Permanent Disablement definition

Permanent Disablement means a disability falling under one of the items of disablement listed in the scale of compensation in this Policy under Section 1, which was caused by an Accident, as long as the disability lasts for twelve (12) consecutive months from the date of the Accident and at the expiry of that period our appointed Registered Medical Practitioner confirms that the disability is not going to improve after twelve (12) months.

Permanent Disablement means, in relation to an Eligible Person, that the Eligible Person has, in the opinion of the Board, after considering such medical and other evidence as it sees fit, become incapacitated to such an extent as to render the Eligible Person unlikely ever to engage in any occupation for which he is reasonably qualified by education, training or experience;

Permanent Disablement means Injury which having lasted for a continuous period of 12 months from the date of the Accident, with no hope of improvement and will in all probability continue for the rest of the Insured Person’s life.

Examples of Permanent Disablement in a sentence

• The Death and Permanent Disablement benefit is extended to cover You twenty four (24) hours a day, irrespective whether You are in Your Car or not.

• This Section is not assignable and payment of any Benefit under this Section shall only be made to the Insured Person or her personal representatives in respect of Death and Permanent Disablement Benefit.

• Covered EventPercentage of Benefit Limit1Death100%2Permanent Total Disablement100% Permanent Disablement (a) Loss of two Limbs100% (b) Loss of one Limb50% (c) Loss of Sight in both eyes100%3(d) Loss of Sight in one eye50% (e) Loss of Speech and Hearing100% (f) Loss of Speech50% (g) Loss of Hearing in both ears50% (h) Loss of Hearing in one ear15% In the event of Your death, the benefits payable for death under this Section will be paid to Your legal personal representative(s).

• The aggregate of all compensation payable for Accidental Death or Permanent Disablement in respect of any one Accident shall not exceed the Sum Insured specified in the Schedule.

• Permanent Disablement: A disablement that is classified as a permanent total disablement under the proviso to section 2 (I) of the Employee’s Compensation Act,1923” 34.

More Definitions of Permanent Disablement

Permanent Disablement means Injury which:

Permanent Disablement means an Injury which:

Permanent Disablement means you have lost either: all sight in one or both eyes, or the use of a hand or foot at or above the wrist or ankle, and the loss is for at least 12 months and in our opinion after consultation with an appropriate medical specialist, that loss will continue indefinitely.

Permanent Disablement means disablement (other than that specified above) which entirely prevents the Insured Person from attending to any occupation or profession and having lasted a continuous period of at least 104 weeks and beyond any reasonable hope of improvement. Pre-existing Illness shall mean disabilities or conditions that You have reasonable knowledge of. You may be considered to have reasonable knowledge of a pre-existing condition if:

Permanent Disablement means Injury having lasted for a continuous period of twelve (12) months from the date of the Accident, and medically certified that there is no hope of improvement at the end of the said period.

Permanent Disablement means when injury does not result in death to You within (365) days from the Date of Accident but result in 100% absolute disablement from engaging in or giving attention to a profession or occupation of any kind. 100% absolute disablement in this context shall mean as below: Loss of both hands or both feet Loss of sight of both eyes Loss of one eye and one hand Loss of one eye and one foot Total paralysis (from the neck down) Permanent quadriplegia (loss or permanent total loss of use of four limbs) Loss of one foot or one hand Loss of sight of one eye Insanity Loss of hearing of both ears Loss of speech.

Permanent Disablement means when injury does not result in death to You within (365) days from the Date of Accident but result in 100% absolute disablement from engaging in or giving attention to a profession or occupation of any kind.