Important Disclosures Clause Samples
Important Disclosures. Incorporated as Attachment A and part of this Engagement Letter are important disclosures. These include disclosures that apply generally and those that are applicable in the event ▇▇▇▇▇ ▇▇▇▇▇ is engaged to provide municipal advisory services. This Engagement Letter, including the attached Disclosures as updated from time to time, comprises the complete and exclusive statement of the agreement between the parties, superseding all proposals, oral or written, and all other communications between the parties. Both parties acknowledge that work performed pursuant to the Engagement Letter will be done through Scope Appendices executed and made a part of this document. Any rights and duties of the parties that by their nature extend beyond the expiration or termination of this Engagement Letter shall survive the expiration or termination of this Engagement Letter or any statement of work contained in a Scope Appendix hereto. If this Engagement Letter is acceptable, please sign below and return one copy to us for our files. Sincerely, ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇, Partner The terms as set forth in this Engagement Letter are agreed to on behalf of the Client by: Name: _ Title: _ Date: _ Attachment A Important Disclosures Client acknowledges and agrees that ▇▇▇▇▇ ▇▇▇▇▇, including but not limited to ▇▇▇▇▇ ▇▇▇▇▇ US, LLP, ▇▇▇▇▇ ▇▇▇▇▇ Municipal Advisors, LLC, ▇▇▇▇▇ ▇▇▇▇▇ Capital, LLC, and ▇▇▇▇▇ ▇▇▇▇▇ Investment Services, LLC, is free to render municipal advisory and other services to the Client or others and that ▇▇▇▇▇ ▇▇▇▇▇ does not make its services available exclusively to the Client.
Important Disclosures. If appropriate, your adviser has explained your various options for investing in mutual funds. Mutual funds often offer various share classes for the same underlying fund. It is important that you are aware of the class of fund(s) you are invested in and the associated costs. The amount you invest, the rate of return, the amount of time you remain in the fund and the mutual fund’s conversion features all affect your overall costs.
Important Disclosures. You acknowledge that you have read, understand and agree with the following important disclosures. The following summary does not disclose all the risks of investing, buying and selling bullion or precious metals Products. Given the risks, you should undertake such transactions only if you are familiar with and understand the nature of investing in the Products and understand the extent of your exposure to risk. Investing, buying, selling or trading in the Products is not suitable for many members the public, and therefore you are instructed to carefully consider whether investing, buying, selling or transacting in the Products is appropriate for you in light of your financial resources, experience, objectives and other circumstances relevant to you.
Important Disclosures. You acknowledge that:
Important Disclosures. Client acknowledges that important information about Client’s Accounts and certain programs, services and features available to Client’s Accounts, including the terms, conditions, fees and costs applicable to those programs, services and features and certain risks and conflicts of interest associated with those programs, services and features, is contained the Additional Program Documents. Client understands and acknowledges that there are important differences between a Brokerage Account and an Advisory Account and that the Brokerage Services and Advisory Programs and Advisory Services have different structures, administration, types and levels of service, and fees and expenses. Client also understands that Brokerage Services and Advisory Programs and Advisory Services are designed to address different investment needs of clients, and that Brokerage Services and certain Advisory Programs or Advisory Services discussed in this Agreement may not be appropriate for Client. Client further understands that Brokerage Services and Advisory Programs and Advisory Services are governed by different laws and regulations and by different terms and conditions in Client’s agreements with Baird. As a result, Client understands that ▇▇▇▇▇’▇ legal duties and contractual obligations to Client differ depending upon whether Baird is acting as broker-dealer or investment adviser for Client or Client’s Account. Client understands and acknowledges that additional important information about ▇▇▇▇▇’▇ Brokerage Services and Advisory Programs and Advisory Services and related Accounts, including the terms, conditions, fees and costs applicable to those Accounts and certain risks and conflicts of interest associated with those Accounts, is contained in ▇▇▇▇▇’▇ Form CRS Client Relationship Summary and Client Relationship Details documents (together they are referred to as the Client Relationship Booklet), as required under SEC Form CRS and Regulation Best Interest. If Client is a natural person, or the legal representative of such natural person, who seeks to receive or receives services primarily for personal, family or household purposes (a “Retail Investor”), by signing this Agreement, such Retail Investor Client acknowledges and agrees that Client received a copy of each of those documents. If Client selects an Advisory Program or Advisory Service for an Account, Client understands and acknowledges that important information about the Advisory Program or Advisory Service (includi...
Important Disclosures. The Advisory Services are also governed by the terms of the Part 2A Brochures, and as such may be amended by TRP Advisory Services from time to time and which amendments are incorporated by reference herein. You acknowledge receipt of a current copy of the Part 2A and 2B Brochures, which also provide information about the specific individuals providing investment advisory services for the Advisory Services. If you are a natural person, or the legal representative of a natural person, who seeks to receive or receives Advisory Services primarily for personal, family or household purposes, you acknowledge and agree that you received a copy of the Forms CRS for TRP Advisory Services and ▇. ▇▇▇▇ Price Investment Services, Inc. You agree that you are responsible for understanding the contents of the Part 2A and 2B Brochures and Forms CRS.
