0001193125-05-152827 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • July 29th, 2005 • Columbia Bancorp • State commercial banks • Pennsylvania

Employment Agreement, dated as of July 26, 2005, between The Columbia Bank, a Maryland trust company (the “Bank” or “Employer”), Columbia Bancorp, a Maryland corporation (“Columbia”), Fulton Financial Corporation, a Pennsylvania corporation (“Fulton”), and John A. Scaldara, Jr., an adult individual (the “Executive”). The Bank, Columbia and Fulton are collectively referred to herein as the “Companies”.

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EXHIBIT A WARRANT AGREEMENT
Warrant Agreement • July 29th, 2005 • Columbia Bancorp • State commercial banks • Pennsylvania

THIS WARRANT AGREEMENT is made as of July 26, 2005, by and between Fulton Financial Corporation, a Pennsylvania corporation (“Fulton”) and Columbia Bancorp, a Maryland corporation (“Columbia”).

AGREEMENT AND PLAN OF MERGER BY AND BETWEEN COLUMBIA BANCORP AND FULTON FINANCIAL CORPORATION JULY 26, 2005
Agreement and Plan of Merger • July 29th, 2005 • Columbia Bancorp • State commercial banks • Pennsylvania

AGREEMENT AND PLAN OF MERGER made as of the 26th day of July, 2005, by and between FULTON FINANCIAL CORPORATION, a Pennsylvania business corporation having its administrative headquarters at One Penn Square, P.O. Box 4887, Lancaster, Pennsylvania 17604 (“Fulton”), and COLUMBIA BANCORP, a Maryland corporation having its administrative headquarters at 7168 Columbia Gateway Drive, Columbia, Maryland 21046 (“Columbia”).

EMPLOYMENT AGREEMENT
Employment Agreement • July 29th, 2005 • Columbia Bancorp • State commercial banks • Pennsylvania

Employment Agreement, dated as of July 26, 2005, between The Columbia Bank, a Maryland trust company (the “Bank” or “Employer”), Columbia Bancorp, a Maryland corporation (“Columbia”), Fulton Financial Corporation, a Pennsylvania corporation (“Fulton”), and John M. Bond, Jr., an adult individual (the “Executive”). The Bank, Columbia and Fulton are collectively referred to herein as the “Companies”.

July , 2005
Columbia Bancorp • July 29th, 2005 • State commercial banks • Pennsylvania

The undersigned Stockholder (“Stockholder”) of Columbia Bancorp, a Maryland corporation (“Columbia”), in order to induce Fulton Financial Corporation, a Pennsylvania corporation (“Fulton”), to enter into the Agreement and Plan of Merger of even date herewith to be executed by and among Fulton and Columbia (the “Merger Agreement”), hereby represents, warrants and agrees as follows:

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