Common use of Definitions and Incorporation by Reference Clause in Contracts

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 ARTICLE 2 THE NOTES Section 2.01 Form and Dating; Terms 17 Section 2.02 Execution and Authentication 19 Section 2.03 Registrar, Paying Agent and Depositary 20 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Transfer and Exchange 21 Section 2.07 Replacement Notes 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3

Definitions and Incorporation by Reference. 1 Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 19 Section 1.03 Rules of Construction 20 Section 1.04 No Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 20 ARTICLE 2 II THE NOTES 21 Section 2.01 Amount of Notes 21 Section 2.02 Form and Dating; Terms 17 Dating 21 Section 2.02 2.03 Execution and Authentication 19 22 Section 2.03 2.04 Registrar, ; Paying Agent and Depositary 20 Conversion Agent 22 Section 2.04 2.05 Paying Agent to Hold Money and PIK Notes in Trust 21 23 Section 2.05 2.06 Holder Lists 21 23 Section 2.06 2.07 Transfer and Exchange 21 23 Section 2.07 2.08 Replacement Notes 25 24 Section 2.08 2.09 Outstanding Notes 25 Section 2.09 Treasury 2.10 Cancellation 25 Section 2.11 Defaulted Interest 25 Section 2.12 CUSIP Numbers, ISINs, Etc 25 Section 2.13 Calculation of Principal Amount of Notes 26 Section 2.10 2.14 Temporary Notes 26 Section 2.11 Cancellation 2.15 Payment Net of Taxes 26 ARTICLE III REDEMPTION 29 Section 2.12 Defaulted Interest 27 3.01 Redemption 29 Section 2.13 3.02 Applicability of Article 29 Section 3.03 Notices to Trustee 30 Section 3.04 Selection of Notes to Be Redeemed 30 Section 3.05 Notice of Redemption 30 Section 3.06 Effect of Notice of Redemption 32 Section 3.07 Deposit of Moneys 27 Redemption Price 32 Section 2.14 CUSIP Numbers 27 3.08 Notes Redeemed in Part 32 Section 2.15 Agreement 3.09 Mandatory Redemption Upon IPO 32 ARTICLE IV COVENANTS 33 Section 4.01 Payment of Notes 33 Section 4.02 Reports and Other Information 33 Section 4.03 Limitation on Incurrence of Indebtedness and Issuance of Disqualified Stock 35 Section 4.04 Limitation on Restricted Payments 36 Section 4.05 Dividend and Other Payment Restrictions Affecting Subsidiaries 38 Section 4.06 Section 4.06 Asset Sales 40 Section 4.07 Transactions with Affiliates 40 Section 4.08 Change of Control 42 Section 4.09 Pro Rata Payments 44 Section 4.10 Liens 44 Section 4.11 Maintenance of Office or Agency 44 Section 4.12 Further Assurances; Impairment of Security Interest 44 Section 4.13 Existence; Business and Properties 45 Section 4.14 Maintenance of Insurance 46 Section 4.15 Payment of Taxes, etc 46 TABLE OF CONTENTS (cont’d) Section 4.16 Compliance with Laws 46 Section 4.17 HoldCo Covenant 46 Section 4.18 Accounting Firms 47 Section 4.19 IPO Reorganization 47 ARTICLE V SUCCESSOR COMPANY 47 Section 5.01 When Issuer May Merge or Transfer Assets 47 ARTICLE VI DEFAULTS AND REMEDIES 48 Section 6.01 Events of Default 48 Section 6.02 Acceleration 51 Section 6.03 Other Remedies 51 Section 6.04 Waiver of Past Defaults 51 Section 6.05 Control by Majority 52 Section 6.06 Limitation on Suits 52 Section 6.07 Contractual Rights of the Holders to Subordinate the Notes 27 Receive Payment 52 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 6.08 Collection Suit by Trustee 52 Section 2.17 Default on Issuer Senior Debt 28 6.09 Trustee May File Proofs of Claim 53 Section 2.18 Demand 6.10 Priorities 53 Section 6.11 Undertaking for Payment 29 Costs 53 Section 2.19 When Distribution Must Be Paid Over 29 6.12 Waiver of Stay or Extension Laws 54 ARTICLE VII TRUSTEE 54 Section 2.20 Subrogation 29 7.01 Duties of Trustee 54 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 7.02 Rights of Trustee 55 Section 7.03 Individual Rights of Trustee 57 Section 7.04 Trustee’s Disclaimer 57 Section 7.05 Notice of Defaults 57 Section 7.06 [Reserved] 57 Section 7.07 Compensation and Paying Agent 30 Indemnity 57 Section 2.24 Article 2 Not 7.08 Replacement of Trustee 58 Section 7.09 Successor Trustee by Merger 59 Section 7.10 Eligibility; Disqualification 59 ARTICLE VIII DISCHARGE OF INDENTURE; DEFEASANCE 60 Section 8.01 Discharge of Liability on Notes; Defeasance 60 Section 8.02 Conditions to Prevent Events Defeasance 61 Section 8.03 Application of Default or Limit Right Trust Money 62 Section 8.04 Repayment to Demand Payment 31 Issuer 62 Section 2.25 Trust Moneys Not Subordinated 31 8.05 [Reserved] 62 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 38.06 Reinstatement 62

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 18 Section 1.03 Incorporation By by Reference of Certain Provisions and Defined Terms in the Trust Indenture Act 16 18 Section 1.04 Rules of Construction 16 19 ARTICLE 2 THE NOTES Section 2.01 Form and Dating; Terms 17 Dating 19 Section 2.02 Execution and Authentication 19 20 Section 2.03 Registrar, Paying Agent and Depositary 20 Agents 21 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Transfer and Exchange 21 22 Section 2.07 Replacement Notes 25 32 Section 2.08 Outstanding Notes 25 33 Section 2.09 Treasury Notes 26 33 Section 2.10 Temporary Notes 26 34 Section 2.11 Cancellation 26 34 Section 2.12 Defaulted Interest 27 34 Section 2.13 CUSIP Numbers and ISIN Numbers 34 ARTICLE 3 REDEMPTION AND PREPAYMENT Section 3.01 Notices to Trustee 34 Section 3.02 Notice of Optional Redemption 35 Section 3.03 Effect of Notice of Redemption 35 Section 3.04 Deposit of Moneys 27 Redemption Price 36 Section 2.14 CUSIP Numbers 27 3.05 Notes Redeemed in Part 36 Section 2.15 Agreement 3.06 Optional Redemption 36 Section 3.07 Mandatory Redemption 38 ARTICLE 4 COVENANTS Section 4.01 Payment of Notes 38 Section 4.02 Maintenance of Office or Agency 41 Section 4.03 Reports 42 Section 4.04 Compliance Certificate 44 Section 4.05 Corporate Existence 44 Section 4.06 [Intentionally Omitted] 44 Section 4.07 [Intentionally Omitted] 44 Section 4.08 Limitation on Sale and Lease-Back Transactions 44 Section 4.09 Limitation on Subsidiary Debt 45 Section 4.10 [Intentionally Omitted] 47 Section 4.11 [Intentionally Omitted] 47 Section 4.12 Limitation on Liens 47 Section 4.13 Business Activities 47 Section 4.14 Payment of Taxes and Other Claims 48 Section 4.15 Offer to Subordinate the Notes 27 Repurchase upon Change of Control 48 Section 2.16 Liquidation4.16 Payments for Consent 49 Section 4.17 Additional Guarantees 49 Section 4.18 [Intentionally Omitted] 49 Section 4.19 Suspension of Guarantees Upon Change in Ratings 50 Section 4.20 Compliance with Laws 50 Section 4.21 Waiver of Stay, DissolutionExtension or Usury Laws 50 ARTICLE 5 Section 5.01 Merger, Bankruptcy 28 Consolidation, or Sale of Assets 56 ARTICLE 6 DEFAULTS AND REMEDIES Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent 6.01 Events of Default or Limit Right to Demand Payment 31 52 Section 2.25 Trust Moneys Not Subordinated 31 6.02 Acceleration 53 Section 2.26 Trustee Entitled to Rely 31 6.03 Other Remedies 54 Section 2.27 Trustee to Effectuate Subordination 31 6.04 Waiver of Past Defaults 55 Section 2.28 Trustee Not Fiduciary for 6.05 Control by Majority 55 Section 6.06 Limitation on Suits 55 Section 6.07 Rights of Holders of Issuer Senior Debt 32 Notes to Receive Payment 55 Section 2.29 Reliance 6.08 Collection Suit by Holders Trustee 56 Section 6.09 Trustee May File Proofs of Senior Debt on Subordinated Provisions 32 Claim 56 Section 2.30 Amendments 32 6.10 Priorities 56 Section 6.11 Undertaking for Costs 56 ARTICLE 37

Definitions and Incorporation by Reference. Section 1.01 SECTION 1.01. Definitions 1 Section 1.02 SECTION 1.02. Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 39 SECTION 1.03. Rules of Construction 16 41 ARTICLE 2 THE NOTES Section 2.01 The Securities SECTION 2.01. Form and Dating; Terms 17 Section 2.02 Dating 42 SECTION 2.02. Execution and Authentication 19 Section 2.03 Registrar, 42 SECTION 2.03. Registrar and Paying Agent and Depositary 20 Section 2.04 43 SECTION 2.04. Paying Agent to Hold Money in Trust 21 Section 2.05 43 SECTION 2.05. Holder Lists 21 Section 2.06 44 SECTION 2.06. Transfer and Exchange 21 Section 2.07 44 SECTION 2.07. Replacement Notes 25 Section 2.08 Securities 45 SECTION 2.08. Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 Securities 45 SECTION 2.09. Temporary Notes 26 Section 2.11 Securities 46 SECTION 2.10. Cancellation 26 Section 2.12 46 SECTION 2.11. Defaulted Interest 27 Section 2.13 46 SECTION 2.12. CUSIP Numbers, ISINs, etc 46 SECTION 2.13. Issuance of Additional Securities 47 ARTICLE 3 Redemption SECTION 3.01. Notices to Trustee 47 SECTION 3.02. Selection of Securities to Be Redeemed 48 SECTION 3.03. Notice of Redemption 48 SECTION 3.04. Effect of Notice of Redemption 49 SECTION 3.05. Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default Redemption Price 49 SECTION 3.06. Securities Redeemed in Part 50 ARTICLE 4 Covenants SECTION 4.01. Payment of Securities 50 Page SECTION 4.02. SEC Reports 50 SECTION 4.03. Limitation on Issuer Senior Debt 28 Section 2.18 Demand Indebtedness 51 SECTION 4.04. Limitation on Restricted Payments 55 SECTION 4.05. Limitation on Restrictions on Distributions from Restricted Subsidiaries 61 SECTION 4.06. Limitation on Sales of Assets and Subsidiary Stock 63 SECTION 4.07. Limitation on Transactions with Affiliates 67 SECTION 4.08. Change of Control 69 SECTION 4.09. Compliance Certificate 71 SECTION 4.10. Further Instruments and Acts 71 SECTION 4.11. Future Subsidiary Guarantors 71 SECTION 4.12. Limitation on Lines of Business 71 SECTION 4.13. Limitation on Liens 71 SECTION 4.14. Limitation on Sale/Leaseback Transactions 72 SECTION 4.15. Termination of Covenants 72 SECTION 4.16. Financial Calculations for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee Limited Condition Transactions and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Other Transactions 72

