0001104659-10-049503 Sample Contracts

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220
Letter Agreement • September 22nd, 2010 • Citizens Bancshares Corp /Ga/ • State commercial banks • New York

WHEREAS, the United States Department of the Treasury (the “Investor”) may from time to time agree to purchase shares of preferred stock from eligible financial institutions which elect to participate in the Community Development Capital Initiative (“CDCI”);

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