0000853285-05-000082 Sample Contracts

AMENDED AND RESTATED PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS CORPORATION and SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.)
Participation Agreement • April 29th, 2005 • Sun Life of Canada U S Variable Account F • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the 1st day of September, 2004 by and among Sun Life Assurance Company of Canada (U.S.), (hereinafter the "Company"), a Delaware corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the "Underwriter"), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II and VARIABLE INSURANCE PRODUCTS FUND III, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the "Fund").

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PARTICIPATION AGREEMENT By and Among WANGER ADVISORSNATIONS SEPARATE ACCOUNT TRUST And COLUMBIA FUNDS DISTRIBUTOR, INC. And SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.) And SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK
Participation Agreement • April 29th, 2005 • Sun Life of Canada U S Variable Account F • Massachusetts

THIS AGREEMENT, made and entered into as of DecemberOctober 1, 2004, by and among WANGER ADVISORSNATIONS SEPARATE ACCOUNT TRUST, an open-end management investment company organized under the laws of the Commonwealth of Massachusetts (the "Fund"), COLUMBIA FUNDS DISTRIBUTOR, INC., a Massachusetts corporation (the "Distributor"), SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.), a Delaware corporation, and SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK, a New York corporation (with Sun Life Assurance Company of Canada, (the "Company")), on its own behalf and on behalf of each separate account of the Company named in Schedule 1 to this Agreement, as may be amended from time to time, (each account referred to as the ""Account").

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 29th, 2005 • Sun Life of Canada U S Variable Account F • Delaware

THIS AGREEMENT is made this 15th day of February, 2005, between NATIONS SEPARATE ACCOUNT TRUST, an open-end management investment company organized as a Delaware business trust (the "Trust"), BACAP DistributorS, LLC, a North Carolina limited liability company and registered broker-dealer (the "Distributor"), Sun Life Assurance Company of Canada (U.S.), a Delaware corporation, and Sun Life Insurance and Annuity Company of New York, a New York corporation (collectively, the "Company"), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A, as may be amended from time to time (each an "Account" and collectively, the "Accounts").

AMENDED AND RESTATED PARTICIPATION AGREEMENT Among SUN CAPITAL ADVISERS TRUST, SUN CAPITAL ADVISERS, INC., SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.), and SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK
Participation Agreement • April 29th, 2005 • Sun Life of Canada U S Variable Account F • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into this 13th day of December, 2004, by and among SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.), SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK (each of which is referred to hereinafter as the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), SUN CAPITAL ADVISERS TRUST, a Delaware business trust (hereinafter the "Fund"), and SUN CAPITAL ADVISERS, INC. (hereinafter the "Adviser"), a Delaware corporation.

PARTICIPATION AGREEMENT By and Among LIBERTY VARIABLE INVESTMENT TRUST And COLUMBIA FUNDS DISTRIBUTOR, INC. And SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.) And SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK
Participation Agreement • April 29th, 2005 • Sun Life of Canada U S Variable Account F • Massachusetts

THIS AGREEMENT, made and entered into as of October 1, 2004, by and among LIBERTY VARIABLE INVESTMENT TRUST, an open-end management investment company organized under the laws of the Commonwealth of Massachusetts (the "Fund"), COLUMBIA FUNDS DISTRIBUTOR, INC., a Massachusetts corporation (the "Distributor"), SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.), a Delaware corporation, and SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK, a New York corporation (with Sun Life Assurance Company of Canada, (the "Company")), on its own behalf and on behalf of each separate account of the Company named in Schedule 1 to this Agreement, as may be amended from time to time, (each account referred to as the "Account").

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