Points and fees definition

Points and fees means the fees and charges that are included in the definition of points and fees in 12 C.F.R. §1026.32(b)(1).
Points and fees means all items considered required to be
Points and fees means all items considered to be points

Examples of Points and fees in a sentence

  • Points and fees of 5% would be allowed for loans under $20,000 to qualify if other requirements are met.

  • Points and fees also will be subject to a 3-percent limit for purposes of determining whether a transaction is a ‘‘qualified mortgage’’ under the 2013 ATR Final Rule.

  • Points and fees also will be subject to a 3-percentlimit for purposes of determining whether a transaction is a ‘‘qualified mortgage’’ under the 2013 ATR Final Rule.

  • Points and fees are defined in § 9-2402 of the Philadelphia Code.

  • In addition to primary energy savings, DOE also calculates full-fuel-cycle (FFC) energy savings.


More Definitions of Points and fees

Points and fees means as defined in 12 CFR §226.32 and as used in the official staff commentary of the board of governors of the federal reserve system as amended from time to time.
Points and fees means all items required to be disclosed as points and fees as defined in Section 10 of the High Risk Home Loan Act [815 ILCS 137/10].
Points and fees means all items required to be disclosed as points and fees under 12 CFR 226.32 (2000, no subsequent
Points and fees means all items considered to be points and fees under 12 CFR 226.32 (2000, or as initially amended pursuant to Section 1431 of the federal Dodd-Frank Act with no subsequent amendments or editions included, whichever is later); compensation paid directly or indirectly by a consumer or creditor to a mortgage broker from any source, including a broker that originates a loan in its own name in a table-funded transaction, not otherwise included in 12 CFR 226.4; the maximum prepayment fees and penalties that may be charged or collected under the terms of the credit transaction; all prepayment fees or penalties that are incurred by the consumer if the loan refinances a previous loan made or currently held by the same creditor or an affiliate of the creditor; and
Points and fees means: is defined as provided in this subdivision.
Points and fees means [the points and fees as defined in] (i) all items listed in 15 U.S.C. § 1605(a)(1) through (4), except interest or the time-price differential; (ii) all charges for items listed under section [226.32(b)] 226.4(c)(7) of title 12 of the Code of Federal Regulations,[and the official staff commentary thereto] as amended from time to time, but only if the lender receives direct or indirect compensation in connection with the charge or the charge is paid to an affiliate of the lender; and (iii) all compensation paid directly or indirectly to a mortgage broker not otherwise included as points and fees pursuant to clauses (i) and (ii) of this subdivision 41.1(h). These publications may be viewed at the New York City office of the New York State Banking Department located at the address stated in Supervisory Policy G 1 of Title 3 of the NYCRR and the Department of
Points and fees means all items required to be disclosed