BUSINESS ACCOUNT AGREEMENT AND DISCLOSUREAccount Agreement and Disclosure • November 18th, 2022 • Michigan
The terms and conditions of this Account Agreement and Disclosure for Business Accounts (“Disclosure”) apply to all LAFCU business accounts. You have agreed by signing the Business Account Agreement (“Agreement”) and/or by using your account on or after the opening date, to be legally bound by the terms of this Disclosure. You should keep a copy of this Disclosure and anything else we send to you about yo ur account for your records. When used in this Disclosure, the terms “you” and “your” refer to your business or its authorized representative; the terms “we”, “our,” and “Credit Union” refer to LAFCU. The term “Account(s)” refers to your LAFCU business deposit account(s).
ACCOUNT AGREEMENT AND DISCLOSUREAccount Agreement and Disclosure • July 10th, 2012 • California
In the following Account Agreement and Disclosure, the words “you” and “your” mean each and all of those (whether one or more persons) who are subject to this Account Agreement and Disclosure as a result of signing a Membership Application and Account Agreement or opening one or more account(s) with California Coast Credit Union. The word “owner” means the owner of the funds in the case of an individual account and it means the joint owners (both as an individual and as a group) in the case of a joint or other account with multiple parties. In this document, the word “account” refers to sub-share accounts within the membership and the words “we,” “us,” “our,” and “credit union” mean CALIFORNIA COAST CREDIT UNION.
ACCOUNT AGREEMENT AND DISCLOSUREAccount Agreement and Disclosure • May 20th, 2020
Rate Information: This Account is a dividend bearing account. The dividend rate and annual percentage yield are included in the Rate Chart. The dividend rate and annual percentage yield may change. At our discretion, we may change the dividend rate on the account. The dividend rate and annual percentage yield may change every quarter. We may change the dividend rate for your account, as determined by the credit union board of directors. Dividends begin to accrue on the business day you deposit items (for example, checks). Dividends will be compounded quarterly and will be credited to the account quarterly.