Definitions and Incorporation by Reference. 1 Section 1.01 1.1. Definitions 1 Section 1.02 1.2. Other Definitions 16 34 Section 1.03 1.3. Incorporation By by Reference of Trust Indenture Act 16 35 Section 1.04 1.4. Rules of Construction 16 35 ARTICLE 2 II THE NOTES SECURITIES 36 Section 2.01 Form 2.1. Form, Dating and Dating; Terms 17 36 Section 2.02 2.2. Execution and Authentication 19 37 Section 2.03 Registrar, 2.3. Registrar and Paying Agent and Depositary 20 38 Section 2.04 2.4. Paying Agent to To Hold Money in Trust 21 38 Section 2.05 Holder 2.5. Securityholder Lists 21 39 Section 2.06 2.6. Transfer and Exchange 21 39 Section 2.07 Replacement Notes 25 2.7. [Reserved] 41 Section 2.08 Outstanding Notes 25 2.8. [Reserved] 41 Section 2.09 Treasury Notes 26 2.9. Mutilated, Destroyed, Lost or Stolen Securities 41 Section 2.10 2.10. Temporary Notes 26 Securities 42 Section 2.11 2.11. Cancellation 26 42 Section 2.12 2.12. Payment of Interest; Defaulted Interest 27 42 Section 2.13 Deposit 2.13. Computation of Moneys 27 Interest 44 Section 2.14 2.14. CUSIP Numbers 27 44 ARTICLE III COVENANTS 44 Section 2.15 Agreement 3.1. Application of Certain Covenants 44 Section 3.2. Payment of Principal, Premium, if any, Interest, if any and Additional Interest, if any 45 Section 3.3. Maintenance of Office or Agency 45 Section 3.4. Money for Securities Payments to Subordinate the Notes 27 be Held in Trust; Unclaimed Money 46 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 3.5. Corporate Existence 47 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired 3.6. Reports by the Issuer 30 Company 47 Section 2.23 Rights 3.7. Annual Review Certificate; Notice of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Defaults or Events of Default or Limit Right to Demand 48 Section 3.8. Books of Record and Account 48 Section 3.9. Limitation on Liens 48 Section 3.10. Limitation on Incurrence of Indebtedness 49 Section 3.11. [Reserved] 53 Section 3.12. Limitation on Restricted Payments 53 Section 3.13. Limitation on Certain Asset Dispositions 57 Section 3.14. Limitation on Sale/Leaseback Transactions 59 Section 3.15. Limitation on Payment 31 Restrictions Affecting Restricted Subsidiaries 60 Section 2.25 Trust Moneys Not Subordinated 31 3.16. Limitation on Transactions with Affiliates 61 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance 3.17. Limitation on Guarantees by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Restricted Subsidiaries 63

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 29 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 31 Section 1.04 Acts of Holders 32 ARTICLE 2 THE NOTES Section 2.01 Form and Dating; Terms 17 34 Section 2.02 Execution and Authentication 19 35 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 35 Section 2.04 Paying Agent to Hold Money in Trust 21 36 Section 2.05 Holder Lists 21 36 Section 2.06 Transfer and Exchange 21 36 Section 2.07 Replacement Notes 25 38 Section 2.08 Outstanding Notes 25 38 Section 2.09 Treasury Notes 26 38 Section 2.10 Temporary Notes 26 39 Section 2.11 Cancellation 26 39 Section 2.12 Defaulted Interest 27 39 Section 2.13 Deposit of Moneys 27 Additional Amounts 40 Section 2.14 CUSIP and ISIN Numbers 27 41 Section 2.15 Agreement Computation of Interest 42 ARTICLE 3 REDEMPTION Section 3.01 Notices to Subordinate the Trustee 42 Section 3.02 Selection of Notes 27 to Be Redeemed or Purchased 42 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 3.03 Notice of Redemption 43 Section 2.17 Default on Issuer Senior Debt 28 3.04 Effect of Notice of Redemption 44 Section 2.18 Demand for Payment 29 3.05 Deposit of Redemption or Purchase Price 44 Section 2.19 When Distribution Must Be Paid Over 29 3.06 Notes Redeemed or Purchased in Part 44 Section 2.20 Subrogation 29 3.07 Optional Redemption 45 Section 2.21 Relative Rights 29 3.08 Mandatory Redemption; Open Market Purchases 46 Section 2.22 Subordination May Not Be Impaired 3.09 Tax Redemption 46 Section 3.10 Offers to Repurchase by the Issuer 30 Section 2.23 Rights Application of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Excess Proceeds 47 Page

Definitions and Incorporation by Reference. Section SECTION 1.01 Definitions 1 Section SECTION 1.02 Other Definitions 16 Section 49 SECTION 1.03 Rules of Construction 50 SECTION 1.04 No Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 51 ARTICLE 2 II THE NOTES Section SECTION 2.01 Amount of Notes 51 SECTION 2.02 Form and Dating; Terms 17 Section 2.02 Dating 52 SECTION 2.03 Execution and Authentication 19 Section 2.03 Registrar, 52 SECTION 2.04 Registrar and Paying Agent and Depositary 20 Section 2.04 53 SECTION 2.05 Paying Agent to Hold Money in Trust 21 Section 2.05 53 SECTION 2.06 Holder Lists 21 Section 2.06 54 SECTION 2.07 Transfer and Exchange 21 Section 2.07 54 SECTION 2.08 Replacement Notes 25 Section 2.08 55 SECTION 2.09 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 55 SECTION 2.10 Temporary Notes 26 Section Cancellation 56 SECTION 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 56 SECTION 2.12 CUSIP Numbers, ISINs, Etc. 56 SECTION 2.13 Calculation of Principal Amount of Notes 56 ARTICLE III REDEMPTION SECTION 3.01 Redemption 57 SECTION 3.02 Applicability of Article 57 SECTION 3.03 Notices to Trustee 57 SECTION 3.04 Selection of Notes to Be Redeemed 57 SECTION 3.05 Notice of Optional Redemption 58 SECTION 3.06 Effect of Notice of Redemption 59 SECTION 3.07 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Redemption Price 59 SECTION 3.08 Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default Redeemed in Part 60 ARTICLE IV COVENANTS SECTION 4.01 Payment of Notes 60 SECTION 4.02 Reports and Other Information 60 SECTION 4.03 Limitation on Issuer Senior Debt 28 Section 2.18 Demand for Incurrence of Indebtedness and Issuance of Disqualified Stock and Preferred Stock 63 SECTION 4.04 Limitation on Restricted Payments 71 TABLE OF CONTENTS (cont’d) Page SECTION 4.05 Dividend and Other Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights Restrictions Affecting Subsidiaries 79 SECTION 4.06 Asset Sales 81 SECTION 4.07 Transactions with Affiliates 84 SECTION 4.08 Change of Trustee Control 88 SECTION 4.09 Compliance Certificate 90 SECTION 4.10 Further Instruments and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events Acts 90 SECTION 4.11 Future Subsidiary Guarantors 90 SECTION 4.12 Liens 90 SECTION 4.13 [Intentionally Omitted] 91 SECTION 4.14 Maintenance of Default Office or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Agency 91 SECTION 4.15 Covenant Suspension 92

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 2 Section 1.02 Other Definitions 16 Definitional Provisions 2 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 3 ARTICLE 2 II. THE NOTES Section 2.01 Form and Dating; Terms 17 3 Section 2.02 Execution Execution, Authentication and Authentication 19 Delivery 4 Section 2.03 Registrar, Paying Agent and Depositary 20 Temporary Notes 4 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration; Registration of Transfer and Exchange 21 5 Section 2.05 [Reserved] 6 Section 2.06 Mutilated, Destroyed, Lost or Stolen Notes 6 Section 2.07 Replacement Notes 25 Persons Deemed Note Owners 7 Section 2.08 Outstanding Notes 25 Payment of Principal and Interest; Defaulted Interest 7 Section 2.09 Treasury Notes 26 Cancellation 9 Section 2.10 Temporary Book-Entry Notes 26 9 Section 2.11 Cancellation 26 Notices to Clearing Agency 10 Section 2.12 Defaulted Interest 27 Definitive Notes 10 Section 2.13 Deposit of Moneys 27 Tax Treatment 10 Section 2.14 CUSIP Numbers 27 Tax Forms 10 Section 2.15 Agreement Transfer Restrictions on Restricted Notes 11 ARTICLE III. COVENANTS Section 3.01 Payment of Principal and Interest 15 Section 3.02 Maintenance of Office or Agency 15 Section 3.03 Money for Payments To Be Held in Trust 15 Section 3.04 Existence 17 Section 3.05 Protection of Trust Estate 17 Section 3.06 Opinions as to Subordinate the Notes 27 Trust Estate 18 Section 2.16 Liquidation3.07 Performance of Obligations; Servicing of Receivables 18 Section 3.08 Negative Covenants 19 Section 3.09 Annual Statement as to Compliance 20 Section 3.10 Issuer May Consolidate, Dissolutionetc., Bankruptcy 28 Only on Certain Terms 20 Section 2.17 Default on Issuer Senior Debt 28 3.11 Successor or Transferee 22 Section 2.18 Demand for Payment 29 3.12 No Other Business 22 Section 2.19 When Distribution Must Be Paid Over 29 3.13 No Borrowing 22 Section 2.20 Subrogation 29 3.14 Compliance with Regulation AB 22 Section 2.21 Relative Rights 29 3.15 Guarantees, Loans, Advances and Other Liabilities 22 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 3.16 Capital Expenditures 23 Section 2.23 Rights 3.17 Removal of Trustee and Paying Agent 30 Administrator 23 Section 2.24 Article 2 Not to Prevent 3.18 Restricted Payments 23 Section 3.19 Notice of Events of Default or Limit Right to Demand Payment 31 23 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 33.20 Further Instruments and Acts 23 i (2021-B Indenture) TABLE OF CONTENTS (continued) Page

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 31 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 32 Section 1.04 Rules of Construction 16 32 ARTICLE 2 THE NOTES Section 2.01 Form and Dating; Terms 17 Dating 33 Section 2.02 Execution and Authentication 19 34 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 35 Section 2.04 Paying Agent to Hold Money in Trust 21 36 Section 2.05 Holder Lists 21 36 Section 2.06 Transfer and Exchange 21 36 Section 2.07 Replacement Notes 25 49 Section 2.08 Outstanding Notes 25 49 Section 2.09 Treasury Notes 26 49 Section 2.10 Temporary Notes 26 50 Section 2.11 Cancellation 26 50 Section 2.12 Defaulted Interest 27 50 Section 2.13 Deposit Computation of Moneys 27 Interest 50 Section 2.14 CUSIP Numbers 27 50 ARTICLE 3 REDEMPTION AND PREPAYMENT Section 2.15 Agreement 3.01 Notices to Subordinate the Trustee 51 Section 3.02 Selection of Notes 27 to Be Redeemed 51 Section 2.16 Liquidation3.03 Notice of Redemption 51 Section 3.04 Effect of Notice of Redemption 52 Section 3.05 Deposit of Redemption Price 53 Section 3.06 Notes Redeemed in Part 53 Section 3.07 Optional Redemption 53 Section 3.08 Mandatory Redemption 54 Section 3.09 Offer to Purchase by Application of Excess Proceeds 54 ARTICLE 4 COVENANTS Section 4.01 Payment of Notes 56 Section 4.02 Maintenance of Office or Agency 57 Section 4.03 Reports 58 Section 4.04 Compliance Certificate 60 Section 4.05 Taxes 60 Section 4.06 Stay, Dissolution, Bankruptcy 28 Extension and Usury Laws 60 Section 2.17 Default on Issuer Senior Debt 28 4.07 Restricted Payments 60 Section 2.18 Demand for 4.08 Dividend and Other Payment 29 Restrictions Affecting Restricted Subsidiaries 65 Section 2.19 When Distribution Must Be Paid Over 29 4.09 Incurrence of Indebtedness and Issuance of Preferred Stock 68 Section 2.20 Subrogation 29 4.10 Asset Sales 71 Section 2.21 Relative Rights 29 4.11 Transactions with Affiliates 74 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 4.12 Liens 76 Section 2.23 Rights 4.13 Business Activities 76 Section 4.14 Organizational Existence 76 Section 4.15 Offer to Repurchase Upon Change of Trustee Control 77 Section 4.16 Additional Note Guarantees 79 Section 4.17 Designation of Restricted and Paying Agent 30 Unrestricted Subsidiaries 79 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 4.18 Covenant Suspension 80 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 4.19 Consent Payments 80 ARTICLE 35

