0001683863-20-005753 Sample Contracts

Reinsurance Agreement
Automatic Yrt • April 27th, 2020 • Riversource of New York Account 8 • New York
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Fifth Amendment to Automatic YRT Agreement
Automatic Yrt Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, and the Fourth Amendment to Automatic YRT Agreement and the amendment increasing Ceding Company retention as of [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Eighteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, the Fifteenth Amendment, the Sixteenth Amendment, and the Seventeenth Amendment to the Agreement, the global Amendment effective [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Sixteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, and the Fifteenth Amendment to the Agreement, and the Fourth Amendment to the Agreement, labeled General Amendment, increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Eighteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Revised Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, the Fifteenth Amendment, the Sixteenth Amendment, and the Seventeenth Amendment to the Agreement, the General Amendment increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Fifteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, and the Fourteenth Amendment to the Agreement, the General Amendment increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Seventh Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, and the Sixth Amendment to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Fifteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, and the Fourteenth Amendment to the Agreement, the global Amendment effective [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Fifteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, and the Fourteenth Amendment to the Agreement and the Fourth Amendment, labeled General Amendment, increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

First Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"). The undersigned parties hereby agree that the Agreement shall be and is hereby amended and incorporated as follows:

General Amendment—TAI conversion and layering
Riversource of New York Account 8 • April 27th, 2020

Reference is made to the following Agreements by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"):

General Amendment—TAI conversion and layering
Riversource of New York Account 8 • April 27th, 2020

Reference is made to the following agreements by and between RiverSource Life Insurance Co. of New York ("RiverSourceNY"), (formerly IDS Life Insurance Company of New York ("IDSLNY") ("Ceding Company") and [*] ("Reinsurer" or [*]):

Fourteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the global Amendment effective [*], and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Seventeenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Revised Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment, the Fifteenth Amendment, and the Sixteenth Amendment to the Agreement, the General Amendment increasing Ceding Company retention as of [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

First Amendment to Automatic YRT Agreement
Automatic Yrt Agreement • April 27th, 2020 • Riversource of New York Account 8

This Amendment to that certain Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York (formerly IDS Life Insurance Company of New York) ("Ceding Company") and [*] ("Reinsurer") shall be effective as of the day the last required signature is affixed to this Amendment (the "Amendment Effective Date").

To Automatic YRT Reinsurance Agreement
Eighth Amendment • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, and the General Amendment effective [*]6 to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Seventh Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fifth Amendment, and the Sixth Amendment to the Agreement and the Fourth Amendment, labeled General Amendment, increasing Ceding Company retention as of [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

General Amendment—TAI Conversion and layering
Riversource of New York Account 8 • April 27th, 2020

Reference is made to the following agreements by and between RiverSource Life Insurance Co. of New York ("RiverSourceNY") (formerly IDS Life Insurance Company of New York ("IDSLNY")) ("Ceding Company") and [*] ("Reinsurer" or [*] ), [*]:

Ninth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, and the General Amendment effective

Seventh Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York (formerly IDS Life Insurance Company of New York) ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment and the Sixth Amendment to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

Eleventh Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

To Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

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Sixteenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, the Twelfth Amendment, the Thirteenth Amendment, the Fourteenth Amendment and the Fifteenth Amendment to the Agreement, the global Amendment effective [*], and the General Amendment effective [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

General Amendment—TAI conversion and layering
Riversource of New York Account 8 • April 27th, 2020

Reference is made to the following agreements by and between RiverSource Life Insurance Co. of New York (formerly IDS Life Insurance Company of New York ("IDSLNY") ("Ceding Company" or "RiverSourceNY") and [*] ("Reinsurer" or [*]), [*]:

First Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"). The undersigned parties hereby agree that the Agreement shall be and is hereby amended as follows:

Eighth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, and the Seventh Amendment to the Agreement and the amendment increasing Ceding Company retention as of [*] ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended and incorporated as follows:

General Amendment—TAI Conversion and layering
Riversource of New York Account 8 • April 27th, 2020

Reference is made to the following agreements by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"):

Second Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment to the Agreement. The undersigned parties hereby agree that the Agreement, as amended by the First Amendment, shall be and is hereby amended and incorporated as follows:

Fifth Amendment to Automatic YRT Agreement
Automatic Yrt Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York (formerly IDS Life Insurance Company of New York) ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, and the Fourth Amendment to Automatic YRT Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Tenth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

To Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

To Automatic YRT Reinsurance Agreement
Seventh Amendment • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

First Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"). The undersigned parties hereby agree that the Agreement shall be and is hereby amended and incorporated as follows:

Twelfth Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

Reference is made to the Automatic YRT Reinsurance Agreement, dated effective [*], and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, the Second Amendment, the Third Amendment, the Fourth Amendment, the Fifth Amendment, the Sixth Amendment, the Seventh Amendment, the Eighth Amendment, the Ninth Amendment, the Tenth Amendment, the Eleventh Amendment, and the General Amendment effective [*] to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement, as amended by the Prior Amendments, shall be and is hereby amended as follows:

Third Amendment to Automatic YRT Reinsurance Agreement
Automatic Yrt Reinsurance Agreement • April 27th, 2020 • Riversource of New York Account 8

and identified as Treaty Number [*] (herein the "Agreement"), by and between RiverSource Life Insurance Co. of New York ("Ceding Company") and [*] ("Reinsurer"), as amended by the First Amendment, and the Second Amendment to the Agreement ("Prior Amendments"). The undersigned parties hereby agree that the Agreement shall be and is hereby amended and incorporated as follows:

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