Common use of Investment Options Clause in Contracts

Investment Options. [Small-Cap Growth] [Diversified Bond] [Small-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Real Estate] [International Small-Cap] [Focused 30] [Main Street Core] [VPS Balanced [Mid-Cap Value] [Large-Cap Growth] [Emerging Markets] Wealth Strategy [Equity Index] [International Large- [Managed Bond] Portfolio] [Small-Cap Index] Cap] [Inflation Managed] [Global Allocation V.I. [Diversified Research] [Mid-Cap Equity] [Money Market] Fund] [American Funds Growth- [Large-Cap Value] [High Yield Bond] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Company Pacific Life & Annuity Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000 Xxxxx, Xxxxxxxx 00000-0000 Toll-Free Number for Contract Owners: 0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)

Investment Options. [Floating Rate Loan] [Large-Cap Value] [International Small-Cap GrowthCap] [Diversified Short Duration Bond] [Small-Cap Equity] [Technology] [Cash Management] [Xxxxxxxx] [Health Sciences] [High Yield Bond] [Growth LT] [International Large-Cap] [Managed Bond] [Focused 30] [Real Estate] [Inflation Managed] [Mid-Cap Equity] [Emerging Markets] [Diversified Bond] [Mid-Cap Growth] [International Value] [Growth LTSmall-Cap Growth] [Small-Cap Value] [Real Estate] [International Small-Long/Short Large Cap] [Focused 30] [Main Street Street® Core] [VPS Balanced Equity Index] [Dividend Growth] [Mid-Cap Value] [Large-Cap Growth] [Emerging Markets] Wealth Strategy [Equity Index] [International Large- [Managed Bond] Portfolio] [Small-Cap Index] Cap[International Value] [Inflation ManagedAmerican Funds® Growth Income] [Global Allocation V.I. [Diversified ResearchAmerican Funds® Growth] [Mid-Cap EquityAllianceBernstein VPS Balanced Wealth Strategy] [Money Market] Blackrock Global V.I. Fund] [American Funds Growth- [Large-Cap ValueFunds® Asset Allocation] [High Yield BondFranklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi Asset Fund Series II] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding Moderate Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Growth] [PIMCO Global Multi-Asset Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: [Pacific Life & Annuity Insurance Company Pacific Life & Annuity Company X.X. Insurance Company] [P.O. Xxx 0000 X.X. Xxx 0000 Xxxxx0000] [Omaha, Xxxxxxxx 00000Nebraska 68103-0000 Xxxxx2378 Omaha, Xxxxxxxx 00000Nebraska 68103-0000 2290] Toll-Free Number for Contract Owners: 0[1-000800-000722-0000 4448] (between 6 a.m. — - 5 p.m., Pacific Time)) Toll-Free Number for Registered Representatives: [1-800-722-2333] (between 6 a.m. - 5 p.m., Pacific Time) Please use our toll-free number to present inquiries or obtain information about your coverage and for us to provide assistance in resolving complaints or you may call your state insurance department at [1-8xx-xxx-xxxx]. ICC10:10-1185