Definitions and Incorporation by Reference. Section 1.01 1 SECTION 1.1 Definitions 1 Section 1.02 SECTION 1.2 Other Definitions 16 Section 1.03 32 SECTION 1.3 Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 32 SECTION 1.4 Rules of Construction 16 33 ARTICLE 2 II THE NOTES Section 2.01 33 SECTION 2.1 Form and Dating; Terms 17 Section 2.02 Dating 33 SECTION 2.2 Execution and Authentication 19 Section 2.03 35 SECTION 2.3 Registrar, ; Paying Agent and Depositary 20 Section 2.04 36 SECTION 2.4 Paying Agent to Hold Money in Trust 21 Section 2.05 36 SECTION 2.5 Holder Lists 21 Section 2.06 Transfer and Exchange 21 Section 2.07 37 SECTION 2.6 Book-Entry Provisions for Global Securities 37 SECTION 2.7 Replacement Notes 25 Section 2.08 40 SECTION 2.8 Outstanding Notes 25 Section 2.09 40 SECTION 2.9 Treasury Notes 26 Section 41 SECTION 2.10 Temporary Notes 26 Section 41 SECTION 2.11 Cancellation 26 Section 41 SECTION 2.12 Defaulted Interest 27 Section 41 SECTION 2.13 Record Date 42 SECTION 2.14 Computation of Interest 42 SECTION 2.15 CUSIP Number 42 SECTION 2.16 Special Transfer Provisions 42 SECTION 2.17 Issuance of Additional Notes 45 ARTICLE III REDEMPTION AND PREPAYMENT 45 SECTION 3.1 Notices to Trustee 45 SECTION 3.2 Selection of Notes to Be Redeemed 46 SECTION 3.3 Notice of Redemption 46 SECTION 3.4 Effect of Notice of Redemption 47 SECTION 3.5 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement Redemption of Purchase Price 47 SECTION 3.6 Notes Redeemed in Part 48 SECTION 3.7 Optional Redemption 48 SECTION 3.8 Mandatory Redemption 48 SECTION 3.9 Offer to Subordinate the Purchase 49 ARTICLE IV COVENANTS 50 SECTION 4.1 Payment of Notes 27 Section 2.16 Liquidation50 SECTION 4.2 Maintenance of Office or Agency 50 SECTION 4.3 Provision of Financial Information 51 SECTION 4.4 Compliance Certificate 52 SECTION 4.5 Taxes 53 SECTION 4.6 Stay, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee Extension and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Usury Laws 53 TABLE OF CONTENTS (continued) Page

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 1.01. Capitalized Terms; Rules of Usage 2 Section 1.02 Other Definitions 16 Section 1.03 1.02. Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 2 ARTICLE 2 TWO THE NOTES Section 2.01 2.01. Form 3 Section 2.02. Execution, Authentication and DatingDelivery 3 Section 2.03. Temporary Notes 4 Section 2.04. Tax Treatment 4 Section 2.05. Registration; Terms 17 Section 2.02 Execution and Authentication 19 Section 2.03 Registrar, Paying Agent and Depositary 20 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration of Transfer and Exchange 21 4 Section 2.07 Replacement 2.06. Mutilated, Destroyed, Lost or Stolen Notes 25 7 Section 2.08 Outstanding 2.07. Persons Deemed Owner 7 Section 2.08. Payment of Principal and Interest 8 Section 2.09. Cancellation 11 Section 2.10. Book-Entry Notes 25 12 Section 2.09 Treasury 2.11. Notices to Clearing Agency 12 Section 2.12. Definitive Notes 26 12 Section 2.10 Temporary Notes 26 2.13. Release of Collateral 13 Section 2.11 Cancellation 26 2.14. FATCA 13 Section 2.12 Defaulted 2.15. Authenticating Agents 13 ARTICLE THREE COVENANTS Section 3.01. Payment of Principal and Interest 27 15 Section 2.13 Deposit 3.02. Maintenance of Moneys 27 Office or Agency 15 Section 2.14 CUSIP Numbers 27 3.03. Money for Payments to be Held in Trust 15 Section 2.15 Agreement 3.04. Existence 16 Section 3.05. Protection of Trust Estate 17 Section 3.06. Opinions as to Subordinate the Notes 27 Trust Estate 17 Section 2.16 Liquidation3.07. Performance of Obligations; Servicing of Receivables 18 Section 3.08. Negative Covenants 19 Section 3.09. Annual Statement as to Compliance 20 Section 3.10. Issuer May Consolidate Etc., DissolutionOnly on Certain Terms 20 Section 3.11. Successor or Transferee 22 Section 3.12. Servicer’s Obligations 22 Page Section 3.13. Guarantees, Bankruptcy 28 Loans, Advances and Other Liabilities 22 Section 2.17 Default on Issuer Senior Debt 28 3.14. Capital Expenditures 22 Section 2.18 Demand for Payment 29 3.15. Removal of Administrator 23 Section 2.19 When Distribution Must Be Paid Over 29 3.16. Restricted Payments 23 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights 3.17. Notice of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 23 Section 2.25 3.18. Further Instruments and Acts 23 Section 3.19. Compliance with Laws 23 Section 3.20. Amendments of Sale and Servicing Agreement and Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 Agreement 23 ARTICLE 3FOUR

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 6 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 6 Section 1.04 Rules of Construction 16 7 ARTICLE 2 TWO THE NOTES SECURITIES Section 2.01 Form and Dating; Terms 17 Dating 7 Section 2.02 Execution and Authentication 19 9 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 10 Section 2.04 Paying Agent to Hold Money in Trust 21 11 Section 2.05 Holder Lists 21 11 Section 2.06 Transfer and Exchange 21 11 Section 2.07 Replacement Notes 25 Securities 11 Section 2.08 Outstanding Notes 25 Securities 12 Section 2.09 Treasury Notes 26 Temporary Securities 12 Section 2.10 Temporary Notes 26 Cancellation 13 Section 2.11 Cancellation 26 Defaulted Interest 13 Section 2.12 Defaulted Interest 27 Treasury Securities 13 Section 2.13 CUSIP Numbers 13 Section 2.14 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 13 Section 2.15 Agreement Book-Entry Provisions for Global Security 14 ARTICLE THREE Redemption Section 3.01 Notices to Subordinate the Notes 27 Trustee 15 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 3.02 Selection of Securities to be Redeemed 15 Section 2.17 Default on Issuer Senior Debt 28 3.03 Notice of Redemption 16 Section 2.18 Demand for 3.04 Effect of Notice of Redemption 16 Section 3.05 Deposit of Redemption Price 17 Section 3.06 Securities Redeemed in Part 17 ARTICLE FOUR Covenants Section 4.01 Payment 29 of Securities 17 Section 2.19 When Distribution Must Be Paid Over 29 4.02 Maintenance of Office or Agency 17 Section 2.20 Subrogation 29 4.03 Compliance Certificate 17 Section 2.21 Relative Rights 29 4.04 Additional Guarantors 17 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 4.05 Reports 18 ARTICLE 3FIVE

Definitions and Incorporation by Reference. Section SECTION 1.01 Definitions 1 Section SECTION 1.02 Other Definitions 16 Section 36 SECTION 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 38 SECTION 1.04 Special Luxembourg Provisions 39 ARTICLE 2 II THE NOTES Section SECTION 2.01 Amount of Notes 39 SECTION 2.02 Form and Dating; Terms 17 Section 2.02 Dating 40 SECTION 2.03 Execution and Authentication 19 Section 2.03 Registrar, 40 SECTION 2.04 Registrar and Paying Agent and Depositary 20 Section 2.04 41 SECTION 2.05 Paying Agent to Hold Money in Trust 21 Section 2.05 41 SECTION 2.06 Holder Lists 21 Section 2.06 41 SECTION 2.07 Transfer and Exchange 21 Section 2.07 41 SECTION 2.08 Replacement Notes 25 Section 2.08 42 SECTION 2.09 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 42 SECTION 2.10 Temporary Notes 26 Section Cancellation 43 SECTION 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 43 SECTION 2.12 CUSIP Numbers, ISINs, Etc . 43 SECTION 2.13 Calculation of Principal Amount of Notes 43 ARTICLE III REDEMPTION SECTION 3.01 Redemption 43 SECTION 3.02 Applicability of Article 43 SECTION 3.03 Notices to First Lien Trustee 43 SECTION 3.04 Selection of Notes to Be Redeemed 44 SECTION 3.05 Notice of Optional Redemption 44 SECTION 3.06 Effect of Notice of Redemption 45 SECTION 3.07 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate Redemption Price 45 SECTION 3.08 Notes Redeemed in Part 45 SECTION 3.09 [Reserved] 45 SECTION 3.10 Redemption for Changes in Withholding Taxes 45 ARTICLE IV COVENANTS SECTION 4.01 Payment of Notes; Segregated Account 46 SECTION 4.02 Reports and Other Information 46 SECTION 4.03 Limitation on Incurrence of Indebtedness and Issuance of Disqualified Stock and Preferred Stock 47 SECTION 4.04 Limitation on Restricted Payments 52 SECTION 4.05 Dividend and Other Payment Restrictions Affecting Subsidiaries 56 SECTION 4.06 Asset Sales 57 SECTION 4.07 Transactions with Affiliates 59 SECTION 4.08 Change of Control 61 SECTION 4.09 Compliance Certificate 62 SECTION 4.10 Further Instruments and Acts 63 SECTION 4.11 Future Guarantors 63 SECTION 4.12 Liens 63 SECTION 4.13 Limitations on Activities of the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on US Co-Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights 64 SECTION 4.14 Maintenance of Trustee Office or Agency 64 SECTION 4.15 Existence 64 SECTION 4.16 Covenant Suspension 64 SECTION 4.17 Additional Amounts 65 SECTION 4.18 After-Acquired Collateral 67 SECTION 4.19 Further Assurances 68 SECTION 4.20 Certain Orders 68 SECTION 4.21 Required Re-Restriction 68 SECTION 4.22 Restructuring and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 Settlement Transactions 68 SECTION 4.23 Cadence IP Licensee 68 ARTICLE 3V

Definitions and Incorporation by Reference. Section 1 SECTION 1.01 Definitions 1 Section SECTION 1.02 Other Definitions 16 Section Definitions. 5 SECTION 1.03 Incorporation By by Reference of Trust Indenture Act 16 Section TIA 5 SECTION 1.04 Rules of Construction 16 6 ARTICLE 2 THE NOTES Section SECURITIES 6 SECTION 2.01 Form Form, Dating and DatingDenominations; Terms 17 Section Legends. 6 SECTION 2.02 Execution and Authentication 19 Section Authentication; Exchange Securities, Additional Securities. 7 SECTION 2.03 Registrar, Registrar and Paying Agent and Depositary 20 Section 8 SECTION 2.04 Paying Agent to Hold Money in Trust 21 Section 9 SECTION 2.05 Holder Securityholder Lists 21 Section 9 SECTION 2.06 Registration, Transfer and Exchange 21 Section Exchange. 9 SECTION 2.07 Restrictions on Transfer and Exchange. 11 SECTION 2.08 Temporary Offshore Global Securities 13 SECTION 2.09 Replacement Notes 25 Section 2.08 Securities 14 SECTION 2.10 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 Securities 14 SECTION 2.11 Temporary Notes 26 Section 2.11 Securities 15 SECTION 2.12 Cancellation 26 Section 2.12 15 SECTION 2.13 CUSIP and CINS Numbers 15 SECTION 2.14 Defaulted Interest 27 Section 2.13 15 ARTICLE 3 REDEMPTION 16 SECTION 3.01 Notices to Trustee 16 SECTION 3.02 Selection of Securities to be Redeemed 16 SECTION 3.03 Notice of Redemption 16 SECTION 3.04 Effect of Notice of Redemption 17 SECTION 3.05 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 LiquidationRedemption Price 17 SECTION 3.06 Securities Redeemed in Part 17 ARTICLE 4 COVENANTS 17 SECTION 4.01 Certain Definitions 17 SECTION 4.02 Payment of Securities 19 SECTION 4.03 Limitation on Liens 19 SECTION 4.04 Limitation on Sale-Leaseback Transactions 20 SECTION 4.05 No Lien Created, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3etc 21 SECTION 4.06 Compliance Certificate 21 SECTION 4.07 SEC Reports 22

