Common Contracts

45 similar Employment Agreement contracts by Arrow Financial Corp

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EMPLOYMENT AGREEMENT
Employment Agreement • February 1st, 2021 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29th day of January, 2021 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and EDWARD J. CAMPANELLA, residing at P.O. Box 2310, Glens Falls, New York (the “Executive”). The effective date of this Agreement shall be February 1, 2021 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 1st, 2021 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29th day of January, 2021 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2021 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 1st, 2021 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29th day of January, 2021 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and ANDREW WISE, residing at 10 Chloes Way, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2021 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 1st, 2021 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29th day of January, 2021 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiaries, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (“Saratoga”), and Glens Falls National Bank and Trust Company, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“GFNB”) and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). Collectively, Saratoga and GFNB are referred to herein as the “Bank” and the Bank and Arrow are collectively referred to herein as the “Company.” The effective date of this Agreement shall be February 1, 2021 (the “Effective Date”). Capitalized terms used herein and not othe

EMPLOYMENT AGREEMENT
Employment Agreement • February 1st, 2021 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29th day of January, 2021 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2021 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 3rd, 2020 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29 day of January, 2020 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2020 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 3rd, 2020 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29 day of January, 2020 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiaries, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (“Saratoga”), and Glens Falls National Bank and Trust Company, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“GFNB”) and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). Collectively, Saratoga and GFNB are referred to herein as the “Bank” and the Bank and Arrow are collectively referred to herein as the “Company.” The effective date of this Agreement shall be February 1, 2020 (the “Effective Date”). Capitalized terms used herein and not otherw

EMPLOYMENT AGREEMENT
Employment Agreement • February 3rd, 2020 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29 day of January, 2020 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2020 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 3rd, 2020 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29 day of January, 2020 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and EDWARD J. CAMPANELLA, residing at 42 Maxwell Road, Latham, New York (the “Executive”). The effective date of this Agreement shall be February 1, 2020 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 3rd, 2020 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29 day of January, 2020 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and ANDREW WISE, residing at 10 Chloes Way, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2020 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • March 8th, 2019 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 30 day of January, 2019 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and ANDREW WISE, residing at 10 Chloes Way, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2019 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 4th, 2019 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 30 day of January, 2019 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiaries, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (“Saratoga”), and Glens Falls National Bank and Trust Company, a national banking association with its principal place of business at 250 Glen Street, Glens Fully, New York 12801 (“GFNB”) and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). Collectively, Saratoga and GFNB are referred to herein as the “Bank” and the Bank and Arrow are collectively referred to herein as the “Company.” The effective date of this Agreement shall be February 1, 2019 (the “Effective Date”). Capitalized terms used herein and not otherw

EMPLOYMENT AGREEMENT
Employment Agreement • February 4th, 2019 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 30 day of January, 2019 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2019 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 4th, 2019 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 30 day of January, 2019 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and EDWARD J. CAMPANELLA, residing at 42 Maxwell Road, Latham, New York (the “Executive”). The effective date of this Agreement shall be February 1, 2019 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 4th, 2019 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 30 day of January, 2019 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2019 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 6th, 2018 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of February 1, 2018 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2018 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 6th, 2018 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of February 1, 2018 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2018 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 6th, 2018 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of February 1, 2018 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiaries, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (“Saratoga”), and Glens Falls National Bank and Trust Company, a national banking association with its principal place of business at 250 Glen Street, Glens Fully, New York 12801 (“GFNB”) and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). Collectively, Saratoga and GFNB are referred to herein as the “Bank” and the Bank and Arrow are collectively referred to herein as the “Company.” The effective date of this Agreement shall be February 1, 2018 (the “Effective Date”). Capitalized terms used herein and not otherwise defined

EMPLOYMENT AGREEMENT
Employment Agreement • February 6th, 2018 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of February 1, 2018 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and EDWARD J. CAMPANELLA, residing at 42 Maxwell Road, Latham, New York (the “Executive”). The effective date of this Agreement shall be February 1, 2018 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 6th, 2018 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of February 1, 2018 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and ANDREW WISE, residing at 50 Webster Street, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2018 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

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EMPLOYMENT AGREEMENT
Employment Agreement • August 16th, 2017 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 15 day of August, 2017 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and Edward J. Campanella, residing at 42 Maxwell Road, Latham, New York 12110 (the “Executive”). The effective date of this Agreement shall be September 5, 2017 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 7th, 2017 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 1st day of February, 2017 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2017 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 7th, 2017 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 1st day of February, 2017 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2017 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 7th, 2017 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 1st day of February, 2017 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (the “Bank” and collectively with Arrow, the “Company”), and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2017 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • March 10th, 2016 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 27 day of January, 2016 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2016 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2016 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 27 day of January, 2016 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2016 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2016 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 27 day of January, 2016 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (the “Bank” and collectively with Arrow, the “Company”), and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2016 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2016 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 27 day of January, 2016 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 ("Arrow"), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and TERRY R. GOODEMOTE, residing at 3 Mohawk Trail, Queensbury, New York 12804 (the "Executive"). The effective date of this Agreement shall be February 1, 2016 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • March 13th, 2015 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 28 day of January, 2015 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and DAVID D. KAISER, residing at 29 Amethyst Drive, Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2015 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2015 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 28 day of January, 2015 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (the “Bank” and collectively with Arrow, the “Company”), and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12866 (the “Executive”). The effective date of this Agreement shall be February 1, 2015 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2015 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 28 day of January, 2015 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2015 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 2nd, 2015 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 28 day of January, 2015 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 ("Arrow"), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and TERRY R. GOODEMOTE, residing at 3 Mohawk Trail, Queensbury, New York 12804 (the "Executive"). The effective date of this Agreement shall be February 1, 2015 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

EMPLOYMENT AGREEMENT
Employment Agreement • February 4th, 2014 • Arrow Financial Corp • National commercial banks • New York

EMPLOYMENT AGREEMENT executed as of this 29 day of January, 2014 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, SARATOGA NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 171 South Broadway, Saratoga Springs, New York 12866 (the “Bank” and collectively with Arrow, the “Company”), and DAVID. S. DEMARCO, residing at 2 Ingersoll Road, Saratoga Springs, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2014 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.

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