0001018720-06-000023 Sample Contracts

FIRST CITIZENS FINANCIAL CORPORATION SHAREHOLDER WARRANT AGREEMENT
First Citizens Financial Corporation Shareholder Warrant Agreement • July 14th, 2006 • First Citizens Financial CORP • Georgia

This Shareholder Warrant Agreement ("Agreement") is executed as of this _______ day of ________________, 2006, by First Citizens Financial Corporation, a Georgia corporation ("Company"), in favor of the person whose name appears on the signature page hereof (the "Initial Holder"), in accordance with the terms and subject to the conditions set forth in this Agreement.

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FIRST CITIZENS FINANCIAL CORPORATION ORGANIZER WARRANT AGREEMENT
Corporation Organizer Warrant Agreement • July 14th, 2006 • First Citizens Financial CORP • Georgia

This Organizer Warrant Agreement (this "Agreement") is executed as of this ____ day of _______________, 2006, by First Citizens Financial Corporation, a Georgia corporation ("Company"), in favor of the person whose name appears on the signature page hereof (the "Initial Holder"), in accordance with the terms and subject to the conditions set forth in this Agreement.

LEADERSHIP AGREEMENT
Leadership Agreement • July 14th, 2006 • First Citizens Financial CORP • Georgia

This Leadership Agreement ("Agreement") is entered into as of the 1st day of January, 2006 by and between PROSPECTOR BANCSHARES, INC. ("Company"), a corporation organized under the laws of the State of Georgia, and CHARLES M. BUCKNER, an adult individual residing in the State of Georgia ("Buckner").

FIRST CITIZENS FINANCIAL CORPORATION DIRECTOR WARRANT AGREEMENT
First Citizens Financial Corporation Director Warrant Agreement • July 14th, 2006 • First Citizens Financial CORP • Georgia

This Director Warrant Agreement (this "Agreement") is executed as of this ____ day of _______________, 2006, by First Citizens Financial Corporation, a Georgia corporation ("Company"), in favor of the person whose name appears on the signature page hereof (the "Initial Holder"), in accordance with the terms and subject to the conditions set forth in this Agreement.

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