Electronic Banking. How can you use automated teller machines (ATM) and debit cards? We may issue you an ATM card or a debit card ("card") when you open an account. You will be required to activate your card and select a personal identification number (PIN) as part of the activation process. The terms and conditions that govern your use of your card are disclosed in separate agreements entitled Business Debit Card Agreement. Before using your card, please review the corresponding agreement carefully. You may access your SouthState account(s) attached to your card by using your card and PIN to: • deposit funds in your checking account(s) and savings account(s) at deposit-enabled ATMs we own or operate • transfer funds between your accounts • withdraw cash from your account(s) • obtain your account balance(s) • purchase goods and services (and, in some cases, withdraw cash from your account) at participating merchants (debit card only); and • change the PIN attached to your card You acknowledge some of these services may not be available at all ATM terminals or all cards, and some of these services may not apply to your account(s). What limits do we place on ATM transactions? We reserve the right to limit the dollar amount of checks and types of checks you may deposit at our ATMs. If you use your card at an ATM owned by another bank or financial institution, we will charge you per transaction for using the ATM machines. Please refer to the Business Account Fee Schedule for additional information. In addition, if you use an ATM not owned by us, the ATM operator or network may charge a fee (even for only a balance inquiry). If you make any transfer or withdrawal at an ATM on or after 7:30 P.M. EST, we will post your transaction on the next business day. Can you use your debit card for illegal transactions? You agree not to use your card(s) for illegal gambling or other illegal purposes. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located. Do we disclose your information to third parties? We will disclose information to third parties about your account or the transfers you make: • where it is necessary for completing transfers; or • in order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant; or • in order to comply with government agency or court orders; or • if you give us your written permissi...
Electronic Banking. Rules for stopping payment of other types of transfers of funds may be established by law or our internal procedures. What is unclaimed property? When do we consider your accounts abandoned? State and federal law and our policy govern when accounts are considered abandoned. Your account is usually considered abandoned if you have not made any deposits to or withdrawals from your account for the period of time specified in the applicable state's unclaimed property law. We are required by the unclaimed property laws to turn over to the applicable state accounts considered abandoned. Before we turn over an abandoned account, we may send a notice to the address we currently have on our records or the account statement. We may not send this notice if mail we previously sent to this address was returned . After we turn the funds over to the state, we have no further liability to you for the funds, and you must apply to the appropriate state agency to reclaim your funds. To the extent permitted by applicable state law, abandoned accounts will continue to be subject to standard account service charges, in addition to dormancy and escheat fees, as set forth on the Business Account Fee Schedule. If we consider your account dormant, then (unless prohibited by federal law or the law of the state where your account is maintained) we may: charge dormant fees on the account in addition to monthly maintenance charges and other fees, and stop sending statements. When will we use Subaccounts? We structure checking accounts into two sub-accounts for regulatory accounting purposes: a checking subaccount and a savings subaccount. We calculate and pay interest at the same rate and in the same way on both sub-accounts. You will not see a difference in the way your account operates. You agree we may automatically, without a specific request from you, initiate individual transfers of funds between sub-accounts from time to time at no cost to you. These transfers will be automatic transfers so your ability to use your funds through your checking account will not be affected. We record the subaccounts and any transfers between them on our internal accounting records only. What FDIC Insurance is available? Funds in your account(s) are insured by the Federal Deposit Insurance Corporation ("FDIC). The standard maximum deposit insurance amount is $250,000 per depositor for each account ownership category. The amount of insurance coverage you have depends on the number of accounts yo...
Electronic Banking. This Electronic Banking section describes your rights under the Electronic Fund Transfer Act and applies to your use of your Card and the other transactions described below.
Electronic Banking. The School District will make Electronic Banking available to the teaching staff. For those teachers who choose not to participate in Electronic Banking the payment location of the present article and the provisions of Article VII, Section 2., Subd. 1 will apply.
Electronic Banking. The electronic banking services provided by the Bank include three types of services : “Telephone Banking,” “Internet Banking” and “Mobile Banking.” The services of “Internet Banking” and “Mobile Banking” are as defined in the Definition of Terms in Chapter 5.
Electronic Banking. If a dispute arises between Customer and Profinium, Inc. with respect to one or more terms of any transfer request initiated, amended, or confirmed by telephonic communication, then any electronic recording of the telephonic communication maintained by Profinium, Inc. in the ordinary course of business shall be conclusive as to the terms of the transfer request in dispute. Liabilities; Indemnification. Profinium, Inc. shall be required to perform only the services expressly provided for in this Agreement and shall be liable only for losses or damages caused by its failure to exercise ordinary care in the performance of said services. Customer and Profinium, Inc. agree that Profinium, Inc.’s liability, in any, for loss of interest on any funds transaction shall be determined in accordance with the Deposit Account Agreement and Disclosure. In any event, Profinium, Inc. shall not be liable for any special, consequential, incidental, or punitive losses, damages, or expenses (including attorneys’ fees) in connection with this Agreement or the services performed hereunder, including, without limitation, losses, damages, or expenses from subsequent dishonors resulting from Profinium, Inc.’s acts or omissions, even if Profinium, Inc. has knowledge of the possibility thereof. Customer shall indemnify, defend and hold Profinium, Inc. harmless from and against any and all claims, actions, losses, damages, suits, expenses (including attorneys’ fees), fines and penalties arising from Profinium, Inc.’s performance of the services as authorized in this Agreement or from any breach of this Agreement or any other act or omission of Customer.
