Common use of Valid Claim Clause in Contracts

Valid Claim. An Authorized Request of the Death Benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us. Due proof of death is required only if we have not already received it. Variable Account Value The sum of the values in the selected Variable Options. Variable Options The Allocation Options available under the Variable Account. We may add, eliminate, or substitute Variable Options; if we do, we will provide written notice. The Variable Options are shown on the Allocation Options Contract Schedule. No such additions, eliminations, or substitutions of Variable Options will be made unless prior approval is obtained from the New York State Department of Financial Services. L40538-NY03 7 Purchase Payments Initial Purchase Payment The Initial Purchase Payment is all Purchase Payments we receive on the Issue Date and is shown on the Contract Schedule. The Initial Purchase Payment cannot be greater than the Maximum Total Purchase Payments shown on the Contract Schedule. Additional Purchase Payments Additional Purchase Payments are Purchase Payments we receive during the Accumulation Phase and before the first Valid Claim. Additional Purchase Payments must be greater than or equal to the Minimum Additional Purchase Payment shown on the Contract Schedule. Total Purchase Payments cannot be greater than the Maximum Total Purchase Payments. No Default Additional Purchase Payments are not required. Failure to make Additional Purchase Payments will not cause the contract to be in default.

Valid Claim. An Authorized Request of the Death Benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us. Due proof of death is required only if we have not already received it. Variable Account Value The sum of the values in the selected Variable Options. Variable Options The Allocation Options available under the Variable Account. We may add, eliminate, or substitute Variable Options; if we do, we will provide written notice. The Variable Options are shown on the Allocation Variable Options Contract Schedule. No such additions, eliminations, or substitutions of Variable Options will be made unless prior approval is obtained from the New York State Department of Financial Services. L40538-NY03 7 NF 6 Purchase Payments Initial Purchase Payment The Initial Purchase Payment is all Purchase Payments we receive on the Issue Date and is shown on the Contract Schedule. The Initial Purchase Payment cannot be greater than the Maximum Total Purchase Payments shown on the Contract ScheduleSchedule without our prior approval. Additional Purchase Payments Additional Purchase Payments are Purchase Payments we receive during the Accumulation Phase and before the first Valid Claim. Additional Purchase Payments must be greater than or equal to the Minimum Additional Purchase Payment shown on the Contract Schedule. We may decline any Additional Purchase Payment. Total Purchase Payments cannot be greater than the Maximum Total Purchase PaymentsPayments without our prior approval. No Default Additional Purchase Payments are This contract is not required. Failure to in default if you do not make Additional Purchase Payments will not cause the contract to be in defaultPayments.

Valid Claim. An Authorized Request of the Death Benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us. Due proof of death is required only if we have not already received it. Variable Account Value The sum of the values in the selected Variable Options. Variable Options The Allocation Options available under the Variable Account. We may add, eliminate, or substitute Variable Options; if we do, we will provide written notice. The Variable Options are shown on the Allocation Variable Options Contract Schedule. No such additions, eliminations, or substitutions of Variable Options will be made unless prior approval is obtained from the New York State Department of Financial Services. L40538-NY03 7 Purchase Payments Initial Purchase Payment The Initial Purchase Payment is all Purchase Payments we receive on the Issue Date and is shown on the Contract Schedule. The Initial Purchase Payment cannot be greater than the Maximum Total Purchase Payments shown on the Contract ScheduleSchedule without our prior approval. Additional Purchase Payments Additional Purchase Payments are Purchase Payments we receive during the Accumulation Phase and before the first Valid Claim. Additional Purchase Payments must be greater than or equal to the Minimum Additional Purchase Payment shown on the Contract Schedule. We may decline any Additional Purchase Payment. Total Purchase Payments cannot be greater than the Maximum Total Purchase PaymentsPayments without our prior approval. No Default Additional Purchase Payments are This contract is not required. Failure to in default if you do not make Additional Purchase Payments will not cause the contract to be in defaultPayments.

