Right to Cancel. You have a right to cancel this Agreement for a period of fourteen (14) days commencing on the date on which this Agreement is concluded or the date on which you receive this Agreement (whichever is later) (the “Cancellation Period”). Should you wish to cancel this Agreement within the Cancellation Period, you should send notice in writing or electronically to the addresses found in contact us section of our website. Cancelling this Agreement within the Cancellation Period will not cancel any Transaction entered into by you during the Cancellation Period. If you fail to cancel this Agreement within the Cancellation Period, you will be bound by its terms but you may terminate this Agreement in accordance with Clause 17 (Termination Without Default).
Right to Cancel. Please contact us if you wish to cancel any policy that we have arranged for you. Customers acting outside their trade or profession (Consumers) will usually have a legal right to cancel policies for any reason within 14 days of receiving the full terms & conditions. A charge will apply for the period of cover provided and, in addition, an administration charge will apply as shown in the charges section. We are only able to cancel a policy from the date of receiving the request. We aim to process refunds promptly and as soon as practicable. You will not be entitled to a refund if you have made a claim (this will typically vary and is subject to your specific policy terms and conditions) If you are paying for your insurance using a finance agreement it is your responsibility to keep up with the agreed payments until the refund is received by the finance company and to settle any amount due after any refund has been forwarded. Policies such as legal expenses or breakdown assistance are not refundable, if you cancel this sort of arrangement you will not be entitled to any refund of the premium you paid. Complaints Our aim is always to provide all our customers with a first-class service; however, we are aware that, occasionally, it is possible that we may fail to meet your expectations. If for any reason we have not met your expectations, let us know as soon as possible, by calling our main office telephone 0000 000 0000,or write to The Complaints Manager, My Policy Limited, Prospect House, Prospect Road, Halesowen, West Midlands B62 8DU or go to xxx.xxxxxxxx.xx.xx/xxx-xx-xxxxx. If we are unable to resolve your concerns within 3 working days, we will continue to investigate the matter. We will formally acknowledge the complaint lodged with us, detailing our understanding of your concerns and send you a copy of our complaints process to help you understand the next steps in the complaints process as well as the right to refer such concerns to the Financial Ombudsman Service (FOS) for an independent assessment and opinion. Our aim is to act honestly, fairly and professionally and in the interests of customers at all times and keep any complainant (i.e. you or any other parties acting on your behalf) regularly informed about the investigation and give you a final response no later than 8 weeks. If you are not happy with our final response, or the position after a period of 8 weeks, we will tell you about your eligibility to refer the complaint to the Financial O...
Right to Cancel. YOU HAVE THE RIGHT TO RETURN THIS CONTRACT. You may cancel this Contract within [ 10 ] days after you receive it by returning it to our administrative office, or to the agent who sold it to you, with a written request for cancellation. If you return it by mail, effective date of the cancellation will be determined by the postmark date on the properly addressed and postage-paid return package. We will promptly return the Contract Value plus any amounts deducted from your Purchase Payments before they were applied to this Contract. The amount returned may be more or less than your Purchase Payments. THIS IS A LEGALLY BINDING CONTRACT - READ IT CAREFULLY Administrative Office: PROTECTIVE LIFE INSURANCE COMPANY [ xxx.Xxxxxxxxxx.xxx ] [ 0000 Xxxxxxx 000 Xxxxx, Xxxxxxxxxx, Xxxxxxx 00000 P. O. Box 1928, Birmingham, Alabama 35282-8238 (000) 000-0000 ] ICC11-VDA-P-2006C-WW [ 12/11 ] TABLE OF CONTENTS SCHEDULE A DEFINITIONS 1 PARTIES TO THE CONTRACT 2 Company 2 Owner 2 Change of Owner 2 Beneficiary 2 Change of Beneficiary 2 Annuitant 2 Change of Annuitant 3 Payee 3 GENERAL PROVISIONS 3 Entire Contract 3 Modification of the Contract 3 