Examples of Personal Effects in a sentence
We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if Your Baggage and Personal Effects, which are lost, stolen, damaged or destroyed during Your Trip or while checked with a Common Carrier less any amount paid or payable by a Common Carrier, hotel, Travel Supplier or any other party responsible for Your loss, provided You have taken all reasonable measures to protect, save and/or recover Your property at all times.
If Your baggage and Personal Effects are lost, stolen or accidentally damaged during Your Journey, We will, at Our sole discretion, reimburse, repair or replace the lost or damaged item subject to the market value of the item at the time of lost, stolen or accidentally damaged and deduction for loss of value due to usage and age of the item based on Our depreciation rates.
Personal Effects Spectacles, dentures, purses, wallets, cosmetics and other personal effects normally worn or carried on the person.
Baggage Luggage, Personal Effects and travel documents (travel tickets, passports and visas) taken by an Insured Person on an Insured Journey.
The home insurance policy must be a valid and active form such as Homeowners, Renters, Farm-Owners, or Fire & Wind for a dwelling and /or Personal Effects risk.