President Secretary. The president shall preside over any meeting of the stockholders, and the secretary shall keep official records of all such meetings. In the absence of the secretary, the president may appoint any person to act as secretary of the meeting.
President Secretary. Combination Variable Annuity/Modified Guarantee Annuity Nonparticipating - not eligible for dividends Initial Premium shown on page 3 All benefits, payments and values under this contract which are based on the investment experience of an Account are variable and not guaranteed as to fixed dollar amount.
President Secretary. Throughout this policy the words “we”, “us” or “our” refer to the Insurance Company named in the Declarations. The words “you” or “your” refer to an “Insured”. In addition, certain words or phrases identified by quotation marks are defined in PART VIII - Definitions.
President Secretary. Contract Holder Group Annuity Contract No. SPECIMEN SPECIMEN ------------------------------------------------------------------- ---------------------------------------------------------------- Certificate Holder Account No. SPECIMEN SPECIMEN SPECIMEN Account Effective Date SPECIMEN ------------------------------------------------------------------- ---------------------------------------------------------------- Annuitant Name Type of Plan SPECIMEN SPECIMEN ALL PAYMENTS AND VALUES PROVIDED BY THE GROUP CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF A SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT. AMOUNTS ALLOCATED TO THE GUARANTEED ACCOUNT, IF WITHDRAWN BEFORE THE GUARANTEED TERM MATURITY DATE, MAY BE SUBJECT TO A MARKET VALUE ADJUSTMENT. THE MARKET VALUE ADJUSTMENT MAY RESULT IN AN INCREASE OR A DECREASE IN THE ACCOUNT VALUE. GMC-VA-98 Specifications ----------------------------------------------------------------------------------------------------------------------------------- Guaranteed There is a minimum guaranteed rate for Purchase Payment(s) held in the Guaranteed Account. (See Schedule - Rate Accumulation Period.) ----------------------------------------------------------------------------------------------------------------------------------- Deductions from the There will be deductions for mortality and expense risk as well as administrative charges. (See Schedule - Separate Account Accumulation Period and Schedule - Annuity Period.) ----------------------------------------------------------------------------------------------------------------------------------- Deduction from Purchase Purchase Payment(s) may be subject to a deduction for premium taxes. (See Section III - Purchase Payment.) Payment(s) ----------------------------------------------------------------------------------------------------------------------------------- Deferred Sales Charge There may be a charge deducted upon withdrawal. (See Schedule - Accumulation Period.) This Contract is a legal contract and constitutes the entire legal relationship between Aetna and the Contract Holder. READ THIS CONTRACT CAREFULLY. This Contract sets forth, in detail, all of the rights and obligations of both you and Aetna. THEREFORE, IT IS IMPORTANT THAT YOU READ THIS CONTRACT CAREFULLY. Schedule - Accumulation Period Option Package -------------------------------------------------------------------------------- Option Package Selected - A different Schedu...
President Secretary. This is a legal Contract between You and Us. READ YOUR CONTRACT CAREFULLY. FLEXIBLE PREMIUM INDIVIDUAL DEFERRED VARIABLE ANNUITY CONTRACT LIFE ANNUITY COMMENCING AT MATURITY DATE ELECTIVE OPTIONS NON-PARTICIPATING VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, ARE VARIABLE AND MAY INCREASE OR DECREASE AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT. -------------------------------------------------------------------------------- TABLE OF CONTENTS -------------------------------------------------------------------------------- [Right to Examine this Contract Cover Page Any Amendments, Riders or Endorsements follow the Annuity Tables. -------------------------------------------------------------------------------- CONTRACT SPECIFICATIONS -------------------------------------------------------------------------------- CONTRACT NUMBER [SPECIMEN] MARKET TYPE [NONQUALIFIED] [JXXXX XXXER] [ SUSAN DOE] [CXXXXXXXXT ANNUITANT] [ ] CONTRACT DATE [JANUARY 1, 2003] MATURITY DATE [JANUARY 1, 2015] -------------------------------------------------------------------------------- PURCHASE PAYMENTS: MINIMUM INITIAL PURCHASE PAYMENT: [$5,000] MINIMUM SUBSEQUENT PURCHASE PAYMENT: [$500] MAXIMUM SUM OF INITIAL AND SUBSEQUENT PURCHASE PAYMENTS: [$1,000,000] unless We consent to a larger amount. PURCHASE PAYMENT CREDIT PERCENTAGE: [4.5%] The Purchase Payment Credit percentage will be credited to each Purchase Payment applied through Age [80]. Age is determined based upon the oldest age of the owner/Annuitant on the date the Purchase Payment is credited to Your Contract.
