OMNIBUS AMENDMENT TO CREDIT AGREEMENT AND ACCOUNT CONTROL AGREEMENT AND CONSENTCredit Agreement • April 3rd, 2024 • Regional Management Corp. • Personal credit institutions • New York
This Credit Agreement, dated as of April 19, 2021 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is among Regional Management Receivables IV, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation (“Regional Management”), as servicer (the “Servicer”), the lenders from time to time parties hereto (the “Lenders”), the agents for the Lender Groups (as defined herein) from time to time parties hereto (the “Agents”), Wells Fargo Bank, National Association (“Wells Fargo Bank”), as administrative agent for the Lenders (in such capacity, the “Administrative Agent”), and Computershare Trust Company, National Association, as successor to Wells Fargo Bank, National Association, acting through its Corporate Trust Services division, as account bank (in such capacity, the “Account Bank”) and backup servicer (in such capacity, the “Backup Servicer”).
EMPLOYMENT AGREEMENTEmployment Agreement • September 30th, 2020 • Regional Management Corp. • Personal credit institutions • Delaware
This Employment Agreement (this “Agreement”) is entered into as of September 30, 2020 (the “Effective Date”), between Brian J. Fisher (“Executive”) and Regional Management Corp., a Delaware corporation (the “Corporation”).
SALE AND SERVICING AGREEMENT Dated as of October 20, 2022 among REGIONAL MANAGEMENT RECEIVABLES III, LLC, as Depositor REGIONAL MANAGEMENT CORP., as Servicer THE SUBSERVICERS PARTY HERETO, as Subservicers REGIONAL MANAGEMENT ISSUANCE TRUST 2022-2B, as...Sale and Servicing Agreement • October 20th, 2022 • Regional Management Corp. • Personal credit institutions • New York
SALE AND SERVICING AGREEMENT, dated as of October 20, 2022 (this “Agreement”), among REGIONAL MANAGEMENT RECEIVABLES III, LLC, a Delaware limited liability company, as depositor (the “Depositor”), REGIONAL MANAGEMENT CORP., a Delaware corporation, as servicer (the “Servicer”), the Subservicers Party Hereto as identified in Schedule I hereto, REGIONAL MANAGEMENT ISSUANCE TRUST 2022-2B, a Delaware statutory trust, as issuer (the “Issuer”), and REGIONAL MANAGEMENT NORTH CAROLINA RECEIVABLES TRUST, acting hereunder solely with respect to the 2022-2B SUBI (the “North Carolina Trust”).
EIGHTH AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENTLoan and Security Agreement • February 7th, 2024 • Regional Management Corp. • Personal credit institutions • New York
This Seventh Amended and Restated Loan and Security Agreement (“Agreement”) is made and entered into as of September 20, 2019, among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Wells Fargo Bank, National Association, a national banking association (in its capacity as agent, together with its successors and permitted assigns in such capacity, the “Agent”), and Regional Management Corp., a Delaware corporation (“Regional” or “Borrower Agent”), Regional Finance Corporation of South Carolina, a South Carolina corporation (“RFCSC”), Regional Finance Corporation of Georgia, a Georgia corporation (“RFCG”), Regional Finance Corporation of Texas, a Texas corporation (“RFCTX”), Regional Finance Corporation of North Carolina, a North Carolina corporation (“RFCNC”), Regional Finance Corporation of Al
2,040,065 SHARES REGIONAL MANAGEMENT CORP. COMMON STOCK, PAR VALUE $0.10 PER SHARE UNDERWRITING AGREEMENTUnderwriting Agreement • December 10th, 2013 • Regional Management Corp. • Personal credit institutions • New York
EMPLOYMENT AGREEMENTEmployment Agreement • January 14th, 2015 • Regional Management Corp. • Personal credit institutions • Delaware
This Employment Agreement (this “Agreement”), is entered into as of January 12, 2015 (the “Effective Date”), between Michael R. Dunn (“Employee”) and Regional Management Corp., a Delaware corporation (the “Corporation”).
