ECOA definition

ECOA means the federal Equal Credit Opportunity Act, codified at 15 U.S.C. §1691 et seq., and its implementing regulation, Regulation B, codified at 12 C.F.R. Part 202.
ECOA means the Equal Credit Opportunity Act, codified at 15 U.S.C. §1691 et seq., and its implementing regulation, Regulation B, codified at 12 C.F.R. Part 202.
ECOA. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual request. The Ohio civil rights commission administers compliance with this law. APPLICANT / BORROWER(S) SIGNATURE (Must sign as individual and as officer if applicable) When there is more than one signature below it is the intent of all to apply for joint credit. Date: Entity Name: By: By: Individual Signature Individual Signature Authorized Signature Authorized Signature Title: Title:

Examples of ECOA in a sentence

  • If the Guarantor is not an “applicant for credit” under Section 202.2 (e) of the Equal Credit Opportunity Act of 1974 (“ECOA”), the Guarantor acknowledges that (i) this Guaranty has been executed to provide credit support for the Obligations, and (ii) the Guarantor was not required to execute this Guaranty in violation of Section 202.7(d) of the ECOA.

  • Ohio ECOA: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual request.

  • If the Guarantor is not an "applicant for credit" under Section 202.2 (e) of the Equal Credit Opportunity Act of 1974 ("ECOA"), the Guarantor acknowledges that (i) this Guaranty has been executed to provide credit support for the Obligations, and (ii) the Guarantor was not required to execute this Guaranty in violation of Section 202.7(d) of the ECOA.

  • Synthetic ID Alerts are for identity fraud risk alert purposes1 only and are not to be used for determining an individual’s eligibility for credit or any other FCRA permissible purpose or in any way for the purpose of taking “adverse action,” in whole or in part, against a consumer, as defined in the ECOA and.

  • In keeping with the ECOA, ACUTRAQ requires that you retain the credit/employment application and, if applicable, a lease/employment contract for a period of not less than 5 years.


More Definitions of ECOA

ECOA means the Equal Credit Opportunity Act, as heretofore or hereafteramended.
ECOA means the Equal Credit Opportunity Act.
ECOA has the meaning given in the Rules;
ECOA means the Equal Credit Opportunity Act, 15 U.S.C. § 1691 et seq., a federal law that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract).
ECOA. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual request. The Ohio civil rights commission administers compliance with this law. The information contained in this application is provided for the purpose of obtaining business (non-consumer) credit with the Lender on behalf of the undersigned. By signing below, Borrower hereby certifies it is engaged in the business of commercial farming and all products purchased on credit or with loan proceeds will be used exclusively for commercial farming and agricultural purposes. This declaration of business purpose is made under penalty of perjury. Transmission of this application/Note as an "electronic record" containing my "electronic signature," as those terms are defined in applicable federal and state laws, or facsimile transmission of this application/Note containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of this application/Note were delivered containing my original written signature. This application/Note constitutes an original document for legal purposes and is effective as a transferable record. The method used herein reliably establishes the identity of the ▇▇▇▇▇▇ as a holder in due course and the person entitled to control the transfer of this electronic application Note. At any time, you may request a paper copy of any record we made available to you electronically. APPLICANT / BORROWER(S) SIGNATURE (Must sign as individual and as officer if applicable) Date: Entity Name Individually By: Title Individually By: Title
ECOA mean▇ ▇▇▇ ▇qual Credit Opportunity Act, 15 U.S.C.ss.1601.
ECOA. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual request. The Ohio civil rights commission administers compliance with this law. APPLICANT / BORROWER(S) SIGNATURE (Must sign as individual and as officer if applicable) Date: Entity Name: By: By: Individually Individually Title: Title: Dealer: GreenPoint Ag Holdings, LLC ▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇ ▇▇ ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ The individual signing below (the “Authorized Representative”) is hereby authorized in the name and on behalf of the Company to: (1) enter into one or more credit transactions with or through Dealer upon such terms as may seem advisable to such Authorized Representative; and (2) execute, deliver and perform or cause the same to be executed, delivered and performed on behalf of the Company such promissory notes, security agreements, pledges, hypothecations, mortgages, loan agreements, financing statements and other documents in connection therewith, in anticipation thereof or incidental thereto (collectively, the “Loan Documents”); any instruments executed hereunder to be in such form and with such terms and conditions as may be agreed upon between the Authorized Representative and the Dealer. The Authorized Representative further represents, warrants and covenants with Dealer as follows: