Common use of Classes of Certificates Clause in Contracts

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into four classes of Senior Certificates, three Classes of Residual Certificates and six Classes of Subordinate Certificates having the terms and conditions hereafter set forth. The Class designation, Pass- Through Rate (the “Interest Rate”), initial Class Balance (the “Original Class Balance”) and Final Distribution Dates for each Class of Certificates shall be as follows: Senior Certificates Original Class Balance Interest Rate Final Distribution Date(1) Class A-1 $ 41,500,000 5.96% May 2007 Class A-2 $ 260,108,000 6.25% January 2008 Class IO-1 $ 140,000,000(2) (3) February 2003 Class IO-2 $ 326,662,911(2) (4) February 2013 Residual Certificates Class R 0 0 February 2013 Class RL Subordinate Certificates 0 0 February 2013 Class B $ 1,630,000 5.96% February 2013 Class C $ 16,303,000 5.96% February 2013 Class D $ 815,000 5.96% February 2013 Class E $ 1,631,000 5.96% February 2013 Class F $ 815,000 5.96% February 2013 Class G $ 3,260,911 5.96% February 2013

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into four classes of Senior Certificates, three twelve Classes of Residual Certificates and six Classes of Subordinate Certificates having the terms and conditions hereafter provisions hereinafter set forth. The Class designationdesignations, Pass- Through Rate (the “original Class Certificate Principal Balances, Certificate Interest Rate”), initial Class Balance (the “Original Class Balance”) Rates and Final Distribution Dates for each Class of Certificates shall be as follows: Senior Certificates Original Class Certificate Certificate Final Principal Interest Distribution Class Balance Interest Rate Final Distribution Date(1Date Class 20-F $624,110,632 (2) March 2027 Class A-1 $ 41,500,000 5.96% May 2007 Class A-2 $ 260,108,000 6.25% January 2008 Class IO-1 $ 140,000,000(220-IO (1) (3) February 2003 March 2027 Class IO-2 $ 326,662,911(2) 20-FA 10,541,594 (4) February 2013 Residual Certificates November 2023 Class 20-SA 4,054,459 (4) November 2023 Class 20-A 12,866,000 7.00 January 2003 Class 20-B 74,579,000 7.00 November 2017 Class 20-E 23,838,000 7.00 June 2020 Class 20-C 33,907,000 7.00 June 2023 Class 20-D 54,810,000 7.00 March 2027 Class 20-FB 114,815,406 (5) March 2027 Class 20-IB (1) (6) March 2027 Class 20-R 0 0 February 2013 Class RL Subordinate Certificates 0 0 February 2013 Class B $ 1,630,000 5.96% February 2013 Class C $ 16,303,000 5.96% February 2013 Class D $ 815,000 5.96% February 2013 Class E $ 1,631,000 5.96% February 2013 Class F $ 815,000 5.96% February 2013 Class G $ 3,260,911 5.96% February 2013(7) (7) March 2027

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into four classes six Classes of Senior Certificates, three Classes of Residual Certificates and six Classes one Class of Subordinate Certificates having the terms and conditions hereafter set forth. The Class designation, Pass- Through Rate (the “Interest Rate”), initial Class Balance (the “Original Class Balance”) and Final Distribution Dates for each Class of Certificates shall be as follows: Senior Certificates Group Original Class Balance Interest Rate (1) Final Distribution Date(1Date A-1F Class 1 $ 11,895,000 4.847% (2) July 2012 A-2F Class A-1 1 $ 41,500,000 5.9644,399,000 5.259% (2) May 2007 2020 A-3F Class A-2 1 $ 260,108,000 6.2538,459,000 5.345% January 2008 (2) September 2031 A-1A Class IO-1 2 $ 140,000,000(225,340,000 4.855% (2) August 2016 A-2A Class 2 $ 73,769,000 5.271% (2) October 2032 IO Class 1 and 2 $202,997,840 (3) February 2003 Class IO-2 $ 326,662,911(2) (4) February 2013 2036 Residual Certificates R Class R 0 0 February 2013 RM Class 0 0 RL Class 0 0 Subordinate Certificates 0 0 B Class 1 and 2 $ 9,135,840 (5) February 2013 Class B $ 1,630,000 5.96% February 2013 Class C $ 16,303,000 5.96% February 2013 Class D $ 815,000 5.96% February 2013 Class E $ 1,631,000 5.96% February 2013 Class F $ 815,000 5.96% February 2013 Class G $ 3,260,911 5.96% February 20132036

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into four six classes of Senior Certificates, three two Classes of Residual Certificates and six Classes one Class of Subordinate Certificates having the terms and conditions hereafter set forth. The Class designation, Pass- Through Rate (Certificate Rate, the “Interest Rate”), initial original Class Balance (and the “Original Class Balance”) and Final Distribution Dates Date for each Class of Certificates shall be as follows: Senior Certificates Original Class Balance Interest Certificate Rate Final Distribution Date(1) Senior Certificates Class A-1 A $ 41,500,000 5.96% 108,575,000 (2) May 2007 25, 2014 Class A-2 $ 260,108,000 6.25% January 2008 Class IO-1 $ 140,000,000(2) B 52,600,000 (3) February 2003 May 25, 2018 Class IO-2 $ 326,662,911(2) C 172,087,000 (4) February 2013 July 25, 2020 Class V 47,100,000 6.36% October 25, 2011 Class Z 60,000,000 6.39% May 25, 2036 Class N (5) (6) May 25, 2036 Residual Certificates Class R 0 0 February 2013 April 25, 2038 Class RL Subordinate Certificates 0 0 February 2013 Class B $ 1,630,000 5.96% February 2013 Class C $ 16,303,000 5.96% February 2013 April 25, 2038 Subordinate Certificate Class D $ 815,000 5.96% February 2013 Class E $ 1,631,000 5.96% February 2013 Class F $ 815,000 5.96% February 2013 Class G $ 3,260,911 5.96% February 20132,916,622 (7) April 25, 2038