Metlife Investors Variable Annuity Account Five Sample Contracts

PARTICIPATION AGREEMENT
Participation Agreement • April 29th, 1998 • Cova Variable Annuity Account Five • Massachusetts
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ARTICLE I DEFINITIONS
Fund Participation Agreement • May 1st, 2000 • Cova Variable Annuity Account Five • New York
RECITALS
Selling Agreement • November 19th, 1997 • Cova Variable Annuity Account Five
I
'S Agreement • May 1st, 2001 • Metlife Investors Variable Annuity Account Five

IT IS HEREBY AGREED by and between METLIFE INVESTORS INSURANCE COMPANY OF CALIFORNIA ("INSURANCE COMPANY") on behalf of METLIFE INVESTORS VARIABLE ANNUITY ACCOUNT FIVE (the "Variable Account") and METLIFE INVESTORS DISTRIBUTION COMPANY ("PRINCIPAL UNDERWRITER") as follows:

EX-99.B7. (i) AUTOMATIC REINSURANCE AGREEMENT
Automatic Reinsurance Agreement • May 1st, 2003 • Metlife Investors Variable Annuity Account Five • New York
PARTICIPATION AGREEMENT Among COVA FINANCIAL LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, and PIMCO FUNDS DISTRIBUTORS LLC
Participation Agreement • July 19th, 2004 • Metlife Investors Variable Annuity Account Five • California

THIS AGREEMENT, dated as of the 15th day of November, 1999 by and among Cova Financial Life Insurance Company, (the “Company”), a California life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), PIMCO Variable Insurance Trust (the “Fund”), a Delaware business trust, and PIMCO Funds Distributors LLC (the “Underwriter”), a Delaware limited liability company.

INTRODUCTION ------------
Amended And • April 21st, 2006 • Metlife Investors Variable Annuity Account Five • New York
I
Principal Underwriter's Agreement • November 19th, 1997 • Cova Variable Annuity Account Five

IT IS HEREBY AGREED by and between COVA FINANCIAL LIFE INSURANCE COMPANY ("INSURANCE COMPANY") on behalf of COVA VARIABLE ANNUITY ACCOUNT FIVE (the "Variable Account") and COVA LIFE SALES COMPANY ("PRINCIPAL UNDERWRITER") as follows:

PARTICIPATION AGREEMENT AMONG METLIFE INVESTORS INSURANCE COMPANY OF CALIFORNIA, METLIFE INVESTORS DISTRIBUTION COMPANY, ALLIANCE CAPITAL MANAGEMENT L.P. AND ALLIANCE FUND DISTRIBUTORS, INC. DATED AS OF MAY 1, 2001
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five • New York

THIS AGREEMENT, made and entered into as of the 1st day of May, 2001 (“Agreement”), by and among Metlife Investors Insurance Company of California, a California life insurance company (“Insurer”) (on behalf of itself and its “Separate Account,” defined below); MetLife Investors Distribution Company, a Delaware corporation (“Contracts Distributor”), the principal underwriter with respect to the Contracts referred to below; Alliance Capital Management L.P., a Delaware limited partnership (“Adviser”), the investment adviser of the Fund referred to below; and Alliance Fund Distributors, Inc., a Delaware corporation (“Distributor”), the Fund’s principal underwriter (collectively, the “Parties”),

PRINCIPAL UNDERWRITER’S AND SELLING AGREEMENT
S and Selling Agreement • July 19th, 2004 • Metlife Investors Variable Annuity Account Five

All notices, requests, demands and other communications under this Agreement shall be in writing and shall be deemed to have been given on the date of service if served personally on the party to whom notice is to be given, or on the date of mailing if sent by First Class Mail, Registered or Certified, postage prepaid and properly addressed.

April 28, 2001 Dreyfus Service Corporation New York, New York 10166 Gentlemen:
Metlife Investors Variable Annuity Account Five • November 2nd, 2004

We wish to enter into an Agreement with you with respect to our providing distribution, advertising and marketing assistance and shareholder services relating to the Service shares of each series of the management investment companies (each a “Fund”) set forth on Schedule A hereto, as such Schedule may be revised from time to time, or if no series are set forth on such Schedule, the Fund, for which you are the principal underwriter as defined in the Investment Company Act of 1940, as amended (the “Act”), and the exclusive agent for the continuous distribution of shares of the Funds pursuant to the terms of a Distribution Agreement between you and the Fund.

EX-99.B8(xviii) FIRST AMENDMENT to
Metlife Investors Variable Annuity Account Five • May 1st, 2003
AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

Pursuant to the Participation Agreement, made and entered into as of the 24th day of November 1997, by and among MFS Variable Insurance Trust, Cova Financial Life Insurance Company and Massachusetts Financial Services Company, the parties do hereby agree to an amended Schedule A as attached hereto.

