EXHIBIT 4 AGREEMENT TO FURNISH COPIES OF INSTRUMENTS WITH RESPECT TO LONG-TERM DEBT The Registrant has entered into certain agreements with respect to long- term indebtedness, which do not exceed ten percent of the total assets of the Registrant and...

                                                                       EXHIBIT 4



                   AGREEMENT TO FURNISH COPIES OF INSTRUMENTS
                         WITH RESPECT TO LONG-TERM DEBT


         The Registrant has entered into certain agreements with respect to
long-term indebtedness, which do not exceed ten percent of the total assets of
the Registrant and its subsidiaries on a consolidated basis. The Registrant
hereby agrees to furnish a copy of such agreements to the Commission upon
request of the Commission.




                                             OAKWOOD HOMES CORPORATION



                                             By:   /s/  Xxxxxxx X. Xxxx
                                                   -----------------------------
                                                   Xxxxxxx X. Xxxx
                                                   Executive Vice President and
                                                   Chief Financial Officer