Investment Options. [Floating Rate Loan] [Small-Cap Growth] [International Small-Cap] [Cash Management] [Equity Index] [Technology] [High Yield Bond] [Mid-Cap Value] [International Value] [Managed Bond] [Small-Cap Index] [Health Sciences] [Inflation Managed] [American Funds® Growth Income] [International Large-Cap] [Short Duration Bond] [American Funds® Growth] [Real Estate] [Diversified Bond] [Large-Cap Value] [Emerging Markets] [Inflation Protected] [Small-Cap Equity] [Xxxxxxxx] [Long/Short Large-Cap] [Growth LT] [Focused 30] [Mid-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Real Estate] [International Small-Cap] [Focused 30] [Main Street Street® Core] [VPS Balanced [Mid-Cap ValueDividend Growth] [Large-Cap Growth] [Emerging Markets] AllianceBernstein VPS Balanced Wealth Strategy [Equity IndexStrategy] [International Large- [Managed Bond] Portfolio] [Small-Cap Index] Cap] [Inflation Managed] [BlackRock Global Allocation V.I. [Diversified Research] [Mid-Cap Equity] [Money Market] Fund] [American Funds Growth- [Large-Cap ValueFunds® Asset Allocation] [High Yield Bond] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds GrowthFranklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Asset AllocationReturn Fund] [Invesco V.I. Balanced-Risk Allocation Fund] [MFS Total Return Series] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding – Conservative Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation Pacific Dynamix – Moderate Growth] [Pacific Dynamix — Allocation – Growth] [Portfolio Optimization Conservative] [Portfolio Optimization Moderate-Conservative] [Portfolio Optimization Moderate] [Portfolio Optimization Growth] [Portfolio Optimization Aggressive Growth] [PIMCO Global Multi-Asset Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * *Minimum Guaranteed Interest Rate is [3.00% %] per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Company Pacific Life & Annuity Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000 Xxxxx, Xxxxxxxx 00000-0000 Hours: Between 6:00 am and 5:00 pm, Pacific Standard Time. Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)0000] Toll-Free Number for Registered Representatives: [0-000-000-0000] Please use our toll-free number to present inquiries or obtain information about your coverage and for us to provide assistance in resolving complaints or you may call your state insurance department.

Investment Options. [Floating Rate Loan] [Large-Cap Value] [International Small-Cap GrowthCap] [Diversified Short Duration Bond] [Small-Cap Equity] [Technology] [Cash Management] [Xxxxxxxx] [Health Sciences] [High Yield Bond] [Growth LT] [International Large-Cap] [Managed Bond] [Focused 30] [Real Estate] [Inflation Managed] [Mid-Cap Equity] [Emerging Markets] [Diversified Bond] [Mid-Cap Growth] [International Value] [Growth LTSmall-Cap Growth] [Small-Cap Value] [Real Estate] [International Small-Long/Short Large Cap] [Focused 30] [Main Street Street® Core] [VPS Balanced Equity Index] [Dividend Growth] [Mid-Cap Value] [Large-Cap Growth] [Emerging Markets] Wealth Strategy [Equity Index] [International Large- [Managed Bond] Portfolio] [Small-Cap Index] Cap[International Value] [Inflation ManagedAmerican Funds® Growth Income] [Global Allocation V.I. [Diversified ResearchAmerican Funds® Growth] [Mid-Cap EquityAllianceBernstein VPS Balanced Wealth Strategy] [Money Market] Blackrock Global V.I. Fund] [American Funds Growth- [Large-Cap ValueFunds® Asset Allocation] [High Yield BondFranklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi Asset Fund Series II] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding Moderate Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Company Pacific Life & Annuity Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx, Xxxxxxxx 00000PIMCO Global Multi-0000 Xxxxx, Xxxxxxxx 00000-0000 Toll-Free Number for Contract Owners: 0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)Asset Portfolio]

Investment Options. [Small-Cap Growth] [Diversified Bond] [Small-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Real Estate] [International Small-Cap] [Focused 30] [Main Street Core] [VPS Balanced [Mid-Cap Value] [Large-Cap Growth] [Emerging Markets] Wealth Strategy [Equity Index] [International Large- [Managed Bond] Portfolio] [Small-Cap Index] Cap] [Inflation Managed] [Global Allocation V.I. [Diversified Research] [Mid-Cap Equity] [Money Market] Fund] [American Funds Growth- [Large-Cap Value] [High Yield Bond] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Insurance Company Pacific Life & Annuity Insurance Company X.X. Xxx 0000 X.X. Xxx 0000 XxxxxP.O. Box 2378 P.O. Box 2290 Omaha, Xxxxxxxx 00000Nebraska 68103-0000 Xxxxx2378 Omaha, Xxxxxxxx 00000Nebraska 68103-0000 2290 Toll-Free Number for Contract Owners: 0[1-000800-000722-0000 4448] (between 6 a.m. — 5 p.m., Pacific Time)

