Credit Reference Agencies definition

Credit Reference Agencies means any data user who carries on a business of providing consumer credit reference service, whether or not that business is the sole or principal activity of that data user;
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Credit Reference Agencies. – means regulated organisations which hold credit information about customers that is used by lenders, examples include Experian Limited and/or Equifax Europe (UK) Limited and/or Callcredit Information Group Limited or any company which collects information relating to your credit rating;
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Credit Reference Agencies means Experian Limited and/or Equifax Limited and/or TransUnion Information Group Limited.
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Examples of Credit Reference Agencies in a sentence

  • We may use Credit Reference Agencies (CRAs) to help us make a decision, and we report all loans that we make to CRAs. What we do and how both we and CRAs will use your information is outlined in the accompanying leaflet Managing Your Information – Privacy Notice Summary, and in greater detail in the Lewisham Plus Credit Union Privacy Notice and the Credit Reference Agency Information Notice (see website or ask for a copy).


More Definitions of Credit Reference Agencies

Credit Reference Agencies means regulated organisations which hold credit information about customers that is used by lenders, examples include Experian Limited and/or Equifax Europe (UK) Limited and/or Callcredit Information Group Limited or any company which collects information relating to your credit rating;
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Credit Reference Agencies means Experian Limited and/or Equifax Limited and/or Callcredit Limited.
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Credit Reference Agencies means the credit reference agency Experian Limited and Equifax
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Credit Reference Agencies means Experian Limited and/or any other organisation that maintains and provides information concerning the credit history of any person.
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Credit Reference Agencies. - means regulated organisations which hold credit information about customers that is used by lenders, examples include Experian Limited and/or Equifax Europe (UK) Limited and/or Callcredit Information Group Ltd and, if relevant, the Irish Credit Bureau (ICB) or any company which collects information relating to your credit rating;
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Credit Reference Agencies or ‘CRAs’ means third party companies who verify individuals’ identities as instructed by us.
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Related to Credit Reference Agencies

  • Credit Reference Bureau means a credit reference bureau duly licensed under the Banking Act pursuant to the Banking (Credit Reference Bureau) Regulations, 2013, as amended, revised or promulgated from time to time, to inter alia, collect and facilitate the sharing of customer credit information;

  • Credit report means any written, oral, or other communication of

  • Letter of Credit Report means a certificate substantially the form of Exhibit H or any other form approved by the Administrative Agent.

  • Original Reference Rate means the originally-specified benchmark or screen rate (as applicable) used to determine the Rate of Interest (or any component part thereof) on the Notes.

  • Consumer credit transaction means a consumer credit sale or consumer loan, or a refinancing or consolidation thereof, or a consumer lease, or a consumer rental purchase agreement.

  • Reset Reference Rate means in respect of a Reset Period, the gross redemption yield (as calculated by the Agent Bank on the basis set out by the United Kingdom Debt Management Office in the paper “Formulae for Calculating Gilt Prices from Yields”, page 5, Section One: Price/Yield Formulae “Conventional Gilts”; Double dated and Undated Gilts with Assumed (or Actual) Redemption on a Quasi-Coupon Date (published 8 June 1998, as amended or updated from time to time) or if such basis is no longer in customary market usage at such time, in accordance with generally accepted market practice at such time, on a semi-annual compounding basis (rounded up (if necessary) to four decimal places) of the Benchmark Gilt in respect of that Reset Period, with the price of the Benchmark Gilt for the purpose of determining the gross redemption yield being the arithmetic average (rounded up (if necessary) to the nearest 0.001 per cent. (0.0005 per cent. being rounded upwards)) of the bid and offered prices of such Benchmark Gilt quoted by the Reset Reference Banks at 11.00 a.m. (London time) on the Reset Determination Date in respect of such Reset Period on a dealing basis for settlement on the next following dealing day in London. Such quotations shall be obtained by or on behalf of the Issuer and provided to the Agent Bank. If at least four quotations are provided, the Reset Reference Rate will be determined by reference to the rounded arithmetic mean of the quotations provided, eliminating the highest quotation (or, in the event of equality, one of the highest) and the lowest quotation (or, in the event of equality, one of the lowest). If only two or three quotations are provided, the Reset Reference Rate will be determined by reference to the rounded arithmetic mean of the quotations provided. If only one quotation is provided, the Reset Reference Rate will be determined by reference to the rounded quotation provided. If no quotations are provided, the Reset Reference Rate will be the previous Reset Reference Rate or (in the case of the first Reset Period) 1.581 per cent., where:

  • Term SOFR Reference Rate means the forward-looking term rate based on SOFR.

  • Letter of Credit Request shall have the meaning provided in Section 2.03(a).

  • Successor Reference Rate means the rate that the relevant Independent Adviser determines is a successor to or replacement of the Reference Rate which is formally recommended by any Relevant Nominating Body.

  • Issuing agency code means a code that designates the registration (or controlling) authority for the enterprise identifier.

  • Relevant Reference Price means the Reference Price on the Final Valuation Date. "Security Holder" means the holder of a Security.

  • Administrative and Audit Regulations means all applicable statutes, regulations, and other laws governing administration or audit of this Contract (including the regulations included in Title 2, Part 200, of the Code of Federal Regulations; Chapter 321 of the Texas Government Code; Subchapter F of Chapter 2155 of the Texas Government Code; and the requirements of Article VII herein).

  • National Credit Act means the National Credit Act, 2005 (Act No. 34 of 2005);