President Secretary. SUBSCRIPTION FORM To Be Executed by the Registered Holder in Order to Exercise Warrants The undersigned Registered Holder irrevocably elects to exercise ______________ Warrants represented by this Warrant Certificate, and to purchase the ordinary shares issuable upon the exercise of such Warrants, and requests that Certificates for such shares shall be issued in the name of (PLEASE TYPE OR PRINT NAME AND ADDRESS) (SOCIAL SECURITY OR TAX IDENTIFICATION NUMBER) and be delivered to (PLEASE PRINT OR TYPE NAME AND ADDRESS) and, if such number of Warrants shall not be all the Warrants evidenced by this Warrant Certificate, that a new Warrant Certificate for the balance of such Warrants be registered in the name of, and delivered to, the Registered Holder at the address stated below: Dated: (SIGNATURE) (ADDRESS) (TAX IDENTIFICATION NUMBER) ASSIGNMENT To Be Executed by the Registered Holder in Order to Assign Warrants For Value Received, _______________________ hereby sell, assign, and transfer unto (PLEASE TYPE OR PRINT NAME AND ADDRESS) (SOCIAL SECURITY OR TAX IDENTIFICATION NUMBER) and be delivered to (PLEASE PRINT OR TYPE NAME AND ADDRESS) ______________________ of the Warrants represented by this Warrant Certificate, and hereby irrevocably constitute and appoint _________________________________ Attorney to transfer this Warrant Certificate on the books of the Company, with full power of substitution in the premises. Dated:
President Secretary. All payments and values provided by the group Contract, when based on the investment experience of the Separate Account, are variable and are not guaranteed as to fixed dollar amount. Amounts allocated to the Guaranteed Accumulation Account, if withdrawn before a guaranteed term maturity date, may be subject to a market value adjustment. The market value adjustment may result in an increase, or a decrease, in the Individual Account value. G-CDA-99 Contract Schedule II. Annuity Phase S II - 1 Definitions 1
President Secretary. Single Payment Immediate Variable and Fixed Annuity Annuity Payments Payable on the Annuity Income Date Death Benefit Payable if an Owner or an Annuitant Dies prior to the Annuity Income Date This contract does not participate in the profits or surplus of the Company Table of Contents SPECIFICATIONS 3 DESCRIPTION OF YOUR ANNUITY BENEFIT OPTION 5 DEFINITIONS 6 OWNER, ANNUITANT AND BENEFICIARY 8 ANNUITY BENEFIT 10 OVERVIEW 10 VARIABLE INCOME OPTIONS 11 WITHDRAWALS 14 DEATH OF OWNER OR ANNUITANT 17 BEFORE THE ANNUITY INCOME DATE 17 AFTER THE ANNUITY INCOME DATE 17 GENERAL PROVISIONS 18
President Secretary. Treasurer APPENDIX I l. Medical Officer of Health
President Secretary. HELPFUL HINTS Always provide a U.S. Coast Guard approved Personal Flotation Device for every person aboard your vessel. Be aware of all traffic on the water. Follow all local regulations regarding speed limits. Do not speed near harbors, or in unknown waters. Do not smoke while fueling. Never operate your vessel while under the influence of alcohol or drugs. Do not tow skiers near swimming areas. Protect yourself against theft by properly securing your vessel before you leave it. Let someone know where you are going and when you expect to return. For answers to any questions on your vessel insurance, call Sea Safe. Important Promptly report all accidents and losses to us at 1-800-225-6560. This enables us to render our best service to you. PLEASE READ YOUR POLICY