Non-Participating 3 Incontestability 3 Application of Law 3 Form Approval 3 Assignment 3 Protection of Proceeds 4 Minimum Values 4 Reports 4 Error in Age or Gender 4 Settlement 4 Receipt of Payment 4 Premium Tax 4 Written Notice 4 PURCHASE PAYMENTS 5 Purchase Payments 5 Allocation of Purchase Payments 5 VARIABLE ACCOUNT 5 General Description 5 Sub-Accounts of the Variable Account 5 Variable Account Value 6 Accumulation Unit Values 6 Net Investment Factor 7 TRANSFERS 7 Transfers 7 Limitation on Frequent Transfers 7 Dollar Cost Averaging 7 SURRENDERS AND WITHDRAWALS 8 Surrenders 8 Withdrawals 8 Surrender Value 8 Suspension or Delay in Payment of Surrender or Withdrawal 8 DEATH BENEFIT 8 Death of an Owner 8 Death of the Annuitant 8 Death Benefit 8 Payment of the Death Benefit 9 Suspension or Delay in Payment of Death Benefit 9 ANNUITY INCOME PAYMENTS 9 Annuity Date 9 Annuity Income Payments 9 Fixed Income Payments 9 Variable Income Payments 10 Annuity Unit Values 10 Selection of Annuity Option 10 Annuity Options 11 Minimum Amounts 11 Guaranteed Purchase Rates 11 FIXED ANNUITY TABLES 12 VARIABLE ANNUITY TABLES 12
Right to Cancel. You are entitled to cancel the consumer credit contract by giving notice to the creditor. Time limits for cancellation • If the disclosure documents are handed to you directly you must give notice that you intend to cancel within 5 working days after you receive the documents. • If the documents are emailed or posted to you, you must give notice that you intend to cancel within 9 working days after they were emailed or posted. Saturdays, Sundays, and national public holidays are not counted as working days. How to cancel To Cancel, you must give the creditor written notice that you intent to cancel the contract by- • Giving notice to the creditor or an employee or agent of the creditor; or • Posting, emailing or faxing the notice to the creditor You must also, within the same time, return to the creditor any advance received by you under the contract. What you may have to pay if you cancel If you cancel the contract, the creditor can charge you the amount of any reasonable expenses the creditor had to pay in connection with the contract and its cancellation. • interest for the period from the day you received the advance until the day you repay the advance. • VEDA searches, PPSR searches, Security inspection fees, Mobile lending fees, PPSR Registration, any referral fees etc. WHAT TO DO IF YOU SUFFER UNFORESEEN HARDSHIP If you are unable to reasonably keep up your payments or other obligations because of illness, injury, loss of employment, the end of a relationship, or other reasonable cause, you may be able to apply to the creditor for a hardship variation. To apply for a hardship variation, you need to seek independent budgeting advice and :
Right to Cancel. We will inform you of your statutory right to cancel. The Distance Marketing Directive normally grants you 30 days in which you may cancel a life or pension contract. However, there will be occasions where no statutory rights are granted, however this will be explained before any contract is concluded. If you cancel a single premium contract, you may be required to pay for any loss you might reasonably incur in cancelling it which is caused by market movements. This means that, in certain circumstances, you might not get back the full amount you invested if you cancel the policy.
Right to Cancel. You should note that you are not entitled to cancel this Agreement (but you can terminate it as set out in the Termination clause). MODULE B - ADVICE
Right to Cancel i.Notwithstanding anything to the contrary set forth in this Agreement, Purchaser shall have the right to cancel this agreement any time prior to its delivery of the Purchase Price to Merchant and, upon such cancellation, this Agreement shall become null, and void and the parties shall have no obligation to, or rights against, each other, except that all sums delivered by Merchant to Purchaser on account of entering into this Agreement shall be promptly returned to Merchant.
Right to Cancel. The Company reserves the right to cancel the Warrants prior to the Expiration Date, after a period of one year has elapsed from the date of issuance of the Warrants and upon 15 days written notice to the Warrant holders, if the closing price of the Company’s Common Stock is an amount equal to or exceeding $0.20 per share for a period of 20 consecutive trading days.