Valid Claim. An Authorized Request of the Death Benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us. Due proof of death is required only if we have not already received it. Variable Account Value The sum of the values in the selected Variable Options. Variable Options The Allocation Options available under the Variable Account. We may add, eliminate, or substitute Variable Options; if we do, we will provide written notice. The Variable Options are shown on the Allocation Options Contract Schedule. No such additions, eliminations, or substitutions of Variable Options will be made unless prior approval is obtained from the New York State Department of Financial ServicesInterim Fund(s). L40538-NY03 7 IADV 6 [Admin Tracking Identifier] Purchase Payments Initial Purchase Payment The Initial Purchase Payment is all Purchase Payments we receive on the Issue Date and is shown on the Contract Schedule. The Initial Purchase Payment cannot be greater than the Maximum Total Purchase Payments shown on the Contract ScheduleSchedule without our prior approval. Additional Purchase Payments Additional Purchase Payments are Purchase Payments we receive during the Accumulation Phase and before the first Valid Claim. Additional Purchase Payments must be greater than or equal to the Minimum Additional Purchase Payment shown on the Contract Schedule. We may decline any Additional Purchase Payment. Each Index Year during the Accumulation Phase total Purchase Payments cannot be greater than the total amount of Purchase Payments received before the first Quarterly Contract Anniversary of the first Contract Year. You may pay Additional Purchase Payments up to that amount for the remainder of the first Index Year. Total Purchase Payments cannot be greater than the Maximum Total Purchase PaymentsPayments without our prior approval. No Default Additional Purchase Payments are This contract is not required. Failure to in default if you do not make Additional Purchase Payments will not cause the contract to be in defaultPayments.

Valid Claim. An Authorized Request of the Death Benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us. Due proof of death is required only if we have not already received it. Variable Account Value The sum of the values in the selected Variable Options. L40538-NY016 Definitions continued from the previous page Variable Options The Allocation Options available under the Variable Account. We may add, eliminate, or substitute Variable Options; if we do, we will provide written notice. The Variable Options are shown on the Allocation Options Contract Schedule. No such additions, eliminations, or substitutions of Variable Options will be made unless prior approval is obtained from the New York State Department of Financial Services. L40538-NY03 7 NY017 Purchase Payments Initial Purchase Payment The Initial Purchase Payment is all Purchase Payments we receive on the Issue Date and is shown on the Contract Schedule. The Initial Purchase Payment cannot be greater than the Maximum Total Purchase Payments shown on the Contract Schedule. Additional Purchase Payments Additional Purchase Payments are Purchase Payments we receive during the Accumulation Phase and before the first Valid Claim. Additional Purchase Payments must be greater than or equal to the Minimum Additional Purchase Payment shown on the Contract Schedule. Total Purchase Payments cannot be greater than the Maximum Total Purchase Payments. No Default Additional Purchase Payments are not required. Failure to make Additional Purchase Payments will not cause the contract to be in default.

Valid Claim. An Authorized Request of the Death Benefit payment option, due proof of death, and any required governmental forms. Due proof of death includes a certified copy of the death certificate, a decree of court of competent jurisdiction as to the finding of death, or any other proof satisfactory to us. Due proof of death is required only if we have not already received it. Variable Account Value The sum of the values in the selected Variable Options. L40538-NY01 Definitions continued from the previous page Variable Options The Allocation Options available under the Variable Account. We may add, eliminate, or substitute Variable Options; if we do, we will provide written notice. The Variable Options are shown on the Allocation Options Contract Schedule. No such additions, eliminations, or substitutions of Variable Options will be made unless prior approval is obtained from the New York State Department of Financial Services. L40538-NY03 7 NY017 Purchase Payments Initial Purchase Payment The Initial Purchase Payment is all Purchase Payments we receive on the Issue Date and is shown on the Contract Schedule. The Initial Purchase Payment cannot be greater than the Maximum Total Purchase Payments shown on the Contract Schedule. Additional Purchase Payments Additional Purchase Payments are Purchase Payments we receive during the Accumulation Phase and before the first Valid Claim. Additional Purchase Payments must be greater than or equal to the Minimum Additional Purchase Payment shown on the Contract Schedule. Total Purchase Payments cannot be greater than the Maximum Total Purchase Payments. No Default Additional Purchase Payments are not required. Failure to make Additional Purchase Payments will not cause the contract to be in default.