0001558370-15-002451 Sample Contracts

PennyMac Financial Services, Inc. 2013 EQUITY INCENTIVE PLAN
Restricted Stock Unit • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents

This Agreement is dated as of , 2013, between PennyMac Financial Services, Inc., a corporation organized under the laws of the State of Delaware (the “Company”), and the individual identified in the table below (the “Recipient”).

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AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 9 to Amended and Restated Master Repurchase Agreement, dated as of October 30, 2015 (this “Amendment”), among Credit Suisse First Boston Mortgage Capital LLC (the “Buyer”), PennyMac Loan Services, LLC (the “Seller”) and Private National Mortgage Acceptance Company, LLC (the “Guarantor”).

AMENDMENT NO. 1 TO AMENDED AND RESTATED MASTER SPREAD ACQUISITION AND MSR SERVICING AGREEMENT
Servicing Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 1 to Amended and Restated Master Spread Acquisition and MSR Servicing Agreement, dated as of August 26, 2015 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (“CSFB”), PENNYMAC LOAN SERVICES, LLC (the “Seller”) and PENNYMAC HOLDINGS, LLC (the “Purchaser”).

AMENDMENT NO. 1 TO LOAN AND SECURITY AGREEMENT (PORTFOLIO EXCESS SPREAD)
Loan and Security Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This Amendment No. 1 to Loan and Security Agreement (Portfolio Excess Spread) (this “Amendment”) is made as of October 30, 2015 by and between PENNYMAC LOAN SERVICES, LLC (the “Lender”) and PENNYMAC HOLDINGS, LLC (the “Borrower”).

AMENDMENT NUMBER TWELVE to the MASTER REPURCHASE AGREEMENT Dated as of June 26, 2012, by and between PENNYMAC LOAN SERVICES, LLC and
Master Repurchase Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

This AMENDMENT NUMBER TWELVE (this “Amendment Number Twelve”) is made this 7th day of September, 2015, by and between PENNYMAC LOAN SERVICES, LLC (“Seller”) and CITIBANK, N.A. (“Buyer”), to the Master Repurchase Agreement, dated as of June 26, 2012, by and between Seller and Buyer, as such agreement may be amended from time to time (the “Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

AMENDMENT NO. 1 TO MASTER SPREAD PARTICIPATION AGREEMENT
Master Spread Participation Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 1 to Master Spread Participation Agreement, dated as of August 26, 2015 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Lender”), PENNYMAC LOAN SERVICES, LLC (the “Company”) and PENNYMAC LOAN SERVICES, LLC (the “Initial Participant”).

AMENDMENT NO. 3 TO THIRD AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 3 to Third Amended and Restated Loan and Security Agreement, dated as of August 26, 2015 (this “Amendment”), among CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Lender”), PENNYMAC LOAN SERVICES, LLC (“Borrower”), and PRIVATE NATIONAL MORTGAGE ACCEPTANCE COMPANY, LLC (“PNMAC”).

FLOW SERVICING AGREEMENT
Flow Servicing Agreement • November 6th, 2015 • Pennymac Financial Services, Inc. • Mortgage bankers & loan correspondents • New York

Amendment No. 5 to Second Amended and Restated Flow Servicing Agreement, dated as of September 1, 2015 (the “Amendment”), by and between PennyMac Loan Services, LLC, a Delaware limited liability company (the “Servicer”), and PennyMac Operating Partnership, L.P., Delaware limited partnership (the “Owner”).

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