Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop payment of a preauthorized transfer three (3) business days or more before the transfer is scheduled and we do not do so, we will be liable for your losses or damages.
Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop one of these payments at least three business days before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages.
Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop payment of a preauthorized transfer three
Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop one of these payments and follow the procedures set forth in the Stop Payment Rights section above, and we do not do so, we will be liable for your losses or damages.
Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop payment of EFT-ACH transfer three (3) business days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages.
Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop one of these payments three (3) business days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages. We reserve the right to change the terms and conditions upon which this service is offered. We will mail notice to you at least twenty-one (21) days before the effective date of any change, as required by law. Use of any EFT service is subject to existing reg- ulations governing the Credit Union account and any future changes to those regulations. In case of errors or questions about electronic fund transfers, call: toll-free 000-000-0000, or write to us at: Blue Federal Credit Union, 0000 X Xxxxxxxx Xxxx, Xxxxxxxx, XX 00000. We must hear from you no later than sixty (60) days after we sent the first statement on which the problem appears. In your notice: Tell us your name and account number. Describe the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. Tell us the dollar amount of the suspected error. If you tell us verbally, we may require that you send us your com- plaint or question in writing within ten (10) business days. We will tell you the results of our investigation within ten (10) business days after we hear from you and will correct any error promptly. For er- rors related to transactions occurring within thirty (30) days after the first deposit to the account (new accounts), we will tell you the results of our investigation within twenty (20) business days. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question (ninety (90) days for POS (point of sale) transaction errors, new account transaction errors, or errors involving transactions initiated outside the United States). If we decide to do this, we will recredit your account within ten (10) business days (five (5) business days for MasterCard Debit Card transactions) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within ten (10) business days, we may not recredit your account. If we decide after our investigation that an error did not occur, we will deliver or mail to you an explanation of our findings within three
Liability for Failure to Stop Payment of Preauthorized Transfers. If you order us to stop one of these payments 3 business days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages. No Stop Payment Orders Allowed on ATM, POS or Purchase Transactions: Because ATM/Debit Card transactions are recorded immediately; you may not stop payment on any card transaction. Who To Call for Lost and Stolen Cards or Unauthorized Transfers: If you believe that your ATM, Debit, VISA Card or PIN has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, you should call (800) 836‐8010. Under VISA’s Zero Liability Policy, you have liability protection for all of your card transactions that take place on the VISA system unless you are guilty of gross negligence or fraud. Should someone steal your card or your card number or otherwise obtain and use your card or your card number without your permission, you pay nothing for their activity unless you, yourself, were grossly negligent or fraudulent. If you notice unauthorized activity on your card, promptly contact Pittsford FCU to report it. It is important to continually monitor your monthly statement to identify any unauthorized transactions. Pittsford FCU may impose greater liability on you if the credit union reasonably determines that the unauthorized transaction was caused by your gross negligence or fraudulent action—which may include your delay for an unreasonable time in reporting unauthorized transactions. In any case, you must immediately notify the Credit Union of loss, theft or unauthorized use of your card or your card number. Notice of unauthorized use may originally be oral, but must be followed by written notice. Notice must be given to the Pittsford Federal Credit Union, P.O. Box 726, Mendon, 2NY14506 or initially by calling us at (800) 836‐8010.