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Definition 2 Section 1.02 Other Definitions 16 Rules of Construction 8 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 8 ARTICLE 2 II. THE NOTES Section 2.01 Form and Dating; Terms 17 9 Section 2.02 Execution Execution, Authentication and Authentication 19 Delivery 9 Section 2.03 Registrar, Paying Agent and Depositary 20 Temporary Notes 10 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration; Registration of Transfer and Exchange 21 10 Section 2.05 [Reserved] 12 Section 2.06 Mutilated, Destroyed, Lost or Stolen Notes 12 Section 2.07 Replacement Notes 25 Persons Deemed Owners 12 Section 2.08 Outstanding Notes 25 Payment of Principal and Interest; Defaulted Interest 13 Section 2.09 Treasury Notes 26 Cancellation 13 Section 2.10 Temporary Book-Entry Notes 26 14 Section 2.11 Cancellation 26 Notices to Clearing Agency 14 Section 2.12 Defaulted Interest 27 Definitive Notes 15 Section 2.13 Deposit Tax Treatment 15 ARTICLE III. COVENANTS Section 3.01 Payment of Moneys 27 Principal and Interest 15 Section 2.14 CUSIP Numbers 27 3.02 Maintenance of Office or Agency 15 Section 2.15 Agreement 3.03 Money for Payments To Be Held in Trust 16 Section 3.04 Existence 17 Section 3.05 Protection of Trust Estate 17 Section 3.06 Opinions as to Subordinate the Notes 27 Trust Estate 18 Section 2.16 Liquidation3.07 Performance of Obligations; Servicing of Receivables 18 Section 3.08 Negative Covenants 20 Section 3.09 Annual Statement as to Compliance 20 Section 3.10 Issuer May Consolidate, Dissolutionetc., Bankruptcy 28 Only on Certain Terms 20 Section 2.17 Default on Issuer Senior Debt 28 3.11 Successor or Transferee 22 TABLE OF CONTENTS (continued) Page Section 2.18 Demand for Payment 29 3.12 No Other Business 22 Section 2.19 When Distribution Must Be Paid Over 29 3.13 No Borrowing 22 Section 2.20 Subrogation 29 3.14 Compliance with Regulation AB 22 Section 2.21 Relative Rights 29 3.15 Guarantees, Loans, Advances and Other Liabilities 23 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 3.16 Capital Expenditures 23 Section 2.23 Rights 3.17 Removal of Trustee and Paying Agent 30 Administrator 23 Section 2.24 Article 2 Not to Prevent 3.18 Restricted Payments 23 Section 3.19 Notice of Events of Default or Limit Right to Demand Payment 31 23 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 33.20 Further Instruments and Acts 23

Definitions and Incorporation by Reference. 1 Section 1.01 1.1 Definitions 1 Section 1.02 Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 1.2 Rules of Construction 16 10 ARTICLE 2 THE NOTES AND THE GUARANTEE 11 Section 2.01 2.1 Title and Terms 11 Section 2.2 Forms of Notes 12 Section 2.3 Selling Restrictions; Legends 13 Section 2.4 Form and Dating; Terms of Guarantee 14 Section 2.5 Book-Entry Provisions for the Global Notes 15 Section 2.6 Defaulted Interest 17 Section 2.02 2.7 Execution of Guarantees 17 Section 2.8 Add On Notes 17 Section 2.9 ISIN Numbers and Authentication Common Codes 19 ARTICLE 3 ADDITIONAL COVENANTS 19 Section 2.03 Registrar, Paying Agent and Depositary 3.1 Payment of Additional Tax Amounts 20 Section 2.04 Paying Agent to Hold Money in Trust 3.2 Stamp Tax 21 Section 2.05 Holder Lists 3.3 Corporate Existence 21 Section 2.06 Transfer 3.4 Certificates of the Issuer and Exchange the Guarantor 21 Section 2.07 Replacement Notes 25 3.5 Guarantor To Be the Sole Equityholder of the Issuer 21 Section 2.08 Outstanding Notes 25 3.6 Limitation on Liens 21 Section 2.09 Treasury Notes 3.7 Limitation on Sales and Leasebacks 22 Section 3.8 Waiver of Stay or Extension Laws 23 ARTICLE 4 REDEMPTION OF NOTES 23 Section 4.1 Optional Redemption 23 Section 4.2 Notice of Redemption 23 Section 4.3 Deposit of Redemption Price 23 Section 4.4 Tax Redemption 23 Section 4.5 Special Mandatory Redemption 24 ARTICLE 5 SATISFACTION AND DISCHARGE 26 Section 2.10 Temporary Notes 5.1 Satisfaction and Discharge 26 ARTICLE 6 EVENTS OF DEFAULT 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent 6.1 Events of Default or Limit Right to Demand Payment 31 26 ARTICLE 7 APPOINTMENT OF PRINCIPAL PAYING AGENT 27 Section 2.25 Trust Moneys Not Subordinated 31 7.1 Principal Paying Agent 27 ARTICLE 8 MISCELLANEOUS PROVISIONS 27 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders 8.1 Scope of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Supplemental Indenture 27

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 6 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 6 Section 1.04 Rules of Construction 16 6 ARTICLE 2 THE NOTES II DEBT SECURITIES Section 2.01 Form and Dating; Terms 17 Forms Generally 6 Section 2.02 Execution and Form of Trustee's Certificate of Authentication 19 7 Section 2.03 Registrar, Paying Agent and Depositary 20 Principal Amount; Issuable in Series 7 Section 2.04 Paying Agent to Hold Money in Trust 21 Execution of Debt Securities 9 Section 2.05 Holder Lists 21 Authentication and Delivery of Debt Securities 9 Section 2.06 Denomination of Debt Securities 10 Section 2.07 Registration of Transfer and Exchange 21 Section 2.07 Replacement Notes 25 11 Section 2.08 Outstanding Notes 25 Temporary Debt Securities 12 Section 2.09 Treasury Notes 26 Mutilated, Destroyed, Lost or Stolen Debt Securities 12 Section 2.10 Temporary Notes 26 Cancellation of Surrendered Debt Securities 13 Section 2.11 Cancellation 26 Provisions of the Indenture and Debt Securities for the Sole Benefit of the Parties and the Holders 13 Section 2.12 Payment of Interest; Interest Rights Preserved 13 Section 2.13 Securities Denominated in Dollars 13 Section 2.14 Wire Transfers 14 Section 2.15 Securities Issuable in the Form of a Global Security 14 Section 2.16 Medium Term Securities 16 Section 2.17 Defaulted Interest 27 16 Section 2.13 Deposit of Moneys 27 Section 2.14 2.18 CUSIP Numbers 27 17 ARTICLE III REDEMPTION OF DEBT SECURITIES Section 2.15 Agreement to Subordinate the Notes 27 3.01 Applicability of Article 17 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 3.02 Notice of Redemption; Selection of Debt Securities 17 Section 2.17 Default on Issuer Senior 3.03 Payment of Debt 28 Securities Called for Redemption 19 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee 3.04 Mandatory and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Optional Sinking Funds 19

Definitions and Incorporation by Reference. 1 Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 28 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 28 ARTICLE 2 THE NOTES 29 Section 2.01 Form and Dating; Terms 17 Dating 29 Section 2.02 Execution and Authentication 19 29 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 30 Section 2.04 Paying Agent to Hold Money in Trust 21 30 Section 2.05 Holder Lists 21 30 Section 2.06 Transfer and Exchange 21 31 Section 2.07 Replacement Notes 25 31 Section 2.08 Outstanding Notes 25 32 Section 2.09 Treasury Notes 26 32 Section 2.10 Temporary Notes 26 32 Section 2.11 Cancellation 26 33 Section 2.12 Defaulted Interest 27 33 Section 2.13 CUSIP Numbers 33 Section 2.14 Issuance of Additional Notes 33 Section 2.15 Calculation of Principal Amount of Securities 34 ARTICLE 3 REDEMPTION AND PREPAYMENT 34 Section 3.01 Notices to Trustee 34 Section 3.02 Selection of Notes to be Redeemed 34 Section 3.03 Notice of Redemption 35 Section 3.04 Effect of Notice of Redemption 36 Section 3.05 Deposit of Moneys 27 Redemption Price 36 Section 2.14 CUSIP Numbers 27 3.06 Notes Redeemed in Part 37 Section 2.15 Agreement 3.07 Optional Redemption 37 Section 3.08 No Mandatory Sinking Fund 38 Section 3.09 Offer to Subordinate the Purchase by Application of Excess Proceeds 38 ARTICLE 4 COVENANTS 40 Section 4.01 Payment of Notes 27 40 Section 2.16 Liquidation4.02 Maintenance of Office or Agency 40 Section 4.03 Reports 41 Section 4.04 Compliance Certificate 42 Section 4.05 Taxes 43 Section 4.06 Stay, DissolutionExtension and Usury Laws 43 Section 4.07 Limitation on Restricted Payments 43 Section 4.08 Limitation on Dividend and Other Payment Restrictions Affecting Subsidiaries 47 Section 4.09 Limitation on Incurrence of Indebtedness and Issuance of Preferred Stock 49 Section 4.10 Limitation on Asset Sales 51 Section 4.11 Limitation on Transactions with Affiliates 53 Section 4.12 Limitation on Liens 55 Section 4.13 Additional Subsidiary Guarantees 55 Section 4.14 Corporate Existence 55 Section 4.15 Offer to Repurchase Upon Change of Control Triggering Event 55 Section 4.16 Permitted Business Activities 58 Section 4.17 Covenant Suspension 58 Section 4.18 Designation of Restricted and Unrestricted Subsidiaries 59 ARTICLE 5 SUCCESSORS 59 Section 5.01 Merger, Bankruptcy 28 Consolidation, or Sale of Assets 59 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 35.02 Successor Substituted 61

Definitions and Incorporation by Reference. Section 1.01 1.1 Definitions 1 2 Section 1.02 Other Definitions 16 Section 1.03 1.2 Incorporation By by Reference of Trust Indenture Act 16 13 Section 1.04 1.3 Rules of Construction 16 13 ARTICLE 2 II THE NOTES Section 2.01 2.1 Form 14 Section 2.2 Execution, Authentication and DatingDelivery 15 Section 2.3 Temporary Notes 15 Section 2.4 Tax Treatment 16 Section 2.5 Registration; Terms 17 Section 2.02 Execution and Authentication 19 Section 2.03 Registrar, Paying Agent and Depositary 20 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration of Transfer and Exchange 21 16 Section 2.07 Replacement 2.6 Mutilated, Destroyed, Lost or Stolen Notes 18 Section 2.7 Persons Deemed Owners 19 Section 2.8 Payments 19 Section 2.9 Cancellation 24 Section 2.10 Release of Collateral 24 Section 2.11 Book-Entry Notes 24 Section 2.12 Notices to Clearing Agency 25 Section 2.13 Definitive Notes 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 2.14 Authenticating Agents 26 Section 2.10 Temporary Notes 2.15 Calculation Agent 26 ARTICLE III COVENANTS Section 2.11 Cancellation 26 Section 2.12 Defaulted 3.1 Payment of Principal and Interest 27 Section 2.13 Deposit 3.2 Maintenance of Moneys Office or Agency 27 Section 2.14 CUSIP Numbers 3.3 Money for Payments To Be Held in Trust 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 3.4 Existence 29 Section 2.19 When Distribution Must Be Paid Over 3.5 Protection of Trust Estate 29 Section 2.20 Subrogation 29 3.6 Opinions as to Trust Estate 30 Section 2.21 Relative Rights 29 3.7 Performance of Obligations; Servicing of Receivables 30 Section 2.22 Subordination 3.8 Negative Covenants 32 Section 3.9 Annual Statement as to Compliance 33 Section 3.10 Issuer May Not Be Impaired Consolidate, etc., Only on Certain Terms 33 Section 3.11 Successor or Transferee 35 Section 3.12 No Other Business 35 Section 3.13 No Borrowing 35 Section 3.14 Servicer’s Obligations 36 Section 3.15 Guarantees, Loans, Advances and Other Liabilities 36 Section 3.16 Capital Expenditures 36 Section 3.17 Restricted Payments 36 Section 3.18 Notice of Events of Default 36 Section 3.19 Removal of Administrator 36 Section 3.20 Further Instruments and Acts 36 Section 3.21 Sales Finance Company Licenses 36 Section 3.22 Representations and Warranties by the Issuer 30 Section 2.23 Rights of to the Indenture Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 337

Definitions and Incorporation by Reference. 5 Section 1.01 1.1 Definitions 1 5 Section 1.02 1.2 Other Definitions 16 10 Section 1.03 1.3 Incorporation By by Reference of Trust Indenture Act 16 10 Section 1.04 1.4 Rules of Construction 16 11 ARTICLE 2 THE NOTES SECURITIES 11 Section 2.01 Form and Dating; 2.1 Issuable in Series 11 Section 2.2 Establishment of Terms 17 of Series of Securities 11 Section 2.02 2.3 Execution and Authentication 19 14 Section 2.03 Registrar, 2.4 Registrar and Paying Agent and Depositary 20 15 Section 2.04 2.5 Paying Agent to Hold Money in Trust 21 15 Section 2.05 Holder 2.6 Securityholder Lists 21 16 Section 2.06 2.7 Transfer and Exchange 16 Section 2.8 Mutilated, Destroyed, Lost and Stolen Securities 16 Section 2.9 Outstanding Securities 17 Section 2.10 Treasury Securities 18 Section 2.11 Temporary Securities 18 Section 2.12 Cancellation 18 Section 2.13 Defaulted Interest 18 Section 2.14 Global Securities 18 Section 2.15 CUSIP Numbers 20 ARTICLE 3 REDEMPTION 20 Section 3.1 Notice to Trustee 20 Section 3.2 Selection of Securities to be Redeemed 20 Section 3.3 Notice of Redemption 20 Section 3.4 Effect of Notice of Redemption 21 Section 2.07 Replacement Notes 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 3.5 Deposit of Moneys 27 Redemption Price 21 Section 2.14 CUSIP Numbers 27 3.6 Securities Redeemed in Part 21 ARTICLE 4 COVENANTS 21 Section 2.15 Agreement to Subordinate the Notes 27 4.1 Payment of Principal and Interest 21 Section 2.16 Liquidation4.2 SEC Reports 22 Section 4.3 Compliance Certificate 22 Section 4.4 Stay, Dissolution, Bankruptcy 28 Extension and Usury Laws 22 Section 2.17 Default on Issuer Senior Debt 28 4.5 Corporate Existence 23 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 34.6 Taxes 23

