ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Shell Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more savings and checking accounts you have with the Credit Union. Electronic fund transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an application or account card for EFT services, signing your card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered. Furthermore, electronic fund transfers that meet the definition of remittance transfers are governed by 12 C.F.R. part 1005, subpart B—Requirements for remittance transfers, and consequently, terms of this agreement may vary for those types of transactions. A “remittance transfer” is an electronic transfer of funds of more than $15.00 which is requested by a sender and sent to a designated recipient in a foreign country by a remittance transfer provider. Terms applicable to such transactions may vary from those disclosed herein and will be disclosed to you at the time such services are requested and rendered in accordance with applicable law.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Liberty Savings Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by us. The word “account” means any one or more savings, health savings account (HSA), checking and IRA accounts you have with us. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing your card, or using any service, each of you, jointly and individually, agree to the terms and conditions in this agreement and any amendments for the EFT services offered.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. The Electronic Funds Transfers offered by your credit union are indicated below, some of which may not apply to your account. Please read this disclosure carefully because it describes your rights and obligations for these transactions. You should keep this notice for future reference. Unless otherwise noted Savings account refers to Share Savings, Savings Plus and Money Market accounts. This disclosure applies to the following services: • Direct Deposit – You may make arrangements for certain direct deposits to be accepted into your Checking accounts or Savings accounts. Credit given by us to you with respect to an automated clearing house entry is provisional until we receive such final settlement of such entry through the Federal Reserve Bank. • Preauthorized Withdrawals – You may make arrangements to pay certain recurring bills from your Checking accounts or Savings accounts. • MemberNet – You may access your account 24 hours a day via the Internet using your account numbers and access code to: • Transfer funds between your Checking and Savings accounts and Line of Credit accounts; • Make payments from Checking and Savings account to VISA and other Loan accounts; • Get balance information and transaction history for Checking, Savings, VISA and other loan accounts. • TellerPhone – You may access your account 24 hours a day by touch tone telephone using your personal identification number (PIN) and account number(s) at 000-000-0000 and 0-000-000-0000 to: • Transfer funds between your Checking and Savings accounts and Line of Credit accounts; • Make payments from Checking and Savings account to VISA and other Loan accounts; • Get balance information and transaction history for Checking, Savings, VISA and other loan accounts. • Mobile Banking – You may access your account 24 hours a day via a mobile device using your account numbers and access code to: • Transfer funds between your Checking and Savings accounts and Line of Credit accounts; • Make payments from Checking and Savings account to VISA and other Loan accounts; • Get balance information and transaction history for Checking, Savings, VISA and other loan accounts. • Xxxx Payment – See the Xxxx payment agreement for information about Xxxx Payment. VISA Check Card – You may use your VISA Check Card to purchase goods and services from participating merchants who display a VISA logo. Funds to cover your VISA Check Card purchases will be deducted from your checking account. If the available balance in y...
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Discovery Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more savings and checking accounts you have with the Credit Union. Electronic fund transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an application or account card for EFT services, signing your card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Educational Systems Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more savings and checking accounts you have with the Credit Union. Electronic fund transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an application or account card for EFT services, signing your card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered. Furthermore, electronic fund transfers that meet the definition of remittance transfers are governed by 12 C.F.R. part 1005, subpart B—Requirements for remittance transfers, and consequently, terms of this agreement may vary for those types of transactions. A “remittance transfer” is an electronic transfer of funds of more than $15.00 which is requested by a sender and sent to a designated recipient in a foreign country by a remittance transfer provider. Terms applicable to such transactions may vary from those disclosed herein and will be disclosed to you at the time such services are requested and rendered in accordance with applicable law.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. The Electronic Fund Transfers Agreement and Disclosure (EFT Disclosure) is itself an agreement between you and the credit union, which was agreed to and provided to you at the time of the relevant account opening. It is also a disclosure of certain terms and conditions and your rights as required pursuant to the federal Electronic Fund Transfers Act and its implementing regulation, Federal Reserve Board Regulation E, and the Michigan Electronic Funds Transfers Act. The EFT Disclosure applies to all electronic fund transfers including electronic fund transfers conducted via eBanking, mobile banking, and eBill Pay, and the EFT Disclosure in its entirety is incorporated into this Agreement by this reference. A copy of the EFT Disclosure can be found on Extra Credit Union’s website at xxxxx://xxx.xxxxxxxxxxxxxxxx.xxx/resources/agreements-and- disclosures. Certain provisions of the EFT Disclosure are provided in this Agreement for convenience. If there is any discrepancy or inconsistency between the EFT Disclosure provisions provided in this Agreement and the EFT Disclosure itself, the EFT Disclosure shall control.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This Electronic Fund Transfers Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by KEMBA Roanoke Federal Credit Union (“Credit Union”). In this agreement, the words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we”, “us”, and “our” mean the Credit Union. The word “account” means any one (1) or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the EFT services described below. By signing an application or account card for EFT services, signing your card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this agreement and any amendments for the EFT services offered.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean each and all of those who apply for and/or use any of the electronic services described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean UMe FEDERAL CREDIT UNION. My acceptance, retention or use of an ATM or Visa® Debit Card or other electronic funds transaction hereunder constitutes an agreement between you and me as described below. This Disclosure and Agreement is given by you in compliance with the Electronic Funds Transfer Act (15 U.S.C. Section 1693, et seq.) and Regulation E (12 CFR 205, et seq.) to inform me of certain terms and conditions of the electronic funds transfer services I have requested. At the present time, you participate in several types of services that may be accomplished by electronic transfer with the Visa® Debit Card: pre-authorized deposits of net paycheck, payroll deductions, pre-authorized deposits of pension checks and Federal Recurring Payments (for example, Social Security payments), pre-authorized withdrawals for bill payments and other recurring payments, Automated Teller Machine (ATM) electronic fund transfer services at Credit Union owned (“Proprietary”) ATMs and on “Shared Network” ATMs, such as the CO-OP Network, Audio Response Electronic Telephone Banking (Touch-Tone Banking), Online Banking, and Point of Sale (POS) Transactions, and such other systems and features may be added from time to time. Disclosure information applicable to all electronic services offered by you is given below, with certain specific disclosure information for each service following in separate sections. I understand that the agreements, terms, conditions, rules and regulations applicable to other electronic transfer services to my checking account, savings account, Visa®Credit Card, Personal Line of Credit and any other applicable accounts, remain in full force and effect and continue to be applicable, except as specifically modified by this Disclosure and Agreement.
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE. This Electronic Funds Transfer Agreement is the contract that covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by Xxxx Credit Union (Xxxx CU). In this Agreement, the words “you” and “yours” mean those who sign the application or account agreement as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean Xxxx CU. The word “account” means any one or more savings, checking and IRA accounts you have with Xxxx CU. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account agreement for EFT services, signing your account signature card, or using any service, each of you, jointly and separately, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.
