0001193125-06-221986 Sample Contracts

AMENDMENT NO. 1 Dated as of October 31, 2006 to AMENDED AND RESTATED TRUST AGREEMENT dated as of November 22, 2004 by and among ACCREDITED HOME LENDERS, INC., as Sponsor, ACCREDITED MORTGAGE LOAN REIT TRUST as Seller, and as Owner Trustee

Trust Agreement • November 2nd, 2006 • Accredited Mortgage Loan Trust 2004-4 • Asset-backed securities • Delaware

• Contract Type
  Trust Agreement
• Filed
  November 2nd, 2006
• Company
  Accredited Mortgage Loan Trust 2004-4
• Industry
  Asset-backed securities
• Jurisdiction
  Delaware

AMENDMENT NO. 1, dated as of October 31, 2006 (the “Amendment”), to the AMENDED AND RESTATED TRUST AGREEMENT (the “Agreement”), dated as of November 22, 2004, among ACCREDITED HOME LENDERS, INC., as sponsor (the “Sponsor”), ACCREDITED MORTGAGE LOAN REIT TRUST, a Maryland real estate investment trust, as seller (the “Seller”) and U.S. BANK TRUST NATIONAL ASSOCIATION, a national banking association, as owner trustee (the “Owner Trustee”).