Predisability Earnings means your earnings in effect on your last full day of Active Work prior to becoming Disabled. Unless otherwise specifically provided for under the Group Policy, any subsequent change in your earnings will not affect your Predisability Earnings.
Predisability Earnings means the amount of your gross salary or wages from your Employer as of the day before your Disability began. This is calculated on a monthly basis.
Predisability Earnings means the greater of: • your highest average Earnings for any consecutive 12 months in the last 24 months before the date your Disability or your Family Member’s Serious Health Condition began; or • your Earnings for any two full tax years within the three full tax years preceding the date your Disability or your Family Member’s Serious Health Condition began, divided by 24. Recover / Recovery / Recovered means you are no longer Disabled from the same cause or causes that caused your most recent Disability. Recurrent Disability (See definition in the EXCLUSIONS AND LIMITATIONS section.) Regular Medical Care means the appropriate medical treatment for your Injury or Sickness, based on prevailing medical standards. Regular Medical Care includes compliance with appropriate medical treatments recommended by the Physician(s) providing care for your Injury or Sickness. Regular Occupation (See definition under Benefit For Total Disability.) ICC17-B180(07/17) This is when your policy is scheduled to end. After this date, it will no longer be in effect unless it is renewed under the Renewal Benefit option. THIS IS A DISABILITY INCOME INSURANCE POLICY STANDARD INSURANCE COMPANY BASIC RESIDUAL DISABILITY RIDER For purposes of this rider only, the definitions of Disability/Disabled and Disability Benefit/Disability Benefits in the policy are changed as follows: Disability/Disabled means Total Disability/Totally Disabled, as defined in the policy; and Residual Disability/Residually Disabled, as defined below. Disability Benefit / Disability Benefits means any benefit payment or payments for Total Disability or Residual Disability that are made under this policy. When you can work but can’t accomplish those duties that make up at least 20 percent of your work time, this qualifies as a loss of duties.
Examples of Predisability Earnings in a sentence
During the Own Occupation Period, no LTD Benefits will be paid for any period of Disability when you are able to work in your Own Occupation and able to earn at least 80% of your Predisability Earnings, but you elect not to work.
If you do not have regular work hours, your monthly Predisability Earnings are based on the average number of hours you worked per month during the preceding 12 calendar months (or during your period of employment if less than 12 months), not to exceed 173.33 hours.
Your monthly Gross LTD Benefit is equal to the lesser of your monthly Predisability Earnings times the LTD Benefit Percentage, or the Maximum Monthly Benefit.
Any earnings you receive from work you perform, or that you could receive if you worked as much as you are able to considering your Disability, that are less than 100% of your Predisability Earnings will be treated as Work Earnings.
You must accept any position within a broad definition of Own Occupation that you can perform and which your Employer or another employer makes available during the Own Occupation Period regardless of whether the compensation for such work is less than your Predisability Earnings.
More Definitions of Predisability Earnings
Predisability Earnings means the greater of: • your highest average Earnings for any consecutive 12 months in the last 24 months before the date your Disability began; or • your Earnings for any two full tax years within the three full tax years preceding the date your Disability began, divided by 24. Recover / Recovery / Recovered means you are no longer Disabled from the same cause or causes that caused your most recent Disability. Recurrent Disability (See definition in the EXCLUSIONS AND LIMITATIONS section.) Regular Medical Care means the appropriate medical treatment for your Injury or Sickness, based on prevailing medical standards. Regular Medical Care includes compliance with appropriate medical treatments recommended by the Physician(s) providing care for your Injury or Sickness. Regular Occupation (See definition under Benefit For Total Disability.) Reinstatement Date means the date the policy is made effective when reinstated. Renewal Option means the option of renewing the policy beyond the Termination Date, subject to our approval and certain conditions and limitations.
Predisability Earnings means the amount of your gross salary or wages from your Employer as of the day before your Disability began. This amount is updated each January 1st, and is calculated on a yearly basis in the previous July.
Predisability Earnings means your benefits eligible pay as determined by your Employer, as of the day prior to the date your Disability begins.
Predisability Earnings means the greater of: your highest average Earnings for any consecutive 12 months in the last 24 months before the date your Disability or your Family Member’s Serious Health Condition began; or your Earnings for any two full tax years within the three full tax years preceding the date your Disability or your Family Member’s Serious Health Condition began, divided by 24. Recover / Recovery / Recovered means you are no longer Disabled from the same cause or causes that caused your most recent Disability. Recurrent Disability (See definition in the EXCLUSIONS AND LIMITATIONS section.) Regular Medical Care means the appropriate medical treatment for your Injury or Sickness, based on prevailing medical standards. Regular Medical Care includes compliance with appropriate medical treatments recommended by the Physician(s) providing care for your Injury or Sickness. Regular Occupation (See definition under Benefit For Total Disability.) B180(7/17) Page 22 FL: In Florida, you must have been working for at least 30 hours per week for at least six consecutive months. SD: The exclusion for the member of your household or person related to you by blood or marriage does not apply in those areas in which such person is the only physician in the area and acting within the scope of their normal employment.
Predisability Earnings means the greater of: • your highest average Earnings for any consecutive 12 months in the last 24 months before the date your Disability or your Family Member’s Serious Health Condition began; or • your Earnings for any two full tax years within the three full tax years preceding the date your Disability or your Family Member’s Serious Health Condition began, divided by 24. Recover / Recovery / Recovered means you are no longer Disabled from the same cause or causes that caused your most recent Disability. Recurrent Disability (See definition in the EXCLUSIONS AND LIMITATIONS section.) Regular Medical Care means the appropriate medical treatment for your Injury or Sickness, based on prevailing medical standards. Regular Medical Care includes compliance with appropriate medical treatments recommended by the Physician(s) providing care for your Injury or Sickness. Regular Occupation (See definition under Benefit For Total Disability.) ICC17-B180GSI07/17) Reinstatement Date means the date the policy is made effective when reinstated. Renewal Option means the option of renewing the policy beyond the Termination Date, subject to our approval and certain conditions and limitations.
Predisability Earnings shall have the meaning ascribed to such term in the LTD Plan.
Predisability Earnings means the greater of: • your highest average Earnings for any consecutive 12 months in the last 24 months before the date your Disability began; or • your Earnings for any two full tax years within the three full tax years preceding the date your Disability began, divided by 24. Recover / Recovery / Recovered means you are no longer Disabled from the same cause or causes that caused your most recent Disability. Recurrent Disability (See definition in the EXCLUSIONS AND LIMITATIONS section.) Regular Medical Care means the frequent medical treatment and care for your Injury or Sickness, based on generally accepted medical standards in the county and state where treatment and care are provided. Regular Medical Care includes compliance with appropriate medical treatment and care recommended by the Physician(s) providing care for your Injury or Sickness. Regular Occupation (See definition under Benefit For Total Disability.) B180GSI(8/18)CA Reinstatement Date means the date the policy is made effective when reinstated. Renewal Option means the option of renewing the policy beyond the Termination Date, subject to our approval and certain conditions and limitations.