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 32 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 32 Section 1.04 Rules of Construction 16 33 ARTICLE 2 THE NOTES Section 2.01 Form and Dating; Terms 17 Dating 34 Section 2.02 Execution and Authentication 19 35 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 36 Section 2.04 Paying Agent to Hold Money in Trust 21 36 Section 2.05 Holder Lists 21 37 Section 2.06 Transfer and Exchange 21 37 Section 2.07 Replacement Notes 25 49 Section 2.08 Outstanding Notes 25 50 Section 2.09 Treasury Notes 26 50 Section 2.10 Temporary Notes 26 50 Section 2.11 Cancellation 26 51 Section 2.12 Defaulted Interest 27 51 Section 2.13 Deposit Computation of Moneys 27 Interest 51 Section 2.14 CUSIP Numbers 27 51 ARTICLE 3 REDEMPTION AND PREPAYMENT Section 2.15 Agreement 3.01 Notices to Subordinate the Trustee 51 Section 3.02 Selection of Notes 27 to Be Redeemed 52 Section 2.16 Liquidation3.03 Notice of Redemption 52 Section 3.04 Effect of Notice of Redemption 53 Section 3.05 Deposit of Redemption Price 53 Section 3.06 Notes Redeemed in Part 54 Section 3.07 Optional Redemption 54 Section 3.08 Mandatory Redemption 55 Section 3.09 Offer to Purchase by Application of Excess Proceeds 55 ARTICLE 4 COVENANTS Section 4.01 Payment of Notes 57 Section 4.02 Maintenance of Office or Agency 58 Page Section 4.03 Reports 58 Section 4.04 Compliance Certificate 60 Section 4.05 Taxes 61 Section 4.06 Stay, Dissolution, Bankruptcy 28 Extension and Usury Laws 61 Section 2.17 Default on Issuer Senior Debt 28 4.07 Restricted Payments 61 Section 2.18 Demand for 4.08 Dividend and Other Payment 29 Restrictions Affecting Restricted Subsidiaries 66 Section 2.19 When Distribution Must Be Paid Over 29 4.09 Incurrence of Indebtedness and Issuance of Preferred Stock 68 Section 2.20 Subrogation 29 4.10 Asset Sales 72 Section 2.21 Relative Rights 29 4.11 Transactions with Affiliates 74 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 4.12 Liens 76 Section 2.23 Rights 4.13 Business Activities 77 Section 4.14 Organizational Existence 77 Section 4.15 Offer to Repurchase Upon Change of Trustee Control 77 Section 4.16 Additional Note Guarantees 79 Section 4.17 Designation of Restricted and Paying Agent 30 Unrestricted Subsidiaries 80 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 4.18 Covenant Suspension 80 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 4.19 Consent Payments 81 ARTICLE 35

Definitions and Incorporation by Reference. Section SECTION 1.01 Definitions 1 Section SECTION 1.02 Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 12 ARTICLE 2 THE NOTES Section SECTION 2.01 Form Form, Dating and DatingDenominations; Terms 17 Section Legends 13 SECTION 2.02 Execution and Authentication 19 Section Authentication; Additional Notes 14 SECTION 2.03 Registrar, Paying Agent and Depositary 20 Section 2.04 Authenticating Agent; Paying Agent to Hold Money in Trust 21 Section 15 SECTION 2.04 Replacement Notes 15 SECTION 2.05 Holder Lists 21 Section Outstanding Notes 16 SECTION 2.06 Temporary Notes 16 SECTION 2.07 Cancellation 16 SECTION 2.08 CUSIP and CINS Numbers 17 SECTION 2.09 Registration, Transfer and Exchange 17 SECTION 2.10 Restrictions on Transfer and Exchange 19 SECTION 2.11 Temporary Offshore Global Notes 21 Section 2.07 Replacement SECTION 2.14 Certain Transfers in Connection with and After the Exchange Offer under the Registration Rights Agreement 21 SECTION 2.15 Exchage Offer 21 ARTICLE 3 OPTIONAL REDEMPTION SECTION 3.01 Optional Redemption 22 SECTION 3.02 Method and Effect of Redemption 23 SECTION 3.03 Sinking Fund 24 ARTICLE 4 COVENANTS SECTION 4.01 Payment of Notes 24 SECTION 4.02 Maintenance of Office or Agency 25 Section 2.08 Outstanding Notes SECTION 4.03 Limitations on Liens 25 Section 2.09 Treasury Notes 26 Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement SECTION 4.04 Noteholders’ Lists 28 SECTION 4.05 Certificate to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy Trustee 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired SECTION 4.06 Reports by the Issuer 30 Section 2.23 Rights Company 28 SECTION 4.07 Repurchase of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events Notes Upon a Change of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Control 29

Definitions and Incorporation by Reference. Section 1.01 1.1 Definitions 1 Section 1.02 Other Definitions 16 Section 1.03 1.2 Incorporation By by Reference of Trust Indenture Act 16 14 Section 1.04 1.3 Rules of Construction 16 14 ARTICLE 2 II THE NOTES SECURITIES Section 2.01 2.1 Title and Terms 14 Section 2.2 Form and Dating; Terms of Securities 17 Section 2.02 Execution 2.3 Legends 18 Section 2.4 Execution, Authentication, Delivery and Authentication 19 Dating of the Securities 22 Section 2.03 Registrar, 2.5 Registrar and Paying Agent and Depositary 20 23 Section 2.04 2.6 Paying Agent to Hold Money Assets in Trust 21 24 Section 2.05 Holder Lists 21 Section 2.06 2.7 General Provisions Relating to Registration, Transfer and Exchange 21 24 Section 2.07 Replacement Notes 2.8 Book-Entry Provisions for the Global Securities 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 26 2.9 [Reserved] 27 Section 2.10 Temporary Notes 26 Holder Lists 27 Section 2.11 Cancellation 26 Persons Deemed Owners 27 Section 2.12 Defaulted Interest Mutilated, Destroyed, Lost or Stolen Securities 27 Section 2.13 Deposit of Moneys 27 Treasury Securities 28 Section 2.14 Temporary Securities 29 Section 2.15 Cancellation 29 Section 2.16 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 29 Section 2.17 Default Defaulted Interest 30 ARTICLE III DISCHARGE OF INDENTURE Section 3.1 Discharge of Liability on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer Securities 30 Section 2.23 Rights of Trustee and Paying Agent 3.2 Repayment to the Company 30 ARTICLE IV DEFAULTS AND REMEDIES Section 2.24 Article 2 Not to Prevent 4.1 Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 4.2 Acceleration of Maturity; Rescission and Annulment 33 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 34.3 Other Remedies 34 Page

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 23 Section 1.04 1.03 Rules of Construction 16 23 ARTICLE 2 II THE NOTES Section 2.01 Form Form, Dating and Dating; Terms 17 Denominations 24 Section 2.02 Execution and Authentication 19 24 Section 2.03 Registrar, Paying Agent and Depositary 20 Section 2.04 Authenticating Agent; Paying Agent to Hold Money in Trust 21 25 Section 2.05 Holder Lists 21 Section 2.06 Transfer and Exchange 21 Section 2.07 2.04 Replacement Notes 25 Section 2.08 2.05 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 2.06 Temporary Notes 26 Section 2.11 2.07 Cancellation 26 Section 2.12 Defaulted Interest 2.08 CUSIP and CINS Numbers 26 Section 2.09 Registration, Transfer and Exchange 27 Section 2.13 Deposit of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default 2.10 Restrictions on Issuer Senior Debt 28 Section 2.18 Demand for Payment Transfer and Exchange 29 Section 2.19 When Distribution Must Be Paid Over 2.11 Issuance of Additional Notes 29 ARTICLE III REDEMPTION; OFFER TO PURCHASE Section 3.01 Optional Redemption 29 Section 2.20 Subrogation 3.02 [Intentionally Omitted] 29 Section 2.21 Relative Rights 3.03 Method and Effect of Redemption 29 ARTICLE IV COVENANTS Section 2.22 Subordination May Not Be Impaired by the Issuer 4.01 Payment of Notes 30 Section 2.23 4.02 Maintenance of Office or Agency 31 Section 4.03 Limitation on Indebtedness and Issuances of Preferred Stock 31 Section 4.04 Limitation on Restricted Payments 33 Section 4.05 Limitation on Dividend and Other Payment Restrictions Affecting Restricted Subsidiaries or Regulated Subsidiaries 37 Section 4.06 Limitation on the Issuance and Sale of Capital Stock of Restricted Subsidiaries or Regulated Subsidiaries 39 Section 4.07 Future Subsidiary Guarantees 39 Section 4.08 Limitation on Transactions with Shareholders and Affiliates 40 Section 4.09 Limitation on Liens 41 Section 4.10 Limitation on Sale-Leaseback Transactions 42 Section 4.11 Limitation on Asset Sales 43 Section 4.12 Repurchase of Notes Upon a Change of Control 44 Page Section 4.13 Limitation on Lines of Business 44 Section 4.14 Effectiveness of Covenants 44 Section 4.15 SEC Reports and Reports to Holders 44 Section 4.16 [Intentionally Omitted] 45 Section 4.17 Compliance Certificates 45 Section 4.18 Waiver of Stay, Extension or Usury Laws 46 ARTICLE V CONSOLIDATION, MERGER OR SALE OF ASSETS Section 5.01 Consolidation, Merger and Sale of Assets 46 Section 5.02 Successor Substituted 47 ARTICLE VI EVENTS OF DEFAULT AND REMEDIES Section 6.01 Events of Default 47 Section 6.02 Acceleration 49 Section 6.03 Control by Majority 49 Section 6.04 Limitation on Suits 50 Section 6.05 Rights of Holders to Receive Payment 50 Section 6.06 Collection Suit by Trustee 50 Section 6.07 Trustee May File Proofs of Claim 50 Section 6.08 Priorities 51 Section 6.09 Undertaking for Costs 51 Section 6.10 Restoration of Rights and Remedies 51 Section 6.11 Rights and Remedies Cumulative 51 Section 6.12 Delay or Omission Not Waiver 52 ARTICLE VII THE TRUSTEE Section 7.01 General 52 Section 7.02 Certain Rights of Trustee and Paying Agent 30 52 Section 2.24 Article 2 Not to Prevent Events 7.03 Individual Rights of Trustee 53 Section 7.04 Trustee’s Disclaimer 54 Section 7.05 Notice of Default or Limit Right to Demand Payment 31 54 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 7.06 Reports by Trustee to Effectuate Subordination 31 Holders 54 Section 2.28 7.07 Compensation and Indemnity 54 Section 7.08 Replacement of Trustee Not Fiduciary for Holders 55 Section 7.09 Successor Trustee by Merger 55 Section 7.10 Eligibility 56 Section 7.11 Money Held in Trust 56 ARTICLE VIII DEFEASANCE AND DISCHARGE Section 8.01 Discharge of Issuer Senior Debt 32 Company’s Obligations 56 Section 2.29 Reliance by Holders 8.02 Legal Defeasance 57 Section 8.03 Covenant Defeasance 57 Page Section 8.04 Application of Senior Debt on Subordinated Provisions 32 Trust Money 58 Section 2.30 Amendments 32 8.05 Repayment to Company 58 Section 8.06 Reinstatement 58 ARTICLE 3IX