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Putnam Variable Trust
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

We refer to the Participation Agreement (the “Agreement”), dated as of December 12, 1997, among Putnam Variable Trust (the “Trust”), Putnam Mutual Funds Corp. (now known as Putnam Retail Management, L.P. (the “Underwriter”)) and Cova Financial Life Insurance Company (now known as MetLife Investors Insurance Company of California (the “Company”)). The Trust, the Underwriter and the Company hereby agree to amend the Agreement to provide for the payment of service fees and to amend and restate Schedules A and B to the Agreement with the attached Schedules.

EX-99.B8(xviii) FIRST AMENDMENT to
Metlife Investors Variable Annuity Account Five • April 30th, 2003
AMENDMENT TO PRINCIPAL UNDERWRITER’S AND SELLING AGREEMENT
S and Selling Agreement • July 19th, 2004 • Metlife Investors Variable Annuity Account Five

This Amendment amends the Principal Underwriter’s and Selling Agreement dated January 1, 2001, among MetLife Investors Insurance Company of California (“Insurance Company”) on behalf of MetLife Investors Variable Annuity Account Five (the “Variable account”), MetLife Investors Group, Inc. (“MLIG”) and MetLife Investors Distribution Company (“Principal Underwriter”) as follows:

PARTICIPATION AGREEMENT
Participation Agreement • July 19th, 2004 • Metlife Investors Variable Annuity Account Five • Massachusetts

PARTICIPATION AGREEMENT (the “Agreement”) made by and between SCUDDER VARIABLE SERIES I (formerly Scudder Variable Life Investment Fund) (the “Fund”), a Massachusetts business trust created under a Declaration of Trust dated March 15, 1985, as amended, with a principal place of business in Boston, Massachusetts and MetLife Investors Insurance Company of California (formerly Cova Financial Life Insurance Company), a California corporation (the “Company”), with a principal place of business in Newport Beach, California on behalf of separate accounts of the Company referred to in Schedule A hereto as amended from time to time (each, an “Account”).

Putnam Variable Trust
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

We refer to the Participation Agreement (the “Agreement”), dated as of December 12, 1997, among Putnam Variable Trust (“PVT”), Putnam Mutual Funds Corp. (“PMF”) and Cova Financial Life Insurance Company (“Cova”). PVT, PMF and Cova hereby agree to replace Schedule A to the Agreement with the attached Schedule A.

PARTIAL TERMINATION OF PARTICIPATION AGREEMENT
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

This PARTIAL TERMINATION OF PARTICIPATION AGREEMENT is made and entered into this 28th day of January, 1999, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (the “Trust”), COVA FINANCIAL LIFE INSURANCE COMPANY, a California corporation (the “Company”), and MASSACHUSETTS FINANCIAL SERVICES COMPANY, a Delaware corporation (“MFS”).

Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. COVA Financial Life Insurance Company MetLife Investors Insurance Company of California
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

The participation agreement, dated as of September 1, 2000, by and among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and MetLife Investors Insurance Company of California, formerly COVA Financial Life Insurance Company (the “Agreement”) is hereby amended as follows:

EX-99.B8(xviii) FIRST AMENDMENT to
Metlife Investors Variable Annuity Account Five • April 30th, 2003
EX-99.B8(xviii) FIRST AMENDMENT to
Metlife Investors Variable Annuity Account Five • April 30th, 2003
Amendment to Participation Agreement Franklin Templeton Variable Insurance Products Trust Franklin Templeton Distributors, Inc. COVA Financial Life Insurance Company
Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

The participation agreement, dated as of September 1, 2000, by and among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and COVA Financial Life Insurance Company (the “Agreement”) is hereby amended as follows:

EX-99.B8(xviii) FIRST AMENDMENT to
Metlife Investors Variable Annuity Account Five • April 30th, 2003
EX-99.B8(xviii) FIRST AMENDMENT to
Metlife Investors Variable Annuity Account Five • April 30th, 2003
AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • November 2nd, 2004 • Metlife Investors Variable Annuity Account Five

This Amendment to the Fund Participation Agreement (the “Amendment”), made this 27th day of April, 2001, by and among, METLIFE INVESTORS INSURANCE COMPANY OF CALIFORNIA, previously known as COVA FINANCIAL LIFE INSURANCE COMPANY (“Insurance Company”), and each of DREYFUS VARIABLE INVESTMENT FUND; and DREYFUS LIFE AND ANNUITY INDEX FUND, INC. (d/b/a DREYFUS STOCK INDEX FUND); (each a “Fund”), hereby amends, effective March 22, 2001, the Fund Participation Agreement dated November 1, 1999 (the “Agreement”), in the following manner:

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