Important Disclosures. If appropriate, your adviser has explained your various options for investing in mutual funds. Mutual funds often offer various share classes for the same underlying fund. It is important that you are aware of the class of fund(s) you are invested in and the associated costs. The amount you invest, the rate of return, the amount of time you remain in the fund and the mutual fund’s conversion features all affect your overall costs. You can reference the fund prospectus or FINRA’s Fund Analyzer for more details and comparisons on these factors. FINRA’s Fund Analyzer is available in the Investors section of the FINRA website at xxx.XXXXX.xxx. Please let your representative know if you have any questions about the share class options and for more information on the funds you currently hold. Schedule “A" Managed Assets The accounts intended for Wealth Management Solutions LLC management are as follows: Account Registration Account Value Account Number Account Type (IRA, Joint, Other) Where is the account held? (Custodian) (i.e. Xxxxxxx Xxxxx, Mutual Fund) 1.
Important Disclosures. Incorporated as Attachment A and part of this Engagement Letter are important disclosures. These include disclosures that apply generally and those that are applicable in the event Xxxxx Xxxxx is engaged to provide municipal advisory services. This Engagement Letter, including the attached Disclosures as updated from time to time, comprises the complete and exclusive statement of the agreement between the parties, superseding all proposals, oral or written, and all other communications between the parties. Both parties acknowledge that work performed pursuant to the Engagement Letter will be done through Scope Appendices executed and made a part of this document. Any rights and duties of the parties that by their nature extend beyond the expiration or termination of this Engagement Letter shall survive the expiration or termination of this Engagement Letter or any statement of work contained in a Scope Appendix hereto. If this Engagement Letter is acceptable, please sign below and return one copy to us for our files. Sincerely, Xxxxxx X. Xxxxxx, Partner Signature Section: The terms as set forth in this Engagement Letter are agreed to on behalf of the Client by: Name: _ Title: _ Date: _ Attachment A Important Disclosures Non-Exclusive Services Client acknowledges and agrees that Xxxxx Xxxxx, including but not limited to Xxxxx Xxxxx US, LLP, Xxxxx Xxxxx Municipal Advisors, LLC, Xxxxx Xxxxx Capital, LLC, and Xxxxx Xxxxx Investment Services, LLC, is free to render municipal advisory and other services to the Client or others and that Xxxxx Xxxxx does not make its services available exclusively to the Client.
Important Disclosures. You acknowledge that you have read, understand and agree with the following important disclosures. The following summary does not disclose all the risks of investing, buying and selling bullion or precious metals Products. Given the risks, you should undertake such transactions only if you are familiar with and understand the nature of investing in the Products and understand the extent of your exposure to risk. Investing, buying, selling or trading in the Products is not suitable for many members the public, and therefore you are instructed to carefully consider whether investing, buying, selling or transacting in the Products is appropriate for you in light of your financial resources, experience, objectives and other circumstances relevant to you.
Important Disclosures. The Advisory Services are also governed by the terms of the Part 2A Brochures, and as such may be amended by TRP Advisory Services from time to time and which amendments are incorporated by reference herein. You acknowledge receipt of a current copy of the Part 2A and 2B Brochures, which also provide information about the specific individuals providing investment advisory services for the Advisory Services. If you are a natural person, or the legal representative of a natural person, who seeks to receive or receives Advisory Services primarily for personal, family or household purposes, you acknowledge and agree that you received a copy of the Forms CRS for TRP Advisory Services and X. Xxxx Price Investment Services, Inc. You agree that you are responsible for understanding the contents of the Part 2A and 2B Brochures and Forms CRS.
Important Disclosures. You acknowledge that: ♦ Arbitration shall be final and binding on you and us. ♦ You and we are each waiving our respective rights to seek remedies in court, including the right to jury trial. ♦ Pre-arbitration discovery is generally more limited than, and different from, court proceedings. ♦ The right to appeal or to seek modification of rulings by the arbitrators is strictly limited. ♦ The panel of arbitrators will be selected in accordance with the rules of the arbitration forum and may include a minority of arbitrators who were or are affiliated with the securities industry. ♦ This agreement to arbitrate does not constitute a waiver of the right to seek a judicial forum to the extent that such a waiver would be void under applicable law.
Important Disclosures. In connection with such Premier Account upgrade, you may not receive a new Card. You may continue to use the Card you received for your Account and continue to receive FSA Credit Balance Loads through your current School’s program. However, new fees (see paragraph below) and Transaction Limits may apply. (You may also have payroll funds from your School, or a job automatically deposited to your Premier Account. Non-payroll loads are subject to applicable ACH Load Limits). The Card associated with a Premier Account is NOT a credit card. You will also continue to be able to use Money Network Checks to access the full amount of your Premier Account balance. You may obtain information about your Premier Account at any time from our IVRU or Web Site or the mobile app at no charge, as provided in Section 13 above.