Definitions and Incorporation by Reference. 1 Section 1.01 1.01. Definitions 1 Section 1.02 1.02. Other Definitions 16 10 Section 1.03 1.03. Incorporation By by Reference of Trust Indenture Act 16 TIA 10 Section 1.04 1.04. Rules of Construction 16 11 ARTICLE 2 2. THE NOTES 11 Section 2.01 2.01. Form and Dating; Terms 17 Dating 11 Section 2.02 2.02. Execution and Authentication 19 13 Section 2.03 Registrar, 2.03. Registrar and Paying Agent and Depositary 20 13 Section 2.04 2.04. Paying Agent to To Hold Money in Trust 21 13 Section 2.05 2.05. Holder Lists 21 14 Section 2.06 2.06. Transfer and Exchange 21 14 Section 2.07 2.07. Replacement Notes 24 Section 2.08. Outstanding Notes 24 Section 2.09. Treasury Notes 24 Section 2.10. Temporary Notes 25 Section 2.08 Outstanding Notes 2.11. Cancellation 25 Section 2.09 Treasury Notes 2.12. Payment of Interest; Defaulted Interest. 25 Section 2.13. CUSIP or ISIN Numbers 25 Section 2.14. Special Interest. 25 Section 2.15. Issuance of Additional Notes. 26 Section 2.10 Temporary Notes 2.16. Record Date 26 ARTICLE 3. REDEMPTION AND PREPAYMENT 26 Section 2.11 Cancellation 3.01. Applicability of Article 26 Section 2.12 Defaulted Interest 3.02. Notice of Redemption; Partial Redemptions 26 Section 3.03. Payment of Notes Called for Redemption 27 Section 2.13 Deposit 3.04. Exclusion of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy Certain Securities from Eligibility for Selection for Redemption 28 Section 2.17 Default on Issuer Senior Debt 3.05. Optional Redemption 28 Section 2.18 Demand for Payment 3.06. Mandatory Redemption 28 ARTICLE 4. COVENANTS 29 Section 2.19 When Distribution Must Be Paid Over 4.01. Payment of Principal and Interest 29 Section 2.20 Subrogation 4.02. Offices for Notices and Payments, Etc. 29 Section 2.21 Relative Rights 4.03. No Interest Extension 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights 4.04. Appointments To Fill Vacancies in Trustee’s Office 29 Table of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Contents TABLE OF CONTENTS (continued) Page

Definitions and Incorporation by Reference. Section SECTION 1.01 Definitions 1 Section SECTION 1.02 Other Definitions 16 Section 9 SECTION 1.03 Incorporation By by Reference of Trust Indenture Act 16 Section the TIA 10 SECTION 1.04 Rules of Construction 16 10 SECTION 1.05 Acts of Holders 10 ARTICLE 2 THE NOTES Section SECURITIES SECTION 2.01 Form and Dating; Terms 17 Section Dating 11 SECTION 2.02 Global Securities in General 12 SECTION 2.03 Book-Entry Provisions 12 SECTION 2.04 Certificated Securities 13 SECTION 2.05 Execution and Authentication 19 Section 2.03 Registrar, 13 SECTION 2.06 Registrar and Paying Agent and Depositary 20 Section 2.04 15 SECTION 2.07 Paying Agent to Hold Money and Securities in Trust 21 Section 2.05 15 SECTION 2.08 Holder Lists 21 Section 2.06 16 SECTION 2.09 Transfer and Exchange 21 Section 2.07 16 SECTION 2.10 Replacement Notes Securities 18 SECTION 2.11 Outstanding Securities; Determinations of Holders’ Action 18 SECTION 2.12 Temporary Securities 19 SECTION 2.13 Cancellation 19 SECTION 2.14 Persons Deemed Owners 20 SECTION 2.15 Transfers of Global Securities 20 SECTION 2.16 CUSIP Numbers 24 SECTION 2.17 Restrictions on Transfer 24 ARTICLE 3 REDEMPTION OF SECURITIES AT THE OPTION OF THE COMPANY SECTION 3.01 Right to Redeem 24 SECTION 3.02 Notice to Holders 25 Section 2.08 Outstanding Notes SECTION 3.03 Selection of Securities to Be Redeemed 25 Section 2.09 Treasury Notes SECTION 3.04 Notice of Redemption 25 SECTION 3.05 Effect of Notice of Redemption 26 Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 SECTION 3.06 Deposit of Moneys Redemption Price 26 SECTION 3.07 Securities Redeemed in Part 26 SECTION 3.08 Repayment to the Company 26 ARTICLE 4 COVENANTS SECTION 4.01 Payment of Securities 27 Section 2.14 CUSIP Numbers SECTION 4.02 SEC and Other Reports 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3i

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Definition 2 Section 1.02 Other Definitions 16 Rules of Construction 8 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 8 ARTICLE 2 II. THE NOTES Section 2.01 Form and Dating; Terms 17 9 Section 2.02 Execution Execution, Authentication and Authentication 19 Delivery 9 Section 2.03 Registrar, Paying Agent and Depositary 20 Temporary Notes 10 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration; Registration of Transfer and Exchange 21 10 Section 2.05 [Reserved] 12 Section 2.06 Mutilated, Destroyed, Lost or Stolen Notes 12 Section 2.07 Replacement Notes 25 Persons Deemed Owners 12 Section 2.08 Outstanding Notes 25 Payment of Principal and Interest; Defaulted Interest 13 Section 2.09 Treasury Notes 26 Cancellation 13 Section 2.10 Temporary Book-Entry Notes 26 14 Section 2.11 Cancellation 26 Notices to Clearing Agency 14 Section 2.12 Defaulted Interest 27 Definitive Notes 15 Section 2.13 Deposit Tax Treatment 15 ARTICLE III. COVENANTS Section 3.01 Payment of Moneys 27 Principal and Interest 15 Section 2.14 CUSIP Numbers 27 3.02 Maintenance of Office or Agency 15 Section 2.15 Agreement 3.03 Money for Payments To Be Held in Trust 16 Section 3.04 Existence 17 Section 3.05 Protection of Trust Estate 17 Section 3.06 Opinions as to Subordinate the Notes 27 Trust Estate 18 Section 2.16 Liquidation3.07 Performance of Obligations; Servicing of Receivables 18 Section 3.08 Negative Covenants 20 Section 3.09 Annual Statement as to Compliance 20 Section 3.10 Issuer May Consolidate, Dissolutionetc., Bankruptcy 28 Only on Certain Terms 20 Section 2.17 Default on Issuer Senior Debt 28 3.11 Successor or Transferee 22 TABLE OF CONTENTS (continued) Page Section 2.18 Demand for Payment 29 3.12 No Other Business 22 Section 2.19 When Distribution Must Be Paid Over 29 3.13 No Borrowing 22 Section 2.20 Subrogation 29 3.14 Compliance with Regulation AB 23 Section 2.21 Relative Rights 29 3.15 Guarantees, Loans, Advances and Other Liabilities 23 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 3.16 Capital Expenditures 23 Section 2.23 Rights 3.17 Removal of Trustee and Paying Agent 30 Administrator 23 Section 2.24 Article 2 Not to Prevent 3.18 Restricted Payments 23 Section 3.19 Notice of Events of Default or Limit Right to Demand Payment 31 23 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 33.20 Further Instruments and Acts 23

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 10 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 10 Section 1.04 Rules of Construction 16 11 Section 1.05 Acts of Holders 12 ARTICLE 2 THE NOTES Section 2.01 Form and Dating; Terms 17 13 Section 2.02 Execution and Authentication 19 14 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 15 Section 2.04 Paying Agent to Hold Money in Trust 21 15 Section 2.05 Holder Lists 21 15 Section 2.06 Transfer and Exchange 21 15 Section 2.07 Replacement Notes 25 19 Section 2.08 Outstanding Notes 25 19 Section 2.09 Treasury Notes 26 19 Section 2.10 Temporary Notes 26 20 Section 2.11 Cancellation 26 20 Section 2.12 Defaulted Interest 20 Section 2.13 CUSIP and ISIN Numbers 21 ARTICLE 3 REDEMPTION Section 3.01 Notices to Trustee 21 Section 3.02 Selection of Notes to Be Redeemed or Purchased 21 Section 3.03 Notice of Redemption 22 Section 3.04 Effect of Notice of Redemption 23 Section 3.05 Deposit of Redemption or Purchase Price 23 Section 3.06 Notes Redeemed or Purchased in Part 23 Section 3.07 Optional Redemption 23 Section 3.08 Mandatory Redemption 24 ARTICLE 4 COVENANTS Page Section 4.01 Payment of Notes 24 Section 4.02 Maintenance of Office or Agency 24 Section 4.03 Compliance Certificate 25 Section 4.04 Taxes 25 Section 4.05 Stay, Extension and Usury Laws 25 Section 4.06 Limitations on Mortgages 26 Section 4.07 Limitations on Sale and Lease-Back 27 Section 2.13 Deposit of Moneys 4.08 Exempted Transactions 27 Section 2.14 CUSIP Numbers 4.09 Corporate Existence 27 Section 2.15 Agreement 4.10 Offer to Subordinate the Notes Repurchase upon Change of Control 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 4.11 Discharge and Suspension of Covenants 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 35

Definitions and Incorporation by Reference. Section 1.01 1.01. Definitions 1 Section 1.02 Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 1.02. Rules of Construction 16 14 ARTICLE 2 THE SUBORDINATED NOTES Section 2.01 2.01. Form and Dating; Terms 17 Dating 15 Section 2.02 2.02. Payment of Interest 16 Section 2.03. Arrears of Interest 18 Section 2.04. Initial Amount of Subordinated Notes 18 Section 2.05. No Sinking Fund 19 Section 2.06. Execution and Authentication 19 Section 2.03 2.07. Registrar, Transfer Agent and Paying Agent and Depositary 20 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 2.08. Holder Lists 21 26 Section 2.06 2.09. Transfer and Exchange 21 Section 2.07 Replacement Notes 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 2.10. Replacement Subordinated Notes 30 Section 2.11. Outstanding Subordinated Notes 30 Section 2.12. Treasury Subordinated Notes 31 Section 2.13. Temporary Subordinated Notes 26 31 Section 2.11 Cancellation 26 2.14. Cancellation; Purchases 31 Section 2.12 Defaulted Interest 27 2.15. No Rights of Set-off 31 Section 2.13 2.16. ISIN or Common Code Number 32 Section 2.17. Agents 32 ARTICLE 3 REDEMPTION AND PREPAYMENT Section 3.01. Final Redemption 32 Section 3.02. Optional Redemption 33 Section 3.03. Specified Event Redemption of Subordinated Notes 34 Section 3.04. Variation and Substitution of the Subordinated Notes 35 Section 3.05. Conditions to Redemption 36 Section 3.06. Election to Redeem; Notices to Trustee 37 Section 3.07. Selection of Subordinated Notes to Be Redeemed 37 Section 3.08. Notice of Redemption 38 Section 3.09. Effect of Notice of Redemption 39 Section 3.10. Deposit of Moneys 27 Redemption 39 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the 3.11. Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default Payable on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Redemption Date 39 TABLE OF CONTENTS (cont’d) Page

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 19 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 19 Section 1.04 Rules of Construction 16 ARTICLE 20 Article 2 THE NOTES Section 2.01 Issuance; Form and Dating; Terms 17 Dating 20 Section 2.02 Execution and Authentication 19 22 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 22 Section 2.04 Maintenance of Office or Agency; Paying Agent to Hold Money in Trust 21 23 Section 2.05 Holder Lists 21 23 Section 2.06 Transfer and Exchange 21 23 Section 2.07 Replacement Notes 25 Additional Transfer and Exchange Requirements 39 Section 2.08 Mutilated, Destroyed, Lost and Stolen Notes 40 Section 2.09 Outstanding Notes 25 41 Section 2.09 2.10 Treasury Notes 26 41 Section 2.10 2.11 Temporary Notes 26 Section 2.11 Cancellation 26 41 Section 2.12 Cancellation 41 Section 2.13 Defaulted Interest 27 Section 2.13 Deposit of Moneys 27 42 Section 2.14 CUSIP Numbers 27 42 Section 2.15 Agreement to Subordinate the Notes 27 No Sinking Fund 42 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Issuance of Additional Notes 42 Article 3 REDEMPTION AND PREPAYMENT Section 2.17 Default on Issuer Senior Debt 28 3.01 Notices to Trustee 43 Section 2.18 Demand for Payment 29 3.02 Selection of Notes to Be Redeemed 43 Section 2.19 When Distribution Must Be Paid Over 29 3.03 Notice of Redemption 43 Section 2.20 Subrogation 29 3.04 Effect of Notice of Redemption 44 Section 2.21 Relative Rights 29 3.05 Deposit of Redemption Price 44 Section 2.22 Subordination May Not Be Impaired 3.06 Notes Redeemed in Part 44 Section 3.07 Optional Redemption 45 Section 3.08 Offer to Purchase by the Issuer 30 Section 2.23 Rights Application of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Excess Proceeds 45

