Consumer Credit Laws definition

Consumer Credit Laws means all laws, rules, regulations, codes, ordinances, orders, decrees, judgments, injunctions, notices or binding agreements issued, promulgated or entered into by any Governmental Authority, relating in any way to consumer credit, including the origination, brokering, marketing, servicing or collection of consumer loans.

Consumer Credit Laws means the requirements of all applicable federal, state and local laws, ordinances, codes, rules, regulations and guidelines (including consent decrees and administrative orders) relating to consumer credit and protection or the rent-to-own industry, including without limitation, usury laws, the Federal Truth-in- Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Magnxxxx-Xxxx Xxxranty Act, Federal Reserve Board Regulations B, M and Z, state adaptations of the National Consumer Act and of the Uniform Consumer Credit Code, and laws regarding unfair and deceptive practices, and any and all other Consumer Credit Laws regarding the ability of a Person to charge interest

Consumer Credit Laws has the meaning set forth in Section 3.22.

Examples of Consumer Credit Laws in a sentence

• Comply with the requirements of all Laws (including the USA PATRIOT Act, FCPA, Sanctions and Consumer Credit Laws) and comply with all orders, writs, injunctions and decrees of any Governmental Authority applicable to it or to its business or property, except in each case if the failure to comply therewith would not reasonably be expected individually or in the aggregate to have a Material Adverse Effect.

• Except as disclosed in Schedule 3.14 hereto, the properties, assets and operations of the Company and its Subsidiaries are in compliance in all material respects with all applicable Worker Safety Laws, Environmental Laws and Consumer Credit Laws, except as would not have a Material Adverse Effect on the Company.

• Except as disclosed in Schedule 7.21 hereof, there has been no introduction of or change in any Consumer Credit Laws or any other applicable federal, state, or local laws, ordinances, codes, rules, regulations and guidelines (such as the enactment of any proposed regulation of rental purchase transactions as credit sales subject to interest rate limitations and other consumer lending restrictions) which would have a Material Adverse Effect.

• Except as disclosed in Schedule 3.13 of the Company Disclosure Letter, the properties, assets and operations of the Company and its Subsidiaries are in compliance in all material respects with all applicable Worker Safety Laws, Environmental Laws and Consumer Credit Laws, except for any violations that individually or in the aggregate would not have a Material Adverse Effect on the Company.

• Comply in all material respects with all applicable federal, state and local laws, rules, regulations and orders, including those with respect to the Pledged Student Loans and including (without limitation) the applicable Consumer Credit Laws with respect to the Pledged Student Loans except to the extent that failure to comply with such laws, rules, regulations and orders would not have a Material Adverse Effect on the Issuer.

More Definitions of Consumer Credit Laws

Consumer Credit Laws. Real Estate Settlement Procedures Act of 1974, as amended, Trust in Lending Act of 1969, the Consumer Credit Protection Act, as amended, the Financial Institutions Reform, Recovery & Enforcement Act of 1989, the Depository Institutions Deregulation & Monetary Control Act of 1980, the Community Reinvestment Act, the Equal Credit Opportunity Act of 1974, the Fair Credit Reporting Act, the Home Mortgage Disclosure Act and Regulation Z.

Consumer Credit Laws means all applicable federal, state and local laws and regulations including, without limitation, the Equal Credit Opportunity Act, the Fair Debt Collection Practices Act, the Truth in Lending Act, the Federal Trade Commission Act, the Federal Reserve Board’s Regulation B, applicable laws relating to usury, truth in lending, education lending, fair credit billing, fair credit reporting, fair debt collection practices, privacy, consumer credit protection and disclosure, and other applicable consumer credit laws and credit opportunity laws.

Consumer Credit Laws means all applicable statutes, laws, -------------------- ordinances, codes, rules, regulations and guidelines promulgated by any Governmental Authority (including consent decrees and administrative orders) relating to consumer credit and protection including without limitation, usury laws, the Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act (including the Federal Trade Commission "Holder in Due Course Rule"), the Soldiers and Sailors Relief Act of 1940, the Magnuson-Moss Warranty Act, F.R.S. Board Regulations B and Z, axxxxxxxxx xxxte consumer credit laws including sales finance agency acts, consumer credit sales laws and small loan acts, any laws regarding unfair and deceptive practices and any and all other Consumer Credit Laws regarding the ability of an entity to charge interest or a time price differential at a certain rate, and any equal credit opportunity, discrimination and other disclosure laws.

Consumer Credit Laws. As defined in clause (h) of the definition of "Eligible Receivables." Contract: A contract between the Seller or the Originator and any Person, or an invoice sent or to be sent by the Seller or the Originator, pursuant to or under which a Receivable shall arise or be created, or which evidences a Receivable. A `related Contract' or similar reference means rights to payment, collection and enforcement, and other rights under a Contract to the extent directly related to a Receivable in the Receivables Pool, but not any other rights under such Contract.

Consumer Credit Laws has the meaning set forth in Section 2.20(aa) above.

Consumer Credit Laws means all Legal Requirements related to consumer protection or the extension of credit to consumers, including state usury Legal Requirements, consumer lending Legal Requirements, state adaptations of the Uniform Consumer Credit Code, Legal Requirements prohibiting unfair, deceptive and abusive acts and practices, truth-in-lending Legal Requirements, anti-money laundering Legal Requirements, know your customer Legal Requirements, debt collection Legal Requirements, and other applicable federal, state and local consumer credit, fair lending, disclosure and privacy laws, including the federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Xxxxx-Xxxxx-Xxxxxx Act, the Federal Trade Commission Act, the Electronic Fund Transfer Act, the Telephone Consumer Protection Act, the Xxxx-Xxxxx Xxxx Street Reform and Consumer Protection Act, Servicemembers Civil Relief Act, Military Lending Act, and any guidance, bulletins, rules or regulations promulgated by a Governmental Body.

Consumer Credit Laws means the requirements of all applicable federal, state and local laws, ordinances, codes, rules, regulations and guidelines (including consent decrees and administrative orders) relating to consumer credit and protection or the rent-to-own industry, including without limitation, usury laws, the Federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Magnuson-Moss Warranty Act, Federal Reserve Board Regulations B, M anx X, xxxxx xxaptations of the National Consumer Act and of the Uniform Consumer Credit Code, and laws regarding unfair and deceptive practices, and any and all other Consumer Credit Laws regarding the ability of a Person to charge interest or a time price differential at a certain rate, and any equal credit opportunity, discrimination and other disclosure laws and any other consumer credit or equal opportunity disclosure.