Important Disclosures. Margin Disclosure Statement (applicable if you have elected to open a margin account) StoneX Financial Inc. (SFI) serves as clearing broker to your brokerage firm. With respect to this relationship, SFI offers many services to your brokerage firm as outlined in their clearing agreement and as disclosed to you under the terms of FINRA Rule 4311. Under the clearing agreement, SFI is the lender with respect to margin loans. This document is being provided to you to provide some basic facts about purchasing securities on margin and to alert you to the risks involved with trading securities in a margin account. Before trading stocks in a margin account, you should carefully review the margin agreement provided upon opening your margin account. Consult your brokerage firm regarding any questions or concerns you may have with your margin account. When you purchase securities, you may pay for the securities in full or you may borrow part of the purchase price from SFI. If you choose to borrow funds from SFI, you will open a margin account with SFI through your brokerage firm. The securities purchased are SFI’s collateral for the loan to you. If the securities in your account decline in value, so does the value of the collateral supporting your loan, and, as a result, SFI or your brokerage firm can take action, such as issue a margin call and/or sell securities or other assets in any of your accounts held with SFI, in order to maintain the required equity in the account. It is important that you fully understand the risks involved in using margin, whether trading securities on margin or using your margin account equity for other purposes. These risks include the following:
Important Disclosures. Client acknowledges that important information about Client’s Accounts and certain programs, services and features available to Client’s Accounts, including the terms, conditions, fees and costs applicable to those programs, services and features and certain risks and conflicts of interest associated with those programs, services and features, is contained the Additional Program Documents. Client understands and acknowledges that there are important differences between a Brokerage Account and an Advisory Account and that the Brokerage Services and Advisory Programs and Advisory Services have different structures, administration, types and levels of service, and fees and expenses. Client also understands that Brokerage Services and Advisory Programs and Advisory Services are designed to address different investment needs of clients, and that Brokerage Services and certain Advisory Programs or Advisory Services discussed in this Agreement may not be appropriate for Client. Client further understands that Brokerage Services and Advisory Programs and Advisory Services are governed by different laws and regulations and by different terms and conditions in Client’s agreements with Baird. As a result, Client understands that Xxxxx’x legal duties and contractual obligations to Client differ depending upon whether Baird is acting as broker-dealer or investment adviser for Client or Client’s Account. Client understands and acknowledges that additional important information about Xxxxx’x Brokerage Services and Advisory Programs and Advisory Services and related Accounts, including the terms, conditions, fees and costs applicable to those Accounts and certain risks and conflicts of interest associated with those Accounts, is contained in Xxxxx’x Form CRS Client Relationship Summary and Client Relationship Details documents (which are included in the Client Relationship Booklet), as required under SEC Form CRS and Regulation Best Interest. If Client is a natural person, or the legal representative of such natural person, who seeks to receive or receives services primarily for personal, family or household purposes (a “Retail Investor”), by signing this Agreement, such Retail Investor Client acknowledges and agrees that Client received a copy of each of those documents. If Client selects an Advisory Program or Advisory Service for an Account, Client understands and acknowledges that important information about the Advisory Program or Advisory Service (including the asso...
Important Disclosures. Client understands and acknowledges that the particular investment advisory services that Baird provides in connection with the Services, the terms and conditions of such Services, and other important information about the Services (including the associated risks, fees and expenses) and about certain persons providing services to Client, are further described in Xxxxx’x Form ADV Part 2A Brochure for its Financial Planning Services (the “Baird Brochure”) and the Form ADV Part 2B Brochure Supplements for the Department and Client’s Financial Advisor(s) (collectively, “Brochure Documents”) that have been delivered to Client. Client should read those documents carefully. If Client opens one or more accounts with Baird relating to the services provided under this Agreement (each, an “Account”), client understands, acknowledges and agrees that each such Account and each Account that Client may open in the future are subject to the terms and conditions of this Agreement and Client’s Client Relationship Agreement with Baird. Client understands, acknowledges and agrees that the Baird Brochure and each other document, schedule or form reflecting Client’s program or service selections provided by Baird to Client now or in the future, is a part of this Agreement and incorporated herein by reference. By obtaining the Services, Client agrees to be bound by all of the applicable terms and conditions contained in those documents. If Client engages Baird to provide brokerage or advisory services in addition to the preparation of a Plan or provision of Services, Baird will earn additional compensation in the form of fees and/or commissions. Thus, any recommendation to use Baird to implement the Plan or other recommendations made pursuant to the Services presents a conflict of interest. Additional information about conflicts of interest is contained in the Baird Brochure. It is Xxxxx’x policy to protect the privacy of clients that share personal and financial information with Baird in the course of receiving financial services from Baird. Baird treats Client information as confidential and recognizes the importance of protecting access to it. Client should refer to the document entitled “Xxxxx’x Privacy Statement”, which has been provided to Client, for more information.
Important Disclosures. You acknowledge that: Arbitration will be final and binding on you and us. You and we are each waiving our respective rights to seek remedies in court, including the right to jury trial. Pre-arbitration discovery is generally more limited than, and different from, court proceedings. The right to appeal or to seek modification of rulings by the arbitrators is strictly limited. The panel of arbitrators may include a minority of ar- bitrators who were or are affiliated with the securities industry. This agreement to arbitrate does not constitute a waiv- er of the right to seek a judicial forum to the extent that such a waiver would be void under applicable law.
