agreements as to the subject matter hereof.

AMENDED AND RESTATED DISTRIBUTION AGREEMENT
Distribution Agreement • November 20th, 2018 • MEMBERS Horizon Variable Separate Account • Iowa

This Amended and Restated Distribution Agreement for Registered Annuity Contracts (the “Agreement”) is made effective as of September 27, 2018 by and between MEMBERS Life Insurance Company (“MLIC”), a stock life insurance company, and CUNA Brokerage Services, Inc. (“CBSI” and, with MLIC, the “Parties”), a registered broker-dealer.

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 6th, 2016 • MEMBERS Horizon Variable Separate Account • New York

AGREEMENT effective as of the 1st day of January, 2016 by and between THE DREYFUS CORPORATION (“Dreyfus”), a New York corporation, and MEMBERS LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Iowa (“Insurance Company”).

Participation Agreement Addendum Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. MEMBERS Life Insurance Company CUNA Brokerage Services, Inc.
Participation Agreement • March 31st, 2017 • MEMBERS Horizon Variable Separate Account

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we,” “our,” or “us”), MEMBERS Life Insurance Company, and CUNA Brokerage Services, Inc., your distributor (collectively, the “Company" “you” or “your”), on your behalf and on behalf of certain Accounts, (individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated May 1,2016, as amended (the “Agreement”).

FIRST AMENDMENT TO ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 5th, 2022 • MEMBERS Horizon Variable Separate Account

THIS FIRST AMENDMENT to the Administrative Services Agreement (“Amendment”) is entered into as of July 1, 2020, by and between MEMBERS Life Insurance Company, a life insurance company organized under the laws of the State of Iowa (the “Insurer”) and BlackRock Advisors, LLC (“BAL”).

THE UNIVERSAL INSTITUTIONAL FUNDS, INC. SERVICING AGREEMENT
Servicing Agreement • January 29th, 2016 • MEMBERS Horizon Variable Separate Account • New York

THIS SERVICING AGREEMENT (“Agreement”), dated as of October 1, 2015, is by and between THE UNIVERSAL INSTITUTIONAL FUNDS, INC. (the “Fund”) and MEMBERS LIFE INSURANCE COMPANY (the “Company”).

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