NML Variable Annuity Account A Sample Contracts

1 EXHIBIT B(4)(a)
NML Variable Annuity Account A • May 31st, 2001
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EX-99.B9
NML Variable Annuity Account A • November 13th, 1995
signed) President and CEO Secretary
NML Variable Annuity Account A • May 31st, 2001
CONTRACT NUMBER 00 000 000
NML Variable Annuity Account A • April 29th, 2004 • New York
CONTRACT NUMBER 00 000 000
NML Variable Annuity Account A • April 29th, 2004 • New York
FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 25th, 2012 • NML Variable Annuity Account A • New York

THIS AGREEMENT, made as of the 30th day of April, 2007, by and between NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST (“TRUST”), NEUBERGER BERMAN MANAGEMENT INC. (“NB MANAGEMENT”), a New York corporation, and THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY (“LIFE COMPANY”), a life insurance company organized under the laws of the State of Wisconsin.

SERVICE AGREEMENT
Service Agreement • August 8th, 2006 • NML Variable Annuity Account A • Massachusetts

This Agreement is entered into effective as of the 1st day of May, 2003, by and between FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. (“FIIOC”) and THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY (“Company”).

EXHIBIT A3A AGREEMENT
Agreement • February 27th, 1997 • NML Variable Annuity Account A
ENHANCED DEATH BENEFIT
Enhanced Death Benefit • April 28th, 2014 • NML Variable Annuity Account A

As of the Issue Date, this amendment is made part of this annuity Contract issued by The Northwestern Mutual Life Insurance Company. In the case of a conflict with any provisions in the Contract, the provisions of this amendment will control.

FLEXIBLE PAYMENT VARIABLE ANNUITY - ACCOUNT A Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Accounts. Contract benefits payable in one sum or as variable or...
NML Variable Annuity Account A • August 19th, 2005

THIS CONTRACT CONTAINS A MARKET VALUE ADJUSTMENT PROVISION WHICH IS APPLICABLE TO ONLY A MULTI-YEAR GUARANTEED INTEREST FUND. IF ALL OR A PORTION OF THE ACCUMULATION VALUE IS WITHDRAWN OR TRANSFERRED FROM A MULTI-YEAR GUARANTEED INTEREST FUND, THE WITHDRAWAL OR TRANSFER MAY BE ADJUSTED UPWARD OR DOWNWARD BASED ON A MARKET VALUE ADJUSTMENT FORMULA.

Exhibit (b)(3) DISTRIBUTION AGREEMENT Between THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY And NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC [Insert Date]
Distribution Agreement • April 28th, 2006 • NML Variable Annuity Account A • Wisconsin

This Distribution Agreement (“Agreement”) is made this [Insert day]day of [Insert month], 2006, by and between The Northwestern Mutual Life Insurance Company, a Wisconsin corporation (the “Company”), on its own behalf and on behalf of each separate account identified in Schedule A (referred to individually as the “Separate Account” and collectively as the “Separate Accounts”), and Northwestern Mutual Investment Services, LLC (“NMIS”), a Wisconsin limited liability company wholly owned by the Company.

Exhibit (b)(8)(f) ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 20th, 2007 • NML Variable Annuity Account A
Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Accounts. Contract benefits payable in one sum or as variable or guaranteed monthly income. Variable income plan...
NML Variable Annuity Account A • April 28th, 2014

THIS CONTRACT CONTAINS A MARKET VALUE ADJUSTMENT PROVISION WHICH IS APPLICABLE TO ONLY A MULTI-YEAR GUARANTEED INTEREST FUND. IF ALL OR A PORTION OF THE ACCUMULATION VALUE IS WITHDRAWN OR TRANSFERRED FROM A MULTI-YEAR GUARANTEED INTEREST FUND, THE WITHDRAWAL OR TRANSFER MAY BE ADJUSTED UPWARD OR DOWNWARD BASED ON A MARKET VALUE ADJUSTMENT FORMULA.

Contract
NML Variable Annuity Account A • March 24th, 2006

The Northwestern Mutual Life Insurance Company agrees to pay the benefits provided in this contract, subject to its terms and conditions. Signed at Milwaukee, Wisconsin on the Issue Date.

ENHANCED DEATH BENEFIT
Enhanced Death Benefit • April 19th, 2006 • NML Variable Annuity Account A

As of the Issue Date, this amendment is made part of this annuity contract issued by The Northwestern Mutual Life Insurance Company. In the case of a conflict with any provisions in the contract, the provisions of this amendment will control.