Right to Cancel. You may cancel this facility by giving us written notice and meeting the other requirements below. Time limits for cancellation You must give notice that you intend to cancel this facility within the following time limits: • if these Details are given to you in person, within 5 working days after you receive them, • if these Details are sent to you by email or other electronic communication, within 7 working days after the electronic communication is sent, or • if these Details are sent to you by post, within 9 working days after they are posted. Saturdays, Sundays and national public holidays are not counted as working days. How to cancel You must give us written notice that you intend to cancel by: • giving notice to us or our employee or agent, or • posting the notice to us or our agent, or • emailing the notice to our email address at the start of these Details. You must also return the Utilised Amount for this facility. What you have to pay if you cancel In addition to repaying the Utilised Amount for this facility, if you cancel this facility, we may charge you the amount of any reasonable expenses we necessarily incur in connection with this facility and the cancellation, and interest charges on any advance provided to you for the period until it is repaid. What to do if you suffer unforeseen hardship If you are unable, because of illness, injury, loss of employment, the end of a relationship or other reasons, to meet your obligations under this facility, you can apply to make changes for this facility in writing to us specifying the reason for your inability to meet those obligations. Your written application must explain your reason(s) for a postponement of your payment date(s) for amount you are owing to under this facility (without changing the applicable Interest Rate). You should make this application as soon as possible after you become aware that you are unable to meet your payment obligations under this facility. If you leave it for too long, interest payment will keep accumulating for the amount you owe us and we may not have to consider your application. There may also be extra requirements you will need to meet if: • you have already missed a payment that we asked you to make; • we have already sent you a notice under the Property Law Act 2007 for payment; or • you have sent us a similar application in the recent past. We may only be able to make changes to this facility if we believe the requested changes are fair and reasonable given t...
Right to Cancel. There is a 10 day right to cancel. If the Contract is issued as a replacement of existing life insurance or annuity coverage, the right to cancel period is extended to 60 days from the date of receiving it. If you are not satisfied with the Contract, return it to the Retirement Resource Operations Center or an agent of the Company. The Contract will be void from the start, and the Company will refund the Annuity Account Value plus any charges and fees. The amount returned during the right to cancel period will not be subject to a Withdrawal Charge. Signed for Great-West Life & Annuity Insurance Company of New York on the issuance of this Contract. [/s/ Xxxxxxx Xxxxxxx] [/s/ Xxxxxx X. Xxxxxxxx] [Xxxxxxx Xxxxxxx], [Xxxxxx X. Xxxxxxxx], [Secretary] [President and Chief Executive Officer] INDIVIDUAL FLEXIBLE PREMIUM VARIABLE ANNUITY. Contributions may be made only during the Accumulation Period or until the death benefit is payable to a Beneficiary. The Owner is as shown on the Contract Data Page. The Company will pay the Annuitant the first of a series of annuity payouts on the Annuity Commencement Date by applying the Owner’s Annuity Account Value according to the Payout Options provisions of this Contract. Subsequent payouts will be paid on the same day of each frequency period according to the provisions of this Contract. This Contract is non- participating and not eligible to share in the Company’s divisible surplus. ANNUITY INFORMATION Annuity Contract Number: [1234567] Effective Date: [July 1, 2012] Status of Annuity: [Non-Qualified Annuity ] Initial Contribution: [$50,000] Annuity Commencement Date: [March 1, 2014] State of Delivery: [New York] Department of Insurance Telephone Number: [XXX-XXX-XXXX] OWNER INFORMATION Owner: [XXXX X. XXX] Date of Birth: [April 1, 1969] Tax ID Number: [XXX-XX-1111] Joint Owner: [XXXX X. XXX] Date of Birth: [November 12, 1973] Tax ID Number: [XXX-XX-3333] ANNUITANT INFORMATION Annuitant: [XXXX X. XXX] Joint Annuitant: [XXXX X. XXX] Date of Birth: [March 22, 1967] Date of Birth: [March 22, 1967] Tax ID Number: [XXX-XX-1234] Tax ID Number: [XXX-XX-1234] Contingent Annuitant: [XXXXX X. XXX] Date of Birth: [June 6, 1989] Tax ID Number: [XXX-XX-7777] BENEFICIARY INFORMATION Beneficiary: [Xxxxx Xxxxx] Date of Birth: [January 17, 1981] Tax ID Number: [XXX-XX-1789] Contingent Beneficiary: [Xxxxx Xxxxx] Date of Birth: [January 17, 1981] Tax ID Number: [XXX-XX-1794] TRANSFERS Number of Free Transfers Allowed: [12] each Contract Ye...