REGIONAL MANAGEMENT CORP. (As Amended and Restated Effective April 27, 2017) RESTRICTED STOCK AWARD AGREEMENTRestricted Stock Award Agreement • May 2nd, 2017 • Regional Management Corp. • Personal credit institutions • Delaware
THIS RESTRICTED STOCK AWARD AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective April 27, 2017), as it may be further amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
REGIONAL MANAGEMENT CORP. (As Amended and Restated Effective April 27, 2017) STOCK AWARD AGREEMENTStock Award Agreement • May 2nd, 2017 • Regional Management Corp. • Personal credit institutions • Delaware
THIS OTHER STOCK-BASED AWARD AGREEMENT FOR SHARES OF COMMON STOCK, or STOCK AWARD AGREEMENT (the “Agreement”), is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective April 27, 2017), as it may be further amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
AMENDED AND RESTATED SHAREHOLDERS AGREEMENT by and among REGIONAL MANAGEMENT CORP., PARALLEL 2005 EQUITY FUND, LP, PALLADIUM EQUITY PARTNERS III, L.P. and THE SHAREHOLDERS LISTED ON ANNEX II Dated as of March 27, 2012Shareholders Agreement • April 2nd, 2012 • Regional Management Corp. • Personal credit institutions • Delaware
NOW, THEREFORE, the Parties hereto agree that, subject to Section 4.16 hereof, the Original Shareholders Agreement is hereby amended and restated to read in its entirety as follows:
FOURTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Dated as of January 18, 2012 Among THE FINANCIAL INSTITUTIONS NAMED HEREIN as the Lenders and BANK OF AMERICA, N.A. as the Agent and REGIONAL MANAGEMENT CORP., REGIONAL FINANCE CORPORATION OF...Loan and Security Agreement • March 2nd, 2012 • Regional Management Corp. • Personal credit institutions • New York
This Fourth Amended and Restated Loan and Security Agreement (“Agreement”) is made and entered into as of January 18, 2012, among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Bank of America, N.A., a national banking association (“Bank of America”), having an address at 335 Madison Avenue, New York, New York 10017 (Fax: (212) 503-7340), as agent for the Lenders (in its capacity as agent, the “Agent”), and Regional Management Corp., a Delaware corporation, formerly known as Regional Management Corp., a South Carolina corporation (“Regional”), Regional Finance Corporation of South Carolina, a South Carolina corporation (“RFCSC”), Regional Finance Corporation of Georgia, a Georgia corporation (“RFCG”), Regional Finance Corporation of Texas, a Texas corporation (“RFCTX”), Regional Finance Corp
EMPLOYMENT AGREEMENTEmployment Agreement • June 23rd, 2011 • Regional Management Corp. • Personal credit institutions • New York
This Employment Agreement (this “Agreement”), dated as of March 21st, 2007 (the “Effective Date”), is between C. Glynn Quattlebaum (“Employee”) and Regional Management Corp., a South Carolina corporation (the “Corporation”).
REGIONAL MANAGEMENT CORP. (As Amended and Restated Effective April 27, 2017) NONQUALIFIED STOCK OPTION AGREEMENTNonqualified Stock Option Agreement • May 2nd, 2017 • Regional Management Corp. • Personal credit institutions • Delaware
THIS NONQUALIFIED STOCK OPTION AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective April 27, 2017), as it may be further amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
REGIONAL MANAGEMENT CORP. RESTRICTED STOCK AWARD AGREEMENT (Executive Form)Restricted Stock Award Agreement • October 7th, 2014 • Regional Management Corp. • Personal credit institutions • Delaware
THIS OTHER STOCK-BASED AWARD AGREEMENT FOR RESTRICTED SHARES, or RESTRICTED STOCK AWARD AGREEMENT (the “Agreement”), is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2011 Stock Incentive Plan, as it may be amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
REGIONAL MANAGEMENT CORP. (As Amended and Restated Effective April 27, 2017) CASH-SETTLED PERFORMANCE UNIT AWARD AGREEMENTSettled Performance Unit Award Agreement • May 2nd, 2017 • Regional Management Corp. • Personal credit institutions • Delaware
THIS CASH-SETTLED PERFORMANCE UNIT AWARD AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective April 27, 2017), as it may be further amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
CERTAIN CONFIDENTIAL MATERIAL APPEARING IN THIS DOCUMENT, MARKED BY *****, HAS BEEN OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO RULE 24B-2 PROMULGATED UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED....Employment Agreement • March 18th, 2013 • Regional Management Corp. • Personal credit institutions
This Fifth Amendment to Employment Agreement (“Amendment”) is made and entered into this 8th day of October, 2012, by and between C. Glynn Quattlebaum (“Employee”) and Regional Management Corp., a Delaware corporation (“Corporation”).