Important Disclosures. In connection with such Premier Account upgrade, you may not receive a new Card. You may continue to use the Card you received for your Account and continue to receive FSA Credit Balance Loads through your current School’s program. However, new fees (see paragraph below) and Transaction Limits may apply. (You may also have payroll funds from your School, or a job automatically deposited to your Premier Account. Non-payroll loads are subject to applicable ACH Load Limits). The Card associated with a Premier Account is NOT a credit card. You will also continue to be able to use Money Network Checks to access the full amount of your Premier Account balance. You may obtain information about your Premier Account at any time from our IVRU or Web Site or the mobile app at no charge, as provided in Section 13 above.
Important Disclosures. Margin Disclosure Statement (applicable if you have elected to open a margin account) INTL FCStone Financial Inc. (IFCF) serves as clearing broker to your brokerage firm. With respect to this relationship, IFCF offers many services to your brokerage firm as outlined in their clearing agreement and as disclosed to you under the terms of FINRA Rule 4311. Under the clearing agreement, IFCF is the lender with respect to margin loans. This document is being provided to you to provide some basic facts about purchasing securities on margin and to alert you to the risks involved with trading securities in a margin account. Before trading stocks in a margin account, you should carefully review the margin agreement provided upon opening your margin account. Consult your brokerage firm regarding any questions or concerns you may have with your margin account. When you purchase securities, you may pay for the securities in full or you may borrow part of the purchase price from IFCF. If you choose to borrow funds from IFCF, you will open a margin account with IFCF through your brokerage firm. The securities purchased are IFCF’s collateral for the loan to you. If the securities in your account decline in value, so does the value of the collateral supporting your loan, and, as a result, IFCF or your brokerage firm can take action, such as issue a margin call and/or sell securities or other assets in any of your accounts held with IFCF, in order to maintain the required equity in the account. It is important that you fully understand the risks involved in using margin, whether trading securities on margin or using your margin account equity for other purposes. These risks include the following:
1. You can lose more funds than you deposit in the margin account. A decline in the value of securities purchased/held in your margin account may require you to provide additional funds to IFCF to avoid the forced sale of those securities or other securities or assets in your account(s).
2. IFCF or your brokerage firm can force the sale of securities or other assets in your account(s). If the equity in your account falls below the maintenance margin requirements or higher “house” requirements, IFCF or your brokerage firm can sell the securities or other assets in any of your accounts held at IFCF to cover the margin deficiency. You also will be responsible for any short fall in the account after such a sale.
3. IFCF or your brokerage firm can sell your securities or other assets wi...
Important Disclosures. This is a contract for the rental of the Vehicle. We may repossess the Vehicle at your expense without notice to you if the Vehicle is abandoned or used in violation of law or this Agreement. The Vehicle may be equipped with global positioning satellite (“GPS”) technology or another telematics system and/or an event data recorder, and privacy is not guaranteed. If it shows its location to be at Burning Man, out of the country or if it is disabled or ceases to function for any reason, You agree to forfeit your entire Security Deposit. We make no warranties, express, implied or apparent, regarding the Vehicle or Optional Equipment, no warranty of merchantability and no warranty that the Vehicle or Optional Equipment is fit for a particular purpose. By signing this Contract, you understand and agree that you assume all liability, whether collision, damage, or liability for the entire duration of the Rental. You agree to indemnify the Owner(s) and Property Manager(s) of the RV in any suit brought against them. You are covered by a web platform supplied insurance policy with a deductible. Chips in the windshield or other glass is not covered by the policy. Interior damages are also not covered by the policy. The insurance coverage or security deposit may cover some or all of the exterior damages. You are responsible for paying the insurance deductible. You are financially responsible for all damage (interior and exterior- including slides and awning) to, or loss or theft of, the Vehicle, which includes the cost of repair or the actual cash value of the Vehicle if it is not repairable or if we elect not to repair it, loss of use, diminished value of Vehicle caused by damage to it or repair of it, missing equipment, connected with any damage claim whether or not you were at fault. You owe the Diminution of Value, which is the difference between the retail market value of the vehicle before the damage and the value of the vehicle after the damage, whether we repair the vehicle or not. You must report all accidents, incidents of vandalism, or theft involving the Vehicle to us and the police within 24 hours of occurrence.
Important Disclosures. YOUR USE OF THE PLATFORM IS AT YOUR SOLE RISK AND THE PLATFORM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE AND OUR LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND RELATED TO THE PLATFORM, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, OR THAT USE OF THE PLATFORM WILL BE UNINTERRUPTED OR ERROR-FREE OR THE OUTPUT WILL BE COMPLETE OR ACCURATE. WE ARE NOT RESPONSIBLE FOR ANY PROBLEMS OR TECHNICAL MALFUNCTION OF ANY ELECTRONIC NETWORK OR LINES, SERVERS, SOFTWARE, OR FAILURE OF TRANSMISSION AS A RESULT OF TECHNICAL PROBLEMS OR TRAFFIC CONGESTION ON THE INTERNET OR ON THE PLATFORM, INCLUDING ANY INJURY OR DAMAGE TO ANY PERSON'S COMPUTER RESULTING FROM PARTICIPATION OR DOWNLOADING MATERIALS IN CONNECTION WITH THE PLATFORM. UNDER NO CIRCUMSTANCES WILL WE BE RESPONSIBLE FOR ANY LOSS OR DAMAGE, INCLUDING PERSONAL INJURY OR DEATH, RESULTING FROM USE OF THE PLATFORM OR OUTPUT. SOME STATES DO NOT ALLOW CERTAIN DISCLAIMERS OR LIMITATIONS ON WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. THESE LIMITATIONS WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.