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Definition 2 Section 1.02 Other Definitions 16 Rules of Construction 9 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 9 ARTICLE 2 II. THE NOTES Section 2.01 Form and Dating; Terms 17 10 Section 2.02 Execution Execution, Authentication and Authentication 19 Delivery 10 Section 2.03 Registrar, Paying Agent and Depositary 20 Temporary Notes 11 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration; Registration of Transfer and Exchange 11 Section 2.05 [Reserved] 13 Section 2.06 Mutilated, Destroyed, Lost or Stolen Notes 13 Section 2.07 Persons Deemed Note Owners 14 Section 2.08 Payment of Principal and Interest; Defaulted Interest 14 Section 2.09 Cancellation 15 Section 2.10 Book-Entry Notes 15 Section 2.11 Notices to Clearing Agency 16 Section 2.12 Definitive Notes 16 Section 2.13 Tax Treatment 17 ARTICLE III. COVENANTS Section 3.01 Payment of Principal and Interest 17 Section 3.02 Maintenance of Office or Agency 17 Section 3.03 Money for Payments To Be Held in Trust 18 Section 3.04 Existence 19 Section 3.05 Protection of Trust Estate 19 Section 3.06 Opinions as to Trust Estate 20 Section 3.07 Performance of Obligations; Servicing of Receivables 20 Section 3.08 Negative Covenants 21 Section 2.07 Replacement Notes 3.09 Annual Statement as to Compliance 22 Section 3.10 Issuer May Consolidate, etc., Only on Certain Terms 22 Section 3.11 Successor or Transferee 24 Section 3.12 No Other Business 24 Section 3.13 No Borrowing 24 Section 3.14 Compliance with Regulation AB 24 Section 3.15 Guarantees, Loans, Advances and Other Liabilities 24 Section 3.16 Capital Expenditures 25 Section 2.08 Outstanding Notes 3.17 Removal of Administrator 25 Section 2.09 Treasury Notes 26 3.18 Restricted Payments 25 Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 Deposit 3.19 Notice of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 25 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 33.20 Further Instruments and Acts 25 TABLE OF CONTENTS (continued) Page

Definitions and Incorporation by Reference. Section 1.01 1.1 Definitions 1 2 Section 1.02 Other Definitions 16 Section 1.03 1.2 Incorporation By by Reference of Trust Indenture Act 16 13 Section 1.04 1.3 Rules of Construction 16 13 ARTICLE 2 II THE NOTES Section 2.01 2.1 Form 14 Section 2.2 Execution, Authentication and DatingDelivery 15 Section 2.3 Temporary Notes 15 Section 2.4 Tax Treatment 16 Section 2.5 Registration; Terms 17 Section 2.02 Execution and Authentication 19 Section 2.03 Registrar, Paying Agent and Depositary 20 Section 2.04 Paying Agent to Hold Money in Trust 21 Section 2.05 Holder Lists 21 Section 2.06 Registration of Transfer and Exchange 21 16 Section 2.07 Replacement 2.6 Mutilated, Destroyed, Lost or Stolen Notes 18 Section 2.7 Persons Deemed Owners 19 Section 2.8 Payments 19 Section 2.9 Cancellation 23 Section 2.10 Release of Collateral 24 Section 2.11 Book-Entry Notes 24 Section 2.12 Notices to Clearing Agency 25 Section 2.13 Definitive Notes 25 Section 2.08 Outstanding Notes 2.14 Authenticating Agents 25 Section 2.09 Treasury Notes 2.15 Calculation Agent 26 ARTICLE III COVENANTS Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted 3.1 Payment of Principal and Interest 27 Section 2.13 Deposit 3.2 Maintenance of Moneys Office or Agency 27 Section 2.14 CUSIP Numbers 3.3 Money for Payments To Be Held in Trust 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 3.4 Existence 29 Section 2.19 When Distribution Must Be Paid Over 3.5 Protection of Trust Estate 29 Section 2.20 Subrogation 3.6 Opinions as to Trust Estate 29 Section 2.21 Relative Rights 29 3.7 Performance of Obligations; Servicing of Receivables 30 Section 2.22 Subordination 3.8 Negative Covenants 32 Section 3.9 Annual Statement as to Compliance 33 Section 3.10 Issuer May Not Be Impaired Consolidate, etc., Only on Certain Terms 33 Section 3.11 Successor or Transferee. 35 Section 3.12 No Other Business 35 Section 3.13 No Borrowing 35 Section 3.14 Servicer’s Obligations 35 Section 3.15 Guarantees, Loans, Advances and Other Liabilities 35 Section 3.16 Capital Expenditures 36 Section 3.17 Restricted Payments 36 Section 3.18 Notice of Events of Default 36 Section 3.19 Removal of Administrator 36 Section 3.20 Further Instruments and Acts 36 Section 3.21 Sales Finance Company Licenses 36 Section 3.22 Representations and Warranties by the Issuer 30 Section 2.23 Rights of to the Indenture Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 336

Definitions and Incorporation by Reference. 1 Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 47 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 48 Section 1.04 Rules of Construction 16 49 Section 1.05 Acts of Holders 49 ARTICLE 2 THE NOTES 51 Section 2.01 Form and Dating; Terms 17 51 Section 2.02 Execution and Authentication 19 52 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 52 Section 2.04 Paying Agent to Hold Money in Trust 21 53 Section 2.05 Holder Lists 21 53 Section 2.06 Transfer and Exchange 21 53 Section 2.07 Replacement Notes 25 63 Section 2.08 Outstanding Notes 25 64 Section 2.09 Treasury Notes 26 64 Section 2.10 Temporary Notes 26 64 Section 2.11 Cancellation 26 65 Section 2.12 Defaulted Interest 27 65 Section 2.13 CUSIP Numbers 65 ARTICLE 3 REDEMPTION 66 Section 3.01 Notices to Trustee 66 Section 3.02 Selection of Notes to Be Redeemed or Purchased 66 Section 3.03 Notice of Redemption 66 Section 3.04 Effect of Notice of Redemption 67 Section 3.05 Deposit of Moneys 27 Redemption or Purchase Price 67 Section 2.14 CUSIP Numbers 27 3.06 Notes Redeemed or Purchased in Part 68 Section 2.15 Agreement 3.07 Optional Redemption 68 Section 3.08 Mandatory Redemption 69 Section 3.09 Offers to Subordinate Repurchase by Application of Excess Proceeds 69 Section 3.10 Redemption of Notes for Tax Reasons 71 ARTICLE 4 COVENANTS 72 Section 4.01 Payment of Notes 72 Section 4.02 Maintenance of Office or Agency 72 Section 4.03 Reports and Other Information 73 Section 4.04 Compliance Certificate 75 Section 4.05 Taxes 76 Section 4.06 Stay, Extension and Usury Laws 76 Section 4.07 Limitation on Restricted Payments 76 Section 4.08 Dividend and Other Payment Restrictions Affecting Restricted Subsidiaries 84 Section 4.09 Limitation on Incurrence of Indebtedness and Issuance of Disqualified Stock and Preferred Stock 86 Page Section 4.10 Asset Sales 95 Section 4.11 Transactions with Affiliates 98 Section 4.12 Liens 101 Section 4.13 Corporate Existence 102 Section 4.14 Offer to Repurchase Upon Change of Control 102 Section 4.15 Limitation on Guarantees of Indebtedness by Restricted Subsidiaries 105 Section 4.16 Discharge and Suspension of Covenants 105 Section 4.17 Payment of Additional Amounts on the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3106

Definitions and Incorporation by Reference. 1 Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 28 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 29 Section 1.04 Rules of Construction 16 29 ARTICLE 2 2. THE NOTES 30 Section 2.01 Form and Dating; Terms 17 Generally 30 Section 2.02 Execution Execution, Authentication Delivery and Authentication 19 Dating 30 Section 2.03 Registrar, Notes in Global Form 31 Section 2.04 Amount of Notes 32 Section 2.05 Registrar and Paying Agent and Depositary 20 32 Section 2.04 2.06 Paying Agent to Hold Money in Trust 21 33 Section 2.05 2.07 Holder Lists 21 33 Section 2.06 2.08 Registration; Registration of Transfer and Exchange 21 33 Section 2.07 2.09 Replacement Notes 25 35 Section 2.08 2.10 Outstanding Notes 25 35 Section 2.09 2.11 Treasury Notes 26 36 Section 2.10 2.12 Temporary Notes 26 36 Section 2.11 2.13 Cancellation 26 36 Section 2.12 2.14 Payment of Interest; Defaulted Interest 27 37 Section 2.13 2.15 CUSIP or ISIN Numbers 37 Section 2.16 Additional Notes 37 Section 2.17 Record Date 38 Section 2.18 Persons Deemed Owners 38 Section 2.19 Computation of Interest 38 ARTICLE 3. REDEMPTION AND PREPAYMENT 39 Section 3.01 Notices to Trustee 39 Section 3.02 Selection of Notes to Be Redeemed 39 Section 3.03 Notice of Redemption 39 Section 3.04 Effect of Notice of Redemption 40 Section 3.05 Deposit of Moneys 27 Redemption Price 40 Section 2.14 CUSIP Numbers 27 3.06 Notes Redeemed in Part 41 Section 2.15 Agreement to Subordinate the 3.07 Mandatory Redemption 41 Section 3.08 Offer To Purchase 41 ARTICLE 4. COVENANTS 44 Section 4.01 Payment of Notes 27 44 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 4.02 Maintenance of Office or Agency 45 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 34.03 SEC Reports 45 Page

Definitions and Incorporation by Reference. Section 1.01 Definitions SECTION 1.01. Certain Terms Defined 1 Section 1.02 SECTION 1.02. Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 11 SECTION 1.03. Rules of Construction 16 11 SECTION 1.04. Acts of Holders 12 ARTICLE 2 TERMS OF THE NOTES Section 2.01 DEBENTURES SECTION 2.01. Designation and Principal Amount 13 SECTION 2.02. Issue Date; Maturity 13 SECTION 2.03. Form and Dating; Terms 17 Section 2.02 Dating 13 SECTION 2.04. Execution and Authentication 19 Section 2.03 14 SECTION 2.05. Registrar, Paying Agent and Depositary 20 Section 2.04 Conversion Agent 15 SECTION 2.06. Paying Agent to Hold Money and Debentures in Trust 16 SECTION 2.07. Securityholder Lists 16 SECTION 2.08. Interest 16 SECTION 2.09. Optional Deferral of Interest 17 SECTION 2.10. Transfer and Conversion 19 SECTION 2.11. Replacement Debentures 20 SECTION 2.12. Outstanding Debentures; Determinations of Holders’ Action 20 SECTION 2.13. Temporary Debentures 21 Section 2.05 Holder Lists SECTION 2.14. Cancellation 21 Section 2.06 SECTION 2.15. Persons Deemed Owners 22 SECTION 2.16. Legend; Additional Transfer and Exchange 21 Section 2.07 Replacement Notes 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 Temporary Notes 26 Section 2.11 Cancellation 26 Section 2.12 Defaulted Interest 27 Section 2.13 Deposit of Moneys 27 Section 2.14 Requirements 22 SECTION 2.17. CUSIP Numbers 27 Section 2.15 28 SECTION 2.18. Redemption 28 ARTICLE 3 SUBORDINATION SECTION 3.01. Agreement to Subordinate the Notes 27 Section 2.16 30 SECTION 3.02. Liquidation, Dissolution, Bankruptcy 28 Section 2.17 30 SECTION 3.03. Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 Indebtedness of the Company 31 SECTION 3.04. When Distribution Must Be Paid Over 29 Section 2.20 31 SECTION 3.05. Subrogation 29 Section 2.21 31 SECTION 3.06. Relative Rights 29 Section 2.22 32 SECTION 3.07. Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Company 32 SECTION 3.08. Rights of Trustee and Paying Agent 30 Section 2.24 32 SECTION 3.09. Distribution or Notice to Representative 32 SECTION 3.10. Article 2 3 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Accelerate 33 SECTION 3.11. Trust Moneys Not Subordinated 31 Section 2.26 33 SECTION 3.12. Trustee Entitled to Rely 31 Section 2.27 33 SECTION 3.13. Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by Holders of Senior Debt on Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 333 Page

