John Hancock Life Insurance Co (Usa) Separate Account A Sample Contracts

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SERVICE AGREEMENT
Service Agreement • April 30th, 2007 • John Hancock Life Insurance Co (Usa) Separate Account A • Massachusetts
WITNESSETH
Distribution Agreement • April 30th, 2007 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan
WITNESSETH
Service Agreement • December 23rd, 1996 • Separate Account Three of the Manufact Life Ins Co of Am
PARTICIPATION AGREEMENT Among THE MANUFACTURERS INSURANCE COMPANY (U.S.A.), THE MANUFACTURERS INSURANCE COMPANY OF NEW YORK, PIMCO VARIABLE INSURANCE TRUST, and PIMCO ADVISORS DISTRIBUTORS LLC
Participation Agreement • November 10th, 2008 • John Hancock Life Insurance Co (Usa) Separate Account A • California

THIS AGREEMENT, dated as of the 30th day April, 2004, by and among The Manufacturers Insurance Company (U.S.A.), a Michigan life insurance company (“ManUSA”) and The Manufacturers Insurance Company of New York (“MNY”), (ManUSA and MNY are collectively referred to as the “Company”), on their own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), PIMCO Variable Insurance Trust (the “Fund”), a Delaware business trust, and PIMCO Advisors Distributors LLC (the “Underwriter”), a Delaware limited liability company.

WITNESSETH
Distribution Agreement • October 29th, 1998 • Separate Account Three of the Manufact Life Ins Co of Am • Pennsylvania
General Agent and Broker-Dealer Selling Agreement
Agreement • May 30th, 2012 • John Hancock Life Insurance Co (Usa) Separate Account A • Massachusetts

AGREEMENT, dated as of the effective date as provided below, by and among the undersigned general agent (“General Agent”); the undersigned broker-dealer (in the case of Securities Contracts) (“Broker-Dealer”); John Hancock Distributors LLC (in the case of Securities Contracts); and ‘The Company’ which is defined herein as either of the following Contract issuers: John Hancock Life Insurance Company (U.S.A.). The Company under this agreement shall be determined based upon which of the above Contract issuers’ products are being or have been sold pursuant to this Agreement.

THIS REINSURANCE AGREEMENT is made between JOHN HANCOCK LIFE INSURANCE COMPANY and (hereinafter referred to as “the Reinsurer”) Effective Date: This Agreement may be referred to as Agreement
Reinsurance Agreement • April 24th, 2013 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

This Agreement is applicable only to reinsurance of policies directly written by the Company, except as set forth in Article V, Changes to Business Reinsured. Any policies acquired by the Company through merger of another company, reinsurance, or purchase of another company’s policies, are not included under the terms of this Agreement. However, reinsurance of such policies may be arranged by written agreement between the Company and the Reinsurer.

Contract
Reinsurance Agreement • December 6th, 2013 • John Hancock Life Insurance Co (Usa) Separate Account A

THE REGISTRANT HAS APPLIED FOR CONFIDENTIAL TREATMENT OF CERTAIN TERMS IN THIS EXHIBIT WITH THE SECURITIES AND EXCHANGE COMMISSION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE MARKED WITH AN ASTERISK [*] AND HAVE BEEN OMITTED. THE OMITTED PORTIONS OF THIS EXHIBIT WILL BE FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT REQUEST.

1 Exhibit A(8)(b) STOPLOSS REINSURANCE AGREEMENT
Stoploss Reinsurance Agreement • October 29th, 1998 • Separate Account Three of the Manufact Life Ins Co of Am
Contract
Reinsurance Agreement • December 6th, 2013 • John Hancock Life Insurance Co (Usa) Separate Account A

THE REGISTRANT HAS APPLIED FOR CONFIDENTIAL TREATMENT OF CERTAIN TERMS IN THIS EXHIBIT WITH THE SECURITIES AND EXCHANGE COMMISSION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE MARKED WITH AN ASTERISK [*] AND HAVE BEEN OMITTED. THE OMITTED PORTIONS OF THIS EXHIBIT WILL BE FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT REQUEST.

Contract
Reinsurance Agreement • December 6th, 2013 • John Hancock Life Insurance Co (Usa) Separate Account A

THE REGISTRANT HAS APPLIED FOR CONFIDENTIAL TREATMENT OF CERTAIN TERMS IN THIS EXHIBIT WITH THE SECURITIES AND EXCHANGE COMMISSION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE MARKED WITH AN ASTERISK [*] AND HAVE BEEN OMITTED. THE OMITTED PORTIONS OF THIS EXHIBIT WILL BE FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT REQUEST.