Electronic Banking. Refers to the opportunity being allowed for the Customers to log in to the Bank's system, by means of one's own code and password, via the applications to be put to use by the Bank at anytime it may desire, including Internet, GPRS, WAP, Interactive Voice Response, by means of such technically capable devices as ATM, PC, Palmtop/Laptop Computers, GSM, TV, Telephone, etc., which maintain wired/wireless communication, and to carry out anyand all sorts ofpresent and future banking transactions being/to bebrought into service and within the limits being determined bythe Bank, EXPIRY DATE: Refers to the last date where the card can beused, which is written onthe card, MERCHANT: Refers to a real or legal entity who has signed a Merchant Agreement with the Bank and who accepts payments from the credit and Debit Card holders in the purchase of all sorts of goods and services, and who is able make cash payments as well in accordance with thepower granted, PASSWORD: Refers to a group of confidential figures which are given to the Customer by the Bank, and which must be kept confidential, that are authorizing the holder to purchase goods and services and to access and carry out transactions at ATMs and other distribution channels, and which can be changed through the channels provided bythe Bank, PAYMENT:Means all kinds of collection and payment transactions tobemade through Automatic/Regular Payment Order, PERMANENT DATA STORAGE: Refers to text messages, electronic mail, internet, disc, CD, DVD, memory card and similar instruments and medium which record the information sent by or sent to the Customer in such a way enabling it to be inspected for a reasonable period of time in accordance with the purpose of such information, and which allow access to the information as it is, POS TERMINALS (POINT OFSALE): Refers to the sales terminal where the magnetic stripe or chip of the card is read or on which the card number is entered, PREPAID DEBIT CARD: Means a card belonging to the Bank, not associated with any demand savings account at the Bank and providing theopportunityto spend and/or draw cash up to the amount previouslydeposited, REGULAR PAYMENT: Refers to the payment transactions made automatically for third parties through bank transfer and/or Electronic Funds Transfer (EFT) within the information/instructions given bythe customer using the account/accounts specified in the Application Form, REWARD/POINTS PROGRAM: The programs that provide reward/points for the tra...
Electronic Banking. The Bank's electronic banking services make certain account, transaction and related information available to help the City control and manage the City's accounts, including without limitation, the OP Convention Center Accounts. This may include information generated from other services the City uses. Detailed information regarding the electronic banking services platform is available in the applicable user documentation and setup information. The City is responsible for the administration of the electronic banking platform, including assigning authorized users access to accounts and services and assigning user IDs. When the City delegates authority for the electronic banking platform the City is solely responsible for that access, including users of Information Reporting Services, Stop Payment Services, ACH Services, Account Transfer Services, Image Services, ARP Services, Funds Transfer Services and possibly future Improvements or Enhancements. The users to whom the City grants access and the services to which the City grants access may contradict signature cards and other agreements the City has in place with the Bank. As the Bank has no access to the City's electronic banking platform administration, the Bank assumes no liability for information reported or transactions initiated through the electronic banking platform if valid IDs and passwords and PINS for wires are provided.
Electronic Banking. Banking Practices Security Procedures and Liability for Governing Law Unauthorized Transactions for Severability and Change of Law by Agreement Washington Federal Debit or ATM Card Venue and Limitation on Bringing Actions Using your Washington Federal Debit or ATM Attorneys’ Fees Card Our Right to Delay Enforcement Telephone Banking Items in the Mail Pre-Authorized Transfers from Your Account Assignment Recurring Payments Representations and Warranties Documentation of Transactions Online and Mobile Banking Cost of Electronic Funds Transfers Contacting Us Unauthorized Transactions Liability for Our Failure to Make Transfers Washington Federal Debit or ATM Card
Electronic Banking. We offer many electronic banking services, including telephone banking service, automated teller machines (ATMs), an ATM or Visa debit card, and online and mobile banking services (collectively “Electronic Banking Services”). Electronic Banking Services are subject to the terms and conditions outlined below, all applicable rules and regulations governing the service, including without limitation, the NACHA Rules, and any agreement we have with you covering the specific service, including without limitation, the applicable Online Banking Service Agreement for your Account.