Definitions and Incorporation by Reference. 1 Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 14 Section 1.03 Incorporation By by Reference of Trust Indenture Act 16 15 Section 1.04 Rules of Construction 16 15 ARTICLE 2 II THE NOTES 16 Section 2.01 Form and Dating; Terms 17 Dating 16 Section 2.02 Execution and Authentication 19 17 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 17 Section 2.04 Paying Agent to Hold Money in Trust 21 18 Section 2.05 Holder Lists 21 18 Section 2.06 Transfer and Exchange 21 18 Section 2.07 Replacement Notes 25 22 Section 2.08 Outstanding Notes 25 23 Section 2.09 Treasury Notes 26 23 Section 2.10 Temporary Notes 26 23 Section 2.11 Cancellation 26 24 Section 2.12 Defaulted Interest 24 Section 2.13 CUSIPS 24 ARTICLE III REDEMPTION AND PREPAYMENT 24 Section 3.01 Notices to Trustee 24 Section 3.02 Selection of Notes to Be Redeemed or Purchased 25 Section 3.03 Notice of Redemption 25 Section 3.04 Effect of Notice of Redemption 26 Section 3.05 Deposit of Redemption or Purchase Price 26 Section 3.06 Notes Redeemed or Purchased in Part 27 Section 2.13 Deposit of Moneys 3.07 Optional Redemption 27 Section 2.14 CUSIP Numbers 3.08 Mandatory Redemption 27 ARTICLE IV COVENANTS 27 Section 2.15 Agreement to Subordinate the 4.01 Payment of Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 4.02 Maintenance of Office or Agency 27 Section 4.03 Reports 28 Section 2.17 Default on Issuer Senior Debt 4.04 Compliance Certificate 28 Section 2.18 Demand for Payment 4.05 Reserved 29 Section 2.19 When Distribution Must Be Paid Over 4.06 Stay, Extension and Usury Laws 29 Section 2.20 Subrogation 4.07 Restricted Payments 29 Section 2.21 Relative 4.08 Corporate Existence 31 Section 4.09 Offer to Repurchase Upon Change of Control 31 ARTICLE V SUCCESSORS 33 Section 5.01 Merger, Consolidation or Sale of Assets 33 Section 5.02 Successor Corporation Substituted 33 ARTICLE VI DEFAULTS AND REMEDIES 34 Section 6.01 Events of Default 34 Section 6.02 Acceleration 35 Section 6.03 Other Remedies 35 Section 6.04 Waiver of Past Defaults 35 Section 6.05 Control by Majority 36 Section 6.06 Limitation on Suits 36 Section 6.07 Rights 29 of Holders of Notes to Receive Payment 36 Section 2.22 Subordination 6.08 Collection Suit by Trustee 37 Section 6.09 Trustee May Not Be Impaired by the Issuer 30 File Proofs of Claim 37 Section 2.23 6.10 Priorities 37 Section 6.11 Undertaking for Costs 38 ARTICLE VII TRUSTEE 38 Section 7.01 Duties of Trustee 38 Section 7.02 Rights of Trustee and Paying Agent 30 39 Section 2.24 Article 2 Not to Prevent Events 7.03 Individual Rights of Default or Limit Right to Demand Payment 31 Trustee 40 Section 2.25 Trust Moneys Not Subordinated 31 7.04 Trustee’s Disclaimer 41 Section 2.26 Trustee Entitled to Rely 31 7.05 Notice of Defaults 41 Section 2.27 7.06 Reports by Trustee to Effectuate Subordination 31 Holders 41 Section 2.28 7.07 Compensation and Indemnity 42 Section 7.08 Replacement of Trustee Not Fiduciary for 43 Section 7.09 Successor Trustee by Merger, etc. 44 Section 7.10 Eligibility; Disqualification 44 Section 7.11 Preferential Collection of Claims Against Company 44 ARTICLE VIII LEGAL DEFEASANCE AND COVENANT DEFEASANCE 44 Section 8.01 Option to Effect Legal Defeasance or Covenant Defeasance 44 Section 8.02 Legal Defeasance and Discharge 44 Section 8.03 Covenant Defeasance 45 Section 8.04 Conditions to Legal or Covenant Defeasance 46 Section 8.05 Deposited Money and Government Securities to be Held in Trust; Other Miscellaneous Provisions 47 Section 8.06 Repayment to Company 47 Section 8.07 Reinstatement 48 ARTICLE IX AMENDMENT, SUPPLEMENT AND WAIVER 48 Section 9.01 Without Consent of Holders of Issuer Senior Debt 32 Notes 48 Section 2.29 Reliance 9.02 With Consent of Holders of Notes 49 Section 9.03 Compliance with Trust Indenture Act 50 Section 9.04 Revocation and Effect of Consents 51 Section 9.05 Notation on or Exchange of Notes 51 Section 9.06 Trustee to Sign Amendments, etc. 51 ARTICLE X COLLATERAL AND SECURITY 51 Section 10.01 Ranking of the Notes 51 Section 10.02 Relative Rights 52 Section 10.03 Compliance with Trust Indenture Act 52 Section 10.04 Further Assurances; Insurance 53 Section 10.05 Release of Liens in Respect of Notes 53 Section 10.06 Appointment of Collateral Agent 54 ARTICLE XI NOTE GUARANTEES 54 Section 11.01 Guarantee 54 Section 11.02 Limitation on Guarantor Liability 56 Section 11.03 Execution and Delivery of Note Guarantee 56 Section 11.04 Reserved 56 Section 11.05 Releases 56 ARTICLE XII SATISFACTION AND DISCHARGE 57 Section 12.01 Satisfaction and Discharge 57 Section 12.02 Application of Trust Money 58 ARTICLE XIII MISCELLANEOUS 58 Section 13.01 Trust Indenture Act Controls 58 Section 13.02 Notices 59 Section 13.03 Communication by Holders of Senior Debt on Notes with Other Holders of Notes 60 Section 13.04 Certificate and Opinion as to Conditions Precedent 60 Section 13.05 Statements Required in Certificate or Opinion 60 Section 13.06 Rules by Trustee and Agents 61 Section 13.07 No Personal Liability of Directors, Officers, Employees and Stockholders 61 Section 13.08 Governing Law; Waiver of Jury Trial 61 Section 13.09 No Adverse Interpretation of Other Agreements 61 Section 13.10 Successors 61 Section 13.11 Severability 62 Section 13.12 U.S.A. Patriot Act 62 Section 13.13 Force Majeure 62 Section 13.14 Counterpart Originals 62 Section 13.15 Table of Contents, Headings, etc. 62 EXHIBITS Exhibit A FORM OF NOTE Exhibit B FORM OF NOTATION OF GUARANTEE Exhibit C FORM OF SUPPLEMENTAL INDENTURE INDENTURE dated as of [ , 2014] among Brookstone Holdings Corp., a Delaware corporation, the Guarantors (as defined) and Wilmington Trustee, National Association, as trustee. The Company, the Guarantors and the Trustee agree as follows for the benefit of each other and for the equal and ratable benefit of the Holders (as defined) of the 10.0% Second Lien Subordinated Provisions 32 Section 2.30 Amendments 32 ARTICLE 3Secured Notes due 2021 (including both the Initial Notes and any Additional Notes, the “Notes”):

Definitions and Incorporation by Reference. Section 1.01 Definitions 1 Section 1.02 Other Definitions 16 8 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 Rules of Construction 16 9 ARTICLE 2 2. THE NOTES Section 2.01 Form and Dating; Terms 17 10 Section 2.02 Execution and Authentication 19 11 Section 2.03 Registrar, Registrar and Paying Agent and Depositary 20 12 Section 2.04 Paying Agent to Hold Money in Trust 21 12 Section 2.05 Holder Lists 21 12 Section 2.06 Transfer and Exchange 21 13 Section 2.07 Replacement Notes 25 22 Section 2.08 Outstanding Notes 25 22 Section 2.09 Treasury Notes 26 22 Section 2.10 Temporary Notes 26 23 Section 2.11 Cancellation 26 23 Section 2.12 Defaulted Interest 23 ARTICLE 3. REDEMPTION Section 3.01 Notices to Trustee 24 Section 3.02 Selection of Notes to be Redeemed 24 Section 3.03 Notice of Redemption 24 Section 3.04 Effect of Notice of Redemption 25 Section 3.05 Deposit of Redemption Price 25 Section 3.06 Notes Redeemed in Part 26 Section 3.07 Optional Redemption 26 Section 3.08 Tax Redemption 27 Section 2.13 Deposit 3.09 No Mandatory Redemption 28 ARTICLE 4. COVENANTS Section 4.01 Payment of Moneys 27 Section 2.14 CUSIP Numbers 27 Section 2.15 Agreement to Subordinate the Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 4.02 Maintenance of Office or Agency 28 Section 2.18 Demand for Payment 4.03 Existence 29 Section 2.19 When Distribution Must 4.04 Money for Note Payments to Be Paid Over Held in Trust 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 4.05 Taxes 30 Section 2.23 Rights of Trustee 4.06 Stay, Execution and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment Usury Laws 31 Section 2.25 Trust Moneys Not Subordinated 4.07 Compliance Certificate 31 Section 2.26 Trustee Entitled to Rely 4.08 Negative Pledge 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 4.09 Additional Amounts 32 Section 2.29 Reliance by Holders 4.10 Change of Senior Debt on Subordinated Provisions 32 Control 34 Section 2.30 Amendments 32 ARTICLE 34.11 Sale and Leaseback Transactions 37 Section 4.12 Reports 38

Definitions and Incorporation by Reference. Section 1.01 1.1 Definitions 1 Section 1.02 Other Definitions 16 Section 1.03 Incorporation By Reference of Trust Indenture Act 16 Section 1.04 1.2 Rules of Construction 16 21 ARTICLE 2 II THE NOTES Section 2.01 2.1 Form and Dating; Terms 17 Dating 22 Section 2.02 2.2 Execution and Authentication 19 22 Section 2.03 2.3 Registrar, Transfer Agent and Paying Agent and Depositary 20 23 Section 2.04 2.4 Paying Agent to Hold Money in Trust 21 24 Section 2.05 2.5 CUSIP and ISIN Numbers 25 Section 2.6 Holder Lists 21 25 Section 2.06 2.7 Global Note Provisions 25 Section 2.8 Legends 26 Section 2.9 Transfer and Exchange 21 Section 2.07 Replacement Notes 25 Section 2.08 Outstanding Notes 25 Section 2.09 Treasury Notes 26 Section 2.10 Mutilated, Destroyed, Lost or Stolen Notes 29 Section 2.11 Temporary Notes 26 Section 2.11 Cancellation 26 30 Section 2.12 Cancellation 31 Section 2.13 Defaulted Interest 27 Section 2.13 Deposit of Moneys 27 31 Section 2.14 CUSIP Numbers 27 Additional Notes 31 ARTICLE III COVENANTS Section 2.15 Agreement to Subordinate the 3.1 Payment of Notes 27 Section 2.16 Liquidation, Dissolution, Bankruptcy 28 Section 2.17 Default on Issuer Senior Debt 28 Section 2.18 Demand for Payment 29 Section 2.19 When Distribution Must Be Paid Over 29 Section 2.20 Subrogation 29 Section 2.21 Relative Rights 29 Section 2.22 Subordination May Not Be Impaired by the Issuer 30 Section 2.23 Rights of Trustee and Paying Agent 30 Section 2.24 Article 2 Not to Prevent Events of Default or Limit Right to Demand Payment 31 Section 2.25 Trust Moneys Not Subordinated 31 Section 2.26 Trustee Entitled to Rely 31 Section 2.27 Trustee to Effectuate Subordination 31 Section 2.28 Trustee Not Fiduciary for Holders of Issuer Senior Debt 32 Section 2.29 Reliance by 3.2 Maintenance of Office or Agency 33 Section 3.3 Corporate Existence 33 Section 3.4 Payment of Taxes 33 Section 3.5 Further Instruments and Acts 33 Section 3.6 Waiver of Stay, Extension or Usury Laws 34 Section 3.7 Change of Control 34 Section 3.8 Limitation on Liens 35 Section 3.9 Limitation on Sale and Lease-Back Transactions 35 TABLE OF CONTENTS (continued) Page Section 3.10 Reports to Holders 36 Section 3.11 Listing 37 Section 3.12 Payment of Senior Debt on Subordinated Provisions 32 Additional Amounts 37 Section 2.30 Amendments 32 3.13 Compliance Certificates 39 ARTICLE 3IV