0001104659-08-022072 Sample Contracts

CUSTODY AGREEMENT
Custody Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • New York

AGREEMENT, dated as of February 27, 2007 between Financial Investors Variable Insurance Trust, a Delaware statutory trust, having its principal office and place of business at 1625 Broadway, Suite 2200, Denver, CO 80202 (the “Trust”) and The Bank of New York, a New York corporation authorized to do a banking business having its principal office and place of business at One Wall Street, New York, New York 10286 (“Custodian”).

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FUND PARTICIPATION AGREEMENT
Participation Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

THIS AGREEMENT, made and entered into this day of , 2007 (the “Agreement”) by and among , organized under the laws of the State of (the “Company”), on behalf of itself and each separate account of the Company named in Schedule A to this Agreement, as may be amended from time to time (each account referred to as the “Account” and collectively as the “Accounts”); Financial Investors Variable Insurance Trust, an open-end management investment company organized under the laws of the State of Delaware (the “Fund”); ALPS Advisers, Inc., a corporation organized under the laws of the State of Colorado and investment adviser to the Fund (the “Adviser”); and ALPS Distributors, Inc., a corporation organized under the laws of the State of Colorado and principal underwriter/distributor of the Fund (the “Distributor”).

TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

Transfer Agency and Services Agreement (the “Agreement”) made this 7th day of December, 2006, between Financial Investors Variable Investment Trust, a Delaware Statutory Trust (the “Trust”) on behalf of the five portfolios having two classes of shares, listed in Appendix A attached hereto (each portfolio and any additional portfolios that may be established by the Trust is referred to herein individually as a “Portfolio” and collectively as the “Portfolios” or the “Ibbotson ETF Asset Allocation Portfolios”) and ALPS Fund Services, Inc., a Colorado corporation (the “Transfer Agent”).

DISTRIBUTION AGREEMENT
Distribution Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

AGREEMENT dated as of December 7, 2006, between Financial Investors Variable Insurance Trust (the “Trust”), an open-end, management investment company organized as a trust under the laws of the State of Delaware, having its principal place of business at 1625 Broadway, Suite 2200, Denver, CO 80202, and ALPS Distributors, Inc., a Colorado corporation and a registered broker-dealer under the Securities Exchange Act of 1934, having its principal place of business at 1625 Broadway, Suite 2200, Denver, Colorado 80202 (the “Distributor”).

INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

THIS AGREEMENT is made and entered into as of this 7th day of December,2006, by and between ALPS Advisers, Inc., a Colorado corporation (the “Adviser”), and Financial Investors Variable Insurance Trust, a Delaware Statutory Trust (the “Trust”), regarding the Ibbotson ETF Asset Allocation Portfolios listed on Appendix A (the “Portfolios”).

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Delaware

AGREEMENT made as of this 14th day of March 2007 by and among ALPS Advisers, Inc. (the “Adviser”), Ibbotson Associates, Inc. (the “Sub-Adviser”), and Financial Investors Variable Insurance Trust (the “Trust”).

FUND ACCOUNTING AND ADMINISTRATION AGREEMENT
Fund Accounting and Administration Agreement • April 2nd, 2008 • Financial Investors Variable Insurance Trust • Colorado

AGREEMENT made this 7th day of December, 2006, between Financial Investor Variable Insurance Trust, a Delaware Statutory Trust (the “Trust”), and ALPS Fund Services, Inc., a Colorado corporation (“ALPS”).

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