EXHIBIT 21 - SUBSIDIARIES OF THE COMPANY --------------------------- BANCINSURANCE CORPORATION -------------------------


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                    EXHIBIT 21 - SUBSIDIARIES OF THE COMPANY
                                 ---------------------------



                            BANCINSURANCE CORPORATION
                            -------------------------

                   100%                                  100%
           OHIO INDEMNITY COMPANY                 BCIS SERVICES, INC.
           AN INSURANCE COMPANY


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Filed: March 20th, 1997
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