1 Exhibit 99A(8)(b) FORM OF STOPLOSS REINSURANCE AGREEMENT
Separate Account Three of the Manufact Life Ins Co of Am • February 19th, 1999
SERVICE AGREEMENT between MANULIFE FINANCIAL CORPORATION and THE MANUFACTURERS LIFE INSURANCE COMPANY (U.S.A.)
Service Agreement • April 28th, 2014 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

THIS AGREEMENT, effective as of 12:01 A.M. (EDT), January 1st, 2001 between MANULIFE FINANCIAL CORPORATION, an insurance holding company organized under the laws of Canada (“Provider”), and THE MANUFACTURERS LIFE INSURANCE COMPANY (U.S.A), a stock life insurance company domiciled in the State of Michigan (“the “Company”).

General Agent and Broker-Dealer Selling Agreement
Selling Agreement • October 7th, 2008 • John Hancock Life Insurance Co (Usa) Separate Account A • New York

AGREEMENT, dated as of the effective date as provided below, by and among the undersigned general agent (“General Agent”); the undersigned broker-dealer (in the case of Securities Contracts) (“Broker-Dealer”); John Hancock Distributors LLC (in the case of Securities Contracts); and ‘The Company’ which is defined herein as either of the following Contract issuers: John Hancock Life Insurance Company, John Hancock Variable Life Insurance Company, John Hancock Life Insurance Company (U.S.A.), or John Hancock Life Insurance Company of New York. The Company under this agreement shall be determined based upon which of the above Contract issuers’ products are being or have been sold pursuant to this Agreement.

Contract
Yearly Renewable Term Reinsurance Agreement • December 15th, 2016 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

THE REGISTRANT HAS APPLIED FOR CONFIDENTIAL TREATMENT OF CERTAIN TERMS IN THIS EXHIBIT WITH THE SECURITIES AND EXCHANGE COMMISSION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE MARKED WITH AN ASTERISK [*] AND HAVE BEEN OMITTED. THE OMITTED PORTIONS OF THIS EXHIBIT HAVE BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT REQUEST.

Contract
Coinsurance Reinsurance Agreement • December 8th, 2008 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

THE REGISTRANT HAS APPLIED FOR CONFIDENTIAL TREATMENT OF CERTAIN TERMS IN THIS EXHIBIT WITH THE SECURITIES AND EXCHANGE COMMISSION. THE CONFIDENTIAL PORTIONS OF THIS EXHIBIT ARE MARKED WITH AN ASTERISK [*] AND HAVE BEEN OMITTED. THE OMITTED PORTIONS OF THIS EXHIBIT WILL BE FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A CONFIDENTIAL TREATMENT REQUEST.

YEARLY RENEWABLE TERM REINSURANCE AGREEMENT
Yearly Renewable Term Reinsurance Agreement • December 13th, 2022 • John Hancock Life Insurance Co (Usa) Separate Account A

This Yearly Renewable Term Reinsurance Agreement (this “Agreement”) for reinsurance on an automatic and facultative basis is effective as of September 1, 2019 (the “Effective Date”) by and between John Hancock Life Insurance Company (U.S.A.) (the “Company”) and Swiss Re Life & Health America Inc. (the “Reinsurer”).

YEARLY RENEWABLE TERM REINSURANCE AGREEMENT
Yearly Renewable Term Reinsurance Agreement • December 13th, 2022 • John Hancock Life Insurance Co (Usa) Separate Account A

This Yearly Renewable Term Reinsurance Agreement (this “Agreement”) for reinsurance on an automatic and facultative basis is effective as of September 1, 2019 (the “Effective Date”) by and between John Hancock Life Insurance Company (U.S.A.) (the “Company”) and Munich America Reassurance Company (the “Reinsurer”).

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DISTRIBUTION AND SERVICING AGREEMENT
Distribution and Servicing Agreement • April 7th, 2009 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

AGREEMENT, made as of the 17th day of February 2009, by and among John Hancock Distributors, LLC (formerly ManEquity, Inc. and Manulife Financial Securities LLC) (“JHD”) and John Hancock Life Insurance Company (U.S.A.) (formerly The Manufacturers Life Insurance Company (U.S.A.) (the “Company” or “JHUSA”), on its own behalf and on behalf of the Company’s existing and future “Separate Accounts,” as defined herein (collectively “the Parties”);

THIS REINSURANCE AGREEMENT is made between JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) of Bloomfield Hills, Michigan (hereinafter referred to as “the Company”) and of , (hereinafter referred to as “the Reinsurer”) Effective Date of Agreement: This...
Reinsurance Agreement • November 10th, 2008 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

This Agreement is applicable only to reinsurance of policies directly written by the Company. Any policies acquired by the Company through merger of another company, reinsurance, or purchase of another company’s policies, are not included under the terms of this Agreement. However, reinsurance of such policies may be arranged by written agreement between the Company and the Reinsurer.

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