Investment Options. [Small-Cap Growth] [Diversified BondInternational Large-Cap] [Real Estate] [International Value] [Small-Cap Value] [Small-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Real Estate] [International Small-Cap] [Focused 30] [Main Street Core] [VPS Balanced Diversified Bond] [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Emerging Markets] Wealth Strategy [Equity IndexGrowth Stock Series] [International Large- [Managed Bond] PortfolioGrowth LT] [SmallXxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Index] Cap] [Inflation Managed] [Global Allocation V.I. [Diversified ResearchGrowth] [Mid-Cap Equity] [Money MarketAllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Global Allocation V.I. Fund] [American Funds Growth- [Large-Cap Value] [High Yield Bond] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds GrowthFranklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi-Asset AllocationFund] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding – Conservative Growth] [LIT Pacific Dynamix – Moderate Growth] [Pacific Dynamix – Growth] [PIMCO Global Multi-Asset Portfolio] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Company Pacific Life & Annuity Company X.X. Xxx 0000 X.X. [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000 0000] Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)]

Investment Options. [Small-Cap Growth] [Diversified BondInternational Large-Cap] [Real Estate] [International Value] [Small-Cap Value] [Small-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Real Estate] [International Small-Cap] [Focused 30] [Main Street Core] [VPS Balanced Diversified Bond] [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Emerging Markets] Wealth Strategy [Equity IndexGrowth Stock Series] [International Large- [Managed Bond] PortfolioGrowth LT] [SmallXxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Index] Cap] [Inflation Managed] [Global Allocation V.I. [Diversified ResearchGrowth] [Mid-Cap Equity] [Money MarketAllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Global Allocation V.I. Fund] [American Funds Growth- [Large-Cap ValueXxxxxxxx Xxxxxxxxx VIP Founding Funds] [High Yield BondGE Investments Total Return Fund] [Invesco V.I. Global Multi-Asset Fund] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding Moderate Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Growth] [PIMCO Global Multi-Asset Portfolio] ETF [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Insurance Company Pacific Life & Annuity Insurance Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx[P.O. Box 2378 [P.O. Box 2290 Omaha, Xxxxxxxx 00000Nebraska 68103-0000 Xxxxx2378] Omaha, Xxxxxxxx 00000Nebraska 68103-0000 2290] Toll-Free Number for Contract Owners: 0[1-000800-000722-0000 4448 (between 6 a.m. — 5 p.m., Pacific Time)]

Investment Options. [Floating Rate Loan] [Short Duration Bond] [Cash Management] [High Yield Bond] [Managed Bond] [Inflation Managed] [Diversified Bond] [Small-Cap Growth] [Diversified BondLong/Short Large Cap] [Equity Index] [Mid-Cap Value] [Small-Cap Index] [American Funds® Growth Income] [American Funds® Growth] [Large-Cap Value] [Small-Cap Equity] [Xxxxxxxx] [Growth LT] [Focused 30] [Mid-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Real EstateMain Street® Core] [Dividend Growth] [Large-Cap Growth] [International Value] [International Small-Cap] [Focused 30Technology] [Main Street CoreHealth Sciences] [VPS Balanced [MidInternational Large-Cap ValueCap] [Large-Cap GrowthReal Estate] [Emerging Markets] [AllianceBernstein VPS Balanced Wealth Strategy [Equity IndexStrategy] [International Large- [Managed Bond] Portfolio] [Small-Cap Index] Cap] [Inflation Managed] [Blackrock Global Allocation V.I. [Diversified Research] [Mid-Cap Equity] [Money Market] Fund] [American Funds Growth- [Large-Cap ValueFunds® Asset Allocation] [High Yield BondFranklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi Asset Fund Series II] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [VIP Founding Moderate Growth] [LIT Global Tactical Asset [AIM V.I. PowerShares Funds Allocation [Pacific Dynamix — Allocation Portfolio] ETF Allocation Fund] Fund] Moderate Growth] DCA Plus Fixed Option Guarantee Terms and Rates 6 Mos. [4.00%] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Service Center Send Forms and written requests to: Send Payments to: Pacific Life & Annuity Company Pacific Life & Annuity Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx, Xxxxxxxx 00000PIMCO Global Multi-0000 Xxxxx, Xxxxxxxx 00000-0000 Toll-Free Number for Contract Owners: 0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)Asset Portfolio]