Exhibit (b)(4)(c)(3) AMENDMENT OF ANNUITY CONTRACT TO QUALIFY AS FORMER PENSION ANNUITY
NML Variable Annuity Account A • March 24th, 2006

As of the Date of Issue, this Amendment is made a part of this annuity contract issued by The Northwestern Mutual Life Insurance Company. Notwithstanding any other specific provisions in this contract to the contrary, this contract is amended to restrict the exercise of the rights of the Owner and any beneficiary, and to limit the purchase payment, as follows:

Exhibit B(4)(d)
NML Variable Annuity Account A • April 29th, 2004
AMENDMENT OF CONTRACT TO QUALIFY AS ANNUITY
NML Variable Annuity Account A • April 19th, 2006

As of the Issue Date, this Amendment is made a part of this annuity contract issued by The Northwestern Mutual Life Insurance Company. Notwithstanding any other specific provisions in this contract to the contrary and subject to the tax qualification provisions herein, this contract is amended to restrict the exercise of the rights of the Owner or Annuitant and any beneficiary as follows:

Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Interest Fund 1. Contract benefits payable in one sum or as variable or guaranteed monthly income. Variable...
NML Variable Annuity Account A • April 28th, 2014

On the Issue Date, Purchase Payments and Contract values may be allocated among the following Investment Accounts. Available Separate Account Divisions are subject to change. See Sections 2.1. and 2.2.

FLEXIBLE PAYMENT VARIABLE ANNUITY—ACCOUNT A Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Interest Fund 1. Contract benefits payable in one sum or as variable...
NML Variable Annuity Account A • August 19th, 2005

Right To Return Contract. Please read this contract carefully. The Owner may return the contract for any reason within ten days after receiving it. Return of the contract is effective on the date written notice of the return is delivered, mailed or sent by telegram to either The Northwestern Mutual Life Insurance Company, 720 East Wisconsin Avenue, Milwaukee, Wisconsin 53202 or the agent who sold the contract. If returned, the contract will be cancelled and the Company will refund the sum of (a) the difference between the Purchase Payments paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the Accumulation Units of the Separate Account on the effective date of return.

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 26th, 2021 • NML Variable Annuity Account A

The Northwestern Mutual Life Insurance Company (hereinafter the “Company”), a Wisconsin corporation, each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND V, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”), and FIDELITY DISTRIBUTORS COMPANY LLC (formerly Fidelity Distributors Corporation) (hereinafter the “Underwriter” or “FDC”), a Massachusetts corporation, entered into a certain participation agreement dated May 1, 2003 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of February 9, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth on Schedule A to the Participation Agreement, as amended herein and as may be amended from time to time (individually and collecti

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Exhibit B(4)(c)
NML Variable Annuity Account A • April 29th, 2004
AMENDMENT OF CONTRACT TO QUALIFY AS INDIVIDUAL RETIREMENT ANNUITY
NML Variable Annuity Account A • April 19th, 2006

As of the Date of Issue, this Amendment is made a part of this annuity contract issued by The Northwestern Mutual Life Insurance Company. Notwithstanding any other specific provisions in this contract to the contrary, this contract is amended to restrict the exercise of the rights of the Owner or Annuitant and any beneficiary, and to limit the purchase payments, as follows:

Net Purchase Payments accumulated in a Separate Account, assets of which are invested in shares of one or more mutual funds, or Guaranteed Interest Fund 1. Contract benefits payable in one sum or as variable or guaranteed monthly income. Variable...
NML Variable Annuity Account A • April 28th, 2014

On the Issue Date, Purchase Payments and contract values may be allocated among the following Investment Accounts. Available Separate Account Divisions are subject to change. See Section 2.1.

Exhibit (b)(8)(g) [FUND COMPANY] SHAREHOLDER INFORMATION AGREEMENT REGARDING COMPLIANCE WITH RULE 22C-2 UNDER THE INVESTMENT COMPANY ACT OF 1940
Shareholder Information Agreement • April 20th, 2007 • NML Variable Annuity Account A • Wisconsin

SHAREHOLDER INFORMATION AGREEMENT entered into as of [DATE], by and between [FUND COMPANY’S AGENT] (the “AGENT”), a [ ] Corporation, on behalf of [FUND NAME] (the “Fund”), and The Northwestern Mutual Life Insurance Company (the “Company”), a life insurance company organized under the laws of the State of Wisconsin, on behalf of its separate accounts listed in Schedule A hereto as may be amended from time to time, with an effective date of October 16, 2007.

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT Regarding RULES 30e-3 and 498A
Participation Agreement • April 26th, 2021 • NML Variable Annuity Account A

The Northwestern Mutual Life Insurance Company (the “Life Company”), a life insurance company organized under the laws of the State of Wisconsin, Credit Suisse Trust (the “Trust”), a business trust organized under the laws of The Commonwealth of Massachusetts, Credit Suisse Asset Management, LLC (the “Adviser”), a limited liability company organized under the laws of the State of Delaware, Credit Suisse Securities (USA) LLC (the “Distributor), a limited liability company organized under the laws of the State of Delaware (the Advisor and Distributor known collectively as “Credit Suisse”), entered into a participation agreement dated September 27, 2013, as amended by previous Amendment No. 1, dated September 27, 2013 (the “Participation Agreement”). This new Amendment No. 1 (the “Amendment”) to the Participation Agreement is entered into as of January 4, 2021, by and among the Life Company, on its own behalf and on behalf of each separate account of the Life Company as set forth in the P

AMENDMENT TO SERVICE AGREEMENT
Service Agreement • August 8th, 2006 • NML Variable Annuity Account A

This Amendment to Service Agreement, modifies the Service Agreement entered into by and between FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. (“FIIOC”) and THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY (“Company”) dated May 1, 2003.

