OUR RIGHT TO RECOVER PAYMENT Clause Samples

OUR RIGHT TO RECOVER PAYMENT. If You have a right to recover against another party for anything We have paid under this Service Agreement, Your rights shall become Our rights. You shall do whatever is necessary to enable Us to enforce these rights. We shall recover only the excess after You are fully compensated for Your loss.

OUR RIGHT TO RECOVER PAYMENT. If we make a payment under this policy and the person to or for whom the payment was made has a right to recover damages from another, we shall be subrogated to that right. That person shall: a. Sign and deliver to us any legal papers relating to that recovery; b. Do whatever is necessary to enable us to exercise our rights; and c. Do nothing after loss to prejudice them. a. Hold in trust for us the proceeds of the recovery; and b. Reimburse us to the extent of our payment.

OUR RIGHT TO RECOVER PAYMENT. When an insured person has been paid medical expenses by us under this policy and also recovers medical expenses from another, to the extent that state law permits, the amount recovered from the other must be held by that insured person in trust for us and reimbursed to us to the extent of our payment.

OUR RIGHT TO RECOVER PAYMENT a. If we make a payment under this policy and the person to or for whom payment was made has a right to recover damages from another we shall be subrogated to that right. That person shall do: (1) whatever is necessary to enable us to exercise our rights, and (2) nothing after loss to prejudice our rights. However, our rights in this paragraph do not apply under Part IV, against any person using your insured car with a reasonable belief that the person is entitled to do so. b. If we make a payment under this policy and the person to or for whom payment is made recovers damages from another, that person shall: (1) hold in trust for us the proceeds of the recovery; and (2) reimburse us to the extent of our payment. c. If we exercise our right to recovery against another, we will also attempt to recover any deductible incurred by an insured person under this policy. We reserve the right to compromise or settle the deductible and property damage claims against the responsible parties for less than the full amount. We reserve the right to reduce reimbursement of the deductible by the proportion that the amount we recover bears to the total amount of our subrogated claim. We will also reduce reimbursement of the deductible by the proportionate share of the collection expenses including attorney fees incurred with our recovery efforts. We will not recover the deductible if you instruct us not to.

OUR RIGHT TO RECOVER PAYMENT. If You have a right to recover against another party for anything We have paid under this Service Agreement, Your rights shall become Our rights. You shall do whatever is necessary to enable Us to enforce these rights. We shall recover only the excess after You are fully compensated for Your loss. CANCELLATION: You may cancel this Service Agreement by informing the Administrator of Your cancellation request within 30 days of the purchase of the Service Agreement and You will receive a 100% refund of the full purchase price of Your Service Agreement, less the cost of repairs made (if any). If Your cancellation request is made more than 30 days from the date of purchase, You will receive a pro‐rata refund of the Service Agreement purchase price, less the cost of repairs made (if any), and less an administrative fee not to exceed 10% of the Service Agreement purchase price or $25.00, whichever is less.

OUR RIGHT TO RECOVER PAYMENT. After making payment under this policy, we will have the right to recover to the extent of our payment from anyone held responsible. This right will not apply under the Property Section if you have waived it in writing prior to loss. The insured person will do whatever is required to transfer this right to us.

OUR RIGHT TO RECOVER PAYMENT. If we make a payment under this policy, we are entitled to exercise the "insured's" rights of re- covery against any person liable for the loss. The "insured" must do nothing after loss to prejudice those rights.

OUR RIGHT TO RECOVER PAYMENT. If You have a right to recover against another party for anything We have paid under this Service Agreement, Your rights shall become Our rights. You shall do whatever is necessary to enable Us to enforce these rights. We shall recover only the excess after You are fully compensated for Your loss. CANCELLATION: You may cancel this Service Agreement by informing the Administrator of Your cancellation request within 30 days of the purchase of the Service Agreement and You will receive a 100% refund of the full purchase price of Your Service Agreement; provided no claims have been paid under ADH Coverage (if purchased) within the first 30 days. If You have purchased ADH Coverage and We have paid a claim(s) within the first 30 days, You will receive a pro‐rata refund of the Service Agreement purchase price minus any claims paid by Us. If Your cancellation request is made more than 30 days from the date of purchase, You will receive a pro‐rata refund of the Service Agreement purchase price minus any claims paid, and less an administrative fee not to exceed 10% of the Service Agreement purchase price or $25.00, whichever is less, unless otherwise provided by state law.

OUR RIGHT TO RECOVER PAYMENT. If You have a right to recover against another party for anything We have paid under this Service Agreement, Your rights shall become Our rights. You shall do whatever is necessary to enable Us to enforce these rights. We shall recover only the excess after You are fully compensated for Your loss. CANCELLATION: You may cancel this Service Agreement by informing the Administrator of Your cancellation request within 30 days of the purchase of the Service Agreement and You will receive a 100% refund of the full purchase price of Your Service Agreement. If Your cancellation request is made more than 30 days from the date of purchase, You will receive a pro‐rata refund of the Service Agreement purchase price, less the cost of repairs made (if any), and less an administrative fee not to exceed 10% of the Service Agreement purchase price or twenty‐five dollars ($25.00), whichever is less.