Proper Equipment. You are responsible for obtaining and maintaining all telecommunications, mobile, broadband, computer, hardware, software, equipment and services needed to access and use your account online; view, save and/or print your account documents online; and receive any messages or documents you have consented to receive electronically; and for paying all related charges. E-Mail, Fax, SMS/Text and Telephone Instructions or Messages. We are not required to act on any instruction or message from you provided by e-mail, fax, SMS/text, or telephone voice mail, message service or answering machine. Whenever this agreement or applicable law requires or allows you to give us written notice, we will not consider an e-mail, SMS/text or fax to be written notice. ABOUT US Business Days. Every day is a business day except Saturdays, Sundays and federal holidays. Calling Us. You may call us at 0-000-000-0000, 24 hours a day, 7 days a week to ask questions, request information or request a telephone transfer. Please call us at this number at any time whenever this agreement or applicable law requires or allows you to notify us by telephone. Writing to Us . Please send any correspondence, deposits by mail and notices required or allowed to be in writing under this agreement or applicable law to the following address (or to such other address as we may provide to you from time to time): American Express National Bank X.X. Xxx 00000 Xxxx Xxxx Xxxx, XX 00000-0000 Our Website. You may access our website any time at xxxxx://xxxxxxxxxxxxxxx.xxx . If you have enrolled in online banking and established a user name and password, you may log in to your account online at any time to view and update information about your account and schedule online transfers. FDIC Insurance. Funds in deposit accounts with us are insured by the Federal Deposit Insurance Corporation ( FDIC ) and backed by the full faith and credit of the United States, up to the applicable limit. The amount of insurance coverage you have may depend on the ownership type of and the balances in your accounts with us. For High Yield Savings accounts in the name of two persons, the amount of insurance coverage may also depend on whether each named account owner signed certain required account-opening documentation. For additional information, please visit the FDIC’s website at www.fdic.go v .
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