REGIONAL MANAGEMENT CORP. 2007 MANAGEMENT INCENTIVE PLAN OPTION AWARD AGREEMENTManagement Incentive Plan Option Award Agreement • June 23rd, 2011 • Regional Management Corp. • Personal credit institutions
Regional Management Corp., a South Carolina corporation (the “Corporation”), pursuant to the Regional Management Corp. 2007 Management Incentive Plan (the “Plan”), grants to the participant named below an option (the “Stock Option”) to purchase shares of its Common Stock, on the terms set forth herein. Capitalized terms used herein but not defined will have the meanings assigned to those terms in the Plan.
REGIONAL MANAGEMENT CORP. (As Amended and Restated Effective April 27, 2017) PERFORMANCE-CONTINGENT RESTRICTED STOCK UNIT AWARD AGREEMENTRestricted Stock Unit Award Agreement • May 2nd, 2017 • Regional Management Corp. • Personal credit institutions • Delaware
THIS PERFORMANCE-CONTINGENT RESTRICTED STOCK UNIT AWARD AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2015 Long-Term Incentive Plan (As Amended and Restated Effective April 27, 2017), as it may be further amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
AMENDMENT 1 TO EMPLOYMENT AGREEMENTEmployment Agreement • March 12th, 2012 • Regional Management Corp. • Personal credit institutions
This Amendment 1 to Employment Agreement (this “Amendment”), dated as of March 8, 2012 (the “Effective Date”), is between C. Glynn Quattlebaum (“Employee”) and Regional Management Corp., a Delaware corporation (the “Corporation”) and amends that certain Employment agreement dated as of March 21, 2007 (the “Original Agreement”) between Employee and the Corporation. In consideration for the mutual covenants set forth in this Amendment, Employee and the Corporation hereby agree as follows:
SEPARATION AGREEMENTSeparation Agreement • June 2nd, 2015 • Regional Management Corp. • Personal credit institutions • Delaware
This Separation Agreement (the “Agreement”) is entered into as of May 27, 2015, by and between Regional Management Corp., a Delaware corporation (collectively with each of its subsidiaries and affiliates, the “Company”), and A. Michelle Masters (the “Executive”). The Company and Executive may be referred to individually as a “Party” and collectively as the “Parties”.
CONSULTING AGREEMENTConsulting Agreement • April 15th, 2020 • Regional Management Corp. • Personal credit institutions • Delaware
THIS CONSULTING AGREEMENT (the “Agreement”) is made and entered into as of the 13th day of April, 2020 (the “Effective Date”), by and between DANIEL J. TAGGART (“Consultant”) and REGIONAL MANAGEMENT CORP., a Delaware corporation (the “Corporation”).
REGIONAL MANAGEMENT CORP. CASH-SETTLED PERFORMANCE SHARE AWARD AGREEMENTPerformance Share Award Agreement • October 7th, 2014 • Regional Management Corp. • Personal credit institutions • Delaware
THIS CASH-SETTLED PERFORMANCE-BASED AWARD AGREEMENT FOR CASH-SETTLED PERFORMANCE SHARES (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2011 Stock Incentive Plan, as it may be amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
REGIONAL MANAGEMENT CORP. PERFORMANCE-CONTINGENT RESTRICTED STOCK UNIT AWARD AGREEMENTRestricted Stock Unit Award Agreement • October 7th, 2014 • Regional Management Corp. • Personal credit institutions • Delaware
THIS OTHER STOCK-BASED AWARD AGREEMENT FOR PERFORMANCE-CONTINGENT RESTRICTED STOCK UNITS, OR RESTRICTED STOCK UNIT AWARD AGREEMENT (the “Agreement”), is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2011 Stock Incentive Plan, as it may be amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
COOPERATION AGREEMENTCooperation Agreement • January 29th, 2018 • Regional Management Corp. • Personal credit institutions
This Cooperation Agreement (this “Agreement”), dated as of January 26, 2018, is entered into by and between Basswood Capital Management, L.L.C. (“Basswood”) and Regional Management Corp. (the “Company”).
SIXTH AMENDMENT TO EMPLOYMENT AGREEMENT BETWEEN REGIONAL MANAGEMENT CORP. AND C. GLYNN QUATTLEBAUMEmployment Agreement • July 2nd, 2014 • Regional Management Corp. • Personal credit institutions
This Sixth Amendment to Employment Agreement (the “Amendment”) is made and entered into this 2nd day of July, 2014, by and between C. Glynn Quattlebaum (the “Employee”) and Regional Management Corp., a Delaware corporation (the “Corporation”).