Exhibit (b)(4)(b)(4) AMENDMENT OF ANNUITY CONTRACT FOR USE AS A CHARITABLE REMAINDER UNITRUST
NML Variable Annuity Account A • August 8th, 2006

The amount of the monthly income paid as the maturity benefit will be paid to the Owner and will depend on the payment plan chosen (see Section 11) and the maturity value. The maturity value of this contract will be the Accumulation Value of the Contract on the effective date of the maturity benefit. The maturity benefit will be effective on the Maturity Date. However, if the New York Stock Exchange is closed on the Maturity Date, the effective date will be the Valuation Date next preceding the Maturity Date.

Exhibit (b)(8)(c) FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 20th, 2007 • NML Variable Annuity Account A

THIS AGREEMENT, made as of the day of , 2007, by and between [FUND NAME] (“TRUST”), [FUND COMPANY’S ADVISOR AND/OR DISTRIBUTOR] [(“ADVISOR”)], a [ ] corporation, and THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY (“LIFE COMPANY”), a life insurance company organized under the laws of the State of Wisconsin.

The Northwestern Mutual Life Insurance Company agrees to pay a monthly life income to the Annuitant, subject to the terms and conditions of this contract. Signed at Milwaukee, Wisconsin on the Date of Issue.
NML Variable Annuity Account A • March 24th, 2006

Right To Return Contract - Please examine this contract carefully. The Owner may return the contract for any reason within ten days after receiving it. If returned, the contract will be cancelled and The Northwestern Mutual Life Insurance Company will refund the sum of (a) the difference between the considerations paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the contract on the effective date of return.

NORTHWESTERN MUTUAL ANNUITY OPERATIONS ADMINISTRATION AGREEMENT Between THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY and NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC (Effective Date: January 1, 2008)
Agreement • April 22nd, 2008 • NML Variable Annuity Account A • Wisconsin

This agreement (the “Agreement”) is made by and between The Northwestern Mutual Life Insurance Company (“Northwestern”), a Wisconsin mutual life insurance company and Northwestern Mutual Investment Services, LLC (“NMIS”), a Wisconsin limited liability company wholly owned by Northwestern, each with its principal place of business in Milwaukee, Wisconsin. The Agreement shall be given effect on the later of January 1, 2008 or, with respect to any jurisdiction in which advance regulatory notice and/or approval of this Agreement or license to perform the services hereunder is required, the date on which such requirement is satisfied (“Effective Date”).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT Regarding RULES 30e-3 and 498A
Participation Agreement • April 26th, 2021 • NML Variable Annuity Account A

The Northwestern Mutual Life Insurance Company (the “Life Company”), Neuberger Berman Advisers Management Trust (the “Trust”) and Neuberger Berman BD LLC (“NBBD”), formerly Neuberger Berman Management Inc. (“NB Management”), entered into a participation agreement dated April 30, 2007 (the “Participation Agreement”). This Amendment No. 1 (the “Amendment”) to the Participation Agreement is entered into as of January 4, 2021, by and among the Life Company, on its own behalf and on behalf of its Separate Accounts as set forth in the Participation Agreement, as may be amended from time to time, the Trust and NBBD (collectively, the “Parties”).

AMENDMENT OF CONTRACT TO QUALIFY AS ROTH INDIVIDUAL RETIREMENT ANNUITY
NML Variable Annuity Account A • April 19th, 2006

As of the Date of Issue, this Amendment is made a part of this annuity contract (hereinafter, “the contract”) issued by The Northwestern Mutual Life Insurance Company. Notwithstanding any other specific provisions in this contract to the contrary, this contract is amended to restrict the exercise of the rights of the Owner or Annuitant and any beneficiary, and to limit the purchase payments, as follows:

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • April 26th, 2021 • NML Variable Annuity Account A

The Northwestern Mutual Life Insurance Company (the “Company”), Russell Investment Funds (the “Investment Company”), and Russell Investments Financial Services, LLC (f/k/a Russell Fund Distributors, Inc.) (the “Underwriter”), entered into a participation agreement dated March 16, 1999, as amended by previous Amendment No. 1, dated August 7, 2000, by Amendment No. 2, dated October 13, 2006, and by Amendment No. 3, dated August 29, 2007 (the “Participation Agreement”). This new Amendment No. 1 (the “Amendment”) to the Participation Agreement is entered into as of December 17, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Investment Company and the Underwriter (collectively, the “Parties”).

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