Common Contracts
56 similar Cardmember Agreement contracts
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days after
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days after
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% - Prime + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days after
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% - Prime + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days after
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% - Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days a
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% - Prime + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days after
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% - Prime + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days after
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
Cardmember Agreement: Part 1 of 2Cardmember Agreement • July 10th, 2015
Interest Rates Annual Percentage Rate (APR) for Purchases Prime Rate + 12.49% to Prime Rate + 21.49%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to all balances on your account if you:1) make a payment that is returned;2) make 2 late payments in 12 months; or3) do not make the Minimum Payment due by the closing date of the billing period in which it is due.How Long Will the Penalty APR Apply? If the penalty APR is applied for any of these reasons, it will apply, subject to applicable law, for at least 12 billing periods in a row.In addition, the penalty APR will continue to apply until after you have made timely payments with no returned payments for 12 billing periods in a row. Paying Interest Your due date is at least 25 days
