Loss Reserve Ratio definition

Loss Reserve Ratio means, for any Calculation Period, the product of (a) the Stress Factor, (b) the highest three-month average, during the twelve-month period ending on the most recent Month End Date, of the Default Ratio and (c) the Loss Horizon Ratio for such Calculation Period.

Loss Reserve Ratio means, as of any date, an amount calculated as follows:

Loss Reserve Ratio means, as of any date of determination, the ratio (expressed as a percentage) calculated in accordance with the following formula:

Examples of Loss Reserve Ratio in a sentence

• Such indicators include the Provision Expense Ratio, which demonstrates the cost of provisioning for potential losses and the Loan Loss Reserve Ratio, which indicates expected future losses.

• An additional measure of credit risk is the Risk Coverage Ratio (RC) which is measured as the Adjusted Impairment Loss Allowance/PAR>30 Days and finally Loan Loss Reserve Ratio (LLR).

• The second accounting variable is the Loan Loss Reserve Ratio, which is defined as the allowance for loans and leases divided by total loans and leases, net of unearned income in the early period and the sum of the allowance for loans and leases and allocated transfer risk reserves in the later period.We use two variables that measure local economic performance.

• The principal Officers of the Association are a President, a Vice President, a Secretary and a Treasurer.

• Comparing Loan Loss Reserve Ratio with Industrial Average 3025201510502001 2002 2003 2004 2005 2006YearLLR Ratio (%)Industrial Average (%)Ratio (%)Figure 4.6 In the above figure the loan loss reserve ratio curve of the bank is below the industry average curve in the first five years of the study period but it has crossed the industrial average curve and above it in the year 2006.

More Definitions of Loss Reserve Ratio

Loss Reserve Ratio means, on any Settlement Report Date, and continuing until (but not including) the next Settlement Report Date, an amount (expressed as a percentage) that is calculated as follows: LRR = [(a x b)/c] x d x e where:

Loss Reserve Ratio means, on any day, the product of (a) the Stress Factor, and (b) the highest three-month average Default Ratio that occurred during the twelve (12) most recent Calculation Periods, and (c) the Default Horizon Ratio.

Loss Reserve Ratio means, as of any Monthly Reporting Date and continuing to (but excluding) the next succeeding Monthly Reporting Date, a percentage determined as of the last day of the immediately preceding Monthly Period equal to the product of (i) the Stress Factor on such date, (ii) the Loss Horizon Ratio on such date and (iii) the Loss Spike.

Loss Reserve Ratio for any Calculation Period means the product of (a) 2.25, multiplied by (b) the Peak Default Ratio for such Calculation Period, multiplied by (c) the Loss Horizon Ratio for such Calculation Period.

Loss Reserve Ratio means, as of the last day of each Settlement Period, the product (expressed as a percentage) of (a) 2.50, times (b) the highest three-month rolling average Defaulted Receivables Ratio during the 12 immediately preceding Settlement Periods, times (c) the Default Horizon Ratio as of the end of the immediately preceding Settlement Period.

Loss Reserve Ratio. “Dilution Reserve Ratio,” “Yield Reserve Ratio,” “Servicing Reserve Ratio,” “Servicing Fee Percentage,” “Required Reserves Ratio” or “Required Reserve Factor Floor,” or amend or modify any defined term used directly or indirectly in such defined term), the consent of any remaining Funding Agent cannot unreasonably be withheld or delayed.

Loss Reserve Ratio. For any Monthly Period, the product of (i) Stress Factor, (ii) the highest three-month average Default Ratio during the most recent 12 month period, and (iii) the Loss Horizon Ratio for such Monthly Period.