Risk Warnings. Please be aware that investments, and the income from them, can fall as well as rise, and that you may not get back the full amount invested. The price of investments we may recommend may depend on fluctuations in the financial markets, or other economic factors, which are outside our control. Past performance is not necessarily a guide to future performance. Specific warnings relevant to the investments, or investment strategies, we recommend will be confirmed to you in your Suitability Report or Discretionary Management Agreement.
Risk Warnings. 13.1 Before trading in investments you must ensure that you fully understand the risks involved. By entering into this Agreement, you agree that we may provide you with a description of some of the risks involved in trading shares, derivatives and leveraged products on the Website at xxxxx://xxx.xxxxxxxxxxxxxxx.xx.xx/risk-warning.
Risk Warnings. In all cases we will communicate the risks of acting and not acting on our recommendations to you both verbally and in writing. The performance of an investment is not guaranteed and you are not certain to make a profit. The value of funds can go down as well as up. Specific warnings relevant to the investments, investment strategies or other products we recommend will be confirmed to you in your suitability report. Under the terms of this agreement, we may, if appropriate, advise you on investments which are not readily realisable. We would draw your attention to the risks associated with these investments as there is a restricted market for them. In some circumstances it may therefore not be possible to deal in the investment or obtain reliable information about its value. Unregulated Financial Products Our services may also include advice on investments relating to, or executing transactions in unregulated financial products including non-mainstream pooled investments such as unregulated collective investment schemes (UCIS). Accordingly, we will carefully consider whether such investments are suitable for you in light of your personal circumstances and the financial resources available to you. We may also, on occasion, advise on other financial products which are not regulated by the Financial Conduct Authority (FCA). The Financial Services Compensation Scheme does not apply to any of these products. Client Money Neither Pensionhelp or your adviser are authorised to handle client money. All cheques for premiums, investment monies of any kind and lender and professional fees must only be made payable to the life assurance company, friendly society, or investment management group or firm providing the product or service concerned. Under no circumstances should a cheque for premiums or investment monies of any kind be made payable to your adviser and/or Pensionhelp. Invoices for services provided by Pensionhelp will be issued by and are payable to Pensionhelp.
Risk Warnings. A general description of the risks associated with investment products (including Pensions and certain Life Insurance contracts) and strategies that we may undertake for you are as follows:
Risk Warnings. The value of investments may go down as well as up and you may not get back the amount you originally invested. Past performance is not necessarily a guide to future performance. The price of investments we may recommend may depend on fluctuations in the financial markets, or other economic factors, which are outside our control. We’ll notify you separately of any specific risk factors that apply to the service we provide for you or to any investments which we recommend. THE RIGHT TO TERMINATE THIS AGREEMENT: You or we may terminate this agreement at any time, without penalty or prejudice to the completion of any transactions already initiated, which will be completed, unless otherwise agreed in writing. Notice of this termination must be given in writing. However, you’ll be liable to pay for any transactions made prior to termination and any fees which may be outstanding. If we terminate this agreement, we’ll give you at least 30 calendar days’ notice, which will take effect from the day following the date upon which we send our notice. You’ll be liable to pay for any transactions entered into or cost of advice yet to be invoiced relating to the period prior to termination and any fees outstanding, if applicable. Where we provide correspondence through our secure portal, the documents will be stored within the portal itself. Should our agreement with you end, you’ll no longer be able to access the online portal, so you may wish to download your correspondence before the end of the agreement. For copies of correspondence after the agreement ends, you’ll need to contact us to provide this information to you. We’ll retain documents in line with the timescales set out in our Privacy Notice. If our agreement ends, we may continue to receive adviser charges from product providers for a short period afterwards, where we have had an historical agreement to do so. This may result in us receiving a cash payment in excess of the value of our final invoice. Where this happens, we will attempt to contact you using the contact details we have on record to return these fees to you. The only exception to this is with pensions, where we will attempt to return the fees to the product provider, as pension legislation prevents us from paying excess charges to you directly. If we are unable to return excess payments to you or your product provider, despite our reasonable efforts, we reserve the right to donate unclaimed fees to charity after a suitable period of time.
Risk Warnings. Risk warnings will be given to you, the client, on a number of different occasions prior to any recommendations being made including verbally over the telephone, introductory marketing material (e.g. brochure), Customer Information Form, Private Client Profile and the Risk Warnings document. It is your responsibility to read and understand these documents to ensure that you are comfortable to accept the associated risks before committing to any transactions. If you are unsure you must seek independent financial advice before proceeding. Whilst London Stone Securities will take every effort to ensure that your circumstances are suited to stock market investments/trading, ultimately the onus rests on you to ensure that you are comfortable to accept those risks. Unless you inform your broker otherwise, London Stone Securities will not accept liability that you were either unaware of the risks or that any investments recommended were not suitable for you.
Risk Warnings. Relevant risk warnings will be advised to you throughout the financial planning process and in your suitability report. The value of investments may go down as well as up, and you may not get back the amount invested. Levels of income from investments may fluctuate. We cannot be held liable for any depreciation in the value of investments arranged for you. Non-readily realisable investments will generally have a restricted market, and therefore it may be difficult to deal in that investment or to obtain reliable information about its value. For mortgages please be aware that your home may be repossessed if you do not keep up repayments on your mortgage. For insurance products, your insurance policy may lapse if you do not keep up to date with regular premium payments and you may not be covered if a claim is made.
Risk Warnings. Unless you specify otherwise, your portfolio(s) will include investments where both the capital value and the income generated may fall as well as rise, and you may not get back the full amount invested. In certain cases, there may be a risk that you will lose the entire investment amount. Further details are provided in the Appendix II to this Agreement.
Risk Warnings. You acknowledge that you have read the notice set out below and that you understand the nature of the risks which are inherent in securities trading and that you are prepared to accept these risks.
Risk Warnings. The value of investments may go down as well as up, and you may not get back the amount invested. Levels of income from investments may fluctuate. We cannot be held liable for any depreciation in the value of investments arranged for you. Non-readily realisable investments will generally have a restricted market, and therefore it may be difficult to deal in that investment or to obtain reliable information about its value.
