CUSIP NO. 000000000 13G/A PAGE 8 of 8
EXHIBIT 1
JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.,
XXXX X. XXXXXXXX, AND XXXXXXX X. XXXXXXXX
WHEREAS, in accordance with Rule 13d-1(k) under the Securities and
Exchange Act of 1934 (the "Act"), only one joint statement and any
amendments thereto need to be filed whenever one or more persons are
required to file such a statement or any amendments thereto pursuant to
Section 13(d)of the Act with respect to the same securities, provided that
said persons agree in writing that such statement or amendments thereto is
filed on behalf of each of them;
NOW, THEREFORE, the parties hereto agree as follows:
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC., XXXX X. XXXXXXXX, AND XXXXXXX X.
XXXXXXXX hereby agree, in accordance with Rule 13d-1(k) under the Act, to file a
statement on Schedule 13G relating to their ownership of Common Stock of the
Issuer and do hereby further agree that said statement shall be filed on behalf
of each of them.
FRIEDMAN, BILLINGS, XXXXXX GROUP, INC.
Dated: November 9, 2001 By: /s/ XXXXXXX X. XXXXXXXX
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Name: Xxxxxxx X. Xxxxxxxx
Title: Chairman and Co-Chief
Executive Officer
Dated: November 9, 2001 /s/ XXXX X. XXXXXXXX
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Xxxx X. Xxxxxxxx
Dated: November 9, 2001 /s/ XXXXXXX X. XXXXXXXX
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Xxxxxxx X. Xxxxxxxx