THIRD AMENDMENT TO SEVENTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENTLoan and Security Agreement • August 24th, 2021 • Regional Management Corp. • Personal credit institutions • New York
This Third Amendment to Seventh Amended and Restated Loan and Security Agreement (“Amendment”) is dated as of August 23, 2021 by and among the financial institutions listed on the signature pages hereof (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”), Wells Fargo Bank, National Association, a national banking association (in its capacity as agent, together with its successors and permitted assigns in such capacity, the “Agent”), and Regional Management Corp., a Delaware corporation (“Regional” or “Borrower Agent”), Regional Finance Corporation of South Carolina, a South Carolina corporation (“RFCSC”), Regional Finance Corporation of Georgia, a Georgia corporation (“RFCG”), Regional Finance Corporation of Texas, a Texas corporation (“RFCTX”), Regional Finance Corporation of North Carolina, a North Carolina corporation (“RFCNC”), Regional Finance Corporation
AMENDMENT NO. 1 TO SALE AND SERVICING AGREEMENT AMENDMENT NO. 1 TO SALE AND SERVICING AGREEMENT (this “Amendment”), dated as of October 30, 2020, among Regional Management Receivables III, LLC, a Delaware limited liability company, as depositor (the...Sale and Servicing Agreement • November 5th, 2020 • Regional Management Corp. • Personal credit institutions • New York
WHEREAS, on the terms and conditions set forth herein, the Servicer, the Depositor, the North Carolina Trust, and the Issuer amend the Agreement as provided herein.
REGIONAL MANAGEMENT CORP. STOCK AWARD AGREEMENTStock Award Agreement • March 17th, 2014 • Regional Management Corp. • Personal credit institutions • Delaware
THIS OTHER STOCK-BASED AWARD AGREEMENT FOR SHARES, or STOCK AWARD AGREEMENT (the “Agreement”), is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2011 Stock Incentive Plan, as it may be amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
TERMINATION AGREEMENT AND MUTUAL RELEASETermination Agreement and Mutual Release • April 6th, 2015 • Regional Management Corp. • Personal credit institutions • Utah
This Termination Agreement and Mutual Release (“Termination”) is made effective the 2nd day of April, 2015 (the “Effective Date”), by and among DHI Computing Service, Inc., a Utah corporation doing business as GOLDPoint Systems (“GPS”), and Regional Management Corp., a Delaware corporation (“Regional”). GPS and Regional are referred to herein collectively as the “Parties,” and are referred to herein individually as a “Party.”
REGIONAL MANAGEMENT CORP. NONQUALIFIED STOCK OPTION AGREEMENT2011 Stock Incentive Plan • October 7th, 2014 • Regional Management Corp. • Personal credit institutions • Delaware
THIS AGREEMENT (the “Agreement”) is made effective as of the date set forth on the signature page hereto (hereinafter called the “Date of Grant”), between Regional Management Corp., a Delaware corporation (hereinafter called the “Company”), and the individual set forth on the signature page hereto (hereinafter called the “Participant”), pursuant to the Regional Management Corp. 2011 Stock Incentive Plan, as it may be amended and/or restated (the “Plan”), which Plan is incorporated herein by reference and made a part of this Agreement.
EXTENSION, JOINDER AND FIRST AMENDMENT TO FOURTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENTLoan and Security Agreement • August 1st, 2012 • Regional Management Corp. • Personal credit institutions • New York
This Extension, Joinder and First Amendment to the Fourth Amended and Restated Loan and Security Agreement (this “Amendment”) is made as of July 31, 2012, among Regional Management Corp., Regional Finance Corporation of South Carolina, Regional Finance Corporation of Georgia, Regional Finance Corporation of Texas, Regional Finance Corporation of North Carolina, Regional Finance Corporation of Alabama, Regional Finance Corporation of Tennessee, Regional Finance Company of New Mexico, LLC, Regional Finance Company of Oklahoma, LLC, Regional Finance Company of Missouri, LLC (each individually a “Borrower” and collectively the “Borrowers”), the financial institutions listed therein (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”) and Bank of America, N.A. as agent for the Lenders (in its capacity as agent, the “Agent”).
