AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT Dated as of July 15, 2020 Between TIAA, FSB, as Bank and GUILD MORTGAGE COMPANY, as BorrowerLoan and Security Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (“Agreement”) is made as of July 15, 2020 (the “Effective Date”), by and between Guild Mortgage Company, a California corporation, with an address at 5898 Copley Drive, San Diego, California 92111 (“Borrower”) and TIAA, FSB, formerly known as EverBank, a federal savings association (“Bank” or “EverBank”), under the following circumstances:
FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
NINTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS NINTH AMENDMENT, dated as of September 13, 2019, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016, June 16, 2017, August 18, 2017, September 28, 2018 and August 29, 2019 (as so amended, the “Repurchase Agreement”), between GUlLD MORTGAGE COMPANY and GUlLD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
TIAA BANKGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents • New York
This Fifth Amendment is made as of the 29th day of March, 2019 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
WAIVER NO. 1 TO AMENDED AND RESTATED TERM LOAN AGREEMENTTerm Loan Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
THIS WAIVER NO. 1 TO AMENDED AND RESTATED TERM LOAN AGREEMENT (the “Waiver”) is made and entered into as of April 29, 2020, among Guild Mortgage Company, a California corporation (“GMC”) and Guild Mortgage Company, LLC, a Delaware limited liability company (“GMCLLC”; GMC and GMCLLC are each a “Borrower” and are, collectively, the “Borrowers”), the Lenders who are parties hereto, and The Bank of New York Mellon as Administrative Agent (the “Administrative Agent”).
GUILD MORTGAGE COMPANY’S SENIOR VICE PRESIDENT EMPLOYMENT AGREEMENTSenior Vice President Employment Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
This SENIOR VICE PRESIDENT EMPLOYMENT AGREEMENT (“Agreement”), dated as of January 1, 2016 (“Effective Date”), between Guild Mortgage Company (“Company”) and David Neylan (“Employee”) (collectively, the “Parties”).
TIAA BANKGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents • New York
This Tenth Amendment is made as of the 13th day of April 2020 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
TWELFTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS TWELFTH AMENDMENT, dated as of July 24, 2020, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016, June 16, 2017, August 18, 2017, September 28, 2018, August 29, 2019, September 13, 2019, October 15, 2019 and April 1, 2020 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
TIAA BANKGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents • New York
This Seventh Amendment is made as of the [ ] day of August, 2019 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.”
SIXTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS SIXTH AMENDMENT, dated as of August 18, 2017, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016 and June 16, 2017 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
ContractMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
TIAA BANKGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents • New York
This Ninth Amendment is made as of the 20th day of March 2020 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
FIRST AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
THIS FIRST AMENDMENT TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (the “First Amendment”) is made and entered into as of -July 10, 2020, among GUILD MORTGAGE COMPANY, a California corporation whose principal place of business is at 5898 Copley Drive, 5th Floor, San Diego, California 92111 (“GMC”), GUILD MORTGAGE COMPANY, LLC, a Delaware limited liability company whose principal place of business is at 5898 Copley Drive, 5th Floor, San Diego, California 92111 (“GMCLLC”; each of GMC and GMCLLC is a “Seller” and are, collectively, the “Sellers”), THE BANK OF NEW YORK MELLON, as administrative agent for the Buyers (in such capacity, the “Agent”) and the financial institutions listed on the signature pages hereof (who, together with the Agent, in its capacity as a buyer, are, collectively, the “Buyers”).
ContractAdoption Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
NOTE: Execution of this Adoption Agreement creates a legal liability of the Employer with significant tax consequences to the Employer and Participants. Principal Life Insurance Company disclaims all liability for the legal and tax consequences which result from the elections made by the Employer in this Adoption Agreement.
TIAA BANKGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents • New York
This Twelfth Amendment is made as of the 15th day of July 2020 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
TENTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS TENTH AMENDMENT, dated as of October 15, 2019, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016, June 16, 2017, August 18, 2017, September 28, 2018, August 29, 2019 and September 13, 2019 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (the “Agreement”) between BANK OF AMERICA, N.A. (“Buyer”) and GUILD MORTGAGE CO SPE W40, LLC (“Seller”) GUILD MORTGAGE COMPANY AND GUILD MORTGAGE COMPANY, LLC (collectively, the “Guarantor” and...Master Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
THIS AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”) is made and entered into as of September 1, 2020, by and between Bank of America, N.A., a national banking association (“Buyer”), and Guild Mortgage Co SPE W40, LLC, a Delaware limited liability company (“Seller”), and acknowledged and agreed to by Guild Mortgage Company, a California corporation and Guild Mortgage Company, LLC, a Delaware limited liability company (collectively, the “Guarantor” or “Pledgor” or “Guild Servicer”, as the context requires and together with the Seller, each a “Guild Party” and collectively, the “Guild Parties”).
ContractGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
TIAA BANKEleventh Amendment • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
This Eleventh Amendment is made as of the 19th day of May 2020 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
FIRST AMENDMENTGuild Holdings Co • September 24th, 2020 • Mortgage bankers & loan correspondents • Arizona
This First Amendment (this “Amendment”) is entered into as of July 24, 2020 among GUILD MORTGAGE COMPANY, a California corporation and GUILD MORTGAGE COMPANY, LLC, a Delaware limited liability company (each a “Seller,” and jointly and severally, “Sellers”) having a mailing address at 5898 Copley Drive, 5th Floor, San Diego California 92111, and WESTERN ALLIANCE BANK, an Arizona corporation (“Buyer”) having a mailing address at 2701 East Camelback Road, Suite 110, Phoenix, Arizona 85016.
MASTER REPURCHASE AGREEMENT Between GUILD MORTGAGE COMPANY, A CALIFORNIA CORPORATION and GUILD MORTGAGE COMPANY, LLC, A DELAWARE LIMITED LIABILITY COMPANY as Sellers and WESTERN ALLIANCE BANK, AN ARIZONA CORPORATION as Buyer dated as of April 29, 2020Master Repurchase Agreement • September 24th, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Arizona
This MASTER REPURCHASE AGREEMENT (together with all exhibits and schedules attached hereto, this “Agreement”) is made as of this 29th day of April, 2020, between Guild Mortgage Company, a California corporation and Guild Mortgage Company, LLC, a Delaware limited liability company (each a “Seller,” and jointly and severally, “Sellers”) and Western Alliance Bank, an Arizona corporation (“Buyer”).