SUPPLEMENTAL INDENTURESupplemental Indenture • November 5th, 2020 • Regional Management Corp. • Personal credit institutions • New York
Supplemental Indenture, dated as of October 30, 2020 (this “Supplemental Indenture”), among Regional Management Issuance Trust 2019-1, a Delaware statutory trust, as issuer (the “Issuer”), Regional Management Corp., a Delaware corporation, as servicer (the “Servicer”), and Wells Fargo Bank, National Association (“Wells Fargo”), as indenture trustee (in such capacity, the “Indenture Trustee”).
AMENDMENT NO. 3 TO CREDIT AGREEMENTCredit Agreement • November 6th, 2019 • Regional Management Corp. • Personal credit institutions • New York
This THIRD AMENDMENT, dated as of September 9, 2019 (this “Third Amendment”), to the Credit Agreement, dated as of June 20, 2017 (as amended by that certain First Amendment and that certain Second Amendment thereto (each, as hereinafter defined), the “Credit Agreement”), among Regional Management Receivables II, LLC, as borrower (the “Borrower”), Regional Management Corp. (“Regional Management”), as servicer, the lenders from time to time parties thereto, the agents from time to time parties thereto, Wells Fargo Bank, National Association (“Wells Fargo Bank”), as administrative agent (in such capacity, the “Administrative Agent”), Credit Suisse AG, New York Branch (“Credit Suisse”), as structuring and syndication agent, and Wells Fargo Bank, as account bank, image file custodian and backup servicer, is hereby entered into by and among the entities identified on the respective signature pages hereto.
SEPARATION AGREEMENTSeparation Agreement • June 20th, 2017 • Regional Management Corp. • Personal credit institutions • Delaware
This Separation Agreement (the “Agreement”) is entered into as of June 14, 2017, by and between Regional Management Corp., a Delaware corporation (the “Company”), and Jody L. Anderson (“Executive”). The Company and Executive may be referred to individually as a “Party” and collectively as the “Parties”.
AMENDMENT NO. 1 TO THE AMENDED AND RESTATED CREDIT AGREEMENTCredit Agreement • May 1st, 2018 • Regional Management Corp. • Personal credit institutions • New York
This Amendment No. 1 to the Amended and Restated Credit Agreement, is entered into as of February 20, 2018 (this “Amendment”), among Regional Management Receivables, LLC, a Delaware limited liability company, as borrower (the “Borrower”), Regional Management Corp., a Delaware corporation, as servicer (the “Servicer”), Wells Fargo Bank, National Association (“Wells Fargo Bank”), as the sole lender, and Wells Fargo Securities, LLC, as administrative agent for the Lenders (the “Administrative Agent”), and relates to the Amended and Restated Credit Agreement, dated as of November 21, 2017 (the “Original Credit Agreement” and, as amended by this Amendment, the “Credit Agreement”), among the Borrower, the Servicer, the Lenders, the Administrative Agent and Wells Fargo Bank, as account bank (in such capacity, the “Account Bank”), collateral custodian (in such capacity, the “Collateral Custodian”) and backup servicer (in such capacity, the “Backup Servicer”).
SENIOR SUBORDINATED LOAN AND SECURITY AGREEMENT Dated as of August 25, 2010 by and among REGIONAL MANAGEMENT CORP., REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA, REGIONAL FINANCE CORPORATION OF GEORGIA, REGIONAL FINANCE CORPORATION OF TEXAS,...Senior Subordinated Loan and Security Agreement • July 13th, 2011 • Regional Management Corp. • Personal credit institutions • New York
This SENIOR SUBORDINATED LOAN AND SECURITY AGREEMENT dated as of August 25, 2010 (this “Agreement”), is executed by and between REGIONAL MANAGEMENT CORP., a South Carolina corporation (“Regional”), REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA, a South Carolina corporation (“RFCSC”), REGIONAL FINANCE CORPORATION OF GEORGIA, a Georgia corporation (“RFCG”), REGIONAL FINANCE CORPORATION OF TEXAS, a Texas corporation (“RFCTX”), REGIONAL FINANCE CORPORATION OF NORTH CAROLINA, a North Carolina corporation (“RFCNC”), REGIONAL FINANCE CORPORATION OF ALABAMA, an Alabama corporation (“RFCA”), and REGIONAL FINANCE CORPORATION OF TENNESSEE, a Tennessee corporation (“RFCTN”, and together with Regional, RFCSC, RFCG, RFCTX, RFCNC and RFCA are herein individually referred to as a “Borrower” and collectively referred to as “Borrowers”), whose chief executive offices are located at 509 West Butler Road, Greenville, South Carolina 29607 (with a mailing address of Post Office Box 776, Mauldin, South Caro
